a.f.smith & sons,limited
a.f.smith & sons,limited Company Information
Company Number
00212266
Next Accounts
Jun 2025
Industry
Other retail sale in non-specialised stores
Directors
Shareholders
ghislaine marie smith
ian gardner
Group Structure
View All
Contact
Registered Address
hendre fawr st dogmaels, cardigan, SA43 3LZ
Website
www.afsmithandsons.co.uka.f.smith & sons,limited Estimated Valuation
Pomanda estimates the enterprise value of A.F.SMITH & SONS,LIMITED at £158.6k based on a Turnover of £490.5k and 0.32x industry multiple (adjusted for size and gross margin).
a.f.smith & sons,limited Estimated Valuation
Pomanda estimates the enterprise value of A.F.SMITH & SONS,LIMITED at £0 based on an EBITDA of £-25.9k and a 3.28x industry multiple (adjusted for size and gross margin).
a.f.smith & sons,limited Estimated Valuation
Pomanda estimates the enterprise value of A.F.SMITH & SONS,LIMITED at £575.8k based on Net Assets of £165.3k and 3.48x industry multiple (adjusted for liquidity).
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A.f.smith & Sons,limited Overview
A.f.smith & Sons,limited is a live company located in cardigan, SA43 3LZ with a Companies House number of 00212266. It operates in the other retail sale in non-specialised stores sector, SIC Code 47190. Founded in March 1926, it's largest shareholder is ghislaine marie smith with a 50% stake. A.f.smith & Sons,limited is a mature, micro sized company, Pomanda has estimated its turnover at £490.5k with declining growth in recent years.
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A.f.smith & Sons,limited Health Check
Pomanda's financial health check has awarded A.F.Smith & Sons,Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
6 Weak
Size
annual sales of £490.5k, make it smaller than the average company (£1.2m)
- A.f.smith & Sons,limited
£1.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -31%, show it is growing at a slower rate (4.1%)
- A.f.smith & Sons,limited
4.1% - Industry AVG
Production
with a gross margin of 27.6%, this company has a higher cost of product (42.3%)
- A.f.smith & Sons,limited
42.3% - Industry AVG
Profitability
an operating margin of -5.3% make it less profitable than the average company (4.8%)
- A.f.smith & Sons,limited
4.8% - Industry AVG
Employees
with 1 employees, this is below the industry average (30)
1 - A.f.smith & Sons,limited
30 - Industry AVG
Pay Structure
on an average salary of £19.1k, the company has an equivalent pay structure (£19.1k)
- A.f.smith & Sons,limited
£19.1k - Industry AVG
Efficiency
resulting in sales per employee of £490.5k, this is more efficient (£92.7k)
- A.f.smith & Sons,limited
£92.7k - Industry AVG
Debtor Days
it gets paid by customers after 145 days, this is later than average (10 days)
- A.f.smith & Sons,limited
10 days - Industry AVG
Creditor Days
its suppliers are paid after 32 days, this is close to average (35 days)
- A.f.smith & Sons,limited
35 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- A.f.smith & Sons,limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - A.f.smith & Sons,limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 15.9%, this is a lower level of debt than the average (66.5%)
15.9% - A.f.smith & Sons,limited
66.5% - Industry AVG
A.F.SMITH & SONS,LIMITED financials
A.F.Smith & Sons,Limited's latest turnover from September 2023 is estimated at £490.5 thousand and the company has net assets of £165.3 thousand. According to their latest financial statements, A.F.Smith & Sons,Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 1 | 1 | |||||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,349 | 1,686 | 2,108 | 2,635 | 3,294 | 4,117 | 85,146 | 86,482 | 8,040 | 9,450 | 0 | 15,361 | 15,474 | 77,511 | 85,950 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 80,050 | 80,050 | 120,050 | 120,050 | 120,050 | 50 | 50 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,349 | 1,686 | 2,108 | 2,635 | 3,294 | 4,117 | 85,146 | 86,482 | 88,090 | 89,500 | 120,050 | 135,411 | 135,524 | 77,561 | 86,000 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 65,121 | 75,826 | 82,429 | 85,275 | 155,425 | 217,005 | 234,338 |
| Trade Debtors | 195,108 | 268,427 | 314,883 | 323,918 | 359,641 | 440,476 | 64,216 | 62,876 | 97 | 937 | 1,886 | 5,855 | 4,865 | 5,589 | 9,037 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17,114 | 59,962 | 184,125 | 50,665 | 134,009 | 1,044 | 895 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 195,108 | 268,427 | 314,883 | 323,918 | 359,641 | 440,476 | 64,216 | 62,876 | 82,332 | 136,725 | 268,440 | 141,795 | 294,299 | 223,638 | 244,270 |
| total assets | 196,457 | 270,113 | 316,991 | 326,553 | 362,935 | 444,593 | 149,362 | 149,358 | 170,422 | 226,225 | 388,490 | 277,206 | 429,823 | 301,199 | 330,270 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 11,646 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 31,152 | 78,869 | 78,090 | 28,417 | 18,452 | 40,051 | 35,247 | 23,951 | 33,158 | 73,498 | 181,713 | 78,382 | 116,557 | 98,508 | 56,262 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 31,152 | 78,869 | 78,090 | 28,417 | 18,452 | 40,051 | 35,247 | 23,951 | 33,158 | 73,498 | 181,713 | 78,382 | 116,557 | 98,508 | 67,908 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 126,335 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 120,000 | 120,000 | 201,796 | 91,683 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 120,000 | 120,000 | 201,796 | 218,018 |
| total liabilities | 31,152 | 78,869 | 78,090 | 28,417 | 18,452 | 40,051 | 35,247 | 23,951 | 33,158 | 73,498 | 181,713 | 198,382 | 236,557 | 300,304 | 285,926 |
| net assets | 165,305 | 191,244 | 238,901 | 298,136 | 344,483 | 404,542 | 114,115 | 125,407 | 137,264 | 152,727 | 206,777 | 78,824 | 193,266 | 895 | 44,344 |
| total shareholders funds | 165,305 | 191,244 | 238,901 | 298,136 | 344,483 | 404,542 | 114,115 | 125,407 | 137,264 | 152,727 | 206,777 | 78,824 | 193,266 | 895 | 44,344 |
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 2,010 | 2,363 | 313 | 351 | 251 | 3,062 | |||||||||
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Tax | |||||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -65,121 | -10,705 | -6,603 | -2,846 | -70,150 | -61,580 | -17,333 | 234,338 |
| Debtors | -73,319 | -46,456 | -9,035 | -35,723 | -80,835 | 376,260 | 1,340 | 62,779 | -840 | -949 | -3,969 | 990 | -724 | -3,448 | 9,037 |
| Creditors | -47,717 | 779 | 49,673 | 9,965 | -21,599 | 4,804 | 11,296 | -9,207 | -40,340 | -108,215 | 103,331 | -38,175 | 18,049 | 42,246 | 56,262 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -80,050 | 0 | -40,000 | 0 | 0 | 120,000 | 0 | 50 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -126,335 | 126,335 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -120,000 | 0 | -81,796 | 110,113 | 91,683 |
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -17,114 | -42,848 | -124,163 | 133,460 | -83,344 | 132,965 | 149 | 895 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -11,646 | 11,646 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -17,114 | -42,848 | -124,163 | 133,460 | -83,344 | 132,965 | 11,795 | -10,751 |
a.f.smith & sons,limited Credit Report and Business Information
A.f.smith & Sons,limited Competitor Analysis
Perform a competitor analysis for a.f.smith & sons,limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other micro companies, companies in SA43 area or any other competitors across 12 key performance metrics.
a.f.smith & sons,limited Ownership
A.F.SMITH & SONS,LIMITED group structure
A.F.Smith & Sons,Limited has no subsidiary companies.
Ultimate parent company
A.F.SMITH & SONS,LIMITED
00212266
a.f.smith & sons,limited directors
A.F.Smith & Sons,Limited currently has 1 director, Miss Ghislaine Smith serving since Feb 1991.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Miss Ghislaine Smith | Wales | 68 years | Feb 1991 | - | Director |
P&L
September 2023turnover
490.5k
-21%
operating profit
-25.9k
0%
gross margin
27.6%
+1.69%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
165.3k
-0.14%
total assets
196.5k
-0.27%
cash
0
0%
net assets
Total assets minus all liabilities
a.f.smith & sons,limited company details
company number
00212266
Type
Private limited with Share Capital
industry
47190 - Other retail sale in non-specialised stores
incorporation date
March 1926
age
98
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
September 2023
previous names
N/A
accountant
-
auditor
-
address
hendre fawr st dogmaels, cardigan, SA43 3LZ
Bank
-
Legal Advisor
-
a.f.smith & sons,limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 4 charges/mortgages relating to a.f.smith & sons,limited. Currently there are 0 open charges and 4 have been satisfied in the past.
a.f.smith & sons,limited Companies House Filings - See Documents
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