the national pawnbrokers' association
the national pawnbrokers' association Company Information
Company Number
00255368
Next Accounts
Dec 2025
Industry
Activities of professional membership organisations
Shareholders
-
Group Structure
View All
Contact
Registered Address
2nd floor, 289 green lanes, palmers green, london, N13 4XS
Website
www.thenpa.comthe national pawnbrokers' association Estimated Valuation
Pomanda estimates the enterprise value of THE NATIONAL PAWNBROKERS' ASSOCIATION at £141.5k based on a Turnover of £278k and 0.51x industry multiple (adjusted for size and gross margin).
the national pawnbrokers' association Estimated Valuation
Pomanda estimates the enterprise value of THE NATIONAL PAWNBROKERS' ASSOCIATION at £0 based on an EBITDA of £-81k and a 2.71x industry multiple (adjusted for size and gross margin).
the national pawnbrokers' association Estimated Valuation
Pomanda estimates the enterprise value of THE NATIONAL PAWNBROKERS' ASSOCIATION at £2.2m based on Net Assets of £922.9k and 2.39x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
The National Pawnbrokers' Association Overview
The National Pawnbrokers' Association is a live company located in palmers green, N13 4XS with a Companies House number of 00255368. It operates in the activities of professional membership organizations sector, SIC Code 94120. Founded in March 1931, it's largest shareholder is unknown. The National Pawnbrokers' Association is a mature, micro sized company, Pomanda has estimated its turnover at £278k with healthy growth in recent years.
Upgrade for unlimited company reports & a free credit check
The National Pawnbrokers' Association Health Check
Pomanda's financial health check has awarded The National Pawnbrokers' Association a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
3 Regular
7 Weak
Size
annual sales of £278k, make it smaller than the average company (£692.5k)
£278k - The National Pawnbrokers' Association
£692.5k - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a similar rate (8.9%)
7% - The National Pawnbrokers' Association
8.9% - Industry AVG
Production
with a gross margin of 76.8%, this company has a comparable cost of product (69.5%)
76.8% - The National Pawnbrokers' Association
69.5% - Industry AVG
Profitability
an operating margin of -29.2% make it less profitable than the average company (2.2%)
-29.2% - The National Pawnbrokers' Association
2.2% - Industry AVG
Employees
with 3 employees, this is below the industry average (11)
3 - The National Pawnbrokers' Association
11 - Industry AVG
Pay Structure
on an average salary of £67.2k, the company has a higher pay structure (£46.4k)
£67.2k - The National Pawnbrokers' Association
£46.4k - Industry AVG
Efficiency
resulting in sales per employee of £92.7k, this is equally as efficient (£99.5k)
£92.7k - The National Pawnbrokers' Association
£99.5k - Industry AVG
Debtor Days
it gets paid by customers after 57 days, this is later than average (23 days)
57 days - The National Pawnbrokers' Association
23 days - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (28 days)
0 days - The National Pawnbrokers' Association
28 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - The National Pawnbrokers' Association
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 21 weeks, this is less cash available to meet short term requirements (104 weeks)
21 weeks - The National Pawnbrokers' Association
104 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 17.8%, this is a lower level of debt than the average (28.2%)
17.8% - The National Pawnbrokers' Association
28.2% - Industry AVG
THE NATIONAL PAWNBROKERS' ASSOCIATION financials
The National Pawnbrokers' Association's latest turnover from March 2024 is £278 thousand and the company has net assets of £922.9 thousand. According to their latest financial statements, The National Pawnbrokers' Association has 3 employees and maintains cash reserves of £77.3 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 278,023 | 269,085 | 280,346 | 225,673 | 272,942 | 274,431 | 278,255 | 335,086 | 354,770 | 360,368 | 392,552 | 412,116 | 346,709 | 342,847 | 292,359 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 64,565 | 57,249 | 57,202 | 26,391 | 57,507 | 53,278 | 55,414 | 58,201 | 67,978 | 77,274 | 87,691 | 93,933 | 68,067 | 79,358 | 73,022 |
| Gross Profit | 213,458 | 211,836 | 223,144 | 199,282 | 215,435 | 221,153 | 222,841 | 276,885 | 286,792 | 283,094 | 304,861 | 318,183 | 278,642 | 263,489 | 219,337 |
| Admin Expenses | 294,727 | 294,830 | 227,329 | 234,434 | 239,856 | 263,249 | 301,899 | 396,941 | 329,121 | 475,608 | 218,823 | 201,163 | 230,401 | 218,793 | 153,471 |
| Operating Profit | -81,269 | -82,994 | -4,185 | -35,152 | -24,421 | -42,096 | -79,058 | -120,056 | -42,329 | -192,514 | 86,038 | 117,020 | 48,241 | 44,696 | 65,866 |
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Receivable | 1,884 | 691 | 408 | 685 | 434 | 606 | 425 | 466 | 731 | 1,528 | 1,688 | 877 | 82 | 1,065 | 114 |
| Pre-Tax Profit | -2,302 | -209,889 | 51,535 | 225,448 | -120,035 | 23,563 | -23,803 | 56,841 | -86,353 | -161,365 | 142,788 | 141,222 | 75,964 | 91,636 | 82,493 |
| Tax | -5,381 | 45,068 | -3,851 | -13,337 | 27,090 | -4,789 | 10,323 | -27,387 | 14,224 | 9,664 | -9,494 | -19,855 | -7,215 | -3,654 | -2,472 |
| Profit After Tax | -7,683 | -164,821 | 47,684 | 212,111 | -92,945 | 18,774 | -13,480 | 29,454 | -72,129 | -151,701 | 133,294 | 121,367 | 68,749 | 87,982 | 80,021 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | -7,683 | -164,821 | 47,684 | 212,111 | -92,945 | 18,774 | -13,480 | 29,454 | -72,129 | -151,701 | 133,294 | 121,367 | 68,749 | 87,982 | 80,021 |
| Employee Costs | 201,665 | 151,209 | 137,954 | 147,304 | 158,429 | 165,797 | 168,182 | 271,275 | 213,076 | 195,326 | 130,440 | 121,053 | 142,033 | 106,082 | 98,046 |
| Number Of Employees | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 4 | 4 | 2 | 2 | 2 | 2 | 2 |
| EBITDA* | -81,023 | -81,949 | -2,884 | -33,685 | -23,976 | -38,644 | -74,780 | -115,758 | -41,271 | -192,285 | 87,133 | 118,253 | 49,715 | 47,241 | 69,808 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 493 | 69 | 1,114 | 2,415 | 795 | 684 | 3,651 | 7,930 | 2,299 | 460 | 689 | 1,784 | 3,017 | 1,297 | 3,842 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 989,194 | 952,600 | 1,162,794 | 1,113,006 | 868,027 | 1,010,164 | 972,886 | 1,056,296 | 933,707 | 743,962 | 912,608 | 722,422 | 538,945 | 530,340 | 327,156 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 989,687 | 952,669 | 1,163,908 | 1,115,421 | 868,822 | 1,010,848 | 976,537 | 1,064,226 | 936,006 | 744,422 | 913,297 | 724,206 | 541,962 | 531,637 | 330,998 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 44,038 | 44,332 | 30,219 | 26,711 | 72,207 | 51,259 | 76,058 | 87,513 | 72,690 | 115,479 | 73,225 | 128,661 | 193,051 | 110,420 | 42,909 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 12,411 | 27,344 | 25,244 | 6,932 | 49,561 | 12,435 | 25,203 | 44,108 | 19,851 | 28,538 | 41,165 | 18,725 | 47,377 | 32,453 | 8,300 |
| Cash | 77,272 | 92,861 | 88,625 | 128,897 | 67,605 | 94,682 | 66,338 | 51,267 | 101,992 | 85,090 | 133,587 | 179,068 | 174,534 | 149,218 | 349,392 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 133,721 | 164,537 | 144,088 | 162,540 | 189,373 | 158,376 | 167,599 | 182,888 | 194,533 | 229,107 | 247,977 | 326,454 | 414,962 | 292,091 | 400,601 |
| total assets | 1,123,408 | 1,117,206 | 1,307,996 | 1,277,961 | 1,058,195 | 1,169,224 | 1,144,136 | 1,247,114 | 1,130,539 | 973,529 | 1,161,274 | 1,050,660 | 956,924 | 823,728 | 731,599 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 36 | 1,939 | 16 | 8,056 | 22,398 | 960 | 2,068 | 3,282 | 7,989 | 1,350 | 0 | 0 | 27,690 | 21,503 | 33,910 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10,851 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 187,978 | 177,571 | 160,395 | 173,855 | 165,195 | 177,627 | 174,994 | 252,955 | 188,514 | 224,310 | 261,704 | 273,465 | 256,211 | 198,215 | 181,432 |
| total current liabilities | 188,014 | 179,510 | 160,411 | 181,911 | 187,593 | 178,587 | 177,062 | 256,237 | 196,503 | 225,660 | 261,704 | 284,316 | 283,901 | 219,718 | 215,342 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 12,462 | 7,081 | 52,149 | 48,298 | 34,961 | 62,051 | 57,262 | 67,585 | 40,198 | 0 | 0 | 68 | 264 | 0 | 229 |
| total long term liabilities | 12,462 | 7,081 | 52,149 | 48,298 | 34,961 | 62,051 | 57,262 | 67,585 | 40,198 | 0 | 0 | 68 | 264 | 0 | 229 |
| total liabilities | 200,476 | 186,591 | 212,560 | 230,209 | 222,554 | 240,638 | 234,324 | 323,822 | 236,701 | 225,660 | 261,704 | 284,384 | 284,165 | 219,718 | 215,571 |
| net assets | 922,932 | 930,615 | 1,095,436 | 1,047,752 | 835,641 | 928,586 | 909,812 | 923,292 | 893,838 | 747,869 | 899,570 | 766,276 | 672,759 | 604,010 | 516,028 |
| total shareholders funds | 922,932 | 930,615 | 1,095,436 | 1,047,752 | 835,641 | 928,586 | 909,812 | 923,292 | 893,838 | 747,869 | 899,570 | 766,276 | 672,759 | 604,010 | 516,028 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -81,269 | -82,994 | -4,185 | -35,152 | -24,421 | -42,096 | -79,058 | -120,056 | -42,329 | -192,514 | 86,038 | 117,020 | 48,241 | 44,696 | 65,866 |
| Depreciation | 246 | 1,045 | 1,301 | 1,467 | 445 | 3,452 | 4,278 | 4,298 | 1,058 | 229 | 1,095 | 1,233 | 1,474 | 2,545 | 3,942 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -5,381 | 45,068 | -3,851 | -13,337 | 27,090 | -4,789 | 10,323 | -27,387 | 14,224 | 9,664 | -9,494 | -19,855 | -7,215 | -3,654 | -2,472 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -15,227 | 16,213 | 21,820 | -88,125 | 58,074 | -37,567 | -30,360 | 39,080 | -51,476 | 29,627 | -32,996 | -93,042 | 97,555 | 91,664 | 51,209 |
| Creditors | -1,903 | 1,923 | -8,040 | -14,342 | 21,438 | -1,108 | -1,214 | -4,707 | 6,639 | 1,350 | 0 | -27,690 | 6,187 | -12,407 | 33,910 |
| Accruals and Deferred Income | 10,407 | 17,176 | -13,460 | 8,660 | -12,432 | 2,633 | -77,961 | 64,441 | -35,796 | -37,394 | -11,761 | 17,254 | 57,996 | 16,783 | 181,432 |
| Deferred Taxes & Provisions | 5,381 | -45,068 | 3,851 | 13,337 | -27,090 | 4,789 | -10,323 | 27,387 | 40,198 | 0 | -68 | -196 | 264 | -229 | 229 |
| Cash flow from operations | -57,292 | -79,063 | -46,204 | 48,758 | -73,044 | 448 | -123,595 | -95,104 | 35,470 | -248,292 | 98,806 | 180,808 | 9,392 | -43,930 | 231,698 |
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 36,594 | -210,194 | 49,788 | 244,979 | -142,137 | 37,278 | -83,410 | 122,589 | 189,745 | -168,646 | 190,186 | 183,477 | 8,605 | 203,184 | 327,156 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10,851 | 10,851 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | 1,884 | 691 | 408 | 685 | 434 | 606 | 425 | 466 | 731 | 1,528 | 1,688 | 877 | 82 | 1,065 | 114 |
| cash flow from financing | 1,884 | 691 | 408 | 685 | 434 | 606 | 425 | 466 | 218,829 | 1,528 | -9,163 | -16,122 | 82 | 1,065 | 436,121 |
| cash and cash equivalents | |||||||||||||||
| cash | -15,589 | 4,236 | -40,272 | 61,292 | -27,077 | 28,344 | 15,071 | -50,725 | 16,902 | -48,497 | -45,481 | 4,534 | 25,316 | -200,174 | 349,392 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -15,589 | 4,236 | -40,272 | 61,292 | -27,077 | 28,344 | 15,071 | -50,725 | 16,902 | -48,497 | -45,481 | 4,534 | 25,316 | -200,174 | 349,392 |
the national pawnbrokers' association Credit Report and Business Information
The National Pawnbrokers' Association Competitor Analysis
Perform a competitor analysis for the national pawnbrokers' association by selecting its closest rivals, whether from the OTHER SERVICE ACTIVITIES sector, other micro companies, companies in N13 area or any other competitors across 12 key performance metrics.
the national pawnbrokers' association Ownership
THE NATIONAL PAWNBROKERS' ASSOCIATION group structure
The National Pawnbrokers' Association has no subsidiary companies.
Ultimate parent company
THE NATIONAL PAWNBROKERS' ASSOCIATION
00255368
the national pawnbrokers' association directors
The National Pawnbrokers' Association currently has 13 directors. The longest serving directors include Mrs Margot Walker (Feb 2001) and Mr Peter Kenyon (Oct 2009).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Margot Walker | 66 years | Feb 2001 | - | Director | |
| Mr Peter Kenyon | England | 59 years | Oct 2009 | - | Director |
| Mr Mark Sumpter | 65 years | Oct 2010 | - | Director | |
| Mr Haywood Milton | 52 years | Oct 2012 | - | Director | |
| Mr Stephen Dexter | 78 years | Oct 2013 | - | Director | |
| Mr James Tannahill | 60 years | Oct 2013 | - | Director | |
| Mr Paul Smit | England | 68 years | Sep 2017 | - | Director |
| Mr David Page | 72 years | Oct 2020 | - | Director | |
| Mr Christopher Gillespie | United Kingdom | 61 years | Jan 2021 | - | Director |
| Ms Susana Bastos Figueiredo | 52 years | Jun 2022 | - | Director |
P&L
March 2024turnover
278k
+3%
operating profit
-81.3k
-2%
gross margin
76.8%
-2.47%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
922.9k
-0.01%
total assets
1.1m
+0.01%
cash
77.3k
-0.17%
net assets
Total assets minus all liabilities
the national pawnbrokers' association company details
company number
00255368
Type
Private Ltd By Guarantee w/o Share Cap
industry
94120 - Activities of professional membership organisations
incorporation date
March 1931
age
94
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2024
previous names
national pawnbrokers' association incorporated(the) (July 1989)
accountant
-
auditor
HETHERINGTON & CO LIMITED
address
2nd floor, 289 green lanes, palmers green, london, N13 4XS
Bank
-
Legal Advisor
-
the national pawnbrokers' association Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to the national pawnbrokers' association.
the national pawnbrokers' association Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for THE NATIONAL PAWNBROKERS' ASSOCIATION. This can take several minutes, an email will notify you when this has completed.
the national pawnbrokers' association Companies House Filings - See Documents
| date | description | view/download |
|---|
