realty insurances limited
realty insurances limited Company Information
Company Number
00482966
Next Accounts
Dec 2025
Shareholders
deva victrix holdings limited
Group Structure
View All
Industry
Non-life insurance
+1Registered Address
70 grosvenor street, london, W1K 3JP
Website
www.realtyinsurances.co.ukrealty insurances limited Estimated Valuation
Pomanda estimates the enterprise value of REALTY INSURANCES LIMITED at £5.3m based on a Turnover of £7.9m and 0.67x industry multiple (adjusted for size and gross margin).
realty insurances limited Estimated Valuation
Pomanda estimates the enterprise value of REALTY INSURANCES LIMITED at £13.8m based on an EBITDA of £1.9m and a 7.27x industry multiple (adjusted for size and gross margin).
realty insurances limited Estimated Valuation
Pomanda estimates the enterprise value of REALTY INSURANCES LIMITED at £13.5m based on Net Assets of £8.2m and 1.64x industry multiple (adjusted for liquidity).
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Realty Insurances Limited Overview
Realty Insurances Limited is a live company located in london, W1K 3JP with a Companies House number of 00482966. It operates in the life insurance sector, SIC Code 65110. Founded in June 1950, it's largest shareholder is deva victrix holdings limited with a 100% stake. Realty Insurances Limited is a mature, mid sized company, Pomanda has estimated its turnover at £7.9m with healthy growth in recent years.
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Realty Insurances Limited Health Check
Pomanda's financial health check has awarded Realty Insurances Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 8 measures and has 1 areas for improvement. Company Health Check FAQs
8 Strong
2 Regular
1 Weak
Size
annual sales of £7.9m, make it larger than the average company (£1.8m)
£7.9m - Realty Insurances Limited
£1.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 12%, show it is growing at a similar rate (10.3%)
12% - Realty Insurances Limited
10.3% - Industry AVG
Production
with a gross margin of 99.7%, this company has a comparable cost of product (99.7%)
99.7% - Realty Insurances Limited
99.7% - Industry AVG
Profitability
an operating margin of 23.9% make it more profitable than the average company (13.3%)
23.9% - Realty Insurances Limited
13.3% - Industry AVG
Employees
with 33 employees, this is above the industry average (21)
33 - Realty Insurances Limited
21 - Industry AVG
Pay Structure
on an average salary of £102.9k, the company has a higher pay structure (£59.9k)
£102.9k - Realty Insurances Limited
£59.9k - Industry AVG
Efficiency
resulting in sales per employee of £239k, this is more efficient (£136k)
£239k - Realty Insurances Limited
£136k - Industry AVG
Debtor Days
it gets paid by customers after 35 days, this is earlier than average (211 days)
35 days - Realty Insurances Limited
211 days - Industry AVG
Creditor Days
its suppliers are paid after 157822 days, this is slower than average (138 days)
157822 days - Realty Insurances Limited
138 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Realty Insurances Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 60 weeks, this is more cash available to meet short term requirements (15 weeks)
60 weeks - Realty Insurances Limited
15 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 64.4%, this is a lower level of debt than the average (83.2%)
64.4% - Realty Insurances Limited
83.2% - Industry AVG
REALTY INSURANCES LIMITED financials
Realty Insurances Limited's latest turnover from March 2024 is £7.9 million and the company has net assets of £8.2 million. According to their latest financial statements, Realty Insurances Limited has 33 employees and maintains cash reserves of £15.8 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 7,888,000 | 8,212,000 | 6,748,000 | 5,669,000 | 5,195,000 | 5,022,000 | 5,230,000 | 4,851,000 | 4,506,000 | 4,129,000 | 3,966,000 | 3,718,000 | 3,598,000 | 3,515,000 | 3,431,000 |
| Other Income Or Grants | 6,000 | 29,000 | 55,000 | ||||||||||||
| Cost Of Sales | 120,000 | 115,000 | 114,000 | 116,000 | 119,000 | 136,000 | 134,000 | 131,000 | 123,000 | 135,000 | 208,000 | 193,000 | |||
| Gross Profit | 6,754,000 | 5,578,000 | 5,135,000 | 4,908,000 | 5,114,000 | 4,732,000 | 4,370,000 | 3,995,000 | 3,835,000 | 3,595,000 | 3,463,000 | 3,307,000 | 3,238,000 | ||
| Admin Expenses | 3,523,000 | 2,925,000 | 2,764,000 | 2,771,000 | 2,680,000 | 2,388,000 | 2,388,000 | 2,199,000 | 2,179,000 | 2,053,000 | 1,961,000 | 1,889,000 | 1,824,000 | ||
| Operating Profit | 1,882,000 | 3,363,000 | 3,231,000 | 2,653,000 | 2,371,000 | 2,137,000 | 2,434,000 | 2,344,000 | 1,982,000 | 1,796,000 | 1,656,000 | 1,542,000 | 1,502,000 | 1,418,000 | 1,414,000 |
| Interest Payable | |||||||||||||||
| Interest Receivable | 148,000 | 78,000 | 14,000 | 17,000 | 58,000 | 57,000 | 46,000 | 34,000 | 44,000 | 112,000 | 119,000 | 24,000 | 29,000 | 25,000 | 21,000 |
| Pre-Tax Profit | 2,030,000 | 3,441,000 | 3,245,000 | 2,670,000 | 2,429,000 | 2,194,000 | 2,480,000 | 2,378,000 | 2,026,000 | 1,908,000 | 1,775,000 | 1,566,000 | 1,531,000 | 1,443,000 | 1,435,000 |
| Tax | -507,000 | -646,000 | -281,000 | -547,000 | -483,000 | -467,000 | -529,000 | -469,000 | -349,000 | -68,000 | |||||
| Profit After Tax | 1,523,000 | 2,795,000 | 2,964,000 | 2,123,000 | 1,946,000 | 1,727,000 | 1,951,000 | 1,909,000 | 1,677,000 | 1,840,000 | 1,775,000 | 1,566,000 | 1,531,000 | 1,443,000 | 1,435,000 |
| Dividends Paid | 1,536,000 | 2,964,000 | 2,123,000 | 1,946,000 | 1,727,000 | 1,951,000 | 1,909,000 | 1,677,000 | 1,798,000 | 1,775,000 | 1,566,000 | 1,531,000 | 1,443,000 | 1,435,000 | 1,785,000 |
| Retained Profit | -13,000 | -169,000 | 841,000 | 177,000 | 219,000 | -224,000 | 42,000 | 232,000 | -121,000 | 65,000 | 209,000 | 35,000 | 88,000 | 8,000 | -350,000 |
| Employee Costs | 3,396,000 | 3,249,000 | 2,633,000 | 2,407,000 | 2,246,000 | 2,247,000 | 2,215,000 | 1,957,000 | 1,932,000 | 1,765,000 | 1,724,000 | 1,554,000 | 1,510,000 | 1,386,000 | 1,332,000 |
| Number Of Employees | 33 | 29 | 20 | 18 | 18 | 19 | 17 | 18 | 18 | 19 | 18 | 16 | 17 | 16 | 16 |
| EBITDA* | 1,896,000 | 3,381,000 | 3,247,000 | 2,667,000 | 2,380,000 | 2,143,000 | 2,444,000 | 2,356,000 | 1,994,000 | 1,807,000 | 1,665,000 | 1,550,000 | 1,516,000 | 1,438,000 | 1,433,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 13,000 | 27,000 | 36,000 | 33,000 | 43,000 | 10,000 | 13,000 | 23,000 | 24,000 | 22,000 | 19,000 | 19,000 | 22,000 | 19,000 | 32,000 |
| Intangible Assets | |||||||||||||||
| Investments & Other | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | ||||||||||
| Debtors (Due After 1 year) | 4,355,000 | 3,746,000 | 1,051,000 | 28,000 | 19,000 | 120,000 | |||||||||
| Total Fixed Assets | 6,368,000 | 5,773,000 | 3,087,000 | 2,033,000 | 2,043,000 | 38,000 | 13,000 | 23,000 | 43,000 | 22,000 | 19,000 | 19,000 | 22,000 | 139,000 | 32,000 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 772,000 | 661,000 | 442,000 | 450,000 | 340,000 | 944,000 | 2,108,000 | 2,763,000 | 2,572,000 | 2,133,000 | 1,531,000 | 2,071,000 | |||
| Group Debtors | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | 3,742,000 | 3,460,000 | 3,267,000 | 3,097,000 | 3,070,000 | |||||
| Misc Debtors | 41,000 | 135,000 | 91,000 | 102,000 | 133,000 | 114,000 | 182,000 | 79,000 | 77,000 | 110,000 | 112,000 | 224,000 | 243,000 | 192,000 | 272,000 |
| Cash | 15,836,000 | 28,313,000 | 9,472,000 | 8,122,000 | 7,559,000 | 6,993,000 | 7,339,000 | 6,632,000 | 5,215,000 | 4,390,000 | 2,973,000 | 2,138,000 | 2,088,000 | 1,017,000 | 2,640,000 |
| misc current assets | |||||||||||||||
| total current assets | 16,649,000 | 29,109,000 | 10,005,000 | 8,674,000 | 8,032,000 | 9,107,000 | 9,521,000 | 8,711,000 | 8,236,000 | 8,608,000 | 9,590,000 | 8,394,000 | 7,731,000 | 5,837,000 | 8,053,000 |
| total assets | 23,017,000 | 34,882,000 | 13,092,000 | 10,707,000 | 10,075,000 | 9,145,000 | 9,534,000 | 8,734,000 | 8,279,000 | 8,630,000 | 9,609,000 | 8,413,000 | 7,753,000 | 5,976,000 | 8,085,000 |
| Bank overdraft | 5,000 | 8,000 | 9,000 | 33,000 | 11,000 | ||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 10,676,000 | 23,323,000 | 3,884,000 | 3,737,000 | 3,832,000 | 3,456,000 | 3,783,000 | 3,426,000 | 3,713,000 | 4,351,000 | 5,448,000 | 4,576,000 | 3,906,000 | 2,348,000 | 4,533,000 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | 3,000 | 5,000 | 2,000 | 5,000 | 6,000 | 5,000 | 4,000 | 2,000 | 2,000 | 3,000 | 6,000 | 4,000 | |||
| other current liabilities | 3,046,000 | 2,843,000 | 3,146,000 | 2,630,000 | 2,289,000 | 2,116,000 | 2,275,000 | 2,210,000 | 1,846,000 | 1,589,000 | 1,481,000 | 1,363,000 | 1,406,000 | 1,248,000 | 1,204,000 |
| total current liabilities | 13,722,000 | 26,166,000 | 7,030,000 | 6,370,000 | 6,126,000 | 5,574,000 | 6,063,000 | 5,642,000 | 5,564,000 | 5,944,000 | 6,936,000 | 5,949,000 | 5,324,000 | 3,635,000 | 5,752,000 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 285,000 | 319,000 | 347,000 | 1,063,000 | |||||||||||
| provisions | 1,093,000 | 939,000 | 266,000 | 255,000 | |||||||||||
| total long term liabilities | 1,093,000 | 939,000 | 266,000 | 285,000 | 319,000 | 347,000 | 1,063,000 | 255,000 | |||||||
| total liabilities | 14,815,000 | 27,105,000 | 7,296,000 | 6,655,000 | 6,445,000 | 5,574,000 | 6,410,000 | 6,705,000 | 5,564,000 | 6,199,000 | 6,936,000 | 5,949,000 | 5,324,000 | 3,635,000 | 5,752,000 |
| net assets | 8,202,000 | 7,777,000 | 5,796,000 | 4,052,000 | 3,630,000 | 3,571,000 | 3,124,000 | 2,029,000 | 2,715,000 | 2,431,000 | 2,673,000 | 2,464,000 | 2,429,000 | 2,341,000 | 2,333,000 |
| total shareholders funds | 8,202,000 | 7,777,000 | 5,796,000 | 4,052,000 | 3,630,000 | 3,571,000 | 3,124,000 | 2,029,000 | 2,715,000 | 2,431,000 | 2,673,000 | 2,464,000 | 2,429,000 | 2,341,000 | 2,333,000 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 1,882,000 | 3,363,000 | 3,231,000 | 2,653,000 | 2,371,000 | 2,137,000 | 2,434,000 | 2,344,000 | 1,982,000 | 1,796,000 | 1,656,000 | 1,542,000 | 1,502,000 | 1,418,000 | 1,414,000 |
| Depreciation | 14,000 | 18,000 | 16,000 | 14,000 | 9,000 | 6,000 | 10,000 | 12,000 | 12,000 | 11,000 | 9,000 | 8,000 | 14,000 | 20,000 | 19,000 |
| Amortisation | |||||||||||||||
| Tax | -507,000 | -646,000 | -281,000 | -547,000 | -483,000 | -467,000 | -529,000 | -469,000 | -349,000 | -68,000 | |||||
| Stock | |||||||||||||||
| Debtors | 626,000 | 2,958,000 | 1,032,000 | 79,000 | -1,669,000 | -40,000 | 103,000 | -961,000 | -1,178,000 | -2,399,000 | 361,000 | 613,000 | 703,000 | -473,000 | 5,413,000 |
| Creditors | -12,647,000 | 19,439,000 | 147,000 | -95,000 | 376,000 | -327,000 | 357,000 | -287,000 | -638,000 | -1,097,000 | 872,000 | 670,000 | 1,558,000 | -2,185,000 | 4,533,000 |
| Accruals and Deferred Income | 203,000 | -303,000 | 516,000 | 341,000 | 173,000 | -159,000 | 65,000 | 364,000 | 257,000 | 108,000 | 118,000 | -43,000 | 158,000 | 44,000 | 1,204,000 |
| Deferred Taxes & Provisions | 154,000 | 673,000 | 266,000 | -255,000 | 255,000 | ||||||||||
| Cash flow from operations | -11,527,000 | 19,586,000 | 2,863,000 | 2,287,000 | 4,115,000 | 1,230,000 | 2,234,000 | 2,925,000 | 2,187,000 | 3,404,000 | 2,294,000 | 1,564,000 | 2,529,000 | -230,000 | 1,757,000 |
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 2,000,000 | ||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | -3,000 | -2,000 | 3,000 | -3,000 | -1,000 | 1,000 | 1,000 | 2,000 | -1,000 | -3,000 | 2,000 | 4,000 | |||
| other long term liabilities | -285,000 | -34,000 | 319,000 | -347,000 | -716,000 | 1,063,000 | |||||||||
| share issue | |||||||||||||||
| interest | 148,000 | 78,000 | 14,000 | 17,000 | 58,000 | 57,000 | 46,000 | 34,000 | 44,000 | 112,000 | 119,000 | 24,000 | 29,000 | 25,000 | 21,000 |
| cash flow from financing | 586,000 | 2,228,000 | 629,000 | 226,000 | 220,000 | 378,000 | 382,000 | 180,000 | 450,000 | -193,000 | 119,000 | 23,000 | 26,000 | 27,000 | 2,708,000 |
| cash and cash equivalents | |||||||||||||||
| cash | -12,477,000 | 18,841,000 | 1,350,000 | 563,000 | 566,000 | -346,000 | 707,000 | 1,417,000 | 825,000 | 1,417,000 | 835,000 | 50,000 | 1,071,000 | -1,623,000 | 2,640,000 |
| overdraft | -5,000 | -3,000 | -1,000 | -24,000 | 22,000 | 11,000 | |||||||||
| change in cash | -12,477,000 | 18,841,000 | 1,350,000 | 563,000 | 566,000 | -346,000 | 707,000 | 1,417,000 | 825,000 | 1,422,000 | 838,000 | 51,000 | 1,095,000 | -1,645,000 | 2,629,000 |
realty insurances limited Credit Report and Business Information
Realty Insurances Limited Competitor Analysis
Perform a competitor analysis for realty insurances limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in W1K area or any other competitors across 12 key performance metrics.
realty insurances limited Ownership
REALTY INSURANCES LIMITED group structure
Realty Insurances Limited has no subsidiary companies.
Ultimate parent company
1 parent
REALTY INSURANCES LIMITED
00482966
realty insurances limited directors
Realty Insurances Limited currently has 9 directors. The longest serving directors include Ms Joanne Musselle (Feb 2018) and Mr Nicholas Scarles (Apr 2019).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Joanne Musselle | United Kingdom | 54 years | Feb 2018 | - | Director |
| Mr Nicholas Scarles | England | 62 years | Apr 2019 | - | Director |
| Mr Douglas Crichton | 48 years | Oct 2020 | - | Director | |
| Mr Douglas Crichton | United Kingdom | 48 years | Oct 2020 | - | Director |
| Mr Robert Davis | 57 years | Mar 2022 | - | Director | |
| Mr Robert Davis | England | 57 years | Mar 2022 | - | Director |
| Mr Jonathan Dilley | England | 60 years | Apr 2022 | - | Director |
| Mr Gavin Collery | United Kingdom | 53 years | Jan 2024 | - | Director |
| Mr Gary Duggan | England | 63 years | May 2024 | - | Director |
P&L
March 2024turnover
7.9m
-4%
operating profit
1.9m
-44%
gross margin
99.7%
-0.01%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
8.2m
+0.05%
total assets
23m
-0.34%
cash
15.8m
-0.44%
net assets
Total assets minus all liabilities
realty insurances limited company details
company number
00482966
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
65110 - Life insurance
incorporation date
June 1950
age
75
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
March 2024
previous names
realty & general insurances limited (December 1984)
accountant
-
auditor
DELOITTE LLP
address
70 grosvenor street, london, W1K 3JP
Bank
HSBC BANK PLC
Legal Advisor
BOODLE HATFIELD
realty insurances limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to realty insurances limited.
realty insurances limited Capital Raised & Share Issues BETA
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realty insurances limited Companies House Filings - See Documents
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