realty insurances limited
realty insurances limited Company Information
Company Number
00482966
Website
www.realtyinsurances.co.ukRegistered Address
70 grosvenor street, london, W1K 3JP
Industry
Non-life insurance
Life insurance
Telephone
02079418200
Next Accounts Due
December 2024
Group Structure
View All
Shareholders
deva victrix holdings limited 100%
realty insurances limited Estimated Valuation
Pomanda estimates the enterprise value of REALTY INSURANCES LIMITED at £5.4m based on a Turnover of £8.2m and 0.66x industry multiple (adjusted for size and gross margin).
realty insurances limited Estimated Valuation
Pomanda estimates the enterprise value of REALTY INSURANCES LIMITED at £36.1m based on an EBITDA of £3.4m and a 10.69x industry multiple (adjusted for size and gross margin).
realty insurances limited Estimated Valuation
Pomanda estimates the enterprise value of REALTY INSURANCES LIMITED at £10.8m based on Net Assets of £7.8m and 1.39x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Realty Insurances Limited AI Business Plan
In just minutes, we combine Pomanda’s company and industry data with cutting edge Artificial Intelligence to build a comprehensive 27 section business plan. You then have 60 days to tailor the information, decide which sections to include or exclude, and add your own branding logos, images and color scheme to create your perfect plan.
Realty Insurances Limited Overview
Realty Insurances Limited is a live company located in london, W1K 3JP with a Companies House number of 00482966. It operates in the life insurance sector, SIC Code 65110. Founded in June 1950, it's largest shareholder is deva victrix holdings limited with a 100% stake. Realty Insurances Limited is a mature, mid sized company, Pomanda has estimated its turnover at £8.2m with high growth in recent years.
Upgrade for unlimited company reports & a free credit check
Realty Insurances Limited Health Check
Pomanda's financial health check has awarded Realty Insurances Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 1 areas for improvement. Company Health Check FAQs
7 Strong
2 Regular
1 Weak
Size
annual sales of £8.2m, make it larger than the average company (£1.6m)
£8.2m - Realty Insurances Limited
£1.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (6.9%)
16% - Realty Insurances Limited
6.9% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (94%)
100% - Realty Insurances Limited
94% - Industry AVG
Profitability
an operating margin of 40.9% make it more profitable than the average company (17.1%)
40.9% - Realty Insurances Limited
17.1% - Industry AVG
Employees
with 29 employees, this is similar to the industry average (25)
29 - Realty Insurances Limited
25 - Industry AVG
Pay Structure
on an average salary of £112k, the company has a higher pay structure (£53.5k)
£112k - Realty Insurances Limited
£53.5k - Industry AVG
Efficiency
resulting in sales per employee of £283.2k, this is more efficient (£127.4k)
£283.2k - Realty Insurances Limited
£127.4k - Industry AVG
Debtor Days
it gets paid by customers after 29 days, this is earlier than average (233 days)
29 days - Realty Insurances Limited
233 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Realty Insurances Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Realty Insurances Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 56 weeks, this is more cash available to meet short term requirements (15 weeks)
56 weeks - Realty Insurances Limited
15 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 77.7%, this is a lower level of debt than the average (87.4%)
77.7% - Realty Insurances Limited
87.4% - Industry AVG
realty insurances limited Credit Report and Business Information
Realty Insurances Limited Competitor Analysis
Perform a competitor analysis for realty insurances limited by selecting its closest rivals and benchmarking them against 12 key performance metrics.
realty insurances limited Ownership
REALTY INSURANCES LIMITED group structure
Realty Insurances Limited has no subsidiary companies.
Ultimate parent company
1 parent
REALTY INSURANCES LIMITED
00482966
realty insurances limited directors
Realty Insurances Limited currently has 9 directors. The longest serving directors include Ms Emma Halford (Apr 2008) and Ms Joanne Musselle (Feb 2018).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Emma Halford | England | 49 years | Apr 2008 | - | Director |
| Ms Joanne Musselle | United Kingdom | 53 years | Feb 2018 | - | Director |
| Mr Nicholas Scarles | England | 61 years | Apr 2019 | - | Director |
| Mr Douglas Crichton | United Kingdom | 47 years | Oct 2020 | - | Director |
| Mr Douglas Crichton | 47 years | Oct 2020 | - | Director | |
| Mr Robert Davis | 56 years | Mar 2022 | - | Director | |
| Mr Robert Davis | England | 56 years | Mar 2022 | - | Director |
| Mr Jonathan Dilley | England | 59 years | Apr 2022 | - | Director |
| Mr Gavin Collery | United Kingdom | 53 years | Jan 2024 | - | Director |
REALTY INSURANCES LIMITED financials
Realty Insurances Limited's latest turnover from March 2023 is £8.2 million and the company has net assets of £7.8 million. According to their latest financial statements, Realty Insurances Limited has 29 employees and maintains cash reserves of £28.3 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 8,212,000 | 6,748,000 | 5,669,000 | 5,195,000 | 5,022,000 | 5,230,000 | 4,851,000 | 4,506,000 | 4,129,000 | 3,966,000 | 3,718,000 | 3,598,000 | 3,515,000 | 3,431,000 |
| Other Income Or Grants | 0 | 6,000 | 29,000 | 55,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 0 | 0 | 120,000 | 115,000 | 114,000 | 116,000 | 119,000 | 136,000 | 134,000 | 131,000 | 123,000 | 135,000 | 208,000 | 193,000 |
| Gross Profit | 8,212,000 | 6,754,000 | 5,578,000 | 5,135,000 | 4,908,000 | 5,114,000 | 4,732,000 | 4,370,000 | 3,995,000 | 3,835,000 | 3,595,000 | 3,463,000 | 3,307,000 | 3,238,000 |
| Admin Expenses | 4,849,000 | 3,523,000 | 2,925,000 | 2,764,000 | 2,771,000 | 2,680,000 | 2,388,000 | 2,388,000 | 2,199,000 | 2,179,000 | 2,053,000 | 1,961,000 | 1,889,000 | 1,824,000 |
| Operating Profit | 3,363,000 | 3,231,000 | 2,653,000 | 2,371,000 | 2,137,000 | 2,434,000 | 2,344,000 | 1,982,000 | 1,796,000 | 1,656,000 | 1,542,000 | 1,502,000 | 1,418,000 | 1,414,000 |
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Receivable | 78,000 | 14,000 | 17,000 | 58,000 | 57,000 | 46,000 | 34,000 | 44,000 | 112,000 | 119,000 | 24,000 | 29,000 | 25,000 | 21,000 |
| Pre-Tax Profit | 3,441,000 | 3,245,000 | 2,670,000 | 2,429,000 | 2,194,000 | 2,480,000 | 2,378,000 | 2,026,000 | 1,908,000 | 1,775,000 | 1,566,000 | 1,531,000 | 1,443,000 | 1,435,000 |
| Tax | -646,000 | -281,000 | -547,000 | -483,000 | -467,000 | -529,000 | -469,000 | -349,000 | -68,000 | 0 | 0 | 0 | 0 | 0 |
| Profit After Tax | 2,795,000 | 2,964,000 | 2,123,000 | 1,946,000 | 1,727,000 | 1,951,000 | 1,909,000 | 1,677,000 | 1,840,000 | 1,775,000 | 1,566,000 | 1,531,000 | 1,443,000 | 1,435,000 |
| Dividends Paid | 2,964,000 | 2,123,000 | 1,946,000 | 1,727,000 | 1,951,000 | 1,909,000 | 1,677,000 | 1,798,000 | 1,775,000 | 1,566,000 | 1,531,000 | 1,443,000 | 1,435,000 | 1,785,000 |
| Retained Profit | -169,000 | 841,000 | 177,000 | 219,000 | -224,000 | 42,000 | 232,000 | -121,000 | 65,000 | 209,000 | 35,000 | 88,000 | 8,000 | -350,000 |
| Employee Costs | 3,249,000 | 2,633,000 | 2,407,000 | 2,246,000 | 2,247,000 | 2,215,000 | 1,957,000 | 1,932,000 | 1,765,000 | 1,724,000 | 1,554,000 | 1,510,000 | 1,386,000 | 1,332,000 |
| Number Of Employees | 29 | 20 | 18 | 18 | 19 | 17 | 18 | 18 | 19 | 18 | 16 | 17 | 16 | 16 |
| EBITDA* | 3,380,000 | 3,247,000 | 2,667,000 | 2,380,000 | 2,143,000 | 2,444,000 | 2,356,000 | 1,994,000 | 1,807,000 | 1,665,000 | 1,550,000 | 1,516,000 | 1,438,000 | 1,433,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 27,000 | 36,000 | 33,000 | 43,000 | 10,000 | 13,000 | 23,000 | 24,000 | 22,000 | 19,000 | 19,000 | 22,000 | 19,000 | 32,000 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 3,746,000 | 1,051,000 | 0 | 0 | 28,000 | 0 | 0 | 19,000 | 0 | 0 | 0 | 0 | 120,000 | 0 |
| Total Fixed Assets | 5,773,000 | 3,087,000 | 2,033,000 | 2,043,000 | 38,000 | 13,000 | 23,000 | 43,000 | 22,000 | 19,000 | 19,000 | 22,000 | 139,000 | 32,000 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 661,000 | 442,000 | 450,000 | 340,000 | 0 | 0 | 0 | 944,000 | 2,108,000 | 2,763,000 | 2,572,000 | 2,133,000 | 1,531,000 | 2,071,000 |
| Group Debtors | 0 | 0 | 0 | 0 | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | 3,742,000 | 3,460,000 | 3,267,000 | 3,097,000 | 3,070,000 |
| Misc Debtors | 135,000 | 91,000 | 102,000 | 133,000 | 114,000 | 182,000 | 79,000 | 77,000 | 110,000 | 112,000 | 224,000 | 243,000 | 192,000 | 272,000 |
| Cash | 28,313,000 | 9,472,000 | 8,122,000 | 7,559,000 | 6,993,000 | 7,339,000 | 6,632,000 | 5,215,000 | 4,390,000 | 2,973,000 | 2,138,000 | 2,088,000 | 1,017,000 | 2,640,000 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 29,109,000 | 10,005,000 | 8,674,000 | 8,032,000 | 9,107,000 | 9,521,000 | 8,711,000 | 8,236,000 | 8,608,000 | 9,590,000 | 8,394,000 | 7,731,000 | 5,837,000 | 8,053,000 |
| total assets | 34,882,000 | 13,092,000 | 10,707,000 | 10,075,000 | 9,145,000 | 9,534,000 | 8,734,000 | 8,279,000 | 8,630,000 | 9,609,000 | 8,413,000 | 7,753,000 | 5,976,000 | 8,085,000 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5,000 | 8,000 | 9,000 | 33,000 | 11,000 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 23,323,000 | 3,884,000 | 3,737,000 | 3,832,000 | 3,456,000 | 3,783,000 | 3,426,000 | 3,713,000 | 4,351,000 | 5,448,000 | 4,576,000 | 3,906,000 | 2,348,000 | 4,533,000 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 3,000 | 5,000 | 2,000 | 5,000 | 6,000 | 5,000 | 4,000 | 2,000 | 2,000 | 3,000 | 6,000 | 4,000 |
| other current liabilities | 2,843,000 | 3,146,000 | 2,630,000 | 2,289,000 | 2,116,000 | 2,275,000 | 2,210,000 | 1,846,000 | 1,589,000 | 1,481,000 | 1,363,000 | 1,406,000 | 1,248,000 | 1,204,000 |
| total current liabilities | 26,166,000 | 7,030,000 | 6,370,000 | 6,126,000 | 5,574,000 | 6,063,000 | 5,642,000 | 5,564,000 | 5,944,000 | 6,936,000 | 5,949,000 | 5,324,000 | 3,635,000 | 5,752,000 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 285,000 | 319,000 | 0 | 347,000 | 1,063,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 939,000 | 266,000 | 0 | 0 | 0 | 0 | 0 | 0 | 255,000 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 939,000 | 266,000 | 285,000 | 319,000 | 0 | 347,000 | 1,063,000 | 0 | 255,000 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 27,105,000 | 7,296,000 | 6,655,000 | 6,445,000 | 5,574,000 | 6,410,000 | 6,705,000 | 5,564,000 | 6,199,000 | 6,936,000 | 5,949,000 | 5,324,000 | 3,635,000 | 5,752,000 |
| net assets | 7,777,000 | 5,796,000 | 4,052,000 | 3,630,000 | 3,571,000 | 3,124,000 | 2,029,000 | 2,715,000 | 2,431,000 | 2,673,000 | 2,464,000 | 2,429,000 | 2,341,000 | 2,333,000 |
| total shareholders funds | 7,777,000 | 5,796,000 | 4,052,000 | 3,630,000 | 3,571,000 | 3,124,000 | 2,029,000 | 2,715,000 | 2,431,000 | 2,673,000 | 2,464,000 | 2,429,000 | 2,341,000 | 2,333,000 |
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 3,363,000 | 3,231,000 | 2,653,000 | 2,371,000 | 2,137,000 | 2,434,000 | 2,344,000 | 1,982,000 | 1,796,000 | 1,656,000 | 1,542,000 | 1,502,000 | 1,418,000 | 1,414,000 |
| Depreciation | 17,000 | 16,000 | 14,000 | 9,000 | 6,000 | 10,000 | 12,000 | 12,000 | 11,000 | 9,000 | 8,000 | 14,000 | 20,000 | 19,000 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -646,000 | -281,000 | -547,000 | -483,000 | -467,000 | -529,000 | -469,000 | -349,000 | -68,000 | 0 | 0 | 0 | 0 | 0 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 2,958,000 | 1,032,000 | 79,000 | -1,669,000 | -40,000 | 103,000 | -961,000 | -1,178,000 | -2,399,000 | 361,000 | 613,000 | 703,000 | -473,000 | 5,413,000 |
| Creditors | 19,439,000 | 147,000 | -95,000 | 376,000 | -327,000 | 357,000 | -287,000 | -638,000 | -1,097,000 | 872,000 | 670,000 | 1,558,000 | -2,185,000 | 4,533,000 |
| Accruals and Deferred Income | -303,000 | 516,000 | 341,000 | 173,000 | -159,000 | 65,000 | 364,000 | 257,000 | 108,000 | 118,000 | -43,000 | 158,000 | 44,000 | 1,204,000 |
| Deferred Taxes & Provisions | 673,000 | 266,000 | 0 | 0 | 0 | 0 | 0 | -255,000 | 255,000 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 19,585,000 | 2,863,000 | 2,287,000 | 4,115,000 | 1,230,000 | 2,234,000 | 2,925,000 | 2,187,000 | 3,404,000 | 2,294,000 | 1,564,000 | 2,529,000 | -230,000 | 1,757,000 |
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | 0 | 0 | 0 | 2,000,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | -3,000 | -2,000 | 3,000 | -3,000 | -1,000 | 1,000 | 1,000 | 2,000 | 0 | -1,000 | -3,000 | 2,000 | 4,000 |
| other long term liabilities | 0 | -285,000 | -34,000 | 319,000 | -347,000 | -716,000 | 1,063,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | 78,000 | 14,000 | 17,000 | 58,000 | 57,000 | 46,000 | 34,000 | 44,000 | 112,000 | 119,000 | 24,000 | 29,000 | 25,000 | 21,000 |
| cash flow from financing | 2,228,000 | 629,000 | 226,000 | 220,000 | 378,000 | 382,000 | 180,000 | 450,000 | -193,000 | 119,000 | 23,000 | 26,000 | 27,000 | 2,708,000 |
| cash and cash equivalents | ||||||||||||||
| cash | 18,841,000 | 1,350,000 | 563,000 | 566,000 | -346,000 | 707,000 | 1,417,000 | 825,000 | 1,417,000 | 835,000 | 50,000 | 1,071,000 | -1,623,000 | 2,640,000 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5,000 | -3,000 | -1,000 | -24,000 | 22,000 | 11,000 |
| change in cash | 18,841,000 | 1,350,000 | 563,000 | 566,000 | -346,000 | 707,000 | 1,417,000 | 825,000 | 1,422,000 | 838,000 | 51,000 | 1,095,000 | -1,645,000 | 2,629,000 |
P&L
March 2023turnover
8.2m
+22%
operating profit
3.4m
+4%
gross margin
100%
-0.09%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2023net assets
7.8m
+0.34%
total assets
34.9m
+1.66%
cash
28.3m
+1.99%
net assets
Total assets minus all liabilities
realty insurances limited company details
company number
00482966
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
65110 - Life insurance
incorporation date
June 1950
age
74
accounts
Full Accounts
ultimate parent company
previous names
realty & general insurances limited (December 1984)
incorporated
UK
address
70 grosvenor street, london, W1K 3JP
last accounts submitted
March 2023
realty insurances limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to realty insurances limited.
realty insurances limited Companies House Filings - See Documents
| date | description | view/download |
|---|
