leumi uk group limited
leumi uk group limited Company Information
Company Number
00620951
Next Accounts
Sep 2025
Shareholders
leumi uk holdings limited
Group Structure
View All
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered Address
twelfth floor, 1 angel court, london, EC2R 7HJ
Website
http://www.leumiuk.comleumi uk group limited Estimated Valuation
Pomanda estimates the enterprise value of LEUMI UK GROUP LIMITED at £375.7m based on a Turnover of £131.5m and 2.86x industry multiple (adjusted for size and gross margin).
leumi uk group limited Estimated Valuation
Pomanda estimates the enterprise value of LEUMI UK GROUP LIMITED at £449.5m based on an EBITDA of £43.2m and a 10.41x industry multiple (adjusted for size and gross margin).
leumi uk group limited Estimated Valuation
Pomanda estimates the enterprise value of LEUMI UK GROUP LIMITED at £648.9m based on Net Assets of £269m and 2.41x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Leumi Uk Group Limited Overview
Leumi Uk Group Limited is a live company located in london, EC2R 7HJ with a Companies House number of 00620951. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in February 1959, it's largest shareholder is leumi uk holdings limited with a 100% stake. Leumi Uk Group Limited is a mature, mega sized company, Pomanda has estimated its turnover at £131.5m with rapid growth in recent years.
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Leumi Uk Group Limited Health Check
Pomanda's financial health check has awarded Leumi Uk Group Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 3 areas for improvement. Company Health Check FAQs
7 Strong
0 Regular
3 Weak
Size
annual sales of £131.5m, make it larger than the average company (£16m)
£131.5m - Leumi Uk Group Limited
£16m - Industry AVG
Growth
3 year (CAGR) sales growth of 122%, show it is growing at a faster rate (17.2%)
122% - Leumi Uk Group Limited
17.2% - Industry AVG
Production
with a gross margin of 44%, this company has a lower cost of product (17%)
44% - Leumi Uk Group Limited
17% - Industry AVG
Profitability
an operating margin of 32.1% make it more profitable than the average company (4.9%)
32.1% - Leumi Uk Group Limited
4.9% - Industry AVG
Employees
with 110 employees, this is above the industry average (16)
110 - Leumi Uk Group Limited
16 - Industry AVG
Pay Structure
on an average salary of £169.1k, the company has a higher pay structure (£65.3k)
£169.1k - Leumi Uk Group Limited
£65.3k - Industry AVG
Efficiency
resulting in sales per employee of £1.2m, this is more efficient (£433.2k)
£1.2m - Leumi Uk Group Limited
£433.2k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Leumi Uk Group Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (154 days)
0 days - Leumi Uk Group Limited
154 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Leumi Uk Group Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 1 weeks, this is less cash available to meet short term requirements (5 weeks)
1 weeks - Leumi Uk Group Limited
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 85.5%, this is a lower level of debt than the average (100%)
85.5% - Leumi Uk Group Limited
100% - Industry AVG
LEUMI UK GROUP LIMITED financials
Leumi Uk Group Limited's latest turnover from December 2023 is £131.5 million and the company has net assets of £269 million. According to their latest financial statements, Leumi Uk Group Limited has 110 employees and maintains cash reserves of £17.1 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 131,493,000 | 46,903,000 | 14,577,000 | 11,983,000 | 16,082,000 | 16,353,000 | 14,253,000 | 15,991,000 | 16,432,000 | 13,952,000 | 12,376,186 | 10,984,491 | 9,481,329 | 8,177,032 | 8,401,630 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 73,608,000 | 25,360,000 | 2,446,000 | 2,161,000 | 3,836,000 | 3,736,000 | 2,146,000 | 1,909,000 | 1,712,000 | 1,564,000 | 1,947,908 | 2,066,992 | 1,663,450 | 1,745,319 | 1,050,123 |
| Gross Profit | 57,885,000 | 21,543,000 | 12,131,000 | 9,822,000 | 12,246,000 | 12,617,000 | 12,107,000 | 14,082,000 | 14,720,000 | 12,388,000 | 10,428,278 | 8,917,499 | 7,817,879 | 6,431,713 | 7,351,507 |
| Admin Expenses | 15,643,000 | 8,095,000 | 7,460,000 | 6,969,000 | 7,899,000 | 8,252,000 | 9,634,000 | 9,263,000 | 8,767,000 | 8,471,000 | 7,493,246 | 6,013,926 | 5,371,684 | 4,692,240 | 5,225,061 |
| Operating Profit | 42,242,000 | 13,448,000 | 4,671,000 | 2,853,000 | 4,347,000 | 4,365,000 | 2,473,000 | 4,819,000 | 5,953,000 | 3,917,000 | 2,935,032 | 2,903,573 | 2,446,195 | 1,739,473 | 2,126,446 |
| Interest Payable | 1,902,000 | 1,702,000 | 112,000 | 112,000 | 112,000 | 112,000 | 112,000 | 112,000 | |||||||
| Interest Receivable | 4,430 | 28,343 | |||||||||||||
| Pre-Tax Profit | 42,242,000 | 13,448,000 | 4,671,000 | 2,853,000 | 4,347,000 | 4,365,000 | 2,473,000 | 4,819,000 | 5,953,000 | 3,805,000 | 2,823,032 | 2,791,573 | 2,334,195 | 1,631,903 | 2,042,789 |
| Tax | -14,688,000 | -2,579,000 | -844,000 | -555,000 | -1,126,000 | -856,000 | -501,000 | -986,000 | -1,227,000 | -837,000 | -676,734 | -708,928 | -637,312 | -473,431 | -584,440 |
| Profit After Tax | 27,554,000 | 10,869,000 | 3,827,000 | 2,298,000 | 3,221,000 | 3,509,000 | 1,972,000 | 3,833,000 | 4,726,000 | 2,968,000 | 2,146,298 | 2,082,645 | 1,696,883 | 1,158,472 | 1,458,349 |
| Dividends Paid | 5,719,000 | 2,294,000 | 4,726,000 | 2,968,000 | 4,250,000 | ||||||||||
| Retained Profit | 27,554,000 | 10,869,000 | -1,892,000 | 2,298,000 | 927,000 | 3,509,000 | 1,972,000 | -893,000 | 1,758,000 | -1,282,000 | 2,146,298 | 2,082,645 | 1,696,883 | 1,158,472 | 1,458,349 |
| Employee Costs | 18,601,000 | 10,933,000 | 5,767,000 | 4,911,000 | 5,362,000 | 5,301,000 | 5,071,000 | 5,400,000 | 5,682,000 | 4,806,000 | 4,246,796 | 3,184,711 | 2,811,737 | 2,406,187 | 1,955,046 |
| Number Of Employees | 110 | 83 | 47 | 45 | 45 | 46 | 45 | 45 | 47 | 44 | 39 | 37 | 33 | 32 | 26 |
| EBITDA* | 43,168,000 | 13,702,000 | 4,846,000 | 3,109,000 | 4,622,000 | 4,509,000 | 2,608,000 | 4,885,000 | 6,008,000 | 3,990,000 | 3,014,781 | 2,968,708 | 2,490,402 | 1,795,043 | 2,197,785 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 521,000 | 410,000 | 725,000 | 851,000 | 32,142,000 | 40,481,000 | 48,795,000 | 327,000 | 110,000 | 155,000 | 205,075 | 269,362 | 61,169 | 85,109 | 117,263 |
| Intangible Assets | 3,153,000 | 3,775,000 | 350,000 | 220,000 | 114,000 | ||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | 1,193,520,000 | 867,822,000 | 51,141,000 | 41,913,000 | 31,080,000 | 40,171,000 | 48,395,000 | 21,578,000 | 20,967,000 | 29,757,000 | 20,429,712 | 17,099,180 | 2,204,075 | 1,042,503 | 450,000 |
| Total Fixed Assets | 1,197,194,000 | 872,007,000 | 52,216,000 | 42,984,000 | 32,256,000 | 40,481,000 | 48,795,000 | 21,905,000 | 21,077,000 | 29,912,000 | 20,634,787 | 17,368,542 | 2,265,244 | 1,127,612 | 567,263 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 221,411,000 | 197,010,000 | 187,244,000 | 154,971,056 | 126,165,478 | 114,819,202 | 94,856,958 | 98,485,332 | |||||||
| Group Debtors | 620,624,000 | 641,100,000 | 221,111,000 | ||||||||||||
| Misc Debtors | 14,893,000 | 17,013,000 | 357,876,000 | 676,000 | 237,998,000 | 237,984,000 | 199,859,000 | 998,000 | 946,000 | 1,109,000 | 261,460 | 420,429 | 324,434 | 244,641 | 635,810 |
| Cash | 17,077,000 | 44,372,000 | 2,113,000 | 383,000 | 109,000 | 700,000 | 283,000 | 222,000 | 2,989,000 | 1,748,000 | 227,261 | 1,830,715 | 1,193,985 | 834,620 | 1,542,294 |
| misc current assets | 410,000 | ||||||||||||||
| total current assets | 652,594,000 | 702,895,000 | 359,989,000 | 222,170,000 | 238,107,000 | 238,684,000 | 200,142,000 | 222,631,000 | 200,945,000 | 190,101,000 | 155,459,777 | 128,416,622 | 116,337,621 | 95,936,219 | 100,663,436 |
| total assets | 1,849,788,000 | 1,574,902,000 | 412,205,000 | 265,154,000 | 270,363,000 | 279,165,000 | 248,937,000 | 244,536,000 | 222,022,000 | 220,013,000 | 176,094,564 | 145,785,164 | 118,602,865 | 97,063,831 | 101,230,699 |
| Bank overdraft | 160,727,505 | 131,771,894 | 107,938,848 | 90,849,817 | 95,558,189 | ||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 81,000 | 83,000 | 73,000 | 74,000 | 34,000 | 91,000 | 76,000 | 23,000 | 11,000 | 44,000 | 34,349 | 43,773 | 134,701 | 2,952 | 143,393 |
| Group/Directors Accounts | 740,256,000 | 477,942,000 | 391,201,000 | 239,738,000 | 227,340,000 | 203,571,000 | 205,429,000 | ||||||||
| other short term finances | 2,608,518 | ||||||||||||||
| hp & lease commitments | 499,000 | 843,000 | 116,000 | 114,000 | 125,000 | ||||||||||
| other current liabilities | 24,052,000 | 20,399,000 | 9,942,000 | 12,347,000 | 259,507,000 | 270,080,000 | 243,032,000 | 8,116,000 | 8,490,000 | 6,348,000 | 5,858,262 | 5,841,347 | 4,975,678 | 2,912,440 | 1,454,356 |
| total current liabilities | 764,888,000 | 499,267,000 | 401,332,000 | 252,273,000 | 259,666,000 | 270,171,000 | 243,108,000 | 235,479,000 | 212,072,000 | 211,821,000 | 166,620,116 | 137,657,014 | 113,049,227 | 93,765,209 | 99,764,456 |
| loans | 811,917,000 | 977,800,000 | 1,552,000 | 800,000 | 800,000 | 800,000 | 800,000 | ||||||||
| hp & lease commitments | 1,984,000 | 2,476,000 | 546,000 | 776,000 | |||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 662,000 | ||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | 815,877,000 | 980,276,000 | 546,000 | 662,000 | 776,000 | 800,000 | 800,000 | 800,000 | 800,000 | ||||||
| total liabilities | 1,580,765,000 | 1,479,543,000 | 401,878,000 | 252,935,000 | 260,442,000 | 270,171,000 | 243,108,000 | 235,479,000 | 212,072,000 | 211,821,000 | 166,620,116 | 138,457,014 | 113,849,227 | 94,565,209 | 100,564,456 |
| net assets | 269,023,000 | 95,359,000 | 10,327,000 | 12,219,000 | 9,921,000 | 8,994,000 | 5,829,000 | 9,057,000 | 9,950,000 | 8,192,000 | 9,474,448 | 7,328,150 | 4,753,638 | 2,498,622 | 666,243 |
| total shareholders funds | 269,023,000 | 95,359,000 | 10,327,000 | 12,219,000 | 9,921,000 | 8,994,000 | 5,829,000 | 9,057,000 | 9,950,000 | 8,192,000 | 9,474,448 | 7,328,150 | 4,753,638 | 2,498,622 | 666,243 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 42,242,000 | 13,448,000 | 4,671,000 | 2,853,000 | 4,347,000 | 4,365,000 | 2,473,000 | 4,819,000 | 5,953,000 | 3,917,000 | 2,935,032 | 2,903,573 | 2,446,195 | 1,739,473 | 2,126,446 |
| Depreciation | 805,000 | 204,000 | 150,000 | 236,000 | 258,000 | 144,000 | 135,000 | 66,000 | 55,000 | 73,000 | 79,749 | 65,135 | 44,207 | 55,570 | 71,339 |
| Amortisation | 121,000 | 50,000 | 25,000 | 20,000 | 17,000 | ||||||||||
| Tax | -14,688,000 | -2,579,000 | -844,000 | -555,000 | -1,126,000 | -856,000 | -501,000 | -986,000 | -1,227,000 | -837,000 | -676,734 | -708,928 | -637,312 | -473,431 | -584,440 |
| Stock | |||||||||||||||
| Debtors | 303,102,000 | 1,116,918,000 | 145,317,000 | -5,378,000 | -9,077,000 | 29,901,000 | 4,267,000 | 25,064,000 | 813,000 | 42,447,772 | 31,977,141 | 26,337,376 | 21,203,609 | -3,427,040 | 99,571,142 |
| Creditors | -2,000 | 10,000 | -1,000 | 40,000 | -57,000 | 15,000 | 53,000 | 12,000 | -33,000 | 9,651 | -9,424 | -90,928 | 131,749 | -140,441 | 143,393 |
| Accruals and Deferred Income | 3,653,000 | 10,457,000 | -2,405,000 | -247,160,000 | -10,573,000 | 27,048,000 | 234,916,000 | -374,000 | 2,142,000 | 489,738 | 16,915 | 865,669 | 2,063,238 | 1,458,084 | 1,454,356 |
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | -270,971,000 | -1,095,328,000 | -143,721,000 | -239,188,000 | 1,943,000 | 815,000 | 232,809,000 | -21,527,000 | 6,077,000 | -38,795,383 | -29,631,603 | -23,302,855 | -17,155,532 | 6,066,295 | -96,360,048 |
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | 262,314,000 | 86,741,000 | 151,463,000 | 239,738,000 | -227,340,000 | 23,769,000 | -1,858,000 | 205,429,000 | |||||||
| Other Short Term Loans | -2,608,518 | 2,608,518 | |||||||||||||
| Long term loans | -165,883,000 | 977,800,000 | -1,552,000 | 1,552,000 | -800,000 | 800,000 | |||||||||
| Hire Purchase and Lease Commitments | -836,000 | 2,657,000 | 548,000 | -787,000 | 901,000 | ||||||||||
| other long term liabilities | -662,000 | 662,000 | |||||||||||||
| share issue | |||||||||||||||
| interest | -1,902,000 | -1,702,000 | -112,000 | -112,000 | -112,000 | -112,000 | -107,570 | -83,657 | |||||||
| cash flow from financing | 241,705,000 | 1,141,361,000 | 151,349,000 | 238,061,000 | 2,453,000 | -344,000 | -232,540,000 | 21,867,000 | -3,560,000 | 205,316,552 | -912,000 | 379,867 | 446,133 | -2,042,181 | 2,532,755 |
| cash and cash equivalents | |||||||||||||||
| cash | -27,295,000 | 42,259,000 | 1,730,000 | 274,000 | -591,000 | 417,000 | 61,000 | -2,767,000 | 1,241,000 | 1,520,739 | -1,603,454 | 636,730 | 359,365 | -707,674 | 1,542,294 |
| overdraft | -160,727,505 | 28,955,611 | 23,833,046 | 17,089,031 | -4,708,372 | 95,558,189 | |||||||||
| change in cash | -27,295,000 | 42,259,000 | 1,730,000 | 274,000 | -591,000 | 417,000 | 61,000 | -2,767,000 | 1,241,000 | 162,248,244 | -30,559,065 | -23,196,316 | -16,729,666 | 4,000,698 | -94,015,895 |
leumi uk group limited Credit Report and Business Information
Leumi Uk Group Limited Competitor Analysis
Perform a competitor analysis for leumi uk group limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mega companies, companies in EC2R area or any other competitors across 12 key performance metrics.
leumi uk group limited Ownership
LEUMI UK GROUP LIMITED group structure
Leumi Uk Group Limited has no subsidiary companies.
Ultimate parent company
BANK LEUMI LE ISRAEL BM
#0013925
2 parents
LEUMI UK GROUP LIMITED
00620951
leumi uk group limited directors
Leumi Uk Group Limited currently has 6 directors. The longest serving directors include Mr Michael Schiller (Nov 2020) and Mr Robert Levy (Jul 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Michael Schiller | England | 47 years | Nov 2020 | - | Director |
| Mr Robert Levy | 70 years | Jul 2022 | - | Director | |
| Mr Nicholas Treble | Wales | 65 years | Jul 2022 | - | Director |
| Ms Yael Kfir | United Kingdom | 59 years | May 2023 | - | Director |
| Mr Yakov Nissan | United Kingdom | 57 years | Jan 2025 | - | Director |
| Ms Ayelet Raz | England | 54 years | Jan 2025 | - | Director |
P&L
December 2023turnover
131.5m
+180%
operating profit
42.2m
+214%
gross margin
44.1%
-4.16%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
269m
+1.82%
total assets
1.8b
+0.17%
cash
17.1m
-0.62%
net assets
Total assets minus all liabilities
Similar Companies
leumi uk group limited company details
company number
00620951
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
February 1959
age
66
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
leumi abl limited (July 2022)
apak finance & trading company limited (March 2006)
accountant
-
auditor
DELOITTE LLP
address
twelfth floor, 1 angel court, london, EC2R 7HJ
Bank
BANK LIEUME
Legal Advisor
-
leumi uk group limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to leumi uk group limited. Currently there are 0 open charges and 1 have been satisfied in the past.
leumi uk group limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for LEUMI UK GROUP LIMITED. This can take several minutes, an email will notify you when this has completed.
leumi uk group limited Companies House Filings - See Documents
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