charles faram & co.,limited
charles faram & co.,limited Company Information
Company Number
00686409
Next Accounts
Mar 2026
Shareholders
wellhopped ltd
Group Structure
View All
Industry
Wholesale of other food, including fish, crustaceans and molluscs
Registered Address
the hop store monksfield lane, newland, malvern, worcestershire, WR13 5BB
Website
www.charlesfaram.co.ukcharles faram & co.,limited Estimated Valuation
Pomanda estimates the enterprise value of CHARLES FARAM & CO.,LIMITED at £15.9m based on a Turnover of £26.9m and 0.59x industry multiple (adjusted for size and gross margin).
charles faram & co.,limited Estimated Valuation
Pomanda estimates the enterprise value of CHARLES FARAM & CO.,LIMITED at £8.9m based on an EBITDA of £1.1m and a 7.87x industry multiple (adjusted for size and gross margin).
charles faram & co.,limited Estimated Valuation
Pomanda estimates the enterprise value of CHARLES FARAM & CO.,LIMITED at £5.9m based on Net Assets of £2.8m and 2.13x industry multiple (adjusted for liquidity).
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Charles Faram & Co.,limited Overview
Charles Faram & Co.,limited is a live company located in malvern, WR13 5BB with a Companies House number of 00686409. It operates in the wholesale of other food, including fish, crustaceans and molluscs sector, SIC Code 46380. Founded in March 1961, it's largest shareholder is wellhopped ltd with a 100% stake. Charles Faram & Co.,limited is a mature, large sized company, Pomanda has estimated its turnover at £26.9m with declining growth in recent years.
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Charles Faram & Co.,limited Health Check
Pomanda's financial health check has awarded Charles Faram & Co.,Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
6 Regular
4 Weak
Size
annual sales of £26.9m, make it in line with the average company (£27.8m)
£26.9m - Charles Faram & Co.,limited
£27.8m - Industry AVG
Growth
3 year (CAGR) sales growth of -1%, show it is growing at a slower rate (11.3%)
-1% - Charles Faram & Co.,limited
11.3% - Industry AVG
Production
with a gross margin of 18.7%, this company has a lower cost of product (14.7%)
18.7% - Charles Faram & Co.,limited
14.7% - Industry AVG
Profitability
an operating margin of 2.8% make it less profitable than the average company (3.6%)
2.8% - Charles Faram & Co.,limited
3.6% - Industry AVG
Employees
with 43 employees, this is similar to the industry average (41)
43 - Charles Faram & Co.,limited
41 - Industry AVG
Pay Structure
on an average salary of £50.1k, the company has an equivalent pay structure (£47.3k)
£50.1k - Charles Faram & Co.,limited
£47.3k - Industry AVG
Efficiency
resulting in sales per employee of £626.2k, this is equally as efficient (£626.2k)
£626.2k - Charles Faram & Co.,limited
£626.2k - Industry AVG
Debtor Days
it gets paid by customers after 26 days, this is earlier than average (43 days)
26 days - Charles Faram & Co.,limited
43 days - Industry AVG
Creditor Days
its suppliers are paid after 29 days, this is close to average (29 days)
29 days - Charles Faram & Co.,limited
29 days - Industry AVG
Stock Days
it holds stock equivalent to 176 days, this is more than average (49 days)
176 days - Charles Faram & Co.,limited
49 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 9 weeks, this is average cash available to meet short term requirements (10 weeks)
9 weeks - Charles Faram & Co.,limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 87.6%, this is a higher level of debt than the average (53%)
87.6% - Charles Faram & Co.,limited
53% - Industry AVG
CHARLES FARAM & CO.,LIMITED financials
Charles Faram & Co.,Limited's latest turnover from June 2024 is £26.9 million and the company has net assets of £2.8 million. According to their latest financial statements, Charles Faram & Co.,Limited has 43 employees and maintains cash reserves of £3.4 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 26,926,343 | 29,685,734 | 30,293,407 | 27,352,198 | 30,743,121 | 35,900,204 | 36,982,763 | 36,250,323 | 30,545,192 | 24,683,072 | 19,197,357 | 15,562,896 | 12,385,044 | 10,986,092 | 10,285,716 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 21,903,273 | 23,753,760 | 25,684,501 | 23,622,470 | 24,991,851 | 28,989,058 | 29,488,358 | 28,518,272 | 21,796,314 | 17,788,917 | 13,493,152 | 10,980,391 | 8,994,926 | 7,697,237 | 7,289,069 |
| Gross Profit | 5,023,070 | 5,931,974 | 4,608,906 | 3,729,728 | 5,751,270 | 6,911,146 | 7,494,405 | 7,732,051 | 8,748,878 | 6,894,155 | 5,704,205 | 4,582,505 | 3,390,118 | 3,288,855 | 2,996,647 |
| Admin Expenses | 4,261,500 | 4,453,884 | 3,916,929 | 3,831,150 | 3,688,375 | 4,313,402 | 4,408,116 | 4,042,248 | 3,419,101 | 3,005,583 | 2,816,833 | 1,918,228 | 1,337,851 | 968,752 | 927,155 |
| Operating Profit | 761,570 | 1,478,090 | 691,977 | -101,422 | 2,062,895 | 2,597,744 | 3,086,289 | 3,689,803 | 5,329,777 | 3,888,572 | 2,887,372 | 2,664,277 | 2,052,267 | 2,320,103 | 2,069,492 |
| Interest Payable | 1,240,084 | 1,032,786 | 563,397 | 480,423 | 464,162 | 282,414 | 287,211 | 190,106 | 173,441 | 10,574 | 8,354 | 588 | 3,140 | 7,662 | |
| Interest Receivable | 314,367 | 130,811 | 17,836 | 14,981 | 24,595 | 325 | 9,272 | 4,632 | 13,483 | 352 | |||||
| Pre-Tax Profit | -164,147 | 576,115 | 146,416 | -566,864 | 1,623,328 | 2,315,330 | 2,799,078 | 3,499,697 | 5,156,336 | 3,877,998 | 2,879,343 | 2,674,049 | 2,056,311 | 2,330,446 | 2,062,182 |
| Tax | 18,994 | -157,266 | -15,430 | -20,653 | -275,028 | -417,100 | -522,555 | -671,645 | -1,014,901 | -813,556 | -692,538 | -642,671 | -525,063 | -646,037 | -599,132 |
| Profit After Tax | -145,153 | 418,849 | 130,986 | -587,517 | 1,348,300 | 1,898,230 | 2,276,523 | 2,828,052 | 4,141,435 | 3,064,442 | 2,186,805 | 2,031,378 | 1,531,248 | 1,684,409 | 1,463,050 |
| Dividends Paid | 3,500,000 | 3,500,000 | 4,500,000 | 5,500,000 | 5,993,104 | 632,416 | 243,050 | 434,682 | |||||||
| Retained Profit | -145,153 | 418,849 | 130,986 | -587,517 | 1,348,300 | -1,601,770 | 2,276,523 | -671,948 | -358,565 | -2,435,558 | 2,186,805 | -3,961,726 | 898,832 | 1,441,359 | 1,028,368 |
| Employee Costs | 2,153,002 | 2,237,233 | 1,905,698 | 1,661,397 | 1,669,752 | 1,909,171 | 1,959,733 | 1,761,387 | 1,862,057 | 1,068,915 | 913,535 | 708,304 | 423,622 | 354,886 | 408,094 |
| Number Of Employees | 43 | 42 | 40 | 40 | 42 | 38 | 39 | 38 | 35 | 26 | 23 | 19 | 14 | 11 | 8 |
| EBITDA* | 1,129,075 | 1,776,024 | 933,919 | 67,008 | 2,245,164 | 2,822,250 | 3,326,313 | 3,856,087 | 5,487,145 | 4,043,645 | 3,080,219 | 2,781,063 | 2,126,133 | 2,383,138 | 2,125,013 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 731,183 | 699,360 | 803,660 | 930,956 | 1,082,654 | 1,186,555 | 1,285,629 | 803,321 | 670,977 | 790,848 | 847,420 | 510,283 | 97,787 | 88,843 | 91,408 |
| Intangible Assets | 934,739 | 865,569 | 627,748 | 574,516 | 492,441 | 272,997 | 200,000 | 250,000 | 300,000 | 350,000 | |||||
| Investments & Other | 2 | 150,002 | 150,002 | ||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 1,665,922 | 1,564,929 | 1,431,408 | 1,505,472 | 1,575,095 | 1,459,552 | 1,285,629 | 803,321 | 670,977 | 790,848 | 847,420 | 710,283 | 347,789 | 538,845 | 591,410 |
| Stock & work in progress | 10,603,845 | 11,544,230 | 11,756,746 | 15,564,151 | 17,326,939 | 16,431,296 | 17,293,712 | 17,018,107 | 11,325,581 | 8,629,848 | 6,556,715 | 5,158,827 | 4,126,554 | 2,817,698 | 2,149,177 |
| Trade Debtors | 1,991,328 | 2,980,392 | 5,546,487 | 3,647,920 | 2,528,351 | 3,965,868 | 3,794,729 | 2,731,687 | 2,884,259 | 2,554,976 | 2,811,655 | 2,480,518 | 1,358,566 | 1,324,323 | 1,275,766 |
| Group Debtors | 4,222,805 | 4,820,669 | 4,154,673 | 3,358,284 | 2,117,113 | 1,784,360 | 704,156 | 911,976 | 1,147,849 | 724,078 | 382,674 | 69,319 | 150,000 | ||
| Misc Debtors | 282,884 | 180,264 | 394,247 | 64,440 | 33,396 | 93,004 | 95,984 | 8,328 | 12,386 | 27,495 | 6,671 | 117,734 | 19,832 | 4,186 | 4,757 |
| Cash | 3,449,987 | 7,199,024 | 4,133,309 | 7,146,833 | 4,356,191 | 2,094,986 | 1,433,589 | 315,421 | 1,726,246 | 1,120,778 | 917,481 | 1,040,162 | 2,237,470 | 2,703,661 | 1,746,326 |
| misc current assets | |||||||||||||||
| total current assets | 20,550,849 | 26,724,579 | 25,985,462 | 29,781,628 | 26,361,990 | 24,369,514 | 23,322,170 | 20,985,519 | 17,096,321 | 13,057,175 | 10,675,196 | 8,866,560 | 7,892,422 | 6,849,868 | 5,176,026 |
| total assets | 22,216,771 | 28,289,508 | 27,416,870 | 31,287,100 | 27,937,085 | 25,829,066 | 24,607,799 | 21,788,840 | 17,767,298 | 13,848,023 | 11,522,616 | 9,576,843 | 8,240,211 | 7,388,713 | 5,767,436 |
| Bank overdraft | 1,219,307 | ||||||||||||||
| Bank loan | 937,500 | 816,667 | 112,500 | 150,000 | 150,000 | ||||||||||
| Trade Creditors | 1,775,877 | 1,058,540 | 657,266 | 1,008,706 | 1,424,165 | 681,514 | 1,025,279 | 841,356 | 789,468 | 710,902 | 1,462,022 | 1,704,363 | 776,130 | 915,373 | 633,852 |
| Group/Directors Accounts | 17,122,697 | 23,427,662 | 22,751,006 | 22,228,684 | 22,028,039 | 21,715,030 | 18,315,890 | 18,187,347 | 14,169,635 | 10,257,911 | 4,745,155 | 4,745,155 | 286 | 63,176 | 10,285 |
| other short term finances | 75,701 | 141,749 | 396,288 | 66,048 | |||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 240,127 | 622,124 | 341,041 | 441,481 | 195,868 | 433,711 | 570,418 | 580,754 | 1,187,563 | 879,933 | 876,324 | 826,714 | 1,155,127 | 748,418 | 813,721 |
| total current liabilities | 19,138,701 | 25,108,326 | 24,686,813 | 24,495,538 | 23,760,572 | 22,980,255 | 20,061,587 | 20,828,764 | 16,146,666 | 11,848,746 | 7,083,501 | 7,351,933 | 2,073,292 | 2,123,255 | 1,523,906 |
| loans | 4,270,833 | 1,087,500 | 1,162,500 | 1,312,500 | 418,179 | ||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | 323,713 | 281,672 | 249,396 | 171,054 | 151,821 | 97,419 | 43,050 | 45,937 | 34,545 | 54,625 | 58,905 | 31,505 | 11,788 | 9,159 | 10,411 |
| total long term liabilities | 323,713 | 281,672 | 249,396 | 4,441,887 | 1,239,321 | 1,259,919 | 1,355,550 | 45,937 | 34,545 | 54,625 | 58,905 | 31,505 | 11,788 | 9,159 | 428,590 |
| total liabilities | 19,462,414 | 25,389,998 | 24,936,209 | 28,937,425 | 24,999,893 | 24,240,174 | 21,417,137 | 20,874,701 | 16,181,211 | 11,903,371 | 7,142,406 | 7,383,438 | 2,085,080 | 2,132,414 | 1,952,496 |
| net assets | 2,754,357 | 2,899,510 | 2,480,661 | 2,349,675 | 2,937,192 | 1,588,892 | 3,190,662 | 914,139 | 1,586,087 | 1,944,652 | 4,380,210 | 2,193,405 | 6,155,131 | 5,256,299 | 3,814,940 |
| total shareholders funds | 2,754,357 | 2,899,510 | 2,480,661 | 2,349,675 | 2,937,192 | 1,588,892 | 3,190,662 | 914,139 | 1,586,087 | 1,944,652 | 4,380,210 | 2,193,405 | 6,155,131 | 5,256,299 | 3,814,940 |
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 761,570 | 1,478,090 | 691,977 | -101,422 | 2,062,895 | 2,597,744 | 3,086,289 | 3,689,803 | 5,329,777 | 3,888,572 | 2,887,372 | 2,664,277 | 2,052,267 | 2,320,103 | 2,069,492 |
| Depreciation | 118,325 | 118,620 | 140,978 | 168,430 | 182,269 | 224,506 | 240,024 | 166,284 | 157,368 | 155,073 | 192,847 | 66,786 | 23,866 | 13,035 | 5,521 |
| Amortisation | 249,180 | 179,314 | 100,964 | 50,000 | 50,000 | 50,000 | 50,000 | ||||||||
| Tax | 18,994 | -157,266 | -15,430 | -20,653 | -275,028 | -417,100 | -522,555 | -671,645 | -1,014,901 | -813,556 | -692,538 | -642,671 | -525,063 | -646,037 | -599,132 |
| Stock | -940,385 | -212,516 | -3,807,405 | -1,762,788 | 895,643 | -862,416 | 275,605 | 5,692,526 | 2,695,733 | 2,073,133 | 1,397,888 | 1,032,273 | 1,308,856 | 668,521 | 2,149,177 |
| Debtors | -1,484,308 | -2,114,082 | 3,024,763 | 2,391,784 | -1,164,372 | 1,248,363 | 942,878 | -392,503 | 737,945 | 105,549 | 533,429 | 1,139,173 | 199,889 | 47,986 | 1,280,523 |
| Creditors | 717,337 | 401,274 | -351,440 | -415,459 | 742,651 | -343,765 | 183,923 | 51,888 | 78,566 | -751,120 | -242,341 | 928,233 | -139,243 | 281,521 | 633,852 |
| Accruals and Deferred Income | -381,997 | 281,083 | -100,440 | 245,613 | -237,843 | -136,707 | -10,336 | -606,809 | 307,630 | 3,609 | 49,610 | -328,413 | 406,709 | -65,303 | 813,721 |
| Deferred Taxes & Provisions | 42,041 | 32,276 | 78,342 | 19,233 | 54,402 | 54,369 | -2,887 | 11,392 | -20,080 | -4,280 | 27,400 | 19,717 | 2,629 | -1,252 | 10,411 |
| Cash flow from operations | 3,950,143 | 4,659,989 | 1,327,593 | -733,254 | 2,798,075 | 1,593,100 | 1,755,975 | -2,659,110 | 1,404,682 | 299,616 | 291,033 | 586,483 | 362,420 | 1,235,560 | -445,835 |
| Investing Activities | |||||||||||||||
| capital expenditure | -523,984 | -371,273 | -33,332 | -39,370 | -41,070 | ||||||||||
| Change in Investments | -2 | -150,000 | 150,002 | ||||||||||||
| cash flow from investments | -523,984 | -371,271 | 116,668 | -39,370 | -191,072 | ||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | -937,500 | 120,833 | 704,167 | -37,500 | 150,000 | ||||||||||
| Group/Directors Accounts | -6,304,965 | 676,656 | 522,322 | 200,645 | 313,009 | 3,399,140 | 128,543 | 4,017,712 | 3,911,724 | 5,512,756 | 4,744,869 | -62,890 | 52,891 | 10,285 | |
| Other Short Term Loans | -75,701 | -66,048 | -254,539 | 330,240 | 66,048 | ||||||||||
| Long term loans | -4,270,833 | 3,183,333 | -75,000 | -150,000 | 1,312,500 | -418,179 | 418,179 | ||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | -925,717 | -901,975 | -545,561 | -465,442 | -439,567 | -282,414 | -287,211 | -190,106 | -173,441 | -10,574 | -8,029 | 9,272 | 4,044 | 10,343 | -7,310 |
| cash flow from financing | -7,230,682 | -1,162,819 | -4,173,239 | 3,622,703 | -239,058 | 2,966,726 | 1,303,832 | 3,827,606 | 3,738,283 | 5,502,182 | -83,730 | 4,688,093 | -313,385 | -24,705 | 3,273,774 |
| cash and cash equivalents | |||||||||||||||
| cash | -3,749,037 | 3,065,715 | -3,013,524 | 2,790,642 | 2,261,205 | 661,397 | 1,118,168 | -1,410,825 | 605,468 | 203,297 | -122,681 | -1,197,308 | -466,191 | 957,335 | 1,746,326 |
| overdraft | -1,219,307 | 1,219,307 | |||||||||||||
| change in cash | -3,749,037 | 3,065,715 | -3,013,524 | 2,790,642 | 2,261,205 | 661,397 | 2,337,475 | -2,630,132 | 605,468 | 203,297 | -122,681 | -1,197,308 | -466,191 | 957,335 | 1,746,326 |
charles faram & co.,limited Credit Report and Business Information
Charles Faram & Co.,limited Competitor Analysis
Perform a competitor analysis for charles faram & co.,limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other large companies, companies in WR13 area or any other competitors across 12 key performance metrics.
charles faram & co.,limited Ownership
CHARLES FARAM & CO.,LIMITED group structure
Charles Faram & Co.,Limited has no subsidiary companies.
charles faram & co.,limited directors
Charles Faram & Co.,Limited currently has 8 directors. The longest serving directors include Mr Paul Corbett (Jul 1995) and Mr Henry Murch (Feb 2014).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Paul Corbett | 61 years | Jul 1995 | - | Director | |
| Mr Henry Murch | England | 48 years | Feb 2014 | - | Director |
| Mr William Rogers | 46 years | Apr 2015 | - | Director | |
| Mrs Betina George | England | 59 years | Apr 2015 | - | Director |
| Mr David Turner | United Kingdom | 80 years | Jan 2018 | - | Director |
| Mr Gary Bell | 54 years | Jul 2022 | - | Director | |
| Mr Gary Bell | England | 53 years | Jul 2022 | - | Director |
| Mr Nicholas Denniston | 70 years | Oct 2022 | - | Director |
P&L
June 2024turnover
26.9m
-9%
operating profit
761.6k
-48%
gross margin
18.7%
-6.64%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2024net assets
2.8m
-0.05%
total assets
22.2m
-0.21%
cash
3.4m
-0.52%
net assets
Total assets minus all liabilities
charles faram & co.,limited company details
company number
00686409
Type
Private limited with Share Capital
industry
46380 - Wholesale of other food, including fish, crustaceans and molluscs
incorporation date
March 1961
age
64
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
June 2024
previous names
N/A
accountant
-
auditor
GRANT THORNTON UK LLP
address
the hop store monksfield lane, newland, malvern, worcestershire, WR13 5BB
Bank
LLOYDS TSB BANK PLC
Legal Advisor
-
charles faram & co.,limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to charles faram & co.,limited.
charles faram & co.,limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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charles faram & co.,limited Companies House Filings - See Documents
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