ipf international limited
ipf international limited Company Information
Company Number
00753518
Website
www.ipfin.co.ukRegistered Address
26 whitehall road, leeds, LS12 1BE
Industry
Other business support service activities n.e.c.
Telephone
01132856700
Next Accounts Due
September 2024
Group Structure
View All
Shareholders
international personal finance investments ltd 99.9%
ipf holdings limited 0.1%
ipf international limited Estimated Valuation
Pomanda estimates the enterprise value of IPF INTERNATIONAL LIMITED at £50.5m based on a Turnover of £28.8m and 1.75x industry multiple (adjusted for size and gross margin).
ipf international limited Estimated Valuation
Pomanda estimates the enterprise value of IPF INTERNATIONAL LIMITED at £1b based on an EBITDA of £74.1m and a 13.73x industry multiple (adjusted for size and gross margin).
ipf international limited Estimated Valuation
Pomanda estimates the enterprise value of IPF INTERNATIONAL LIMITED at £502.7m based on Net Assets of £221.6m and 2.27x industry multiple (adjusted for liquidity).
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Ipf International Limited Overview
Ipf International Limited is a live company located in leeds, LS12 1BE with a Companies House number of 00753518. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in March 1963, it's largest shareholder is international personal finance investments ltd with a 99.9% stake. Ipf International Limited is a mature, large sized company, Pomanda has estimated its turnover at £28.8m with declining growth in recent years.
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Ipf International Limited Health Check
Pomanda's financial health check has awarded Ipf International Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 2 areas for improvement. Company Health Check FAQs
6 Strong
0 Regular
2 Weak
Size
annual sales of £28.8m, make it larger than the average company (£3.8m)
£28.8m - Ipf International Limited
£3.8m - Industry AVG
Growth
3 year (CAGR) sales growth of -4%, show it is growing at a slower rate (3%)
-4% - Ipf International Limited
3% - Industry AVG
Production
with a gross margin of 100%, this company has a lower cost of product (38.8%)
100% - Ipf International Limited
38.8% - Industry AVG
Profitability
an operating margin of 226.8% make it more profitable than the average company (6.3%)
226.8% - Ipf International Limited
6.3% - Industry AVG
Employees
with 58 employees, this is above the industry average (25)
58 - Ipf International Limited
25 - Industry AVG
Pay Structure
on an average salary of £84.1k, the company has a higher pay structure (£50.6k)
£84.1k - Ipf International Limited
£50.6k - Industry AVG
Efficiency
resulting in sales per employee of £497.3k, this is more efficient (£157.6k)
£497.3k - Ipf International Limited
£157.6k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Ipf International Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Ipf International Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ipf International Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Ipf International Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 33.4%, this is a lower level of debt than the average (63.6%)
33.4% - Ipf International Limited
63.6% - Industry AVG
IPF INTERNATIONAL LIMITED financials
Ipf International Limited's latest turnover from December 2022 is £28.8 million and the company has net assets of £221.6 million. According to their latest financial statements, Ipf International Limited has 58 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 28,843,000 | 29,714,000 | 29,414,000 | 33,063,000 | 43,434,000 | 38,485,000 | 39,786,000 | 37,149,000 | 24,378,097 | 24,056,355 | 24,990,643 | 22,690,934 | 23,677,447 | |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Cost Of Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Gross Profit | 28,843,000 | 29,714,000 | 29,414,000 | 33,063,000 | 43,434,000 | 38,485,000 | 39,786,000 | 37,149,000 | 24,378,097 | 24,056,355 | 24,990,643 | 22,690,934 | 23,677,447 | |
| Admin Expenses | 39,263,000 | 32,006,000 | 24,391,878 | 24,916,446 | 27,755,669 | 20,784,544 | 27,247,572 | |||||||
| Operating Profit | 523,000 | 5,143,000 | -13,781 | -860,091 | -2,765,026 | 1,906,390 | -3,570,125 | |||||||
| Interest Payable | 8,583,000 | 4,299,000 | 4,999,000 | 6,152,000 | 7,640,000 | 7,461,000 | 6,847,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Receivable | 8,473,000 | 3,047,000 | 1,575,000 | 659,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 931 | 336 |
| Pre-Tax Profit | 53,303,000 | 74,509,000 | 11,030,000 | 38,009,000 | -12,910,000 | 206,000 | -2,473,000 | 5,143,000 | -3,471,917 | -1,837,572 | -2,765,026 | 1,907,321 | -3,569,789 | |
| Tax | -310,000 | -248,000 | -32,000 | -918,000 | 137,000 | -268,000 | 533,000 | -927,000 | 777,893 | 628,501 | 692,805 | 317,833 | -1,063,294 | |
| Profit After Tax | 52,993,000 | 74,261,000 | 10,998,000 | 37,091,000 | -12,773,000 | -62,000 | -1,940,000 | 4,216,000 | -2,694,024 | -1,209,071 | -2,072,221 | 2,225,154 | -4,633,083 | |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Retained Profit | 52,993,000 | 74,261,000 | 10,998,000 | 37,091,000 | -12,773,000 | -62,000 | -1,940,000 | 4,216,000 | -2,694,024 | -1,209,071 | -2,072,221 | 2,225,154 | -4,633,083 | |
| Employee Costs | 4,877,000 | 4,053,000 | 3,343,000 | 6,164,000 | 9,558,000 | 9,353,000 | 6,357,000 | 6,780,000 | 6,571,000 | 6,625,342 | 4,676,064 | 5,155,218 | 3,372,920 | 3,245,804 |
| Number Of Employees | 58 | 58 | 95 | 107 | 129 | 141 | 97 | 109 | 82 | 68 | 69 | 70 | 59 | 53 |
| EBITDA* | 7,575,000 | 9,945,000 | 4,155,344 | 10,044,008 | 271,927 | 4,852,196 | -1,039,760 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 807,000 | 892,000 | 1,042,000 | 1,163,000 | 1,639,000 | 2,953,000 | 5,290,000 | 7,171,000 | 10,648,000 | 12,374,976 | 11,275,427 | 10,542,747 | 8,214,384 | 4,424,770 |
| Intangible Assets | 16,451,000 | 15,298,000 | 17,694,000 | 20,799,000 | 21,651,000 | 22,799,000 | 25,162,000 | 19,800,000 | 10,034,000 | 1,749,532 | 3,186,224 | 3,510,745 | 5,093,617 | 6,587,709 |
| Investments & Other | 133,645,000 | 130,398,000 | 131,591,000 | 133,112,000 | 139,628,000 | 141,644,000 | 129,820,000 | 118,628,000 | 614,000 | 173,379 | 173,380 | 35,172 | 35,172 | 35,172 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 150,903,000 | 146,588,000 | 150,327,000 | 155,074,000 | 162,918,000 | 167,396,000 | 160,272,000 | 145,599,000 | 21,296,000 | 14,297,887 | 14,635,031 | 14,088,664 | 13,343,173 | 11,047,651 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 179,966,000 | 127,230,000 | 60,325,000 | 45,908,000 | 11,498,000 | 2,455,000 | 2,347,000 | 5,009,000 | 2,309,000 | 65,794 | 113,215 | 244,346 | 52,995 | 1,515,703 |
| Misc Debtors | 1,891,000 | 1,697,000 | 990,000 | 1,350,000 | 3,745,000 | 3,422,000 | 2,478,000 | 2,842,000 | 1,329,000 | 1,322,909 | 1,079,253 | 2,255,775 | 1,166,584 | 1,498,899 |
| Cash | 0 | 0 | 5,000 | 4,000 | 4,000 | 5,000 | 0 | 0 | 0 | 86 | 119 | 302 | 3,974 | 16,614 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 181,857,000 | 128,927,000 | 61,320,000 | 47,262,000 | 15,247,000 | 5,882,000 | 4,825,000 | 7,851,000 | 3,638,000 | 1,388,789 | 1,192,587 | 2,500,423 | 1,223,553 | 3,031,216 |
| total assets | 332,760,000 | 275,515,000 | 211,647,000 | 202,336,000 | 178,165,000 | 173,278,000 | 165,097,000 | 153,450,000 | 24,934,000 | 15,686,676 | 15,827,618 | 16,589,087 | 14,566,726 | 14,078,867 |
| Bank overdraft | 0 | 0 | 8,000 | 0 | 0 | 4,000 | 30,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 306,000 | 157,000 | 436,000 | 1,118,000 | 561,000 | 478,000 | 593,000 | 183,000 | 3,529,000 | 1,069,861 | 541,150 | 1,068,822 | 767,206 | 1,170,722 |
| Group/Directors Accounts | 106,123,000 | 102,607,000 | 114,722,000 | 113,512,000 | 124,944,000 | 168,587,000 | 152,926,000 | 142,302,000 | 30,308,000 | 30,265,430 | 29,782,860 | 28,933,823 | 26,059,599 | 28,937,898 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 4,702,000 | 4,341,000 | 2,257,000 | 4,487,000 | 6,577,000 | 10,377,000 | 4,499,000 | 4,268,000 | 5,623,000 | 3,720,978 | 2,539,361 | 2,636,516 | 1,896,705 | 428,727 |
| total current liabilities | 111,131,000 | 107,105,000 | 117,423,000 | 119,117,000 | 132,082,000 | 179,446,000 | 158,048,000 | 146,753,000 | 39,460,000 | 35,056,269 | 32,863,371 | 32,639,161 | 28,723,510 | 30,537,347 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 111,131,000 | 107,105,000 | 117,423,000 | 119,117,000 | 132,082,000 | 179,446,000 | 158,048,000 | 146,753,000 | 39,460,000 | 35,056,269 | 32,863,371 | 32,639,161 | 28,723,510 | 30,537,347 |
| net assets | 221,629,000 | 168,410,000 | 94,224,000 | 83,219,000 | 46,083,000 | -6,168,000 | 7,049,000 | 6,697,000 | -14,526,000 | -19,369,593 | -17,035,753 | -16,050,074 | -14,156,784 | -16,458,480 |
| total shareholders funds | 221,629,000 | 168,410,000 | 94,224,000 | 83,219,000 | 46,083,000 | -6,168,000 | 7,049,000 | 6,697,000 | -14,526,000 | -19,369,593 | -17,035,753 | -16,050,074 | -14,156,784 | -16,458,480 |
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 523,000 | 5,143,000 | -13,781 | -860,091 | -2,765,026 | 1,906,390 | -3,570,125 | |||||||
| Depreciation | 85,000 | 150,000 | 157,000 | 476,000 | 2,459,000 | 2,459,000 | 3,104,000 | 3,778,000 | 3,819,000 | 3,085,561 | 2,762,892 | 983,053 | 977,618 | 583,256 |
| Amortisation | 8,574,000 | 8,887,000 | 9,994,000 | 9,146,000 | 9,911,000 | 9,871,000 | 6,689,000 | 3,274,000 | 983,000 | 1,083,564 | 8,141,207 | 2,053,900 | 1,968,188 | 1,947,109 |
| Tax | -310,000 | -248,000 | -32,000 | -918,000 | 137,000 | -268,000 | 533,000 | -927,000 | 777,893 | 628,501 | 692,805 | 317,833 | -1,063,294 | |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 52,930,000 | 67,612,000 | 14,057,000 | 32,015,000 | 9,366,000 | 1,052,000 | -3,026,000 | 4,213,000 | 2,249,297 | 196,235 | -1,307,653 | 1,280,542 | -1,795,023 | 3,014,602 |
| Creditors | 149,000 | -279,000 | -682,000 | 557,000 | 83,000 | -115,000 | 410,000 | -3,346,000 | 2,459,139 | 528,711 | -527,672 | 301,616 | -403,516 | 1,170,722 |
| Accruals and Deferred Income | 361,000 | 2,084,000 | -2,230,000 | -2,090,000 | -3,800,000 | 5,878,000 | 231,000 | -1,355,000 | 1,902,022 | 1,181,617 | -97,155 | 739,811 | 1,467,978 | 428,727 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -806,000 | 11,129,864 | 6,447,330 | 11,355,335 | 725,617 | 8,029,514 | -3,518,207 | |||||||
| Investing Activities | ||||||||||||||
| capital expenditure | 0 | 0 | 0 | |||||||||||
| Change in Investments | 3,247,000 | -1,193,000 | -1,521,000 | -6,516,000 | -2,016,000 | 11,824,000 | 11,192,000 | 118,014,000 | 440,621 | -1 | 138,208 | 0 | 0 | 35,172 |
| cash flow from investments | 1 | -138,208 | 0 | |||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 3,516,000 | -12,115,000 | 1,210,000 | -11,432,000 | -43,643,000 | 15,661,000 | 10,624,000 | 111,994,000 | 42,570 | 482,570 | 849,037 | 2,874,224 | -2,878,299 | 28,937,898 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | -110,000 | -1,252,000 | -3,424,000 | -5,493,000 | -7,640,000 | -7,461,000 | -6,847,000 | 0 | 0 | 0 | 0 | 0 | 931 | 336 |
| cash flow from financing | 3,632,000 | -13,442,000 | -2,207,000 | -16,880,000 | 7,756,000 | 4,191,000 | 135,157,000 | 670,163 | 842,754 | 1,072,429 | 3,053,155 | -2,800,826 | 17,112,837 | |
| cash and cash equivalents | ||||||||||||||
| cash | 0 | -5,000 | 1,000 | 0 | -1,000 | 5,000 | 0 | 0 | -86 | -33 | -183 | -3,672 | -12,640 | 16,614 |
| overdraft | 0 | -8,000 | 8,000 | 0 | -4,000 | -26,000 | 30,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 3,000 | -7,000 | 0 | 3,000 | 31,000 | -30,000 | 0 | -86 | -33 | -183 | -3,672 | -12,640 | 16,614 |
ipf international limited Credit Report and Business Information
Ipf International Limited Competitor Analysis
Perform a competitor analysis for ipf international limited by selecting its closest rivals and benchmarking them against 12 key performance metrics.
ipf international limited Ownership
IPF INTERNATIONAL LIMITED group structure
Ipf International Limited has no subsidiary companies.
Ultimate parent company
2 parents
IPF INTERNATIONAL LIMITED
00753518
ipf international limited directors
Ipf International Limited currently has 4 directors. The longest serving directors include Mr Douglas Kleppen (May 2021) and Ms Alice Ackernley (Nov 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Douglas Kleppen | United Kingdom | 56 years | May 2021 | - | Director |
| Ms Alice Ackernley | United Kingdom | 48 years | Nov 2021 | - | Director |
| Mr Thomas Crane | United Kingdom | 51 years | Feb 2023 | - | Director |
| Mr Gary Thompson | 51 years | Feb 2023 | - | Director |
P&L
December 2022turnover
28.8m
-3%
operating profit
65.4m
0%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2022net assets
221.6m
+0.32%
total assets
332.8m
+0.21%
cash
0
0%
net assets
Total assets minus all liabilities
ipf international limited company details
company number
00753518
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
March 1963
age
61
accounts
Full Accounts
ultimate parent company
previous names
provident international limited (July 2007)
provident international operations limited (January 1999)
See moreincorporated
UK
address
26 whitehall road, leeds, LS12 1BE
last accounts submitted
December 2022
ipf international limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ipf international limited.
ipf international limited Companies House Filings - See Documents
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