wilfred t. fry (personal financial planning) limited
wilfred t. fry (personal financial planning) limited Company Information
Company Number
00913711
Next Accounts
Sep 2025
Shareholders
wilfred t fry ltd
Group Structure
View All
Industry
Other activities auxiliary to insurance and pension funding
Registered Address
1a tower square, wellington street, leeds, LS1 4DL
Website
http://thefrygroup.co.ukwilfred t. fry (personal financial planning) limited Estimated Valuation
Pomanda estimates the enterprise value of WILFRED T. FRY (PERSONAL FINANCIAL PLANNING) LIMITED at £9.8m based on a Turnover of £10.1m and 0.97x industry multiple (adjusted for size and gross margin).
wilfred t. fry (personal financial planning) limited Estimated Valuation
Pomanda estimates the enterprise value of WILFRED T. FRY (PERSONAL FINANCIAL PLANNING) LIMITED at £283.9k based on an EBITDA of £45.9k and a 6.19x industry multiple (adjusted for size and gross margin).
wilfred t. fry (personal financial planning) limited Estimated Valuation
Pomanda estimates the enterprise value of WILFRED T. FRY (PERSONAL FINANCIAL PLANNING) LIMITED at £3.9m based on Net Assets of £1.9m and 2.06x industry multiple (adjusted for liquidity).
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Wilfred T. Fry (personal Financial Planning) Limited Overview
Wilfred T. Fry (personal Financial Planning) Limited is a live company located in leeds, LS1 4DL with a Companies House number of 00913711. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in August 1967, it's largest shareholder is wilfred t fry ltd with a 100% stake. Wilfred T. Fry (personal Financial Planning) Limited is a mature, mid sized company, Pomanda has estimated its turnover at £10.1m with declining growth in recent years.
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Wilfred T. Fry (personal Financial Planning) Limited Health Check
Pomanda's financial health check has awarded Wilfred T. Fry (Personal Financial Planning) Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 2 areas for improvement. Company Health Check FAQs
6 Strong
2 Regular
2 Weak
Size
annual sales of £12m, make it larger than the average company (£1.4m)
£12m - Wilfred T. Fry (personal Financial Planning) Limited
£1.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 6%, show it is growing at a similar rate (5.6%)
6% - Wilfred T. Fry (personal Financial Planning) Limited
5.6% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Wilfred T. Fry (personal Financial Planning) Limited
100% - Industry AVG
Profitability
an operating margin of 3.1% make it less profitable than the average company (11.4%)
3.1% - Wilfred T. Fry (personal Financial Planning) Limited
11.4% - Industry AVG
Employees
with 13 employees, this is above the industry average (8)
13 - Wilfred T. Fry (personal Financial Planning) Limited
8 - Industry AVG
Pay Structure
on an average salary of £98.4k, the company has a higher pay structure (£54.8k)
£98.4k - Wilfred T. Fry (personal Financial Planning) Limited
£54.8k - Industry AVG
Efficiency
resulting in sales per employee of £921.2k, this is more efficient (£115.3k)
£921.2k - Wilfred T. Fry (personal Financial Planning) Limited
£115.3k - Industry AVG
Debtor Days
it gets paid by customers after 36 days, this is earlier than average (49 days)
36 days - Wilfred T. Fry (personal Financial Planning) Limited
49 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Wilfred T. Fry (personal Financial Planning) Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Wilfred T. Fry (personal Financial Planning) Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 109 weeks, this is more cash available to meet short term requirements (47 weeks)
109 weeks - Wilfred T. Fry (personal Financial Planning) Limited
47 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 19.5%, this is a lower level of debt than the average (54.8%)
19.5% - Wilfred T. Fry (personal Financial Planning) Limited
54.8% - Industry AVG
WILFRED T. FRY (PERSONAL FINANCIAL PLANNING) LIMITED financials
Wilfred T. Fry (Personal Financial Planning) Limited's latest turnover from December 2023 is £10.1 million and the company has net assets of £1.9 million. According to their latest financial statements, Wilfred T. Fry (Personal Financial Planning) Limited has 16 employees and maintains cash reserves of £791.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 10,123,859 | 11,975,011 | 12,711,237 | 10,538,907 | 10,190,712 | 8,946,433 | 8,686,598 | 7,136,727 | 7,978,636 | 9,179,850 | 8,170,109 | 7,562,201 | 7,451,884 | 6,483,368 | 5,515,123 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | 45,855 | 366,219 | 138,518 | 195,885 | 8,862 | 16,887 | 167,566 | 141,678 | 300,479 | 11,143 | -139,507 | 136,590 | 2,683 | 2,118 | 4,433 |
| Interest Payable | 6,401 | 8,266 | |||||||||||||
| Interest Receivable | 4,440 | 163 | 113 | 579 | 161 | 128 | 214 | 189 | 652 | 302 | 567 | 1,220 | 1,284 | ||
| Pre-Tax Profit | 72,362 | 233,213 | 277,384 | 95,006 | 9,248 | 17,466 | 167,727 | 141,806 | 300,693 | 11,332 | -138,855 | 156,960 | 3,250 | 3,338 | 5,717 |
| Tax | 59,300 | -57,483 | -29,948 | -48,436 | -2,819 | -3,500 | -31,868 | -28,361 | -48,687 | -1,874 | 31,723 | -31,723 | -650 | -701 | |
| Profit After Tax | 131,662 | 175,730 | 247,436 | 46,570 | 6,429 | 13,966 | 135,859 | 113,445 | 252,006 | 9,458 | -107,132 | 125,237 | 2,600 | 2,637 | 5,717 |
| Dividends Paid | 445,000 | ||||||||||||||
| Retained Profit | 131,662 | 175,730 | 247,436 | 46,570 | 6,429 | 13,966 | 135,859 | 113,445 | 252,006 | -435,542 | -107,132 | 125,237 | 2,600 | 2,637 | 5,717 |
| Employee Costs | 1,064,261 | 1,278,844 | 983,779 | 844,012 | 632,080 | 334,916 | 514,825 | 1,451,243 | 1,094,300 | 1,058,588 | 488,267 | 354,404 | 453,797 | ||
| Number Of Employees | 16 | 13 | 10 | 8 | 7 | 6 | 5 | 23 | 13 | 13 | 8 | 7 | 14 | ||
| EBITDA* | 45,855 | 366,219 | 138,518 | 195,885 | 8,862 | 16,887 | 167,566 | 181,758 | 392,279 | 62,863 | -139,507 | 136,590 | 2,683 | 2,118 | 4,433 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | |||||||||||||||
| Intangible Assets | 40,080 | 51,720 | |||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | 12,700 | ||||||||||||||
| Total Fixed Assets | 12,700 | 40,080 | 51,720 | ||||||||||||
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 1,153,302 | 1,195,249 | 1,203,131 | 991,951 | 876,342 | 735,609 | 598,583 | 668,227 | 874,446 | 871,850 | 686,846 | 824,438 | 975,662 | 700,136 | 819,381 |
| Group Debtors | 3,067,454 | 753,032 | 608,400 | 426,435 | 474,714 | 193,901 | 702,766 | 280,159 | 417,647 | 1,870,099 | |||||
| Misc Debtors | 283,543 | 78,479 | 94,814 | 193,789 | 46,467 | 13,531 | 17,623 | 31,723 | 1,500 | ||||||
| Cash | 791,112 | 892,594 | 1,558,298 | 1,285,151 | 593,562 | 272,301 | 1,003,876 | 521,673 | 524,312 | 1,029,465 | 581,385 | 603,794 | 580,955 | 846,521 | 605,534 |
| misc current assets | |||||||||||||||
| total current assets | 5,295,411 | 2,166,322 | 2,856,243 | 3,223,923 | 2,124,771 | 1,447,876 | 1,602,459 | 1,664,614 | 1,610,282 | 1,901,315 | 2,002,720 | 1,708,391 | 1,556,617 | 1,964,304 | 3,296,514 |
| total assets | 5,295,411 | 2,179,022 | 2,856,243 | 3,223,923 | 2,124,771 | 1,447,876 | 1,602,459 | 1,664,614 | 1,650,362 | 1,953,035 | 2,002,720 | 1,708,391 | 1,556,617 | 1,964,304 | 3,296,514 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 14,337 | 18,684 | 10,251 | 32,980 | |||||||||||
| Group/Directors Accounts | 3,093,085 | 9,956 | 624,023 | 265,404 | 576,676 | 1,932,093 | |||||||||
| other short term finances | 117,619 | 110,841 | 100,992 | ||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 184,074 | 284,907 | 1,267,088 | 1,758,483 | 839,873 | 169,407 | 337,956 | 535,970 | 635,163 | 565,819 | 803,985 | 402,524 | 110,583 | 209,598 | 189,028 |
| total current liabilities | 3,409,115 | 424,388 | 1,277,339 | 1,892,455 | 839,873 | 169,407 | 337,956 | 535,970 | 635,163 | 1,189,842 | 803,985 | 402,524 | 375,987 | 786,274 | 2,121,121 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | |||||||||||||||
| total liabilities | 3,409,115 | 424,388 | 1,277,339 | 1,892,455 | 839,873 | 169,407 | 337,956 | 535,970 | 635,163 | 1,189,842 | 803,985 | 402,524 | 375,987 | 786,274 | 2,121,121 |
| net assets | 1,886,296 | 1,754,634 | 1,578,904 | 1,331,468 | 1,284,898 | 1,278,469 | 1,264,503 | 1,128,644 | 1,015,199 | 763,193 | 1,198,735 | 1,305,867 | 1,180,630 | 1,178,030 | 1,175,393 |
| total shareholders funds | 1,886,296 | 1,754,634 | 1,578,904 | 1,331,468 | 1,284,898 | 1,278,469 | 1,264,503 | 1,128,644 | 1,015,199 | 763,193 | 1,198,735 | 1,305,867 | 1,180,630 | 1,178,030 | 1,175,393 |
| Dec 2023 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 45,855 | 366,219 | 138,518 | 195,885 | 8,862 | 16,887 | 167,566 | 141,678 | 300,479 | 11,143 | -139,507 | 136,590 | 2,683 | 2,118 | 4,433 |
| Depreciation | |||||||||||||||
| Amortisation | 40,080 | 91,800 | 51,720 | ||||||||||||
| Tax | 59,300 | -57,483 | -29,948 | -48,436 | -2,819 | -3,500 | -31,868 | -28,361 | -48,687 | -1,874 | 31,723 | -31,723 | -650 | -701 | |
| Stock | |||||||||||||||
| Debtors | 3,206,354 | -11,517 | -640,827 | 407,563 | 355,634 | 576,992 | -544,358 | 56,971 | 214,120 | -549,485 | 316,738 | 128,935 | -142,121 | -1,573,197 | 2,690,980 |
| Creditors | 4,086 | 8,433 | -22,729 | 32,980 | |||||||||||
| Accruals and Deferred Income | -1,083,014 | -982,181 | -491,395 | 918,610 | 670,466 | -168,549 | -198,014 | -99,193 | 69,344 | -238,166 | 401,461 | 291,941 | -99,015 | 20,570 | 189,028 |
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | -4,180,127 | -653,495 | 235,273 | 691,476 | 320,875 | -732,154 | 482,042 | -2,767 | 198,816 | 372,308 | -23,061 | 267,873 | 45,139 | 1,595,184 | -2,497,519 |
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | 3,093,085 | 9,956 | -624,023 | 624,023 | -265,404 | -311,272 | -1,355,417 | 1,932,093 | |||||||
| Other Short Term Loans | 117,619 | 110,841 | -100,992 | 100,992 | |||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | -1,961 | -8,266 | 163 | 113 | 579 | 161 | 128 | 214 | 189 | 652 | 302 | 567 | 1,220 | 1,284 | |
| cash flow from financing | 3,384,473 | 112,531 | -100,829 | 101,105 | 579 | 161 | 128 | -623,809 | 624,212 | 652 | -265,102 | -310,705 | -1,354,197 | 3,103,053 | |
| cash and cash equivalents | |||||||||||||||
| cash | -767,186 | -665,704 | 273,147 | 691,589 | 321,261 | -731,575 | 482,203 | -2,639 | -505,153 | 448,080 | -22,409 | 22,839 | -265,566 | 240,987 | 605,534 |
| overdraft | |||||||||||||||
| change in cash | -767,186 | -665,704 | 273,147 | 691,589 | 321,261 | -731,575 | 482,203 | -2,639 | -505,153 | 448,080 | -22,409 | 22,839 | -265,566 | 240,987 | 605,534 |
wilfred t. fry (personal financial planning) limited Credit Report and Business Information
Wilfred T. Fry (personal Financial Planning) Limited Competitor Analysis
Perform a competitor analysis for wilfred t. fry (personal financial planning) limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in LS1 area or any other competitors across 12 key performance metrics.
wilfred t. fry (personal financial planning) limited Ownership
WILFRED T. FRY (PERSONAL FINANCIAL PLANNING) LIMITED group structure
Wilfred T. Fry (Personal Financial Planning) Limited has no subsidiary companies.
Ultimate parent company
2 parents
WILFRED T. FRY (PERSONAL FINANCIAL PLANNING) LIMITED
00913711
wilfred t. fry (personal financial planning) limited directors
Wilfred T. Fry (Personal Financial Planning) Limited currently has 4 directors. The longest serving directors include Mr Gary Jennison (May 2019) and Ms Charlotte Thomas (Apr 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Gary Jennison | United Kingdom | 67 years | May 2019 | - | Director |
| Ms Charlotte Thomas | England | 52 years | Apr 2023 | - | Director |
| Ms Caroline Hawkesley | England | 48 years | Apr 2023 | - | Director |
| Mr Thomas Wood | 52 years | Mar 2025 | - | Director |
P&L
December 2023turnover
10.1m
-20%
operating profit
45.9k
-67%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
1.9m
+0.19%
total assets
5.3m
+0.85%
cash
791.1k
-0.49%
net assets
Total assets minus all liabilities
wilfred t. fry (personal financial planning) limited company details
company number
00913711
Type
Private limited with Share Capital
industry
66290 - Other activities auxiliary to insurance and pension funding
incorporation date
August 1967
age
58
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
wilfred t. fry (insurance) limited (May 1982)
accountant
-
auditor
RSM UK AUDIT LLP
address
1a tower square, wellington street, leeds, LS1 4DL
Bank
LLOYDS TSB BANK PLC
Legal Advisor
-
wilfred t. fry (personal financial planning) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to wilfred t. fry (personal financial planning) limited.
wilfred t. fry (personal financial planning) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for WILFRED T. FRY (PERSONAL FINANCIAL PLANNING) LIMITED. This can take several minutes, an email will notify you when this has completed.
wilfred t. fry (personal financial planning) limited Companies House Filings - See Documents
| date | description | view/download |
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