phoenix life ca limited
phoenix life ca limited Company Information
Company Number
00959082
Next Accounts
Sep 2025
Shareholders
phoenix life ca holdings limited
Group Structure
View All
Industry
Life insurance
Registered Address
1 wythall green way, wythall, birmingham, B47 6WG
Website
www.sunlifeofcanada.co.ukphoenix life ca limited Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX LIFE CA LIMITED at £744.3m based on a Turnover of £596.7m and 1.25x industry multiple (adjusted for size and gross margin).
phoenix life ca limited Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX LIFE CA LIMITED at £1.3b based on an EBITDA of £97.7m and a 13.17x industry multiple (adjusted for size and gross margin).
phoenix life ca limited Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX LIFE CA LIMITED at £255.1m based on Net Assets of £154.9m and 1.65x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Phoenix Life Ca Limited Overview
Phoenix Life Ca Limited is a live company located in birmingham, B47 6WG with a Companies House number of 00959082. It operates in the life insurance sector, SIC Code 65110. Founded in July 1969, it's largest shareholder is phoenix life ca holdings limited with a 100% stake. Phoenix Life Ca Limited is a mature, mega sized company, Pomanda has estimated its turnover at £596.7m with high growth in recent years.
Upgrade for unlimited company reports & a free credit check
Phoenix Life Ca Limited Health Check
Pomanda's financial health check has awarded Phoenix Life Ca Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 1 areas for improvement. Company Health Check FAQs
6 Strong
3 Regular
1 Weak
Size
annual sales of £596.7m, make it larger than the average company (£1.2m)
£596.7m - Phoenix Life Ca Limited
£1.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 19%, show it is growing at a faster rate (8.5%)
19% - Phoenix Life Ca Limited
8.5% - Industry AVG
Production
with a gross margin of 99.7%, this company has a comparable cost of product (99.7%)
99.7% - Phoenix Life Ca Limited
99.7% - Industry AVG
Profitability
an operating margin of 16.4% make it more profitable than the average company (7.4%)
16.4% - Phoenix Life Ca Limited
7.4% - Industry AVG
Employees
with 4365 employees, this is above the industry average (16)
- Phoenix Life Ca Limited
16 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Phoenix Life Ca Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £136.7k, this is equally as efficient (£136.7k)
- Phoenix Life Ca Limited
£136.7k - Industry AVG
Debtor Days
it gets paid by customers after 17 days, this is earlier than average (236 days)
17 days - Phoenix Life Ca Limited
236 days - Industry AVG
Creditor Days
its suppliers are paid after 867083 days, this is slower than average (23 days)
867083 days - Phoenix Life Ca Limited
23 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Phoenix Life Ca Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (9 weeks)
0 weeks - Phoenix Life Ca Limited
9 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 98%, this is a similar level of debt than the average (92.6%)
98% - Phoenix Life Ca Limited
92.6% - Industry AVG
PHOENIX LIFE CA LIMITED financials
Phoenix Life Ca Limited's latest turnover from December 2023 is £596.7 million and the company has net assets of £154.9 million. According to their latest financial statements, we estimate that Phoenix Life Ca Limited has 4,365 employees and maintains cash reserves of £121.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 596,685,000 | 404,463,000 | 758,170,000 | 357,800,000 | 1,178,299,000 | -316,570,000 | 1,012,857,000 | 1,250,702,000 | 402,794,000 | 581,884,000 | 1,324,765,000 | 1,040,923,000 | 206,250,000 | 689,933,000 | 65,353,000 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | 101,704,000 | -116,209,000 | 43,701,000 | 48,647,000 | 76,972,000 | -5,957,000 | 45,078,000 | 115,080,000 | 39,620,000 | 87,176,000 | 61,565,000 | 101,161,000 | 53,422,000 | 38,633,000 | 54,133,000 |
| Tax | -23,340,000 | 54,883,000 | -11,916,000 | -10,597,000 | -35,755,000 | 20,315,000 | -24,189,000 | -48,962,000 | -10,970,000 | -25,489,000 | -33,303,000 | -19,498,000 | 18,378,000 | -716,000 | -15,157,000 |
| Profit After Tax | 78,364,000 | -61,326,000 | 31,785,000 | 38,050,000 | 41,217,000 | 14,358,000 | 20,889,000 | 66,118,000 | 28,650,000 | 61,687,000 | 28,262,000 | 81,663,000 | 71,800,000 | 37,917,000 | 38,976,000 |
| Dividends Paid | 42,500,000 | 66,000,000 | 56,000,000 | 51,500,000 | 100,000,000 | 110,000,000 | 80,000,000 | 12,400,000 | 57,500,000 | 35,000,000 | 1,000,000 | ||||
| Retained Profit | 78,364,000 | -61,326,000 | -10,715,000 | -27,950,000 | -14,783,000 | -37,142,000 | -79,111,000 | -43,882,000 | 28,650,000 | -18,313,000 | 15,862,000 | 24,163,000 | 36,800,000 | 36,917,000 | 38,976,000 |
| Employee Costs | 4,718,000 | ||||||||||||||
| Number Of Employees | 8 | 7 | 6 | 63 | |||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 295,917,000 | 334,674,000 | 322,725,000 | 275,566,000 | 289,491,000 | 294,996,000 | 288,773,000 | 297,949,000 | 318,852,000 | 304,093,000 | 146,272,000 | 137,471,000 | 165,967,000 | 51,009,000 | 6,112,193,000 |
| Intangible Assets | 283,000 | 1,887,000 | 2,946,000 | 6,133,000 | 7,749,000 | 3,321,000 | 16,091,000 | ||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 296,200,000 | 334,674,000 | 322,725,000 | 275,566,000 | 289,491,000 | 294,996,000 | 288,773,000 | 297,949,000 | 320,739,000 | 307,039,000 | 152,405,000 | 145,220,000 | 169,288,000 | 51,009,000 | 6,128,284,000 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 28,396,000 | 18,375,000 | 2,638,955,000 | 2,919,748,000 | 2,920,863,000 | 2,947,220,000 | 3,295,436,000 | 3,406,803,000 | 3,114,662,000 | 3,368,365,000 | 3,260,984,000 | 3,347,716,000 | 3,155,190,000 | 2,383,302,000 | 499,000 |
| Group Debtors | |||||||||||||||
| Misc Debtors | |||||||||||||||
| Cash | 121,738,000 | 138,115,000 | 119,078,000 | 234,446,000 | 180,378,000 | 241,898,000 | 217,652,000 | 206,126,000 | 274,801,000 | 196,081,000 | 275,067,000 | 355,005,000 | 595,070,000 | 193,381,000 | 14,304,000 |
| misc current assets | 7,179,522,000 | 7,592,814,000 | 9,633,705,000 | 9,829,969,000 | 10,396,769,000 | 9,962,850,000 | 11,438,510,000 | 11,396,213,000 | 10,688,900,000 | 11,503,607,000 | 11,544,931,000 | 11,213,399,000 | 10,716,303,000 | 6,752,877,000 | 64,093,000 |
| total current assets | 7,411,469,000 | 7,858,217,000 | 12,530,820,000 | 13,171,599,000 | 13,702,601,000 | 13,330,860,000 | 15,086,517,000 | 15,137,977,000 | 14,218,459,000 | 15,216,605,000 | 15,208,049,000 | 15,053,916,000 | 14,627,039,000 | 9,448,996,000 | 2,854,069,000 |
| total assets | 7,707,669,000 | 8,192,891,000 | 12,853,545,000 | 13,447,165,000 | 13,992,092,000 | 13,625,856,000 | 15,375,290,000 | 15,435,926,000 | 14,539,198,000 | 15,523,644,000 | 15,360,454,000 | 15,199,136,000 | 14,796,327,000 | 9,500,005,000 | 8,982,353,000 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 4,391,014,000 | 4,636,117,000 | 9,034,550,000 | 9,621,927,000 | 9,876,212,000 | 9,751,911,000 | 11,024,299,000 | 11,103,252,000 | 10,419,624,000 | 11,207,572,000 | 7,853,927,000 | 7,836,996,000 | 7,749,714,000 | 5,095,614,000 | 13,054,000 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | 6,182,000 | ||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | |||||||||||||||
| total current liabilities | 7,541,490,000 | 8,006,193,000 | 12,491,536,000 | 12,987,742,000 | 13,500,652,000 | 13,146,775,000 | 14,872,608,000 | 14,877,973,000 | 13,949,622,000 | 14,941,677,000 | 14,779,621,000 | 14,674,639,000 | 14,264,415,000 | 9,033,088,000 | 221,373,000 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | 11,316,000 | 7,335,000 | 47,439,000 | 54,320,000 | 58,777,000 | 40,241,000 | 58,395,000 | 48,914,000 | 33,623,000 | 44,828,000 | 55,251,000 | 10,948,000 | 38,170,000 | 53,237,000 | 8,400,642,000 |
| total liabilities | 7,552,806,000 | 8,013,528,000 | 12,538,975,000 | 13,042,062,000 | 13,559,429,000 | 13,187,016,000 | 14,931,003,000 | 14,926,887,000 | 13,983,245,000 | 14,986,505,000 | 14,834,872,000 | 14,685,587,000 | 14,302,585,000 | 9,086,325,000 | 8,622,015,000 |
| net assets | 154,863,000 | 179,363,000 | 314,570,000 | 405,103,000 | 432,663,000 | 438,840,000 | 444,287,000 | 509,039,000 | 555,953,000 | 537,139,000 | 525,582,000 | 513,549,000 | 493,742,000 | 413,680,000 | 360,338,000 |
| total shareholders funds | 154,863,000 | 179,363,000 | 314,570,000 | 405,103,000 | 432,663,000 | 438,840,000 | 444,287,000 | 509,039,000 | 555,953,000 | 537,139,000 | 525,582,000 | 513,549,000 | 493,742,000 | 413,680,000 | 360,338,000 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 138,000 | 196,000 | |||||||||||||
| Amortisation | |||||||||||||||
| Tax | -23,340,000 | 54,883,000 | -11,916,000 | -10,597,000 | -35,755,000 | 20,315,000 | -24,189,000 | -48,962,000 | -10,970,000 | -25,489,000 | -33,303,000 | -19,498,000 | 18,378,000 | -716,000 | -15,157,000 |
| Stock | |||||||||||||||
| Debtors | 10,021,000 | -2,620,580,000 | -280,793,000 | -1,115,000 | -26,357,000 | -348,216,000 | -111,367,000 | 292,141,000 | -253,703,000 | 107,381,000 | -86,732,000 | 192,526,000 | 771,888,000 | 2,382,803,000 | 499,000 |
| Creditors | -245,103,000 | -4,398,433,000 | -587,377,000 | -254,285,000 | 124,301,000 | -1,272,388,000 | -78,953,000 | 683,628,000 | -787,948,000 | 3,353,645,000 | 16,931,000 | 87,282,000 | 2,654,100,000 | 5,082,560,000 | 13,054,000 |
| Accruals and Deferred Income | |||||||||||||||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | -6,182,000 | 6,182,000 | |||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -16,377,000 | 19,037,000 | -115,368,000 | 54,068,000 | -61,520,000 | 24,246,000 | 11,526,000 | -68,675,000 | 78,720,000 | -78,986,000 | -79,938,000 | -240,065,000 | 401,689,000 | 179,077,000 | 14,304,000 |
| overdraft | |||||||||||||||
| change in cash | -16,377,000 | 19,037,000 | -115,368,000 | 54,068,000 | -61,520,000 | 24,246,000 | 11,526,000 | -68,675,000 | 78,720,000 | -78,986,000 | -79,938,000 | -240,065,000 | 401,689,000 | 179,077,000 | 14,304,000 |
phoenix life ca limited Credit Report and Business Information
Phoenix Life Ca Limited Competitor Analysis
Perform a competitor analysis for phoenix life ca limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mega companies, companies in B47 area or any other competitors across 12 key performance metrics.
phoenix life ca limited Ownership
PHOENIX LIFE CA LIMITED group structure
Phoenix Life Ca Limited has 1 subsidiary company.
Ultimate parent company
2 parents
PHOENIX LIFE CA LIMITED
00959082
1 subsidiary
phoenix life ca limited directors
Phoenix Life Ca Limited currently has 10 directors. The longest serving directors include Mrs Rosemary Harris (Oct 2023) and Mr Ian Craston (Oct 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Rosemary Harris | England | 67 years | Oct 2023 | - | Director |
| Mr Ian Craston | 59 years | Oct 2023 | - | Director | |
| Mr John Lister | 66 years | Oct 2023 | - | Director | |
| Mr Jora Gill | United Kingdom | 59 years | Oct 2023 | - | Director |
| Mr Timothy Harris | United Kingdom | 55 years | Oct 2023 | - | Director |
| Mr Andrew Briggs | United Kingdom | 59 years | Apr 2024 | - | Director |
| Mrs Arlene Cairns | United Kingdom | 46 years | Apr 2024 | - | Director |
| Mr Bernard Curran | 57 years | Apr 2024 | - | Director | |
| Mrs Karin Cook | 58 years | May 2024 | - | Director | |
| Mr Martin Muir | United Kingdom | 58 years | Jan 2025 | - | Director |
P&L
December 2023turnover
596.7m
+48%
operating profit
97.7m
0%
gross margin
99.7%
+0.33%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
154.9m
-0.14%
total assets
7.7b
-0.06%
cash
121.7m
-0.12%
net assets
Total assets minus all liabilities
Similar Companies
phoenix life ca limited company details
company number
00959082
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
July 1969
age
56
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
sun life assurance company of canada (u.k.) limited (November 2024)
accountant
-
auditor
ERNST & YOUNG LLP
address
1 wythall green way, wythall, birmingham, B47 6WG
Bank
THE ROYAL BANK OF SCOTLAND PLC
Legal Advisor
-
phoenix life ca limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to phoenix life ca limited.
phoenix life ca limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PHOENIX LIFE CA LIMITED. This can take several minutes, an email will notify you when this has completed.
phoenix life ca limited Companies House Filings - See Documents
| date | description | view/download |
|---|
