phoenix life limited
phoenix life limited Company Information
Company Number
01016269
Next Accounts
Sep 2025
Shareholders
pearl life holdings ltd
Group Structure
View All
Industry
Life insurance
Registered Address
1 wythall green way, wythall, birmingham, B47 6WG
Website
www.phoenixlife.co.ukphoenix life limited Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX LIFE LIMITED at £0 based on a Turnover of £0 and 0.52x industry multiple (adjusted for size and gross margin).
phoenix life limited Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX LIFE LIMITED at £2.1b based on an EBITDA of £373.5m and a 5.49x industry multiple (adjusted for size and gross margin).
phoenix life limited Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX LIFE LIMITED at £3.7b based on Net Assets of £2.2b and 1.65x industry multiple (adjusted for liquidity).
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Phoenix Life Limited Overview
Phoenix Life Limited is a live company located in birmingham, B47 6WG with a Companies House number of 01016269. It operates in the life insurance sector, SIC Code 65110. Founded in June 1971, it's largest shareholder is pearl life holdings ltd with a 100% stake. Phoenix Life Limited is a mature, unknown sized company, Pomanda has estimated its turnover at £0 with declining growth in recent years.
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Phoenix Life Limited Health Check
Pomanda's financial health check has awarded Phoenix Life Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 3 areas for improvement. Company Health Check FAQs
0 Strong
2 Regular
3 Weak
Size
There is insufficient data available for this Key Performance Indicator!
- - Phoenix Life Limited
- - Industry AVG
Growth
3 year (CAGR) sales growth of -100%, show it is growing at a slower rate (8.5%)
- - Phoenix Life Limited
- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
- - Phoenix Life Limited
- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
- - Phoenix Life Limited
- - Industry AVG
Employees
with 1 employees, this is below the industry average (16)
- Phoenix Life Limited
- - Industry AVG
Pay Structure
on an average salary of £61.2k, the company has an equivalent pay structure (£61.2k)
- Phoenix Life Limited
- - Industry AVG
Efficiency
There is insufficient data available for this Key Performance Indicator!
- Phoenix Life Limited
- - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Phoenix Life Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Phoenix Life Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Phoenix Life Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 2 weeks, this is less cash available to meet short term requirements (9 weeks)
- - Phoenix Life Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99%, this is a similar level of debt than the average (92.6%)
- - Phoenix Life Limited
- - Industry AVG
PHOENIX LIFE LIMITED financials
Phoenix Life Limited's latest turnover from December 2023 is 0 and the company has net assets of £2.2 billion. According to their latest financial statements, we estimate that Phoenix Life Limited has 1 employee and maintains cash reserves of £484 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 6,599,000,000 | 6,429,000,000 | 8,585,000,000 | 635,000,000 | 5,846,000,000 | 6,384,000,000 | 1,382,000,000 | 2,801,000,000 | 3,171,000,000 | 1,383,000,000 | 8,289,000,000 | 3,254,000,000 | 3,560,000,000 | ||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | 15,000,000 | 31,000,000 | 35,000,000 | 31,000,000 | 30,000,000 | 33,000,000 | 34,000,000 | 55,000,000 | 72,000,000 | 91,000,000 | -92,000,000 | 66,000,000 | 45,000,000 | ||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | 253,000,000 | -93,000,000 | -216,000,000 | 446,000,000 | 577,000,000 | 463,000,000 | -47,000,000 | 303,000,000 | 109,000,000 | 332,000,000 | 237,000,000 | 275,000,000 | 627,000,000 | 69,000,000 | 738,000,000 |
| Tax | 37,000,000 | 12,000,000 | 5,000,000 | -106,000,000 | -196,000,000 | 18,000,000 | -1,000,000 | -78,000,000 | -15,000,000 | -109,000,000 | -46,000,000 | -55,000,000 | 162,000,000 | -16,000,000 | -7,000,000 |
| Profit After Tax | 290,000,000 | -81,000,000 | -211,000,000 | 340,000,000 | 381,000,000 | 481,000,000 | -48,000,000 | 225,000,000 | 124,000,000 | 223,000,000 | 191,000,000 | 220,000,000 | 465,000,000 | 85,000,000 | 745,000,000 |
| Dividends Paid | 200,000,000 | 300,000,000 | 110,000,000 | 315,000,000 | 165,000,000 | 398,000,000 | 100,000,000 | 250,000,000 | 244,000,000 | 550,000,000 | 300,000,000 | 521,000,000 | |||
| Retained Profit | 290,000,000 | -81,000,000 | -211,000,000 | 140,000,000 | 81,000,000 | 371,000,000 | -363,000,000 | 60,000,000 | -274,000,000 | 123,000,000 | -59,000,000 | -24,000,000 | -85,000,000 | -215,000,000 | 224,000,000 |
| Employee Costs | |||||||||||||||
| Number Of Employees | |||||||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 99,428,000,000 | 42,152,000,000 | 461,000,000 | 506,000,000 | 525,000,000 | 992,000,000 | 18,178,000,000 | 17,682,000,000 | 3,296,000,000 | 3,618,000,000 | 4,366,000,000 | 8,201,000,000 | 1,747,000,000 | 1,489,000,000 | 1,182,000,000 |
| Intangible Assets | 78,000,000 | 88,000,000 | 99,000,000 | 111,000,000 | 123,000,000 | 136,000,000 | 150,000,000 | 165,000,000 | 182,000,000 | 200,000,000 | 220,000,000 | 242,000,000 | 252,000,000 | 280,000,000 | 308,000,000 |
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 99,506,000,000 | 42,240,000,000 | 560,000,000 | 617,000,000 | 648,000,000 | 1,128,000,000 | 18,328,000,000 | 17,847,000,000 | 3,478,000,000 | 3,818,000,000 | 4,586,000,000 | 8,443,000,000 | 1,999,000,000 | 1,769,000,000 | 1,490,000,000 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 72,000,000 | 63,000,000 | 3,479,000,000 | 2,426,000,000 | 2,610,000,000 | 2,552,000,000 | 2,227,000,000 | 2,527,000,000 | 29,000,000 | 67,000,000 | 45,000,000 | 72,000,000 | 3,206,000,000 | 7,269,000,000 | 6,912,000,000 |
| Group Debtors | |||||||||||||||
| Misc Debtors | |||||||||||||||
| Cash | 484,000,000 | 212,000,000 | 409,000,000 | 415,000,000 | 425,000,000 | 369,000,000 | 370,000,000 | 236,000,000 | 162,000,000 | 203,000,000 | 220,000,000 | 348,000,000 | 300,000,000 | 328,000,000 | 294,000,000 |
| misc current assets | 181,000,000 | 126,000,000 | 67,901,000,000 | 64,804,000,000 | 60,585,000,000 | 55,017,000,000 | 34,289,000,000 | 20,238,000,000 | 35,361,000,000 | 38,493,000,000 | 42,353,000,000 | 45,835,000,000 | 46,921,000,000 | 31,830,000,000 | 30,085,000,000 |
| total current assets | 115,533,000,000 | 19,958,000,000 | 72,329,000,000 | 68,123,000,000 | 64,302,000,000 | 58,551,000,000 | 37,548,000,000 | 23,456,000,000 | 35,951,000,000 | 39,142,000,000 | 43,057,000,000 | 46,759,000,000 | 50,745,000,000 | 39,663,000,000 | 37,904,000,000 |
| total assets | 215,039,000,000 | 62,198,000,000 | 72,889,000,000 | 68,740,000,000 | 64,950,000,000 | 59,679,000,000 | 55,876,000,000 | 41,303,000,000 | 39,429,000,000 | 42,960,000,000 | 47,643,000,000 | 55,202,000,000 | 52,744,000,000 | 41,432,000,000 | 39,394,000,000 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 161,000,000 | 39,000,000 | 39,741,000,000 | 36,977,000,000 | 34,269,000,000 | 599,000,000 | 539,000,000 | 577,000,000 | 639,000,000 | 635,000,000 | 626,000,000 | 34,161,000,000 | 28,522,000,000 | 28,722,000,000 | |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | 45,000,000 | 46,000,000 | |||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | |||||||||||||||
| total current liabilities | 9,245,000,000 | 5,178,000,000 | 65,938,000,000 | 61,717,000,000 | 58,818,000,000 | 686,000,000 | 24,430,000,000 | 11,477,000,000 | 11,903,000,000 | 13,236,000,000 | 16,856,000,000 | 22,140,000,000 | 50,862,000,000 | 39,618,000,000 | 37,507,000,000 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | 203,564,000,000 | 55,042,000,000 | 4,985,000,000 | 5,221,000,000 | 4,698,000,000 | 57,738,000,000 | 30,663,000,000 | 28,835,000,000 | 26,822,000,000 | 28,746,000,000 | 29,833,000,000 | 32,049,000,000 | 845,000,000 | 692,000,000 | 550,000,000 |
| total liabilities | 212,809,000,000 | 60,220,000,000 | 70,923,000,000 | 66,938,000,000 | 63,516,000,000 | 58,424,000,000 | 55,093,000,000 | 40,312,000,000 | 38,725,000,000 | 41,982,000,000 | 46,689,000,000 | 54,189,000,000 | 51,707,000,000 | 40,310,000,000 | 38,057,000,000 |
| net assets | 2,230,000,000 | 1,978,000,000 | 1,966,000,000 | 1,802,000,000 | 1,434,000,000 | 1,255,000,000 | 783,000,000 | 991,000,000 | 704,000,000 | 978,000,000 | 954,000,000 | 1,013,000,000 | 1,037,000,000 | 1,122,000,000 | 1,337,000,000 |
| total shareholders funds | 2,230,000,000 | 1,978,000,000 | 1,966,000,000 | 1,802,000,000 | 1,434,000,000 | 1,255,000,000 | 783,000,000 | 991,000,000 | 704,000,000 | 978,000,000 | 954,000,000 | 1,013,000,000 | 1,037,000,000 | 1,122,000,000 | 1,337,000,000 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | |||||||||||||||
| Amortisation | |||||||||||||||
| Tax | 37,000,000 | 12,000,000 | 5,000,000 | -106,000,000 | -196,000,000 | 18,000,000 | -1,000,000 | -78,000,000 | -15,000,000 | -109,000,000 | -46,000,000 | -55,000,000 | 162,000,000 | -16,000,000 | -7,000,000 |
| Stock | |||||||||||||||
| Debtors | 9,000,000 | -3,416,000,000 | 1,053,000,000 | -184,000,000 | 58,000,000 | 325,000,000 | -300,000,000 | 2,498,000,000 | -38,000,000 | 22,000,000 | -27,000,000 | -3,134,000,000 | -4,063,000,000 | 357,000,000 | 6,912,000,000 |
| Creditors | 122,000,000 | -39,702,000,000 | 2,764,000,000 | 2,708,000,000 | 34,269,000,000 | -599,000,000 | 60,000,000 | -38,000,000 | -62,000,000 | 4,000,000 | 9,000,000 | -33,535,000,000 | 5,639,000,000 | -200,000,000 | 28,722,000,000 |
| Accruals and Deferred Income | |||||||||||||||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | -1,000,000 | 46,000,000 | |||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 272,000,000 | -197,000,000 | -6,000,000 | -10,000,000 | 56,000,000 | -1,000,000 | 134,000,000 | 74,000,000 | -41,000,000 | -17,000,000 | -128,000,000 | 48,000,000 | -28,000,000 | 34,000,000 | 294,000,000 |
| overdraft | |||||||||||||||
| change in cash | 272,000,000 | -197,000,000 | -6,000,000 | -10,000,000 | 56,000,000 | -1,000,000 | 134,000,000 | 74,000,000 | -41,000,000 | -17,000,000 | -128,000,000 | 48,000,000 | -28,000,000 | 34,000,000 | 294,000,000 |
phoenix life limited Credit Report and Business Information
Phoenix Life Limited Competitor Analysis
Perform a competitor analysis for phoenix life limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mature companies, companies in B47 area or any other competitors across 12 key performance metrics.
phoenix life limited Ownership
PHOENIX LIFE LIMITED group structure
Phoenix Life Limited has 21 subsidiary companies.
Ultimate parent company
2 parents
PHOENIX LIFE LIMITED
01016269
21 subsidiaries
phoenix life limited directors
Phoenix Life Limited currently has 10 directors. The longest serving directors include Mr John Lister (Sep 2016) and Mr Bernard Curran (Oct 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr John Lister | 66 years | Sep 2016 | - | Director | |
| Mr Bernard Curran | 57 years | Oct 2020 | - | Director | |
| Mrs Rosemary Harris | England | 67 years | Jan 2022 | - | Director |
| Mr Timothy Harris | United Kingdom | 55 years | May 2022 | - | Director |
| Mr Andrew Briggs | United Kingdom | 59 years | Oct 2022 | - | Director |
| Mr Ian Craston | 59 years | Jun 2023 | - | Director | |
| Mr Jora Gill | United Kingdom | 59 years | Jun 2023 | - | Director |
| Mrs Arlene Cairns | United Kingdom | 46 years | Apr 2024 | - | Director |
| Mrs Karin Cook | 58 years | May 2024 | - | Director | |
| Mr Martin Muir | United Kingdom | 58 years | Jan 2025 | - | Director |
P&L
December 2023turnover
0
0%
operating profit
373.5m
0%
gross margin
0%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
2.2b
+0.13%
total assets
215b
+2.46%
cash
484m
+1.28%
net assets
Total assets minus all liabilities
phoenix life limited company details
company number
01016269
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
June 1971
age
54
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
phoenix life limited (October 2009)
royal & sun alliance linked insurances limited (December 2005)
See moreaccountant
-
auditor
ERNST & YOUNG LLP
address
1 wythall green way, wythall, birmingham, B47 6WG
Bank
THE ROYAL BANK OF SCOTLAND PLC
Legal Advisor
-
phoenix life limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 128 charges/mortgages relating to phoenix life limited. Currently there are 112 open charges and 16 have been satisfied in the past.
phoenix life limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PHOENIX LIFE LIMITED. This can take several minutes, an email will notify you when this has completed.
phoenix life limited Companies House Filings - See Documents
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