stellantis financial services uk limited
stellantis financial services uk limited Company Information
Company Number
01024322
Next Accounts
Sep 2025
Shareholders
stellantis bank sa
Group Structure
View All
Industry
Sale of new cars and light motor vehicles
+3Registered Address
61 london road, redhill, RH1 1QA
stellantis financial services uk limited Estimated Valuation
Pomanda estimates the enterprise value of STELLANTIS FINANCIAL SERVICES UK LIMITED at £724.9m based on a Turnover of £340.4m and 2.13x industry multiple (adjusted for size and gross margin).
stellantis financial services uk limited Estimated Valuation
Pomanda estimates the enterprise value of STELLANTIS FINANCIAL SERVICES UK LIMITED at £1.1b based on an EBITDA of £87.5m and a 12.43x industry multiple (adjusted for size and gross margin).
stellantis financial services uk limited Estimated Valuation
Pomanda estimates the enterprise value of STELLANTIS FINANCIAL SERVICES UK LIMITED at £1.6b based on Net Assets of £662.8m and 2.45x industry multiple (adjusted for liquidity).
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Stellantis Financial Services Uk Limited Overview
Stellantis Financial Services Uk Limited is a live company located in redhill, RH1 1QA with a Companies House number of 01024322. It operates in the sale of new cars and light motor vehicles sector, SIC Code 45111. Founded in September 1971, it's largest shareholder is stellantis bank sa with a 100% stake. Stellantis Financial Services Uk Limited is a mature, mega sized company, Pomanda has estimated its turnover at £340.4m with rapid growth in recent years.
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Stellantis Financial Services Uk Limited Health Check
Pomanda's financial health check has awarded Stellantis Financial Services Uk Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 8 measures and has 3 areas for improvement. Company Health Check FAQs
8 Strong
1 Regular
3 Weak
Size
annual sales of £340.4m, make it larger than the average company (£18.8m)
£340.4m - Stellantis Financial Services Uk Limited
£18.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 41%, show it is growing at a faster rate (9%)
41% - Stellantis Financial Services Uk Limited
9% - Industry AVG
Production
with a gross margin of 39.4%, this company has a lower cost of product (21.9%)
39.4% - Stellantis Financial Services Uk Limited
21.9% - Industry AVG
Profitability
an operating margin of 24.5% make it more profitable than the average company (12.4%)
24.5% - Stellantis Financial Services Uk Limited
12.4% - Industry AVG
Employees
with 441 employees, this is above the industry average (29)
441 - Stellantis Financial Services Uk Limited
29 - Industry AVG
Pay Structure
on an average salary of £80.6k, the company has a higher pay structure (£52k)
£80.6k - Stellantis Financial Services Uk Limited
£52k - Industry AVG
Efficiency
resulting in sales per employee of £772k, this is more efficient (£524.1k)
£772k - Stellantis Financial Services Uk Limited
£524.1k - Industry AVG
Debtor Days
it gets paid by customers after 198 days, this is later than average (30 days)
198 days - Stellantis Financial Services Uk Limited
30 days - Industry AVG
Creditor Days
its suppliers are paid after 465 days, this is slower than average (58 days)
465 days - Stellantis Financial Services Uk Limited
58 days - Industry AVG
Stock Days
it holds stock equivalent to 1 days, this is less than average (41 days)
1 days - Stellantis Financial Services Uk Limited
41 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 1 weeks, this is less cash available to meet short term requirements (5 weeks)
1 weeks - Stellantis Financial Services Uk Limited
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 89.5%, this is a similar level of debt than the average (83%)
89.5% - Stellantis Financial Services Uk Limited
83% - Industry AVG
STELLANTIS FINANCIAL SERVICES UK LIMITED financials
Stellantis Financial Services Uk Limited's latest turnover from December 2023 is £340.4 million and the company has net assets of £662.8 million. According to their latest financial statements, Stellantis Financial Services Uk Limited has 441 employees and maintains cash reserves of £88.6 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 340,438,000 | 130,815,000 | 106,340,000 | 120,676,000 | 133,327,000 | 129,224,000 | 142,187,000 | 157,979,000 | 149,800,000 | 25,009,000 | 20,742,000 | 17,283,000 | 15,026,000 | 14,550,000 | 13,014,000 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 206,363,000 | 51,106,000 | 21,514,000 | 29,289,000 | 41,018,000 | 30,876,000 | 33,902,000 | 38,533,000 | 38,959,000 | 13,486,000 | |||||
| Gross Profit | 134,075,000 | 79,709,000 | 84,826,000 | 91,387,000 | 92,309,000 | 98,348,000 | 108,285,000 | 119,446,000 | 110,841,000 | 11,523,000 | 20,742,000 | 17,283,000 | 15,026,000 | 14,550,000 | 13,014,000 |
| Admin Expenses | 50,694,000 | 26,306,000 | 25,710,000 | 42,037,000 | 40,681,000 | 48,469,000 | 58,416,000 | 48,410,000 | 47,815,000 | -81,552,000 | 8,304,000 | -760,000 | -2,155,000 | -2,390,000 | -9,337,000 |
| Operating Profit | 83,381,000 | 53,403,000 | 59,116,000 | 49,350,000 | 51,628,000 | 49,879,000 | 49,869,000 | 71,036,000 | 63,026,000 | 93,075,000 | 12,438,000 | 18,043,000 | 17,181,000 | 16,940,000 | 22,351,000 |
| Interest Payable | 1,198,000 | 13,959,000 | 10,920,000 | 10,336,000 | 9,607,000 | 10,346,000 | |||||||||
| Interest Receivable | 1,651,000 | 350,000 | 181,000 | 2,000 | 1,000 | 9,000 | 19,000 | 3,888,000 | |||||||
| Pre-Tax Profit | 38,715,000 | 74,822,000 | 62,445,000 | 43,878,000 | 49,445,000 | 53,545,000 | 54,209,000 | 68,585,000 | 60,548,000 | 93,267,000 | 7,281,000 | 7,124,000 | 7,454,000 | 7,352,000 | 25,893,000 |
| Tax | -7,982,000 | -14,220,000 | -600,000 | -7,287,000 | -9,608,000 | -10,769,000 | -10,831,000 | -13,726,000 | -12,914,000 | -1,755,000 | 183,000 | -1,574,000 | -2,029,000 | -2,064,000 | -4,529,000 |
| Profit After Tax | 30,733,000 | 60,602,000 | 61,845,000 | 36,591,000 | 39,837,000 | 42,776,000 | 43,378,000 | 54,859,000 | 47,634,000 | 91,512,000 | 7,464,000 | 5,550,000 | 5,425,000 | 5,288,000 | 21,364,000 |
| Dividends Paid | 47,000,000 | 54,500,000 | 31,000,000 | 44,000,000 | 38,900,000 | 23,817,000 | |||||||||
| Retained Profit | 30,733,000 | 13,602,000 | 7,345,000 | 5,591,000 | 39,837,000 | -1,224,000 | 4,478,000 | 31,042,000 | 47,634,000 | 91,512,000 | 7,464,000 | 5,550,000 | 5,425,000 | 5,288,000 | 21,364,000 |
| Employee Costs | 35,565,000 | 11,971,000 | 12,777,000 | 12,162,000 | 13,193,000 | 13,784,000 | 14,223,000 | 13,905,000 | 12,362,000 | 703,000 | 2,403,000 | 2,406,000 | 2,563,000 | ||
| Number Of Employees | 441 | 210 | 215 | 232 | 267 | 276 | 268 | 268 | 259 | 35 | 34 | 31 | |||
| EBITDA* | 87,510,000 | 53,935,000 | 59,648,000 | 50,224,000 | 52,513,000 | 50,297,000 | 49,953,000 | 71,094,000 | 63,072,000 | 93,075,000 | 12,438,000 | 18,043,000 | 17,184,000 | 16,942,000 | 22,351,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 3,047,677,000 | 1,244,695,000 | 1,131,374,000 | 1,150,661,000 | 1,221,040,000 | 1,111,326,000 | 1,143,375,000 | 1,120,384,000 | 807,486,000 | 24,903,000 | |||||
| Intangible Assets | 22,310,000 | 1,976,000 | 1,484,000 | 3,000 | 6,000 | ||||||||||
| Investments & Other | 2,951,053,000 | 1,182,415,000 | 1,062,751,000 | 1,062,411,000 | 1,135,068,000 | 1,071,313,000 | 1,104,728,000 | 784,084,000 | 69,835,000 | 69,835,000 | 69,835,000 | 69,835,000 | 69,835,000 | ||
| Debtors (Due After 1 year) | 71,299,000 | 58,522,000 | 64,383,000 | 41,775,000 | 44,423,000 | 9,136,000 | 11,572,000 | 1,094,064,000 | 10,975,000 | 13,342,000 | 8,285,000 | 10,774,000 | 11,492,000 | 9,844,000 | 5,517,000 |
| Total Fixed Assets | 3,069,987,000 | 1,244,695,000 | 1,131,374,000 | 1,110,862,000 | 1,186,517,000 | 1,111,326,000 | 1,143,375,000 | 1,120,384,000 | 807,486,000 | 24,903,000 | 78,120,000 | 80,609,000 | 81,330,000 | 79,685,000 | 75,352,000 |
| Stock & work in progress | 624,000 | 1,461,000 | 1,961,000 | 2,918,000 | 3,395,000 | 3,636,000 | 2,463,000 | 2,282,000 | 1,832,000 | ||||||
| Trade Debtors | 185,354,000 | 53,917,000 | 53,624,000 | 57,394,000 | 71,724,000 | 44,833,000 | 83,889,000 | 1,956,493,000 | 55,244,000 | 34,663,000 | 456,340,000 | 412,382,000 | 429,558,000 | 430,933,000 | 307,562,000 |
| Group Debtors | 1,505,000 | 57,638,000 | 50,844,000 | 47,800,000 | 35,699,000 | ||||||||||
| Misc Debtors | 87,832,000 | 75,361,000 | 10,609,000 | 15,861,000 | 11,149,000 | 757,039,000 | 672,561,000 | 5,211,000 | 662,708,000 | 1,222,000 | 1,458,000 | 1,825,000 | 3,208,000 | ||
| Cash | 88,550,000 | 121,919,000 | 190,705,000 | 93,612,000 | 115,835,000 | 144,170,000 | 180,025,000 | 188,100,000 | 150,152,000 | 45,000 | 25,871,000 | 19,241,000 | 13,073,000 | 43,915,000 | 43,338,000 |
| misc current assets | 2,869,773,000 | 1,342,322,000 | 1,422,862,000 | 1,721,759,000 | 1,747,807,000 | 1,087,025,000 | 1,126,686,000 | 1,272,255,000 | 549,187,000 | 126,000 | |||||
| total current assets | 3,245,814,000 | 1,594,980,000 | 1,679,761,000 | 1,891,544,000 | 1,949,910,000 | 2,036,703,000 | 2,065,624,000 | 2,152,086,000 | 2,142,191,000 | 583,895,000 | 541,197,000 | 483,925,000 | 492,256,000 | 474,848,000 | 389,807,000 |
| total assets | 6,315,801,000 | 2,839,675,000 | 2,811,135,000 | 3,002,406,000 | 3,136,427,000 | 3,148,029,000 | 3,208,999,000 | 3,272,470,000 | 2,949,677,000 | 608,798,000 | 619,317,000 | 564,534,000 | 573,586,000 | 554,533,000 | 465,159,000 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 263,227,000 | 70,432,000 | 76,886,000 | 28,350,000 | 51,134,000 | 37,993,000 | 40,361,000 | 51,569,000 | 40,694,000 | 8,949,000 | 10,949,000 | 12,539,000 | 14,813,000 | 538,071,000 | 17,956,000 |
| Group/Directors Accounts | 447,024,000 | 423,719,000 | 535,468,000 | 434,399,000 | |||||||||||
| other short term finances | 3,665,718,000 | 2,022,306,000 | 1,198,847,000 | 1,469,780,000 | 2,436,928,000 | 1,408,021,000 | 1,218,781,000 | 2,084,391,000 | 1,993,484,000 | 450,000,000 | 150,000,000 | 100,000,000 | |||
| hp & lease commitments | 1,187,000 | 506,000 | 930,000 | 480,000 | 530,000 | ||||||||||
| other current liabilities | 93,419,000 | 37,085,000 | 41,529,000 | 35,807,000 | 32,081,000 | 39,071,000 | 40,250,000 | 66,453,000 | 38,550,000 | 37,689,000 | 1,443,000 | 839,000 | 1,418,000 | 1,630,000 | |
| total current liabilities | 4,023,551,000 | 2,130,329,000 | 1,318,192,000 | 1,534,417,000 | 2,520,673,000 | 1,485,085,000 | 1,299,392,000 | 2,202,413,000 | 2,072,728,000 | 496,638,000 | 609,416,000 | 537,097,000 | 551,699,000 | 538,071,000 | 453,985,000 |
| loans | 3,220,548,000 | 701,439,000 | 2,299,952,000 | 2,277,746,000 | 591,806,000 | 2,675,189,000 | 1,601,527,000 | 1,471,992,000 | 1,208,860,000 | 100,000 | |||||
| hp & lease commitments | 4,538,000 | 3,852,000 | 3,921,000 | 4,805,000 | 5,231,000 | ||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | 4,618,000 | ||||||||||||||
| total long term liabilities | 1,629,407,000 | 368,889,000 | 1,158,562,000 | 1,145,948,000 | 295,903,000 | 1,360,637,000 | 1,601,527,000 | 761,336,000 | 604,860,000 | 2,309,000 | 100,000 | ||||
| total liabilities | 5,652,958,000 | 2,499,218,000 | 2,476,754,000 | 2,680,365,000 | 2,816,576,000 | 2,845,722,000 | 2,900,919,000 | 2,963,749,000 | 2,677,588,000 | 498,947,000 | 609,416,000 | 537,097,000 | 551,699,000 | 538,071,000 | 454,085,000 |
| net assets | 662,843,000 | 340,457,000 | 334,381,000 | 322,041,000 | 319,851,000 | 302,307,000 | 308,080,000 | 308,721,000 | 272,089,000 | 109,851,000 | 9,901,000 | 27,437,000 | 21,887,000 | 16,462,000 | 11,074,000 |
| total shareholders funds | 662,843,000 | 340,457,000 | 334,381,000 | 322,041,000 | 319,851,000 | 302,307,000 | 308,080,000 | 308,721,000 | 272,089,000 | 109,851,000 | 9,901,000 | 27,437,000 | 21,887,000 | 16,462,000 | 11,074,000 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 83,381,000 | 53,403,000 | 59,116,000 | 49,350,000 | 51,628,000 | 49,879,000 | 49,869,000 | 71,036,000 | 63,026,000 | 93,075,000 | 12,438,000 | 18,043,000 | 17,181,000 | 16,940,000 | 22,351,000 |
| Depreciation | 2,068,000 | 532,000 | 532,000 | 874,000 | 885,000 | 418,000 | 84,000 | 58,000 | 46,000 | 2,000 | |||||
| Amortisation | 2,061,000 | 3,000 | |||||||||||||
| Tax | -7,982,000 | -14,220,000 | -600,000 | -7,287,000 | -9,608,000 | -10,769,000 | -10,831,000 | -13,726,000 | -12,914,000 | -1,755,000 | 183,000 | -1,574,000 | -2,029,000 | -2,064,000 | -4,529,000 |
| Stock | -837,000 | -500,000 | -957,000 | -477,000 | -241,000 | 1,173,000 | 181,000 | 450,000 | 1,832,000 | ||||||
| Debtors | 158,190,000 | 59,184,000 | 13,586,000 | -12,266,000 | -683,712,000 | 42,986,000 | -2,287,746,000 | 2,326,841,000 | 680,922,000 | -475,480,000 | 48,027,000 | -15,217,000 | 49,898,000 | 88,791,000 | 351,986,000 |
| Creditors | 192,795,000 | -6,454,000 | 48,536,000 | -22,784,000 | 13,141,000 | -2,368,000 | -11,208,000 | 10,875,000 | 31,745,000 | -2,000,000 | -1,590,000 | -2,274,000 | -523,258,000 | 520,115,000 | 17,956,000 |
| Accruals and Deferred Income | 56,334,000 | -4,444,000 | 5,722,000 | 3,726,000 | -6,990,000 | -1,179,000 | -26,203,000 | 27,903,000 | 861,000 | 36,246,000 | 604,000 | -579,000 | 1,418,000 | -1,630,000 | 1,630,000 |
| Deferred Taxes & Provisions | -4,618,000 | 4,618,000 | |||||||||||||
| Cash flow from operations | 171,304,000 | -29,867,000 | 100,677,000 | 36,622,000 | 733,009,000 | -8,178,000 | 2,289,276,000 | -2,231,145,000 | -604,608,000 | 605,664,000 | -36,392,000 | 28,833,000 | -556,583,000 | 444,572,000 | -314,578,000 |
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 1,768,638,000 | 119,664,000 | 340,000 | -72,657,000 | 63,755,000 | -33,415,000 | 1,104,728,000 | -784,084,000 | 784,084,000 | -69,835,000 | 69,835,000 | ||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | -447,024,000 | 23,305,000 | -111,749,000 | 535,468,000 | -434,399,000 | 434,399,000 | |||||||||
| Other Short Term Loans | 1,643,412,000 | 823,459,000 | -270,933,000 | -967,148,000 | 1,028,907,000 | 189,240,000 | -865,610,000 | 90,907,000 | 1,543,484,000 | 300,000,000 | 50,000,000 | 100,000,000 | |||
| Long term loans | 2,519,109,000 | -1,598,513,000 | 22,206,000 | 1,685,940,000 | -2,083,383,000 | 1,073,662,000 | 129,535,000 | 263,132,000 | 1,208,860,000 | -100,000 | 100,000 | ||||
| Hire Purchase and Lease Commitments | 1,367,000 | -493,000 | -434,000 | -476,000 | 5,761,000 | ||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | 453,000 | 350,000 | 181,000 | -13,957,000 | -10,919,000 | -10,327,000 | -9,588,000 | -6,458,000 | |||||||
| cash flow from financing | 4,455,994,000 | -782,723,000 | -243,985,000 | 714,915,000 | -1,071,008,000 | 1,258,353,000 | -741,194,000 | 359,629,000 | 2,866,948,000 | -138,586,000 | 34,348,000 | -22,668,000 | 525,141,000 | -443,987,000 | 417,751,000 |
| cash and cash equivalents | |||||||||||||||
| cash | -33,369,000 | -68,786,000 | 97,093,000 | -22,223,000 | -28,335,000 | -35,855,000 | -8,075,000 | 37,948,000 | 150,107,000 | -25,826,000 | 6,630,000 | 6,168,000 | -30,842,000 | 577,000 | 43,338,000 |
| overdraft | |||||||||||||||
| change in cash | -33,369,000 | -68,786,000 | 97,093,000 | -22,223,000 | -28,335,000 | -35,855,000 | -8,075,000 | 37,948,000 | 150,107,000 | -25,826,000 | 6,630,000 | 6,168,000 | -30,842,000 | 577,000 | 43,338,000 |
stellantis financial services uk limited Credit Report and Business Information
Stellantis Financial Services Uk Limited Competitor Analysis
Perform a competitor analysis for stellantis financial services uk limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other mega companies, companies in RH1 area or any other competitors across 12 key performance metrics.
stellantis financial services uk limited Ownership
STELLANTIS FINANCIAL SERVICES UK LIMITED group structure
Stellantis Financial Services Uk Limited has 1 subsidiary company.
Ultimate parent company
PSA FINANCIAL SERVICES SPAIN EFC SA
#0034468
1 parent
STELLANTIS FINANCIAL SERVICES UK LIMITED
01024322
1 subsidiary
stellantis financial services uk limited directors
Stellantis Financial Services Uk Limited currently has 3 directors. The longest serving directors include Mr Simon Kington (Apr 2023) and Ms Cecile Pouyet (Apr 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Simon Kington | 59 years | Apr 2023 | - | Director | |
| Ms Cecile Pouyet | England | 49 years | Apr 2023 | - | Director |
| Mr Stephane Johan | England | 46 years | Sep 2024 | - | Director |
P&L
December 2023turnover
340.4m
+160%
operating profit
83.4m
+56%
gross margin
39.4%
-35.37%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
662.8m
+0.95%
total assets
6.3b
+1.22%
cash
88.6m
-0.27%
net assets
Total assets minus all liabilities
stellantis financial services uk limited company details
company number
01024322
Type
Private limited with Share Capital
industry
45111 - Sale of new cars and light motor vehicles
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
64910 - Financial leasing
incorporation date
September 1971
age
54
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
psa finance uk limited (April 2023)
psa wholesale limited (January 2015)
See moreaccountant
-
auditor
BDO LLP
address
61 london road, redhill, RH1 1QA
Bank
HSBC BANK PLC, HSBC BANK PLC, HSBC BANK PLC
Legal Advisor
-
stellantis financial services uk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 7 charges/mortgages relating to stellantis financial services uk limited. Currently there are 5 open charges and 2 have been satisfied in the past.
stellantis financial services uk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for STELLANTIS FINANCIAL SERVICES UK LIMITED. This can take several minutes, an email will notify you when this has completed.
stellantis financial services uk limited Companies House Filings - See Documents
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