Lloyd & Whyte Group Limited

POWER SEARCH PRICING

SOLUTIONS

lloyd & whyte group limited Company Information

Company Number

01143899

Next Accounts

Sep 2025

Directors

Matthew Pyke

Alasdair Miller

View All

Shareholders

benefact broking & advisory holdings limited

matthew mervyn pyke

Group Structure

View All

Industry

Other activities auxiliary to insurance and pension funding

Registered Address

affinity house, bindon road, taunton, somerset, TA2 6AA

Website

www.lloydwhyte.com

lloyd & whyte group limited Estimated Valuation

£79.5m

Pomanda estimates the enterprise value of LLOYD & WHYTE GROUP LIMITED at £79.5m based on a Turnover of £47.9m and 1.66x industry multiple (adjusted for size and gross margin).

Edit your figures and get a professional valuation report.

Lloyd & Whyte Group Limited is a live company located in taunton, TA2 6AA with a Companies House number of 01143899. It operates in the other activities auxiliary to insurance and pension funding sector, SIC Code 66290. Founded in November 1973, it's largest shareholder is benefact broking & advisory holdings limited with a 65.1% stake. Lloyd & Whyte Group Limited is a mature, large sized company, Pomanda has estimated its turnover at £47.9m with rapid growth in recent years.

View Sample

Upgrade for unlimited company reports & a free credit check

Pomanda's financial health check has awarded Lloyd & Whyte Group Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs

Health Rating3out of 5

4 Strong

3 Regular

4 Weak

Size

annual sales of £47.9m, make it larger than the average company (£1.7m)

Growth

3 year (CAGR) sales growth of 41%, show it is growing at a faster rate (7%)

EXPORT

Lloyd & Whyte Group Limited's latest turnover from December 2023 is £47.9 million and the company has net assets of -£8.9 million. According to their latest financial statements, Lloyd & Whyte Group Limited has 575 employees and maintains cash reserves of £4.4 million as reported in the balance sheet.

Data source: Companies House, Pomanda Estimates

	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
Turnover	47,933,116	28,402,406	23,063,118	17,125,155	10,132,341	8,711,013	6,628,263	6,352,034	5,764,045	5,418,837	4,876,079	4,446,680	4,876,292	4,776,329	4,464,874
Other Income Or Grants
Cost Of Sales	2,616,507	1,065,680	1,089,937	764,765					1,744,851	2,046,335	1,769,841	1,449,499	1,771,205	14,077	12,514
Gross Profit	45,316,609	27,336,726	21,973,181	16,360,390	10,132,341	8,711,013	6,628,263	6,352,034	4,019,194	3,372,502	3,106,238	2,997,181	3,105,087	4,762,252	4,452,360
Admin Expenses	47,210,582	27,547,024	21,560,533	15,343,356	9,388,200	6,893,883	6,431,585	5,614,157	3,717,052	2,783,574	2,743,728	2,601,420	2,206,632	4,031,288	4,210,026
Operating Profit	-1,893,973	-210,298	412,648	1,017,034	744,141	1,817,130	196,678	737,877	302,142	588,928	362,510	395,761	898,455	730,964	242,334
Interest Payable	7,040,838	2,550,938	2,114,927	1,538,551	350,237	166,914	129,193	113,149	111,818	112,047	118,023	107,176	135,206	171,386	171,400
Interest Receivable	4,371,474	3,337,642	2,795,707	2,643,337	77,261	67,183	65,433	63,009	51,957	50,147	65,084	56,216	61,849	51,543	40,422
Pre-Tax Profit	-4,661,073	576,406	4,246,242	2,070,944	471,165	1,717,399	132,918	687,737	242,281	527,028	309,571	344,801	825,098	840,918	111,356
Tax	-1,119,224	-329,142	-1,134,526	-721,776	-279,593	-470,270	-85,824	-191,882	-107,657	-187,346	-124,183	-147,970	-283,394	-287,245	-103,614
Profit After Tax	-5,780,297	247,264	3,111,716	1,349,168	191,572	1,247,129	47,094	495,855	134,624	339,682	185,388	196,831	541,704	553,673	7,742
Dividends Paid	2,250,000	2,700,000	2,700,000	375,000	300,000	200,000	226,667	475,000	12,000	195,000		125,000	200,000	133,131	37,500
Retained Profit	-8,030,297	-2,452,736	411,716	974,168	-108,428	1,047,129	-179,573	13,609	79,400	86,968	124,784	14,298	294,688	456,968	-75,983
Employee Costs	27,686,672	17,133,929	13,073,083	11,060,145	6,441,859	4,651,520	4,070,757	3,614,074	3,344,009	3,091,074	2,787,923	2,442,945	2,421,575	2,409,219	2,398,575
Number Of Employees	575	370	336	309	173	143	131	120	112	100	96	88	85	88	93
EBITDA*	6,749,350	3,501,634	3,300,039	2,985,217	1,264,709	2,128,505	480,380	985,808	562,234	799,153	575,448	604,706	1,115,853	992,088	478,305

* Earnings Before Interest, Tax, Depreciation and Amortisation

	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
Tangible Assets	556,369	603,409	244,089	142,776	73,364	98,553	128,494	165,578	216,663	252,892	110,406	88,389	90,097	137,548	180,674
Intangible Assets	67,442,859	68,120,677	25,996,754	17,122,613	7,558,693	2,167,997	2,619,078	442,666	639,511	748,814	917,545	1,102,065	1,286,585	1,471,105	1,693,298
Investments & Other	311,615	288,119					700					60,309	43,055	21,880	1,100
Debtors (Due After 1 year)
Total Fixed Assets	68,310,843	69,012,205	26,240,843	17,265,389	7,632,057	2,266,550	2,748,272	608,244	856,174	1,001,706	1,027,951	1,250,763	1,419,737	1,630,533	1,875,072
Stock & work in progress
Trade Debtors	5,225,966	4,496,270	14,985,461	13,436,049	6,483,712	3,823,826	4,288,426	2,214,719	2,215,692	2,266,710	1,967,124	2,225,155	2,166,089	2,812,229	3,498,210
Group Debtors
Misc Debtors	9,051,410	10,685,201	2,597,444	1,764,627	1,088,400	458,045	474,238	434,294	320,966	387,267	795,861	454,462	673,981	528,727	402,362
Cash	4,404,838	5,538,015	13,522,378	7,375,595	2,147,224	2,281,092	1,361,621	989,095	1,408,108	1,405,053	1,042,033	1,447,257	1,532,295	1,646,985	1,363,429
misc current assets
total current assets	18,682,214	20,719,486	31,105,283	22,576,271	9,719,336	6,562,963	6,124,285	3,638,108	3,944,766	4,059,030	3,805,018	4,126,874	4,372,365	4,987,941	5,264,001
total assets	86,993,057	89,731,691	57,346,126	39,841,660	17,351,393	8,829,513	8,872,557	4,246,352	4,800,940	5,060,736	4,832,969	5,377,637	5,792,102	6,618,474	7,139,073
Bank overdraft
Bank loan															1,633
Trade Creditors	456,171	334,939	23,020,830	14,075,034	7,275,600	4,573,609	4,840,570	2,551,367	2,437,240	2,293,598	2,160,268	2,842,604	2,919,830	2,217,715	3,068,636
Group/Directors Accounts	1,040,205											16,057	37,501	13,982	1,404,433
other short term finances	304,349	303,030	686,628	831,335	580,570	679,084	649,774	205,984	174,306					1,880,021	555,000
hp & lease commitments										23,130					2,546
other current liabilities	5,069,831	6,107,262	4,380,641	5,081,241	1,069,919	979,617	414,938	549,375	655,575	699,929	422,985	438,954	827,004	839,452	850,319
total current liabilities	6,870,556	6,745,231	28,088,099	19,987,610	8,926,089	6,232,310	5,905,282	3,306,726	3,267,121	3,016,657	2,583,253	3,297,615	3,784,335	4,951,170	5,882,567
loans	86,327,443	79,069,136	23,997,562	14,170,057	3,170,175	741,150	1,012,599	52,299		265	265	265	265	265	265
hp & lease commitments									79,494	106,955
Accruals and Deferred Income	1,348,829	1,274,134	964,037	920,062	1,072,856	410,485	820,234	305,819
other liabilities				76,285					265
provisions	1,296,369	3,463,033	2,863,535	3,666,469	2,875,433	30,300	766,303	33,796	45,303	42,726		613	7,215	14,631	26,255
total long term liabilities	88,972,641	83,806,303	27,825,134	18,832,873	7,118,464	1,181,935	2,599,136	391,914	125,062	149,946	265	878	7,480	14,896	26,520
total liabilities	95,843,197	90,551,534	55,913,233	38,820,483	16,044,553	7,414,245	8,504,418	3,698,640	3,392,183	3,166,603	2,583,518	3,298,493	3,791,815	4,966,066	5,909,087
net assets	-8,850,140	-819,843	1,432,893	1,021,177	1,306,840	1,415,268	368,139	547,712	1,365,093	1,830,535	2,196,199	2,042,886	1,980,307	1,639,581	1,119,202
total shareholders funds	-8,850,140	-819,843	1,432,893	1,021,177	1,306,840	1,415,268	368,139	547,712	1,365,093	1,830,535	2,196,199	2,042,886	1,980,307	1,639,581	1,119,202

	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
Operating Activities
Operating Profit	-1,893,973	-210,298	412,648	1,017,034	744,141	1,817,130	196,678	737,877	302,142	588,928	362,510	395,761	898,455	730,964	242,334
Depreciation	238,991	79,355	72,684	48,731	18,090	29,941	37,084	48,085	59,214	25,705	28,418	24,425	23,426	43,416	46,392
Amortisation	8,404,332	3,632,577	2,814,707	1,919,452	502,478	281,434	246,618	199,846	200,878	184,520	184,520	184,520	193,972	217,708	189,579
Tax	-1,119,224	-329,142	-1,134,526	-721,776	-279,593	-470,270	-85,824	-191,882	-107,657	-187,346	-124,183	-147,970	-283,394	-287,245	-103,614
Stock
Debtors	-904,095	-2,401,434	2,382,229	7,628,564	3,290,241	-480,793	2,113,651	112,355	-117,319	-109,008	83,368	-160,453	-500,886	-559,616	3,900,572
Creditors	121,232	-22,685,891	8,945,796	6,799,434	2,701,991	-266,961	2,289,203	114,127	143,642	133,330	-682,336	-77,226	702,115	-850,921	3,068,636
Accruals and Deferred Income	-962,736	2,036,718	-656,625	3,858,528	752,673	154,930	379,978	199,619	-44,354	276,944	-15,969	-388,050	-12,448	-10,867	850,319
Deferred Taxes & Provisions	-2,166,664	599,498	-802,934	791,036	2,845,133	-736,003	732,507	-11,507	2,577	42,726	-613	-6,602	-7,416	-11,624	26,255
Cash flow from operations	3,526,053	-14,475,749	7,269,521	6,083,875	3,994,672	1,290,994	1,682,593	983,810	673,761	1,173,815	-331,021	145,311	2,015,596	391,047	419,329
Investing Activities
capital expenditure						-559,656	-1,471,312	-381,900	-114,560	-53,895	16,029	-34,012	-43,915	-58,039	-29,199
Change in Investments	23,496	288,119				-700	700				-60,309	17,254	21,175	20,780	1,100
cash flow from investments	-23,496	-288,119				-558,956	-1,472,012	-381,900	-114,560	-53,895	76,338	-51,266	-65,090	-78,819	-30,299
Financing Activities
Bank loans														-1,633	1,633
Group/Directors Accounts	1,040,205										-16,057	-21,444	23,519	-1,390,451	1,404,433
Other Short Term Loans	1,319	-383,598	-144,707	250,765	-98,514	29,310	443,790	31,678	174,306				-1,880,021	1,325,021	555,000
Long term loans	7,258,307	55,071,574	9,827,505	10,999,882	2,429,025	-271,449	960,300	52,299	-265						265
Hire Purchase and Lease Commitments								-79,494	-50,591	130,085				-2,546	2,546
other long term liabilities			-76,285	76,285				-265	265
share issue		200,000		-1,259,831				-830,990	-544,842	-452,632	28,529	48,281	46,038	63,411	1,195,185
interest	-2,669,364	786,704	680,780	1,104,786	-272,976	-99,731	-63,760	-50,140	-59,861	-61,900	-52,939	-50,960	-73,357	-119,843	-130,978
cash flow from financing	5,630,467	55,674,680	10,287,293	11,171,887	2,057,535	-341,870	1,340,330	-876,912	-480,988	-384,447	-40,467	-24,123	-1,883,821	-126,041	3,028,084
cash and cash equivalents
cash	-1,133,177	-7,984,363	6,146,783	5,228,371	-133,868	919,471	372,526	-419,013	3,055	363,020	-405,224	-85,038	-114,690	283,556	1,363,429
overdraft
change in cash	-1,133,177	-7,984,363	6,146,783	5,228,371	-133,868	919,471	372,526	-419,013	3,055	363,020	-405,224	-85,038	-114,690	283,556	1,363,429

Very Low Risk70 - 100

Low Risk50 - 70

Moderate Risk30 - 50

High Risk20 - 30

Very High Risk0 - 20

Get a comprehensive credit check for lloyd & whyte group limited. Get real-time insights into lloyd & whyte group limited's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Perform a competitor analysis for lloyd & whyte group limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in TA2 area or any other competitors across 12 key performance metrics.

LLOYD & WHYTE GROUP LIMITED group structure

Lloyd & Whyte Group Limited has 20 subsidiary companies.

Ultimate parent company

BENEFACT TRUST LIMITED

01043742

BENEFACT BROKING & ADVISORY HOLDINGS LIMITED

14493617

2 parents

LLOYD & WHYTE GROUP LIMITED

01143899

20 subsidiaries

DIRECT CORPORATE RISKS LIMITED

12939587

CLEDDAU HOLDINGS LIMITED

06537988

SEIB INSURANCE BROKERS LIMITED

06317314

SOUTH ESSEX INSURANCE HOLDINGS LIMITED

06317313

BOSHERS LTD

02946794

LLOYD & WHYTE COMMUNITY BROKING LTD

04640518

PPS GI LIMITED

11043720

PLAYLE-RUSSELL (SPECIAL RISKS) LIMITED

03779860

NORTHCOTT BEATON LIMITED

04773132

DAVIES CRADDOCK (HOLDINGS) LIMITED

06523912

NATURESAVE POLICIES LIMITED

02797137

LLOYD AND WHYTE (FINANCIAL SERVICES) LIMITED

02092560

MI SPECIALTY LTD

07313009

INSURANCE BROKING FINANCE LIMITED

04981657

STRIDE LIMITED

01122247

MEDICAL MONEY MANAGEMENT (GENERAL INSURANCE BROKERS) LIMITED

01115395

MEMBERSHIP PLANS LIMITED

06322047

THE MEDICAL INSURANCE ADVISORY BUREAU LIMITED

07217140

SPECIALIST BROKING RETAIL LIMITED

10301653

LLOYD & WHYTE LIMITED

03686765

LLOYD & WHYTE GROUP LIMITED Shareholders

benefact broking & advisory holdings limited	65.07%
matthew mervyn pyke	34.93%

Lloyd & Whyte Group Limited currently has 5 directors. The longest serving directors include Mr Matthew Pyke (Jan 1999) and Mr Alasdair Miller (Oct 2008).

officer	country	age	start	end	role
Mr Matthew Pyke	England	54 years	Jan 1999	-	Director
Mr Alasdair Miller		71 years	Oct 2008	-	Director
Mr Stephen Astley		65 years	Mar 2014	-	Director
Mr Thomas Williams		69 years	Jan 2015	-	Director
Mr David Moore	England	59 years	Sep 2019	-	Director

P&L

December 2023

turnover

47.9m

+69%

operating profit

-1.9m

+801%

gross margin

94.6%

-1.77%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

-8.9m

+9.79%

total assets

87m

-0.03%

cash

4.4m

-0.2%

net assets

Total assets minus all liabilities

Similar Companies

insurance funding limited

4.5

wilfred t. fry (personal financial planning) limited

personal assurance services limited

4.5

nmsim group limited

vantage insurance services limited

company number

01143899

Type

Private limited with Share Capital

industry

66290 - Other activities auxiliary to insurance and pension funding

incorporation date

November 1973

ultimate parent company

BENEFACT TRUST LIMITED

previous names

lloyd and whyte (insurance brokers) limited (March 2004)

address

affinity house, bindon road, taunton, somerset, TA2 6AA

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 8 charges/mortgages relating to lloyd & whyte group limited. Currently there are 2 open charges and 6 have been satisfied in the past.

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for LLOYD & WHYTE GROUP LIMITED. This can take several minutes, an email will notify you when this has completed.

lloyd & whyte group limited Company Information

lloyd & whyte group limited Estimated Valuation

lloyd & whyte group limited Estimated Valuation

lloyd & whyte group limited Estimated Valuation

Lloyd & Whyte Group Limited Overview

Lloyd & Whyte Group Limited Health Check

LLOYD & WHYTE GROUP LIMITED financials

lloyd & whyte group limited Credit Report and Business Information

Lloyd & Whyte Group Limited Competitor Analysis

lloyd & whyte group limited Ownership

lloyd & whyte group limited directors

lloyd & whyte group limited company details

lloyd & whyte group limited Charges & Mortgages

lloyd & whyte group limited Capital Raised & Share Issues BETA

lloyd & whyte group limited Companies House Filings - See Documents