budge and company limited
budge and company limited Company Information
Company Number
01164216
Website
www.budgeandco.co.ukRegistered Address
103-105 station parade, harrogate, north yorkshire, HG1 1HB
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
01423877960
Next Accounts Due
January 2025
Group Structure
View All
Shareholders
budge (holdings) ltd 100%
budge and company limited Estimated Valuation
Pomanda estimates the enterprise value of BUDGE AND COMPANY LIMITED at £5.1m based on a Turnover of £3.3m and 1.56x industry multiple (adjusted for size and gross margin).
budge and company limited Estimated Valuation
Pomanda estimates the enterprise value of BUDGE AND COMPANY LIMITED at £292.2k based on an EBITDA of £47k and a 6.22x industry multiple (adjusted for size and gross margin).
budge and company limited Estimated Valuation
Pomanda estimates the enterprise value of BUDGE AND COMPANY LIMITED at £1.4m based on Net Assets of £671.1k and 2.04x industry multiple (adjusted for liquidity).
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Budge And Company Limited Overview
Budge And Company Limited is a live company located in north yorkshire, HG1 1HB with a Companies House number of 01164216. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in March 1974, it's largest shareholder is budge (holdings) ltd with a 100% stake. Budge And Company Limited is a mature, small sized company, Pomanda has estimated its turnover at £3.3m with healthy growth in recent years.
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Budge And Company Limited Health Check
Pomanda's financial health check has awarded Budge And Company Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs
6 Strong
2 Regular
3 Weak
Size
annual sales of £3.3m, make it smaller than the average company (£4.3m)
- Budge And Company Limited
£4.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 6%, show it is growing at a faster rate (4%)
- Budge And Company Limited
4% - Industry AVG
Production
with a gross margin of 60.2%, this company has a comparable cost of product (60.2%)
- Budge And Company Limited
60.2% - Industry AVG
Profitability
an operating margin of -1.6% make it less profitable than the average company (10.6%)
- Budge And Company Limited
10.6% - Industry AVG
Employees
with 24 employees, this is above the industry average (13)
24 - Budge And Company Limited
13 - Industry AVG
Pay Structure
on an average salary of £73.2k, the company has an equivalent pay structure (£73.2k)
- Budge And Company Limited
£73.2k - Industry AVG
Efficiency
resulting in sales per employee of £136.8k, this is less efficient (£206.2k)
- Budge And Company Limited
£206.2k - Industry AVG
Debtor Days
it gets paid by customers after 13 days, this is earlier than average (31 days)
- Budge And Company Limited
31 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Budge And Company Limited
- - Industry AVG
Stock Days
it holds stock equivalent to 0 days, this is less than average (28 days)
- Budge And Company Limited
28 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 115 weeks, this is more cash available to meet short term requirements (38 weeks)
115 weeks - Budge And Company Limited
38 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 46.1%, this is a lower level of debt than the average (57.5%)
46.1% - Budge And Company Limited
57.5% - Industry AVG
BUDGE AND COMPANY LIMITED financials
Budge And Company Limited's latest turnover from April 2023 is estimated at £3.3 million and the company has net assets of £671.1 thousand. According to their latest financial statements, Budge And Company Limited has 24 employees and maintains cash reserves of £835.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,249,749 | 1,429,110 | 1,211,059 | 1,135,602 | ||||||||||
| Other Income Or Grants | 0 | 0 | 0 | 0 | ||||||||||
| Cost Of Sales | 24,472 | 34,801 | 41,765 | 52,595 | ||||||||||
| Gross Profit | 1,225,277 | 1,394,309 | 1,169,294 | 1,083,007 | ||||||||||
| Admin Expenses | 972,425 | 1,294,696 | 1,093,098 | 1,000,779 | ||||||||||
| Operating Profit | 252,852 | 99,613 | 76,196 | 82,228 | ||||||||||
| Interest Payable | 12,033 | 7,200 | 3,363 | 7,200 | ||||||||||
| Interest Receivable | 2,771 | 16,923 | 8,792 | 7,079 | ||||||||||
| Pre-Tax Profit | 320,591 | 181,784 | 183,350 | 158,855 | ||||||||||
| Tax | -58,123 | -25,803 | -19,494 | -17,865 | ||||||||||
| Profit After Tax | 262,468 | 155,981 | 163,856 | 140,990 | ||||||||||
| Dividends Paid | 260,800 | 130,800 | 210,800 | 150,000 | ||||||||||
| Retained Profit | 1,668 | 25,181 | -46,944 | -9,010 | ||||||||||
| Employee Costs | 688,761 | 1,067,604 | 818,286 | 798,340 | ||||||||||
| Number Of Employees | 24 | 22 | 21 | 21 | 19 | 19 | 19 | 18 | 20 | 21 | 20 | 20 | ||
| EBITDA* | 254,035 | 101,296 | 89,215 | 95,245 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 136 | 624 | 1,808 | 2,991 | 4,174 | 5,857 | 18,876 |
| Intangible Assets | 100,000 | 0 | 0 | 4,999 | 65,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 106,083 | 89,522 | 488,002 | 379,201 | 489,777 | 27,090 | 31,328 | 32,959 | 32,959 | 46,931 | 105,389 | 105,409 | 104,574 | 91,004 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 206,083 | 89,522 | 488,002 | 384,200 | 554,777 | 27,090 | 31,328 | 33,095 | 33,583 | 48,739 | 108,380 | 109,583 | 110,431 | 109,880 |
| Stock & work in progress | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 |
| Trade Debtors | 120,842 | 112,350 | 118,312 | 100,526 | 109,532 | 114,435 | 113,123 | 103,147 | 205,846 | 118,091 | 86,134 | 93,283 | 95,270 | 87,719 |
| Group Debtors | 0 | 1,402 | 0 | 9,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 19,346 | 0 | 9,000 |
| Misc Debtors | 82,224 | 76,200 | 76,266 | 77,381 | 57,744 | 88,547 | 35,228 | 26,727 | 0 | 0 | 25,201 | 22,052 | 37,514 | 22,159 |
| Cash | 835,571 | 993,231 | 686,246 | 577,915 | 616,732 | 529,763 | 521,362 | 536,096 | 447,895 | 466,798 | 447,702 | 308,070 | 311,748 | 411,149 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 1,039,137 | 1,183,683 | 881,324 | 765,322 | 784,508 | 733,245 | 670,213 | 666,470 | 654,241 | 585,389 | 559,537 | 443,251 | 445,032 | 530,527 |
| total assets | 1,245,220 | 1,273,205 | 1,369,326 | 1,149,522 | 1,339,285 | 760,335 | 701,541 | 699,565 | 687,824 | 634,128 | 667,917 | 552,834 | 555,463 | 640,407 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 357,662 | 323,748 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 141,379 | 71 | 30,768 | 1,984 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 375,961 | 496,725 | 386,697 | 370,768 | 433,831 | 349,593 | 322,071 | 343,867 | 0 | 0 | 225,244 | 253,137 | 250,250 | 315,439 |
| total current liabilities | 375,961 | 496,725 | 386,697 | 370,768 | 433,831 | 349,593 | 322,071 | 343,867 | 357,662 | 323,748 | 366,623 | 253,208 | 281,018 | 317,423 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 179,242 | 80,000 | 80,000 | 80,000 | 110,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 |
| provisions | 18,920 | 11,233 | 84,002 | 63,339 | 70,163 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,595 |
| total long term liabilities | 198,162 | 91,233 | 164,002 | 143,339 | 180,163 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 81,595 |
| total liabilities | 574,123 | 587,958 | 550,699 | 514,107 | 613,994 | 429,593 | 402,071 | 423,867 | 437,662 | 403,748 | 446,623 | 333,208 | 361,018 | 399,018 |
| net assets | 671,097 | 685,247 | 818,627 | 635,415 | 725,291 | 330,742 | 299,470 | 275,698 | 250,162 | 230,380 | 221,294 | 219,626 | 194,445 | 241,389 |
| total shareholders funds | 671,097 | 685,247 | 818,627 | 635,415 | 725,291 | 330,742 | 299,470 | 275,698 | 250,162 | 230,380 | 221,294 | 219,626 | 194,445 | 241,389 |
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 252,852 | 99,613 | 76,196 | 82,228 | ||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 136 | 488 | 1,184 | 1,183 | 1,183 | 1,683 | 13,019 | 13,017 |
| Amortisation | 100,000 | 0 | 4,999 | 46,218 | 55,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -58,123 | -25,803 | -19,494 | -17,865 | ||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 500 |
| Debtors | 13,114 | -4,626 | 7,671 | 19,631 | -35,706 | 54,631 | 18,477 | -75,972 | 87,755 | 6,756 | -23,346 | 1,897 | 13,906 | 118,878 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -357,662 | 33,914 | 323,748 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | -120,764 | 110,028 | 15,929 | -63,063 | 84,238 | 27,522 | -21,796 | 343,867 | 0 | -225,244 | -27,893 | 2,887 | -65,189 | 315,439 |
| Deferred Taxes & Provisions | 7,687 | -72,769 | 20,663 | -6,824 | 70,163 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1,595 | 1,595 |
| Cash flow from operations | 191,365 | 76,483 | -10,969 | 275,036 | ||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | 20 | -835 | -13,570 | 0 | ||||||||||
| Change in Investments | 16,561 | -398,480 | 108,801 | -110,576 | 462,687 | -4,238 | -1,631 | 0 | -13,972 | -58,458 | -20 | 835 | 13,570 | 91,004 |
| cash flow from investments | 40 | -1,670 | -27,140 | -91,004 | ||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -141,379 | 141,308 | -30,697 | 28,784 | 1,984 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 99,242 | 0 | 0 | -30,000 | 30,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 80,000 |
| share issue | ||||||||||||||
| interest | -9,262 | 9,723 | 5,429 | -121 | ||||||||||
| cash flow from financing | 132,046 | -20,974 | 34,213 | 332,262 | ||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | -157,660 | 306,985 | 108,331 | -38,817 | 86,969 | 8,401 | -14,734 | 88,201 | -18,903 | 19,096 | 139,632 | -3,678 | -99,401 | 411,149 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -157,660 | 306,985 | 108,331 | -38,817 | 86,969 | 8,401 | -14,734 | 88,201 | -18,903 | 19,096 | 139,632 | -3,678 | -99,401 | 411,149 |
budge and company limited Credit Report and Business Information
Budge And Company Limited Competitor Analysis
Perform a competitor analysis for budge and company limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in HG1 area or any other competitors across 12 key performance metrics.
budge and company limited Ownership
BUDGE AND COMPANY LIMITED group structure
Budge And Company Limited has 2 subsidiary companies.
Ultimate parent company
1 parent
BUDGE AND COMPANY LIMITED
01164216
2 subsidiaries
budge and company limited directors
Budge And Company Limited currently has 2 directors. The longest serving directors include Mr Iain Budge (May 1999) and Mr Graham Budge (Mar 2011).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Iain Budge | 54 years | May 1999 | - | Director | |
| Mr Graham Budge | England | 51 years | Mar 2011 | - | Director |
P&L
April 2023turnover
3.3m
+8%
operating profit
-53k
0%
gross margin
60.2%
-4.68%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2023net assets
671.1k
-0.02%
total assets
1.2m
-0.02%
cash
835.6k
-0.16%
net assets
Total assets minus all liabilities
budge and company limited company details
company number
01164216
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
March 1974
age
50
incorporated
UK
accounts
Small Company
ultimate parent company
previous names
d.a. budge pension advisory & management services limited (March 2000)
last accounts submitted
April 2023
address
103-105 station parade, harrogate, north yorkshire, HG1 1HB
accountant
FORD CAMPBELL FREEDMAN LIMITED
auditor
-
budge and company limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to budge and company limited. Currently there are 2 open charges and 0 have been satisfied in the past.
budge and company limited Companies House Filings - See Documents
| date | description | view/download |
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