gibbs denley financial services limited Company Information
Company Number
01371323
Next Accounts
Sep 2025
Shareholders
gibbs denley group ltd
Group Structure
View All
Industry
Life insurance
Registered Address
1a tower square, leeds, LS1 4DL
Website
http://lingcook.co.ukgibbs denley financial services limited Estimated Valuation
Pomanda estimates the enterprise value of GIBBS DENLEY FINANCIAL SERVICES LIMITED at £2.5m based on a Turnover of £5m and 0.49x industry multiple (adjusted for size and gross margin).
gibbs denley financial services limited Estimated Valuation
Pomanda estimates the enterprise value of GIBBS DENLEY FINANCIAL SERVICES LIMITED at £6.7m based on an EBITDA of £1.3m and a 5.2x industry multiple (adjusted for size and gross margin).
gibbs denley financial services limited Estimated Valuation
Pomanda estimates the enterprise value of GIBBS DENLEY FINANCIAL SERVICES LIMITED at £3.6m based on Net Assets of £2.2m and 1.65x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Gibbs Denley Financial Services Limited Overview
Gibbs Denley Financial Services Limited is a live company located in leeds, LS1 4DL with a Companies House number of 01371323. It operates in the life insurance sector, SIC Code 65110. Founded in May 1978, it's largest shareholder is gibbs denley group ltd with a 100% stake. Gibbs Denley Financial Services Limited is a mature, small sized company, Pomanda has estimated its turnover at £5m with rapid growth in recent years.
Upgrade for unlimited company reports & a free credit check
Gibbs Denley Financial Services Limited Health Check
Pomanda's financial health check has awarded Gibbs Denley Financial Services Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 2 areas for improvement. Company Health Check FAQs


7 Strong

2 Regular

2 Weak

Size
annual sales of £5m, make it larger than the average company (£1.2m)
£5m - Gibbs Denley Financial Services Limited
£1.2m - Industry AVG

Growth
3 year (CAGR) sales growth of 1480%, show it is growing at a faster rate (8.5%)
- Gibbs Denley Financial Services Limited
8.5% - Industry AVG

Production
with a gross margin of 60.2%, this company has a higher cost of product (99.7%)
60.2% - Gibbs Denley Financial Services Limited
99.7% - Industry AVG

Profitability
an operating margin of 25.5% make it more profitable than the average company (7.4%)
25.5% - Gibbs Denley Financial Services Limited
7.4% - Industry AVG

Employees
with 33 employees, this is above the industry average (16)
33 - Gibbs Denley Financial Services Limited
16 - Industry AVG

Pay Structure
on an average salary of £49.1k, the company has an equivalent pay structure (£61.2k)
£49.1k - Gibbs Denley Financial Services Limited
£61.2k - Industry AVG

Efficiency
resulting in sales per employee of £151.1k, this is equally as efficient (£136.7k)
£151.1k - Gibbs Denley Financial Services Limited
£136.7k - Industry AVG

Debtor Days
it gets paid by customers after 19 days, this is earlier than average (236 days)
19 days - Gibbs Denley Financial Services Limited
236 days - Industry AVG

Creditor Days
its suppliers are paid after 18 days, this is quicker than average (23 days)
18 days - Gibbs Denley Financial Services Limited
23 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Gibbs Denley Financial Services Limited
- - Industry AVG

Cash Balance
has cash to cover current liabilities for 174 weeks, this is more cash available to meet short term requirements (9 weeks)
174 weeks - Gibbs Denley Financial Services Limited
9 weeks - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 16.6%, this is a lower level of debt than the average (92.6%)
16.6% - Gibbs Denley Financial Services Limited
92.6% - Industry AVG
GIBBS DENLEY FINANCIAL SERVICES LIMITED financials

Gibbs Denley Financial Services Limited's latest turnover from December 2023 is £5 million and the company has net assets of £2.2 million. According to their latest financial statements, Gibbs Denley Financial Services Limited has 33 employees and maintains cash reserves of £686 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 4,986,000 | 4,713,000 | 682,180 | 235,173 | |||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | 1,272,000 | 685,000 | 196,053 | 55,262 | |||||||||||
Interest Payable | 23,000 | 352 | |||||||||||||
Interest Receivable | 45 | ||||||||||||||
Pre-Tax Profit | 1,249,000 | 685,000 | 196,053 | 54,955 | |||||||||||
Tax | -63,000 | -116,000 | -55,183 | -12,246 | |||||||||||
Profit After Tax | 1,186,000 | 569,000 | 140,870 | 42,709 | |||||||||||
Dividends Paid | 1,250,000 | 185,000 | 45,000 | ||||||||||||
Retained Profit | -64,000 | 569,000 | -44,130 | -2,291 | |||||||||||
Employee Costs | 1,619,000 | 1,942,000 | |||||||||||||
Number Of Employees | 33 | 39 | 33 | 34 | 31 | 28 | 24 | ||||||||
EBITDA* | 1,295,000 | 710,000 | 200,126 | 59,360 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 21,000 | 43,000 | 45,124 | 55,350 | 46,591 | 34,273 | 21,337 | 56 | 309 | 1,862 | 5,753 | 6,211 | 7,581 | ||
Intangible Assets | 30,034 | 66,076 | 139,468 | 225,310 | 362,075 | 299,353 | 436,253 | ||||||||
Investments & Other | 10,100 | 10,100 | 10,100 | ||||||||||||
Debtors (Due After 1 year) | |||||||||||||||
Total Fixed Assets | 21,000 | 43,000 | 45,124 | 55,350 | 46,591 | 34,273 | 51,371 | 66,076 | 139,468 | 225,366 | 362,384 | 301,215 | 452,106 | 16,311 | 17,681 |
Stock & work in progress | |||||||||||||||
Trade Debtors | 265,000 | 6,000 | 2,813 | 919 | 1,775 | 300 | 463 | 1,000 | 6,863 | 352,127 | 164,287 | 50,054 | 25,839 | 118 | 259 |
Group Debtors | 1,500,000 | 1,850,000 | 1,300,000 | 1,450,000 | 600,000 | 1,250,000 | 1,800,000 | 1,050,000 | 620,000 | 97,800 | 8,742 | ||||
Misc Debtors | 115,000 | 138,000 | 112,622 | 99,810 | 116,259 | 49,066 | 101,902 | 79,080 | 83,140 | 25,335 | 144 | ||||
Cash | 686,000 | 439,000 | 611,084 | 397,632 | 404,521 | 403,465 | 632,437 | 358,672 | 307,226 | 174,766 | 89,218 | 129,321 | 148,976 | 104,355 | 50,058 |
misc current assets | |||||||||||||||
total current assets | 2,566,000 | 2,433,000 | 2,026,519 | 1,948,361 | 1,122,555 | 1,702,831 | 2,534,802 | 1,488,752 | 1,017,229 | 526,893 | 253,505 | 179,375 | 174,815 | 227,608 | 59,203 |
total assets | 2,587,000 | 2,476,000 | 2,071,643 | 2,003,711 | 1,169,146 | 1,737,104 | 2,586,173 | 1,554,828 | 1,156,697 | 752,259 | 615,889 | 480,590 | 626,921 | 243,919 | 76,884 |
Bank overdraft | |||||||||||||||
Bank loan | |||||||||||||||
Trade Creditors | 101,000 | 21,000 | 21,192 | 12,030 | 21,165 | 16,240 | 23,830 | 11,850 | 7,059 | 193,392 | 272,962 | 414,991 | 523,285 | 3,203 | 1,850 |
Group/Directors Accounts | 50,000 | 130,003 | 10,103 | ||||||||||||
other short term finances | |||||||||||||||
hp & lease commitments | |||||||||||||||
other current liabilities | 53,000 | 234,000 | 394,434 | 237,176 | 201,153 | 240,857 | 243,023 | 156,614 | 233,254 | 106,724 | 16,812 | ||||
total current liabilities | 204,000 | 255,000 | 415,626 | 249,206 | 222,318 | 257,097 | 266,853 | 168,464 | 240,313 | 193,392 | 272,962 | 414,991 | 523,285 | 239,930 | 28,765 |
loans | |||||||||||||||
hp & lease commitments | |||||||||||||||
Accruals and Deferred Income | |||||||||||||||
other liabilities | 65,358 | ||||||||||||||
provisions | 226,000 | 4,094 | 7,120 | 7,167 | 5,394 | 3,627 | |||||||||
total long term liabilities | 226,000 | 4,094 | 7,120 | 7,167 | 5,394 | 3,627 | 65,358 | ||||||||
total liabilities | 430,000 | 255,000 | 419,720 | 256,326 | 229,485 | 262,491 | 270,480 | 168,464 | 240,313 | 193,392 | 272,962 | 414,991 | 588,643 | 239,930 | 28,765 |
net assets | 2,157,000 | 2,221,000 | 1,651,923 | 1,747,385 | 939,661 | 1,474,613 | 2,315,693 | 1,386,364 | 916,384 | 558,867 | 342,927 | 65,599 | 38,278 | 3,989 | 48,119 |
total shareholders funds | 2,157,000 | 2,221,000 | 1,651,923 | 1,747,385 | 939,661 | 1,474,613 | 2,315,693 | 1,386,364 | 916,384 | 558,867 | 342,927 | 65,599 | 38,278 | 3,989 | 48,119 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | 1,272,000 | 685,000 | 196,053 | 55,262 | |||||||||||
Depreciation | 23,000 | 25,000 | 25,681 | 24,575 | 17,052 | 8,999 | 1,819 | 56 | 253 | 1,649 | 4,115 | 3,408 | 4,073 | 4,098 | |
Amortisation | 30,034 | 36,042 | 73,392 | 85,842 | 136,765 | 128,147 | 112,076 | 34,755 | |||||||
Tax | -63,000 | -116,000 | -55,183 | -12,246 | |||||||||||
Stock | |||||||||||||||
Debtors | -114,000 | 578,565 | -135,294 | 832,695 | -581,332 | -602,999 | 772,285 | 420,077 | 357,876 | 187,840 | 114,233 | 24,215 | -97,414 | 114,108 | 9,145 |
Creditors | 80,000 | -192 | 9,162 | -9,135 | 4,925 | -7,590 | 11,980 | 4,791 | -186,333 | -79,570 | -142,029 | -108,294 | 520,082 | 1,353 | 1,850 |
Accruals and Deferred Income | -181,000 | -160,434 | 157,258 | 36,023 | -39,704 | -2,166 | 86,409 | -76,640 | 233,254 | -106,724 | 89,912 | 16,812 | |||
Deferred Taxes & Provisions | 226,000 | -4,094 | -3,026 | -47 | 1,773 | 1,767 | 3,627 | ||||||||
Cash flow from operations | 1,471,000 | -149,285 | 122,100 | 56,631 | |||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | -10,100 | 10,100 | |||||||||||||
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | 50,000 | -130,003 | 119,900 | 10,103 | |||||||||||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | |||||||||||||||
other long term liabilities | -65,358 | 65,358 | |||||||||||||
share issue | |||||||||||||||
interest | -23,000 | -307 | |||||||||||||
cash flow from financing | 27,000 | 77 | 119,900 | 60,206 | |||||||||||
cash and cash equivalents | |||||||||||||||
cash | 247,000 | -172,084 | 213,452 | -6,889 | 1,056 | -228,972 | 273,765 | 51,446 | 132,460 | 85,548 | -40,103 | -19,655 | 44,621 | 54,297 | 50,058 |
overdraft | |||||||||||||||
change in cash | 247,000 | -172,084 | 213,452 | -6,889 | 1,056 | -228,972 | 273,765 | 51,446 | 132,460 | 85,548 | -40,103 | -19,655 | 44,621 | 54,297 | 50,058 |
gibbs denley financial services limited Credit Report and Business Information
Gibbs Denley Financial Services Limited Competitor Analysis

Perform a competitor analysis for gibbs denley financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in LS1 area or any other competitors across 12 key performance metrics.
gibbs denley financial services limited Ownership
GIBBS DENLEY FINANCIAL SERVICES LIMITED group structure
Gibbs Denley Financial Services Limited has no subsidiary companies.
Ultimate parent company
2 parents
GIBBS DENLEY FINANCIAL SERVICES LIMITED
01371323
gibbs denley financial services limited directors
Gibbs Denley Financial Services Limited currently has 5 directors. The longest serving directors include Mr David Ellis (Aug 2006) and Mr Simon Rees (Jun 2017).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr David Ellis | 63 years | Aug 2006 | - | Director | |
Mr Simon Rees | England | 36 years | Jun 2017 | - | Director |
Ms Charlotte Thomas | England | 52 years | Jul 2023 | - | Director |
Ms Caroline Hawkesley | England | 50 years | Jul 2023 | - | Director |
Mr Thomas Wood | 52 years | Mar 2025 | - | Director |
P&L
December 2023turnover
5m
+6%
operating profit
1.3m
+86%
gross margin
60.3%
+5.67%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
2.2m
-0.03%
total assets
2.6m
+0.04%
cash
686k
+0.56%
net assets
Total assets minus all liabilities
gibbs denley financial services limited company details
company number
01371323
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
May 1978
age
47
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
December 2023
previous names
ling cook insurance services limited (July 2010)
r.g. reis & co. (bury st. edmunds) limited (August 1985)
accountant
RSM UK TAX AND ACCOUNTING LIMITED
auditor
-
address
1a tower square, leeds, LS1 4DL
Bank
LLOYDS TSB BANK PLC
Legal Advisor
-
gibbs denley financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to gibbs denley financial services limited.
gibbs denley financial services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for GIBBS DENLEY FINANCIAL SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
gibbs denley financial services limited Companies House Filings - See Documents
date | description | view/download |
---|