gibbs denley financial services limited

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gibbs denley financial services limited Company Information

Share GIBBS DENLEY FINANCIAL SERVICES LIMITED

Company Number

01371323

Directors

David Ellis

Simon Rees

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Shareholders

gibbs denley group ltd

Group Structure

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Industry

Life insurance

 

Registered Address

1a tower square, leeds, LS1 4DL

gibbs denley financial services limited Estimated Valuation

£2.5m

Pomanda estimates the enterprise value of GIBBS DENLEY FINANCIAL SERVICES LIMITED at £2.5m based on a Turnover of £5m and 0.49x industry multiple (adjusted for size and gross margin).

gibbs denley financial services limited Estimated Valuation

£6.7m

Pomanda estimates the enterprise value of GIBBS DENLEY FINANCIAL SERVICES LIMITED at £6.7m based on an EBITDA of £1.3m and a 5.2x industry multiple (adjusted for size and gross margin).

gibbs denley financial services limited Estimated Valuation

£3.6m

Pomanda estimates the enterprise value of GIBBS DENLEY FINANCIAL SERVICES LIMITED at £3.6m based on Net Assets of £2.2m and 1.65x industry multiple (adjusted for liquidity).

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Gibbs Denley Financial Services Limited Overview

Gibbs Denley Financial Services Limited is a live company located in leeds, LS1 4DL with a Companies House number of 01371323. It operates in the life insurance sector, SIC Code 65110. Founded in May 1978, it's largest shareholder is gibbs denley group ltd with a 100% stake. Gibbs Denley Financial Services Limited is a mature, small sized company, Pomanda has estimated its turnover at £5m with rapid growth in recent years.

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Gibbs Denley Financial Services Limited Health Check

Pomanda's financial health check has awarded Gibbs Denley Financial Services Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 2 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating5out of 5
positive_score

7 Strong

positive_score

2 Regular

positive_score

2 Weak

size

Size

annual sales of £5m, make it larger than the average company (£1.2m)

£5m - Gibbs Denley Financial Services Limited

£1.2m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 1480%, show it is growing at a faster rate (8.5%)

1480% - Gibbs Denley Financial Services Limited

8.5% - Industry AVG

production

Production

with a gross margin of 60.2%, this company has a higher cost of product (99.7%)

60.2% - Gibbs Denley Financial Services Limited

99.7% - Industry AVG

profitability

Profitability

an operating margin of 25.5% make it more profitable than the average company (7.4%)

25.5% - Gibbs Denley Financial Services Limited

7.4% - Industry AVG

employees

Employees

with 33 employees, this is above the industry average (16)

33 - Gibbs Denley Financial Services Limited

16 - Industry AVG

paystructure

Pay Structure

on an average salary of £49.1k, the company has an equivalent pay structure (£61.2k)

£49.1k - Gibbs Denley Financial Services Limited

£61.2k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £151.1k, this is equally as efficient (£136.7k)

£151.1k - Gibbs Denley Financial Services Limited

£136.7k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 19 days, this is earlier than average (236 days)

19 days - Gibbs Denley Financial Services Limited

236 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 18 days, this is quicker than average (23 days)

18 days - Gibbs Denley Financial Services Limited

23 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Gibbs Denley Financial Services Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 174 weeks, this is more cash available to meet short term requirements (9 weeks)

174 weeks - Gibbs Denley Financial Services Limited

9 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 16.6%, this is a lower level of debt than the average (92.6%)

16.6% - Gibbs Denley Financial Services Limited

92.6% - Industry AVG

GIBBS DENLEY FINANCIAL SERVICES LIMITED financials

EXPORTms excel logo

Gibbs Denley Financial Services Limited's latest turnover from December 2023 is £5 million and the company has net assets of £2.2 million. According to their latest financial statements, Gibbs Denley Financial Services Limited has 33 employees and maintains cash reserves of £686 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover4,986,0004,713,000360,9881,263331,877297,642242,6031,331206,517505,623261,92583,22646,159682,180235,173
Other Income Or Grants
Cost Of Sales1,982,7912,026,530158,763661171,262138,376111,74860198,783299,643170,35838,89121,145345,947
Gross Profit3,003,2092,686,470202,225602160,615159,266130,855730107,734205,98091,56644,33525,014336,233
Admin Expenses1,731,2092,001,470298,948-996,187698,5971,004,231-1,013,987-585,913-337,957-66,702-268,0549,082-20,689140,180-55,262
Operating Profit1,272,000685,000-96,723996,789-537,982-844,9651,144,842586,643445,691272,682359,62035,25345,703196,05355,262
Interest Payable23,000352
Interest Receivable1,2614013,0303,8852,4788321,20566054669663345
Pre-Tax Profit1,249,000685,000-95,462997,190-534,952-841,0801,147,320587,475446,896273,342360,16635,94946,336196,05354,955
Tax-63,000-116,000-189,466-217,991-117,495-89,379-57,402-82,838-8,628-12,047-55,183-12,246
Profit After Tax1,186,000569,000-95,462807,724-534,952-841,080929,329469,980357,517215,940277,32827,32134,289140,87042,709
Dividends Paid1,250,000185,00045,000
Retained Profit-64,000569,000-95,462807,724-534,952-841,080929,329469,980357,517215,940277,32827,32134,289-44,130-2,291
Employee Costs1,619,0001,942,0001,886,94054,9101,767,5651,607,3381,423,98647,1891,105,30598,96746,34945,35745,47790,755
Number Of Employees333933134312812421112
EBITDA*1,295,000710,000-71,0421,021,364-520,930-805,9321,182,703660,035531,589409,700489,416151,44483,866200,12659,360

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets21,00043,00045,12455,35046,59134,27321,337563091,8625,7536,2117,581
Intangible Assets30,03466,076139,468225,310362,075299,353436,253
Investments & Other10,10010,10010,100
Debtors (Due After 1 year)
Total Fixed Assets21,00043,00045,12455,35046,59134,27351,37166,076139,468225,366362,384301,215452,10616,31117,681
Stock & work in progress
Trade Debtors265,0006,0002,8139191,7753004631,0006,863352,127164,28750,05425,839118259
Group Debtors1,500,0001,850,0001,300,0001,450,000600,0001,250,0001,800,0001,050,000620,00097,8008,742
Misc Debtors115,000138,000112,62299,810116,25949,066101,90279,08083,14025,335144
Cash686,000439,000611,084397,632404,521403,465632,437358,672307,226174,76689,218129,321148,976104,35550,058
misc current assets
total current assets2,566,0002,433,0002,026,5191,948,3611,122,5551,702,8312,534,8021,488,7521,017,229526,893253,505179,375174,815227,60859,203
total assets2,587,0002,476,0002,071,6432,003,7111,169,1461,737,1042,586,1731,554,8281,156,697752,259615,889480,590626,921243,91976,884
Bank overdraft
Bank loan
Trade Creditors 101,00021,00021,19212,03021,16516,24023,83011,8507,059193,392272,962414,991523,2853,2031,850
Group/Directors Accounts50,000130,00310,103
other short term finances
hp & lease commitments
other current liabilities53,000234,000394,434237,176201,153240,857243,023156,614233,254106,72416,812
total current liabilities204,000255,000415,626249,206222,318257,097266,853168,464240,313193,392272,962414,991523,285239,93028,765
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities65,358
provisions226,0004,0947,1207,1675,3943,627
total long term liabilities226,0004,0947,1207,1675,3943,62765,358
total liabilities430,000255,000419,720256,326229,485262,491270,480168,464240,313193,392272,962414,991588,643239,93028,765
net assets2,157,0002,221,0001,651,9231,747,385939,6611,474,6132,315,6931,386,364916,384558,867342,92765,59938,2783,98948,119
total shareholders funds2,157,0002,221,0001,651,9231,747,385939,6611,474,6132,315,6931,386,364916,384558,867342,92765,59938,2783,98948,119
Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit1,272,000685,000-96,723996,789-537,982-844,9651,144,842586,643445,691272,682359,62035,25345,703196,05355,262
Depreciation23,00025,00025,68124,57517,0528,9991,819562531,6494,1153,4084,0734,098
Amortisation30,03436,04273,39285,842136,765128,147112,07634,755
Tax-63,000-116,000-189,466-217,991-117,495-89,379-57,402-82,838-8,628-12,047-55,183-12,246
Stock
Debtors-114,000578,565-135,294832,695-581,332-602,999772,285420,077357,876187,840114,23324,215-97,414114,1089,145
Creditors80,000-1929,162-9,1354,925-7,59011,9804,791-186,333-79,570-142,029-108,294520,0821,3531,850
Accruals and Deferred Income-181,000-160,434157,25836,023-39,704-2,16686,409-76,640233,254-106,72489,91216,812
Deferred Taxes & Provisions226,000-4,094-3,026-471,7731,7673,627
Cash flow from operations1,471,000-149,285227,64626,04427,396-210,922294,44350,614131,25584,888150,31610,307582,591122,10056,631
Investing Activities
capital expenditure-1,000-22,876-15,455-33,334-29,370-21,935-23,156-190,96524,600-473,958-2,703-11,679
Change in Investments-10,10010,100
cash flow from investments-1,000-22,876-15,455-33,334-29,370-21,935-23,156-190,96534,700-473,958-2,703-21,779
Financing Activities
Bank loans
Group/Directors Accounts50,000-130,003119,90010,103
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities-65,35865,358
share issue7750,410
interest-23,0001,2614013,0303,8852,4788321,205660546696633-307
cash flow from financing27,000771,2614013,0303,8852,4788321,205660546-64,662-64,012119,90060,206
cash and cash equivalents
cash247,000-172,084213,452-6,8891,056-228,972273,76551,446132,46085,548-40,103-19,65544,62154,29750,058
overdraft
change in cash247,000-172,084213,452-6,8891,056-228,972273,76551,446132,46085,548-40,103-19,65544,62154,29750,058

gibbs denley financial services limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Gibbs Denley Financial Services Limited Competitor Analysis

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Perform a competitor analysis for gibbs denley financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in LS1 area or any other competitors across 12 key performance metrics.

gibbs denley financial services limited Ownership

GIBBS DENLEY FINANCIAL SERVICES LIMITED group structure

Gibbs Denley Financial Services Limited has no subsidiary companies.

Ultimate parent company

2 parents

GIBBS DENLEY FINANCIAL SERVICES LIMITED

01371323

GIBBS DENLEY FINANCIAL SERVICES LIMITED Shareholders

gibbs denley group ltd 100%

gibbs denley financial services limited directors

Gibbs Denley Financial Services Limited currently has 5 directors. The longest serving directors include Mr David Ellis (Aug 2006) and Mr Simon Rees (Jun 2017).

officercountryagestartendrole
Mr David Ellis63 years Aug 2006- Director
Mr Simon ReesEngland36 years Jun 2017- Director
Ms Charlotte ThomasEngland52 years Jul 2023- Director
Ms Caroline HawkesleyEngland50 years Jul 2023- Director
Mr Thomas Wood52 years Mar 2025- Director

P&L

December 2023

turnover

5m

+6%

operating profit

1.3m

+86%

gross margin

60.3%

+5.67%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

2.2m

-0.03%

total assets

2.6m

+0.04%

cash

686k

+0.56%

net assets

Total assets minus all liabilities

gibbs denley financial services limited company details

company number

01371323

Type

Private limited with Share Capital

industry

65110 - Life insurance

incorporation date

May 1978

age

47

incorporated

UK

ultimate parent company

accounts

Audit Exemption Subsidiary

last accounts submitted

December 2023

previous names

ling cook insurance services limited (July 2010)

r.g. reis & co. (bury st. edmunds) limited (August 1985)

accountant

RSM UK TAX AND ACCOUNTING LIMITED

auditor

-

address

1a tower square, leeds, LS1 4DL

Bank

LLOYDS TSB BANK PLC

Legal Advisor

-

gibbs denley financial services limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to gibbs denley financial services limited.

gibbs denley financial services limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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gibbs denley financial services limited Companies House Filings - See Documents

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