jwl property finance limited
jwl property finance limited Company Information
Company Number
01548759
Next Accounts
Sep 2025
Shareholders
executors of the estate of britta adrienne lloyd
antonia gillian silcock
View AllGroup Structure
View All
Industry
Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
Registered Address
78 ladbroke road, london, W11 3NU
Website
-jwl property finance limited Estimated Valuation
Pomanda estimates the enterprise value of JWL PROPERTY FINANCE LIMITED at £966.6k based on a Turnover of £849.8k and 1.14x industry multiple (adjusted for size and gross margin).
jwl property finance limited Estimated Valuation
Pomanda estimates the enterprise value of JWL PROPERTY FINANCE LIMITED at £1.5m based on an EBITDA of £326.6k and a 4.72x industry multiple (adjusted for size and gross margin).
jwl property finance limited Estimated Valuation
Pomanda estimates the enterprise value of JWL PROPERTY FINANCE LIMITED at £22.7m based on Net Assets of £16.9m and 1.34x industry multiple (adjusted for liquidity).
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Jwl Property Finance Limited Overview
Jwl Property Finance Limited is a live company located in london, W11 3NU with a Companies House number of 01548759. It operates in the activities of other holding companies n.e.c. sector, SIC Code 64209. Founded in March 1981, it's largest shareholder is executors of the estate of britta adrienne lloyd with a 22.8% stake. Jwl Property Finance Limited is a mature, small sized company, Pomanda has estimated its turnover at £849.8k with high growth in recent years.
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Jwl Property Finance Limited Health Check
Pomanda's financial health check has awarded Jwl Property Finance Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
3 Regular
4 Weak
Size
annual sales of £849.8k, make it smaller than the average company (£18.9m)
- Jwl Property Finance Limited
£18.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 18%, show it is growing at a faster rate (10.6%)
- Jwl Property Finance Limited
10.6% - Industry AVG
Production
with a gross margin of 36.4%, this company has a comparable cost of product (36.4%)
- Jwl Property Finance Limited
36.4% - Industry AVG
Profitability
an operating margin of 38.4% make it more profitable than the average company (4.5%)
- Jwl Property Finance Limited
4.5% - Industry AVG
Employees
with 5 employees, this is below the industry average (104)
5 - Jwl Property Finance Limited
104 - Industry AVG
Pay Structure
on an average salary of £44.7k, the company has an equivalent pay structure (£44.7k)
- Jwl Property Finance Limited
£44.7k - Industry AVG
Efficiency
resulting in sales per employee of £170k, this is equally as efficient (£191.4k)
- Jwl Property Finance Limited
£191.4k - Industry AVG
Debtor Days
it gets paid by customers after 71 days, this is later than average (45 days)
- Jwl Property Finance Limited
45 days - Industry AVG
Creditor Days
its suppliers are paid after 4 days, this is quicker than average (44 days)
- Jwl Property Finance Limited
44 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Jwl Property Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 1003 weeks, this is more cash available to meet short term requirements (14 weeks)
1003 weeks - Jwl Property Finance Limited
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 22.5%, this is a lower level of debt than the average (69.6%)
22.5% - Jwl Property Finance Limited
69.6% - Industry AVG
JWL PROPERTY FINANCE LIMITED financials
Jwl Property Finance Limited's latest turnover from December 2023 is estimated at £849.8 thousand and the company has net assets of £16.9 million. According to their latest financial statements, Jwl Property Finance Limited has 5 employees and maintains cash reserves of £3.2 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 2,621,023 | 9,469,457 | 1,805,152 | 1,462,740 | 0 | ||||||||||
| Other Income Or Grants | 0 | 0 | 0 | 0 | |||||||||||
| Cost Of Sales | 639,508 | 6,724,164 | 546,284 | 319,707 | |||||||||||
| Gross Profit | 1,981,515 | 2,745,293 | 1,258,868 | 1,143,033 | |||||||||||
| Admin Expenses | 353,437 | 362,260 | 262,684 | 265,741 | |||||||||||
| Operating Profit | 1,628,078 | 2,383,033 | 996,184 | 877,292 | -1,297 | ||||||||||
| Interest Payable | 555,885 | 583,695 | 445,641 | 292,278 | 300,000 | ||||||||||
| Interest Receivable | 81,660 | 51,891 | 19,071 | 27,149 | 51,622 | ||||||||||
| Pre-Tax Profit | 8,348,204 | 2,322,812 | 730,949 | 73,911 | 11,693 | ||||||||||
| Tax | -1,078,761 | -373,248 | -157,918 | -158,706 | 0 | ||||||||||
| Profit After Tax | 7,269,443 | 1,949,564 | 573,031 | -84,795 | 11,693 | ||||||||||
| Dividends Paid | 107,903 | 78,900 | 0 | 0 | 0 | ||||||||||
| Retained Profit | 6,446,643 | 1,550,122 | 472,194 | -179,727 | 11,693 | ||||||||||
| Employee Costs | 30,993 | 84,528 | 27,089 | 23,647 | |||||||||||
| Number Of Employees | 5 | 5 | 5 | 5 | 1 | 1 | 1 | 1 | 2 | 5 | 1 | 1 | |||
| EBITDA* | 1,725,665 | 2,475,767 | 1,086,135 | 877,292 | -1,297 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 28,392,690 | 23,150,534 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 198,379 | 294,866 | 373,203 | 0 | 0 | 0 | 0 |
| Investments & Other | 7,107,544 | 7,107,544 | 7,107,544 | 7,107,544 | 7,107,544 | 7,107,451 | 7,107,453 | 7,107,453 | 43,725,802 | 34,370,724 | 2,259,541 | 1,305,041 | 157,453 | 47,286 | 47,219 |
| Debtors (Due After 1 year) | 11,336,518 | 13,098,964 | 9,898,964 | 7,398,964 | 7,326,695 | 7,326,695 | 14,183,145 | 14,183,145 | 0 | 0 | 0 | 0 | 9,455,823 | 0 | 0 |
| Total Fixed Assets | 18,444,062 | 20,206,508 | 17,006,508 | 14,506,508 | 14,434,239 | 14,434,146 | 21,290,598 | 21,290,598 | 43,924,181 | 34,665,590 | 31,025,434 | 24,455,575 | 9,613,276 | 47,286 | 47,219 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5,567,585 | 0 | 0 | 0 | 0 |
| Trade Debtors | 165,386 | 137,675 | 104,658 | 81,027 | 78,601 | 67,246 | 133,013 | 145,568 | 243,604 | 274,105 | 136,054 | 400,442 | 177,924 | 9,046,529 | 7,639,463 |
| Group Debtors | 16,832 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 8,790 | 0 | 34,385 | 4,391,032 | 3,726,603 | 1,253,589 | 556,042 | 0 | 0 | 0 |
| Cash | 3,204,734 | 1,089,101 | 4,185,036 | 6,596,248 | 9,643,105 | 15,179,320 | 995,808 | 1,145,251 | 3,401,622 | 7,617,914 | 2,372,280 | 2,761,085 | 2,672,284 | 3,341,540 | 4,574,636 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,129,119 | 3,102,694 | 1 | 1 | 1 | 0 | 658,000 |
| total current assets | 3,386,952 | 1,226,776 | 4,289,694 | 6,677,275 | 9,721,706 | 15,255,356 | 1,128,821 | 1,325,204 | 11,165,377 | 14,721,316 | 9,329,509 | 3,717,570 | 2,850,209 | 12,388,069 | 12,872,099 |
| total assets | 21,831,014 | 21,433,284 | 21,296,202 | 21,183,783 | 24,155,945 | 29,689,502 | 22,419,419 | 22,615,802 | 55,089,558 | 49,386,906 | 40,354,943 | 28,173,145 | 12,463,485 | 12,435,355 | 12,919,318 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 38,026 | 40,418 | 0 | 119,258 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 920,013 | 0 | 0 | 0 | 0 |
| Trade Creditors | 7,140 | 3,828 | 3,318 | 4,722 | 3,294 | 0 | 3,192 | 0 | 20,419 | 30,407 | 12,732 | 8,387 | 205,872 | 143,615 | 136,459 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 654,600 | 238,275 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 3,028,731 | 8,643,021 | 0 | 0 | 0 | 500,000 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 158,916 | 93,947 | 89,430 | 81,521 | 90,314 | 120,232 | 120,921 | 151,584 | 7,372,967 | 7,377,067 | 787,173 | 854,686 | 0 | 0 | 0 |
| total current liabilities | 166,056 | 97,775 | 92,748 | 86,243 | 3,122,339 | 8,763,253 | 124,113 | 151,584 | 7,431,412 | 7,947,892 | 2,374,518 | 1,220,606 | 205,872 | 143,615 | 136,459 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 4,740,000 | 4,740,000 | 7,583,368 | 9,291,859 | 8,841,207 | 7,815,591 | 0 | 0 | 3,000,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 4,740,000 | 4,740,000 | 4,740,000 | 4,740,000 | 4,740,000 | 4,740,000 | 1,587,406 | 1,983,344 | 0 | 0 | 0 | 0 | 3,000,000 | 3,000,000 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2,404,547 | 1,638,464 | 216,415 | 57,871 | 0 | 0 | 0 |
| total long term liabilities | 4,740,000 | 4,740,000 | 4,740,000 | 4,740,000 | 4,740,000 | 4,740,000 | 6,327,406 | 6,723,344 | 9,987,915 | 10,930,323 | 9,057,622 | 7,873,462 | 3,000,000 | 3,000,000 | 3,000,000 |
| total liabilities | 4,906,056 | 4,837,775 | 4,832,748 | 4,826,243 | 7,862,339 | 13,503,253 | 6,451,519 | 6,874,928 | 17,419,327 | 18,878,215 | 11,432,140 | 9,094,068 | 3,205,872 | 3,143,615 | 3,136,459 |
| net assets | 16,924,958 | 16,595,509 | 16,463,454 | 16,357,540 | 16,293,606 | 16,186,249 | 15,967,900 | 15,740,874 | 34,664,047 | 28,109,501 | 27,359,803 | 17,476,136 | 9,257,613 | 9,291,740 | 9,782,859 |
| total shareholders funds | 16,924,958 | 16,595,509 | 16,463,454 | 16,357,540 | 16,293,606 | 16,186,249 | 15,967,900 | 15,740,874 | 34,664,047 | 28,109,501 | 27,359,803 | 17,476,136 | 9,257,613 | 9,291,740 | 9,782,859 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Jan 2012 | Jan 2011 | Jan 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 1,628,078 | 2,383,033 | 996,184 | 877,292 | -1,297 | ||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 97,587 | 92,734 | 89,951 | 0 | 0 | 0 | 0 |
| Tax | -1,078,761 | -373,248 | -157,918 | -158,706 | 0 | ||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5,567,585 | 5,567,585 | 0 | 0 | 0 | 0 |
| Debtors | -1,717,903 | 3,233,017 | 2,523,631 | 74,695 | 2,565 | -6,913,427 | -46,940 | 9,728,462 | 633,928 | 2,611,065 | 433,159 | -8,090,045 | 587,218 | 1,407,066 | 7,639,463 |
| Creditors | 3,312 | 510 | -1,404 | 1,428 | 3,294 | -3,192 | 3,192 | -20,419 | -9,988 | 17,675 | 4,345 | -135,228 | 62,257 | 7,156 | 136,459 |
| Accruals and Deferred Income | 64,969 | 4,517 | 7,909 | -8,793 | -29,918 | -689 | -30,663 | -7,221,383 | -4,100 | 6,589,894 | -67,513 | 854,686 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2,404,547 | 766,083 | 1,422,049 | 158,544 | 57,871 | 0 | 0 | 0 |
| Cash flow from operations | 764,971 | 13,088,657 | -4,977,151 | 9,585,960 | -7,504,301 | ||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | -2,531,662 | -4,367,610 | -2,294,692 | -6,376,168 | |||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 93 | -2 | 0 | -36,618,349 | 9,355,078 | 32,111,183 | 954,500 | 1,257,755 | 110,167 | 67 | 47,219 |
| cash flow from investments | -11,886,740 | -36,478,793 | -3,249,192 | -7,633,923 | |||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -920,013 | 920,013 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -654,600 | 416,325 | 238,275 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | -3,028,731 | -5,614,290 | 8,643,021 | 0 | 0 | -500,000 | 500,000 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | -4,740,000 | 0 | -2,843,368 | -1,708,491 | 450,652 | 1,025,616 | 7,815,591 | 0 | -3,000,000 | 3,000,000 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 3,152,594 | -395,938 | 1,983,344 | 0 | 0 | 0 | -3,000,000 | 0 | 3,000,000 | 0 |
| share issue | |||||||||||||||
| interest | -474,225 | -531,804 | -426,570 | -265,129 | -248,378 | ||||||||||
| cash flow from financing | -2,574,813 | -1,956,189 | 11,346,857 | 13,152,860 | 12,522,788 | ||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 2,115,633 | -3,095,935 | -2,411,212 | -3,046,857 | -5,536,215 | 14,183,512 | -149,443 | -2,256,371 | -4,216,292 | 5,245,634 | -388,805 | -580,455 | -669,256 | -1,233,096 | 4,574,636 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -38,026 | -2,392 | 40,418 | -119,258 | 119,258 | 0 | 0 | 0 |
| change in cash | 2,115,633 | -3,095,935 | -2,411,212 | -3,046,857 | -5,536,215 | 14,183,512 | -149,443 | -2,218,345 | -4,213,900 | 5,205,216 | -269,547 | -699,713 | -669,256 | -1,233,096 | 4,574,636 |
jwl property finance limited Credit Report and Business Information
Jwl Property Finance Limited Competitor Analysis
Perform a competitor analysis for jwl property finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in W11 area or any other competitors across 12 key performance metrics.
jwl property finance limited Ownership
JWL PROPERTY FINANCE LIMITED group structure
Jwl Property Finance Limited has 3 subsidiary companies.
Ultimate parent company
JWL PROPERTY FINANCE LIMITED
01548759
3 subsidiaries
jwl property finance limited directors
Jwl Property Finance Limited currently has 3 directors. The longest serving directors include Mr Jeremy Lloyd (May 1991) and Mrs Antonia Silcock (Mar 2012).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Jeremy Lloyd | 82 years | May 1991 | - | Director | |
| Mrs Antonia Silcock | England | 39 years | Mar 2012 | - | Director |
| Mr Adrian Lloyd | England | 45 years | Mar 2012 | - | Director |
P&L
December 2023turnover
849.8k
+18%
operating profit
326.6k
0%
gross margin
36.4%
+0.46%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
16.9m
+0.02%
total assets
21.8m
+0.02%
cash
3.2m
+1.94%
net assets
Total assets minus all liabilities
jwl property finance limited company details
company number
01548759
Type
Private limited with Share Capital
industry
64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
incorporation date
March 1981
age
44
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
hbl property finance limited (May 1998)
wardley london property services limited (March 1988)
See moreaccountant
MERCER & HOLE LLP
auditor
-
address
78 ladbroke road, london, W11 3NU
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
jwl property finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to jwl property finance limited. Currently there are 0 open charges and 2 have been satisfied in the past.
jwl property finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for JWL PROPERTY FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.
jwl property finance limited Companies House Filings - See Documents
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