f.w.b. products limited
f.w.b. products limited Company Information
Company Number
01660947
Next Accounts
Sep 2025
Shareholders
fwb holdings ltd
Group Structure
View All
Industry
Non-specialised wholesale trade
Registered Address
whieldon road, stoke-on-trent, staffordshire, ST4 4JE
Website
www.fwb.co.ukf.w.b. products limited Estimated Valuation
Pomanda estimates the enterprise value of F.W.B. PRODUCTS LIMITED at £5.5m based on a Turnover of £10.6m and 0.52x industry multiple (adjusted for size and gross margin).
f.w.b. products limited Estimated Valuation
Pomanda estimates the enterprise value of F.W.B. PRODUCTS LIMITED at £3.9m based on an EBITDA of £649.1k and a 6.06x industry multiple (adjusted for size and gross margin).
f.w.b. products limited Estimated Valuation
Pomanda estimates the enterprise value of F.W.B. PRODUCTS LIMITED at £9.5m based on Net Assets of £3.4m and 2.77x industry multiple (adjusted for liquidity).
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F.w.b. Products Limited Overview
F.w.b. Products Limited is a live company located in staffordshire, ST4 4JE with a Companies House number of 01660947. It operates in the non-specialised wholesale trade sector, SIC Code 46900. Founded in August 1982, it's largest shareholder is fwb holdings ltd with a 100% stake. F.w.b. Products Limited is a mature, mid sized company, Pomanda has estimated its turnover at £10.6m with declining growth in recent years.
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F.w.b. Products Limited Health Check
Pomanda's financial health check has awarded F.W.B. Products Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 3 areas for improvement. Company Health Check FAQs
6 Strong
3 Regular
3 Weak
Size
annual sales of £10.6m, make it smaller than the average company (£16.2m)
£10.6m - F.w.b. Products Limited
£16.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -2%, show it is growing at a slower rate (6.3%)
-2% - F.w.b. Products Limited
6.3% - Industry AVG
Production
with a gross margin of 39.1%, this company has a lower cost of product (27.6%)
39.1% - F.w.b. Products Limited
27.6% - Industry AVG
Profitability
an operating margin of 5% make it as profitable than the average company (5.1%)
5% - F.w.b. Products Limited
5.1% - Industry AVG
Employees
with 71 employees, this is above the industry average (41)
71 - F.w.b. Products Limited
41 - Industry AVG
Pay Structure
on an average salary of £30.1k, the company has a lower pay structure (£44.5k)
£30.1k - F.w.b. Products Limited
£44.5k - Industry AVG
Efficiency
resulting in sales per employee of £149k, this is less efficient (£376.8k)
£149k - F.w.b. Products Limited
£376.8k - Industry AVG
Debtor Days
it gets paid by customers after 47 days, this is near the average (52 days)
47 days - F.w.b. Products Limited
52 days - Industry AVG
Creditor Days
its suppliers are paid after 54 days, this is slower than average (31 days)
54 days - F.w.b. Products Limited
31 days - Industry AVG
Stock Days
it holds stock equivalent to 92 days, this is in line with average (78 days)
92 days - F.w.b. Products Limited
78 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 20 weeks, this is more cash available to meet short term requirements (14 weeks)
20 weeks - F.w.b. Products Limited
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 32.1%, this is a lower level of debt than the average (47.3%)
32.1% - F.w.b. Products Limited
47.3% - Industry AVG
F.W.B. PRODUCTS LIMITED financials
F.W.B. Products Limited's latest turnover from December 2023 is £10.6 million and the company has net assets of £3.4 million. According to their latest financial statements, F.W.B. Products Limited has 71 employees and maintains cash reserves of £618.4 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 10,577,792 | 10,960,143 | 10,585,851 | 11,305,381 | 16,287,046 | 17,956,457 | 17,440,413 | 15,820,685 | 15,371,585 | 16,297,169 | 15,756,131 | 16,361,575 | 16,945,014 | 16,031,471 | 16,910,756 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 6,441,897 | 6,952,602 | 6,822,417 | 7,592,428 | 11,774,178 | 12,589,429 | 12,191,299 | 11,029,086 | 10,428,442 | 11,247,242 | 10,750,843 | 11,358,321 | 11,729,246 | 11,023,970 | 11,396,605 |
| Gross Profit | 4,135,895 | 4,007,541 | 3,763,434 | 3,712,953 | 4,512,868 | 5,367,028 | 5,249,114 | 4,791,599 | 4,943,143 | 5,049,927 | 5,005,288 | 5,003,254 | 5,215,768 | 5,007,501 | 5,514,151 |
| Admin Expenses | 3,606,061 | 3,482,644 | 3,199,804 | 3,295,401 | 4,931,762 | 4,990,073 | 4,762,559 | 4,423,149 | 4,701,857 | 4,747,502 | 4,848,841 | 4,649,242 | 4,876,213 | 4,795,200 | 5,264,785 |
| Operating Profit | 529,834 | 524,897 | 563,630 | 417,552 | -418,894 | 376,955 | 486,555 | 368,450 | 241,286 | 302,425 | 156,447 | 354,012 | 339,555 | 212,301 | 249,366 |
| Interest Payable | 13,044 | 26,004 | 23,327 | 30,747 | 44,929 | 46,910 | 53,611 | 47,154 | 42,600 | 52,886 | 56,207 | 63,307 | 71,530 | 75,116 | 78,789 |
| Interest Receivable | 2,995 | 207 | 41 | 133 | 3 | 324 | 11 | ||||||||
| Pre-Tax Profit | 519,785 | 499,100 | 540,344 | 386,805 | -463,823 | 330,045 | 432,944 | 321,296 | 198,819 | 249,542 | 100,564 | 290,705 | 206,401 | 137,185 | 170,577 |
| Tax | -152,653 | -99,900 | -117,548 | -59,172 | 59,250 | -14,913 | -79,883 | -59,906 | -40,940 | -63,805 | 149,391 | ||||
| Profit After Tax | 367,132 | 399,200 | 422,796 | 327,633 | -404,573 | 315,132 | 353,061 | 261,390 | 157,879 | 185,737 | 249,955 | 290,705 | 206,401 | 137,185 | 170,577 |
| Dividends Paid | 310,000 | 166,497 | 279,507 | 179,166 | 100,000 | 100,000 | 120,000 | 249,255 | 240,500 | ||||||
| Retained Profit | 57,132 | 232,703 | 143,289 | 148,467 | -504,573 | 315,132 | 353,061 | 161,390 | 37,879 | -63,518 | 9,455 | 290,705 | 206,401 | 137,185 | 170,577 |
| Employee Costs | 2,138,783 | 2,263,244 | 2,100,250 | 2,560,760 | 3,250,372 | 3,348,502 | 3,190,391 | 3,095,632 | 3,263,993 | 3,256,497 | 3,262,138 | 3,300,833 | 3,304,841 | 3,637,652 | |
| Number Of Employees | 71 | 78 | 83 | 107 | 133 | 140 | 137 | 134 | 135 | 139 | 136 | 139 | 150 | 156 | 161 |
| EBITDA* | 649,069 | 598,988 | 652,768 | 539,207 | -299,219 | 472,838 | 559,990 | 413,084 | 286,756 | 356,423 | 217,730 | 414,134 | 430,231 | 353,471 | 418,570 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 213,552 | 327,171 | 340,214 | 383,559 | 443,964 | 416,316 | 359,495 | 203,517 | 131,064 | 112,482 | 130,401 | 183,619 | 257,840 | 362,472 | 437,366 |
| Intangible Assets | |||||||||||||||
| Investments & Other | 1,450 | 1,450 | 1,450 | 1,450 | 1,450 | 1,450 | 1,450 | 1,450 | 1,550 | 350 | 250 | 250 | 250 | 250 | 250 |
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 215,002 | 328,621 | 341,664 | 385,009 | 445,414 | 417,766 | 360,945 | 204,967 | 132,614 | 112,832 | 130,651 | 183,869 | 258,090 | 362,722 | 437,616 |
| Stock & work in progress | 1,627,093 | 1,852,908 | 1,835,675 | 2,089,484 | 2,824,037 | 3,347,789 | 3,341,709 | 3,067,357 | 2,697,723 | 2,708,238 | 3,022,450 | 2,703,064 | 2,948,155 | 2,886,073 | 2,872,913 |
| Trade Debtors | 1,387,823 | 1,575,163 | 1,413,303 | 1,618,420 | 2,297,432 | 2,897,104 | 3,176,276 | 2,751,818 | 2,643,740 | 2,820,363 | 2,820,867 | 2,964,222 | 3,102,384 | 2,835,811 | 2,641,767 |
| Group Debtors | 117,520 | 90,462 | 987,466 | 938,928 | 1,018,044 | 1,017,914 | 1,015,921 | 915,921 | 915,921 | 915,921 | 886,891 | 1,086,604 | 1,086,604 | 1,293,360 | 975,754 |
| Misc Debtors | 1,087,110 | 1,034,383 | 1,104,509 | 1,108,492 | 1,351,244 | 1,426,903 | 1,010,605 | 1,240,834 | 1,205,745 | 1,375,232 | 1,698,646 | 1,388,551 | 1,145,305 | 963,645 | 84,691 |
| Cash | 618,404 | 886,582 | 1,196,926 | 1,157,778 | 41,588 | 56,555 | 10,245 | 3,107 | 2,265 | 1,956 | 51,742 | 51,526 | 35,150 | 32,518 | 2,823 |
| misc current assets | |||||||||||||||
| total current assets | 4,837,950 | 5,439,498 | 6,537,879 | 6,913,102 | 7,532,345 | 8,746,265 | 8,554,756 | 7,979,037 | 7,465,394 | 7,821,710 | 8,480,596 | 8,193,967 | 8,317,598 | 8,011,407 | 6,577,948 |
| total assets | 5,052,952 | 5,768,119 | 6,879,543 | 7,298,111 | 7,977,759 | 9,164,031 | 8,915,701 | 8,184,004 | 7,598,008 | 7,934,542 | 8,611,247 | 8,377,836 | 8,575,688 | 8,374,129 | 7,015,564 |
| Bank overdraft | 310,428 | 468,952 | 470,535 | 208,295 | 74,160 | 291,671 | 560,283 | 115,318 | 486,000 | 655,542 | 2,285,083 | ||||
| Bank loan | 184,273 | 89,711 | 89,711 | 89,187 | 68,429 | 68,429 | 68,429 | 68,429 | 66,412 | 88,789 | |||||
| Trade Creditors | 964,904 | 1,131,903 | 947,298 | 1,512,512 | 1,947,611 | 2,462,538 | 2,667,230 | 2,570,970 | 2,147,291 | 2,148,566 | 2,351,741 | 2,580,845 | 2,531,729 | 2,245,073 | 2,097,907 |
| Group/Directors Accounts | 1,100 | 9,333 | 1,176,686 | 1,146,663 | 1,281,066 | 1,138,987 | 1,111,666 | 1,141,071 | 1,194,416 | 1,160,716 | 1,177,616 | 1,145,616 | 1,162,216 | 1,165,217 | |
| other short term finances | |||||||||||||||
| hp & lease commitments | 11,660 | 12,758 | 18,505 | 34,805 | 26,312 | 12,422 | 7,554 | 22,909 | 35,746 | 35,746 | 46,375 | ||||
| other current liabilities | 608,095 | 827,900 | 571,383 | 501,481 | 404,683 | 506,574 | 368,817 | 274,775 | 255,926 | 369,835 | 422,972 | 354,701 | 392,131 | 386,552 | 657,224 |
| total current liabilities | 1,574,099 | 2,165,069 | 2,797,836 | 3,268,872 | 4,067,780 | 4,603,363 | 4,630,670 | 4,202,665 | 3,740,222 | 4,039,217 | 4,581,041 | 4,287,818 | 4,674,234 | 4,576,919 | 5,086,589 |
| loans | 153,413 | 851,731 | 947,485 | 1,016,320 | 1,106,110 | 1,165,371 | 1,249,897 | 1,331,071 | 1,406,489 | 1,477,852 | 1,547,119 | 1,616,384 | 1,682,796 | ||
| hp & lease commitments | 4,481 | 16,143 | 28,903 | 41,934 | 39,010 | 34,549 | 28,077 | 32,876 | 68,621 | 20,367 | |||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | 45,537 | 68,972 | 70,352 | 52,659 | 59,250 | 43,945 | 15,260 | ||||||||
| total long term liabilities | 45,537 | 226,866 | 938,226 | 1,029,047 | 1,058,254 | 1,204,370 | 1,243,865 | 1,293,234 | 1,331,071 | 1,406,489 | 1,477,852 | 1,547,119 | 1,649,260 | 1,751,417 | 20,367 |
| total liabilities | 1,619,636 | 2,391,935 | 3,736,062 | 4,297,919 | 5,126,034 | 5,807,733 | 5,874,535 | 5,495,899 | 5,071,293 | 5,445,706 | 6,058,893 | 5,834,937 | 6,323,494 | 6,328,336 | 5,106,956 |
| net assets | 3,433,316 | 3,376,184 | 3,143,481 | 3,000,192 | 2,851,725 | 3,356,298 | 3,041,166 | 2,688,105 | 2,526,715 | 2,488,836 | 2,552,354 | 2,542,899 | 2,252,194 | 2,045,793 | 1,908,608 |
| total shareholders funds | 3,433,316 | 3,376,184 | 3,143,481 | 3,000,192 | 2,851,725 | 3,356,298 | 3,041,166 | 2,688,105 | 2,526,715 | 2,488,836 | 2,552,354 | 2,542,899 | 2,252,194 | 2,045,793 | 1,908,608 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 529,834 | 524,897 | 563,630 | 417,552 | -418,894 | 376,955 | 486,555 | 368,450 | 241,286 | 302,425 | 156,447 | 354,012 | 339,555 | 212,301 | 249,366 |
| Depreciation | 119,235 | 74,091 | 89,138 | 121,655 | 119,675 | 95,883 | 73,435 | 44,634 | 45,470 | 53,998 | 61,283 | 60,122 | 90,676 | 141,170 | 169,204 |
| Amortisation | |||||||||||||||
| Tax | -152,653 | -99,900 | -117,548 | -59,172 | 59,250 | -14,913 | -79,883 | -59,906 | -40,940 | -63,805 | 149,391 | ||||
| Stock | -225,815 | 17,233 | -253,809 | -734,553 | -523,752 | 6,080 | 274,352 | 369,634 | -10,515 | -314,212 | 319,386 | -245,091 | 62,082 | 13,160 | 2,872,913 |
| Debtors | -107,555 | -805,270 | -160,562 | -1,000,880 | -675,201 | 139,119 | 294,229 | 143,167 | -346,110 | -294,888 | -32,973 | 105,084 | 241,477 | 1,390,604 | 3,702,212 |
| Creditors | -166,999 | 184,605 | -565,214 | -435,099 | -514,927 | -204,692 | 96,260 | 423,679 | -1,275 | -203,175 | -229,104 | 49,116 | 286,656 | 147,166 | 2,097,907 |
| Accruals and Deferred Income | -219,805 | 256,517 | 69,902 | 96,798 | -101,891 | 137,757 | 94,042 | 18,849 | -113,909 | -53,137 | 68,271 | -37,430 | 5,579 | -270,672 | 657,224 |
| Deferred Taxes & Provisions | -23,435 | -1,380 | 17,693 | 52,659 | -59,250 | 15,305 | 28,685 | 15,260 | |||||||
| Cash flow from operations | 419,547 | 1,726,867 | 471,972 | 1,929,826 | 282,916 | 261,096 | 130,513 | 298,165 | 487,257 | 645,406 | -80,125 | 565,827 | 418,907 | -1,173,799 | -3,401,424 |
| Investing Activities | |||||||||||||||
| capital expenditure | -65,608 | -36,787 | -18,485 | 12,369 | 5,488 | -6,433 | 35,224 | ||||||||
| Change in Investments | -100 | 1,200 | 100 | 250 | |||||||||||
| cash flow from investments | -66,808 | -36,887 | -18,485 | 12,369 | 5,488 | -6,433 | 34,974 | ||||||||
| Financing Activities | |||||||||||||||
| Bank loans | -184,273 | 94,562 | 524 | 89,187 | -68,429 | 2,017 | -22,377 | 88,789 | |||||||
| Group/Directors Accounts | -8,233 | -1,167,353 | 30,023 | -134,403 | 142,079 | 27,321 | -29,405 | -53,345 | 33,700 | -16,900 | 32,000 | -16,600 | -3,001 | 1,165,217 | |
| Other Short Term Loans | |||||||||||||||
| Long term loans | -153,413 | -698,318 | -95,754 | -68,835 | -89,790 | -59,261 | -84,526 | -81,174 | -75,418 | -71,363 | -69,267 | -69,265 | -66,412 | 1,682,796 | |
| Hire Purchase and Lease Commitments | -16,141 | -12,760 | -18,507 | -29,331 | 11,417 | 18,351 | 11,340 | 35,631 | -22,909 | -45,713 | -35,745 | 37,625 | 66,742 | ||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | -10,049 | -25,797 | -23,286 | -30,747 | -44,929 | -46,910 | -53,611 | -47,154 | -42,467 | -52,883 | -55,883 | -63,307 | -71,519 | -75,116 | -78,789 |
| cash flow from financing | -372,109 | -1,809,666 | -107,524 | -262,792 | 107,964 | -60,499 | -156,202 | -214,471 | -84,185 | -141,146 | -116,059 | -192,868 | -199,054 | 2,899,311 | 1,725,984 |
| cash and cash equivalents | |||||||||||||||
| cash | -268,178 | -310,344 | 39,148 | 1,116,190 | -14,967 | 46,310 | 7,138 | 842 | 309 | -49,786 | 216 | 16,376 | 2,632 | 29,695 | 2,823 |
| overdraft | -310,428 | -158,524 | -1,583 | 262,240 | 134,135 | -217,511 | -268,612 | 444,965 | -370,682 | -169,542 | -1,629,541 | 2,285,083 | |||
| change in cash | -268,178 | -310,344 | 39,148 | 1,426,618 | 143,557 | 47,893 | -255,102 | -133,293 | 217,820 | 218,826 | -444,749 | 387,058 | 172,174 | 1,659,236 | -2,282,260 |
f.w.b. products limited Credit Report and Business Information
F.w.b. Products Limited Competitor Analysis
Perform a competitor analysis for f.w.b. products limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other mid companies, companies in ST4 area or any other competitors across 12 key performance metrics.
f.w.b. products limited Ownership
F.W.B. PRODUCTS LIMITED group structure
F.W.B. Products Limited has 2 subsidiary companies.
Ultimate parent company
1 parent
F.W.B. PRODUCTS LIMITED
01660947
2 subsidiaries
f.w.b. products limited directors
F.W.B. Products Limited currently has 4 directors. The longest serving directors include Mr Antony Key (Dec 1992) and Mr James Key (Jul 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Antony Key | 61 years | Dec 1992 | - | Director | |
| Mr James Key | England | 54 years | Jul 2016 | - | Director |
| Mr Martin Johnson | United Kingdom | 53 years | Jan 2020 | - | Director |
| Mrs Pauline Johnson | United Kingdom | 53 years | Jan 2020 | - | Director |
P&L
December 2023turnover
10.6m
-3%
operating profit
529.8k
+1%
gross margin
39.1%
+6.93%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
3.4m
+0.02%
total assets
5.1m
-0.12%
cash
618.4k
-0.3%
net assets
Total assets minus all liabilities
Similar Companies
f.w.b. products limited company details
company number
01660947
Type
Private limited with Share Capital
industry
46900 - Non-specialised wholesale trade
incorporation date
August 1982
age
43
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
f.w.b. (1982) limited (October 1982)
accountant
-
auditor
GEENS LIMITED
address
whieldon road, stoke-on-trent, staffordshire, ST4 4JE
Bank
THE ROYAL BANK OF SCOTLAND PLC
Legal Advisor
-
f.w.b. products limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 16 charges/mortgages relating to f.w.b. products limited. Currently there are 1 open charges and 15 have been satisfied in the past.
f.w.b. products limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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f.w.b. products limited Companies House Filings - See Documents
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