scotton finance limited
scotton finance limited Company Information
Company Number
01855231
Next Accounts
Sep 2025
Shareholders
david frederic appleyard
christine anne appleyard
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
stour lodge ship hill, bradfield, near manningtree, essex, CO11 2UP
Website
-scotton finance limited Estimated Valuation
Pomanda estimates the enterprise value of SCOTTON FINANCE LIMITED at £1.2m based on a Turnover of £919.1k and 1.31x industry multiple (adjusted for size and gross margin).
scotton finance limited Estimated Valuation
Pomanda estimates the enterprise value of SCOTTON FINANCE LIMITED at £92.9k based on an EBITDA of £20.6k and a 4.51x industry multiple (adjusted for size and gross margin).
scotton finance limited Estimated Valuation
Pomanda estimates the enterprise value of SCOTTON FINANCE LIMITED at £2m based on Net Assets of £1.5m and 1.34x industry multiple (adjusted for liquidity).
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Scotton Finance Limited Overview
Scotton Finance Limited is a live company located in near manningtree, CO11 2UP with a Companies House number of 01855231. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 1984, it's largest shareholder is david frederic appleyard with a 90% stake. Scotton Finance Limited is a mature, small sized company, Pomanda has estimated its turnover at £919.1k with declining growth in recent years.
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Scotton Finance Limited Health Check
Pomanda's financial health check has awarded Scotton Finance Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
6 Weak
Size
annual sales of £919.1k, make it smaller than the average company (£5.5m)
- Scotton Finance Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of -16%, show it is growing at a slower rate (4.9%)
- Scotton Finance Limited
4.9% - Industry AVG
Production
with a gross margin of 54%, this company has a comparable cost of product (54%)
- Scotton Finance Limited
54% - Industry AVG
Profitability
an operating margin of 2.2% make it less profitable than the average company (9.1%)
- Scotton Finance Limited
9.1% - Industry AVG
Employees
with 3 employees, this is below the industry average (14)
3 - Scotton Finance Limited
14 - Industry AVG
Pay Structure
on an average salary of £82.7k, the company has an equivalent pay structure (£82.7k)
- Scotton Finance Limited
£82.7k - Industry AVG
Efficiency
resulting in sales per employee of £306.4k, this is more efficient (£224.1k)
- Scotton Finance Limited
£224.1k - Industry AVG
Debtor Days
it gets paid by customers after 44 days, this is later than average (33 days)
- Scotton Finance Limited
33 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Scotton Finance Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Scotton Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 2 weeks, this is less cash available to meet short term requirements (29 weeks)
2 weeks - Scotton Finance Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 24.7%, this is a lower level of debt than the average (70.9%)
24.7% - Scotton Finance Limited
70.9% - Industry AVG
SCOTTON FINANCE LIMITED financials
Scotton Finance Limited's latest turnover from December 2023 is estimated at £919.1 thousand and the company has net assets of £1.5 million. According to their latest financial statements, Scotton Finance Limited has 3 employees and maintains cash reserves of £28.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 3 | 3 | 3 | 3 | 3 | ||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | |||||||||||||||
| Intangible Assets | |||||||||||||||
| Investments & Other | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 | 165,495 |
| Debtors (Due After 1 year) | 1,712,650 | 1,748,044 | 1,766,750 | 1,344,170 | 1,395,800 | 1,412,432 | 1,842,752 | 1,883,641 | 2,365,912 | 2,828,277 | 1,892,245 | 2,011,366 | 2,200,674 | 2,936,637 | 2,605,398 |
| Total Fixed Assets | 1,878,145 | 1,913,539 | 1,932,245 | 1,509,665 | 1,561,295 | 1,577,927 | 2,008,247 | 2,049,136 | 2,531,407 | 2,993,772 | 2,057,740 | 2,176,861 | 2,366,169 | 3,102,132 | 2,770,893 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 111,653 | 213,832 | 242,188 | 263,346 | 262,629 | 312,395 | 361,124 | 365,857 | 124,423 | 598,483 | 587,640 | 796,098 | 1,003,192 | 53,298 | 79,859 |
| Group Debtors | |||||||||||||||
| Misc Debtors | 4,100 | 4,100 | 4,100 | 4,100 | 4,100 | 30,107 | 5,217 | 5,847 | 2,610 | ||||||
| Cash | 28,689 | 31,624 | 26,021 | 87,909 | 48,967 | 143,128 | 55,914 | 383,113 | 4,289 | 71,835 | 244,540 | 2,728 | 111,408 | 20,171 | 138,183 |
| misc current assets | |||||||||||||||
| total current assets | 144,442 | 249,556 | 272,309 | 355,355 | 315,696 | 485,630 | 422,255 | 754,817 | 131,322 | 670,318 | 832,180 | 798,826 | 1,114,600 | 73,469 | 218,042 |
| total assets | 2,022,587 | 2,163,095 | 2,204,554 | 1,865,020 | 1,876,991 | 2,063,557 | 2,430,502 | 2,803,953 | 2,662,729 | 3,664,090 | 2,889,920 | 2,975,687 | 3,480,769 | 3,175,601 | 2,988,935 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 1 | 2,573,350 | 1,874,723 | 2,012,144 | 2,585,844 | 2,322,002 | 2,179,584 | ||||||||
| Group/Directors Accounts | 86,912 | 26,914 | 26,862 | 84,548 | 23,332 | 107,745 | 21,560 | 45,627 | |||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 412,214 | 629,341 | 724,301 | 372,189 | 482,597 | 617,012 | 1,143,204 | 1,546,133 | 1,467,922 | ||||||
| total current liabilities | 499,126 | 656,255 | 751,163 | 456,737 | 505,929 | 724,758 | 1,143,204 | 1,567,693 | 1,513,549 | 2,573,350 | 1,874,723 | 2,012,144 | 2,585,844 | 2,322,002 | 2,179,584 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | |||||||||||||||
| total liabilities | 499,126 | 656,255 | 751,163 | 456,737 | 505,929 | 724,758 | 1,143,204 | 1,567,693 | 1,513,549 | 2,573,350 | 1,874,723 | 2,012,144 | 2,585,844 | 2,322,002 | 2,179,584 |
| net assets | 1,523,461 | 1,506,840 | 1,453,391 | 1,408,283 | 1,371,062 | 1,338,799 | 1,287,298 | 1,236,260 | 1,149,180 | 1,090,740 | 1,015,197 | 963,543 | 894,925 | 853,599 | 809,351 |
| total shareholders funds | 1,523,461 | 1,506,840 | 1,453,391 | 1,408,283 | 1,371,062 | 1,338,799 | 1,287,298 | 1,236,260 | 1,149,180 | 1,090,740 | 1,015,197 | 963,543 | 894,925 | 853,599 | 809,351 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | |||||||||||||||
| Amortisation | |||||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | -137,573 | -47,062 | 401,422 | -50,913 | -92,405 | -454,159 | -46,252 | -237,600 | -933,815 | 946,875 | -327,579 | -396,402 | 213,931 | 304,678 | 2,685,257 |
| Creditors | -1 | 1 | -2,573,350 | 698,627 | -137,421 | -573,700 | 263,842 | 142,418 | 2,179,584 | ||||||
| Accruals and Deferred Income | -217,127 | -94,960 | 352,112 | -110,408 | -134,415 | -526,192 | -402,929 | 78,211 | 1,467,922 | ||||||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 165,495 | ||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | 59,998 | 52 | -57,686 | 61,216 | -84,413 | 107,745 | -21,560 | -24,067 | 45,627 | ||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -2,935 | 5,603 | -61,888 | 38,942 | -94,161 | 87,214 | -327,199 | 378,824 | -67,546 | -172,705 | 241,812 | -108,680 | 91,237 | -118,012 | 138,183 |
| overdraft | |||||||||||||||
| change in cash | -2,935 | 5,603 | -61,888 | 38,942 | -94,161 | 87,214 | -327,199 | 378,824 | -67,546 | -172,705 | 241,812 | -108,680 | 91,237 | -118,012 | 138,183 |
scotton finance limited Credit Report and Business Information
Scotton Finance Limited Competitor Analysis
Perform a competitor analysis for scotton finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in CO11 area or any other competitors across 12 key performance metrics.
scotton finance limited Ownership
SCOTTON FINANCE LIMITED group structure
Scotton Finance Limited has no subsidiary companies.
Ultimate parent company
SCOTTON FINANCE LIMITED
01855231
scotton finance limited directors
Scotton Finance Limited currently has 3 directors. The longest serving directors include Mr David Appleyard (Oct 1991) and Mrs Christine Appleyard (Oct 1991).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr David Appleyard | 79 years | Oct 1991 | - | Director | |
| Mrs Christine Appleyard | 76 years | Oct 1991 | - | Director | |
| Mr Simon Appleyard | England | 52 years | Apr 2000 | - | Director |
P&L
December 2023turnover
919.1k
-34%
operating profit
20.6k
0%
gross margin
54.1%
-3.81%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
1.5m
+0.01%
total assets
2m
-0.06%
cash
28.7k
-0.09%
net assets
Total assets minus all liabilities
scotton finance limited company details
company number
01855231
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
October 1984
age
41
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
scotton limited (December 1984)
accountant
CHENEY & CO
auditor
-
address
stour lodge ship hill, bradfield, near manningtree, essex, CO11 2UP
Bank
-
Legal Advisor
-
scotton finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to scotton finance limited. Currently there are 4 open charges and 2 have been satisfied in the past.
scotton finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for SCOTTON FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.
scotton finance limited Companies House Filings - See Documents
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