cbc uk limited
cbc uk limited Company Information
Company Number
01973536
Next Accounts
181 days late
Shareholders
paladin holdings limited
Group Structure
View All
Industry
Non-life insurance
Registered Address
mansell court 69 mansell street, london, E1 8AN
Website
www.cbcinsurance.co.ukcbc uk limited Estimated Valuation
Pomanda estimates the enterprise value of CBC UK LIMITED at £11.7m based on a Turnover of £14.9m and 0.79x industry multiple (adjusted for size and gross margin).
cbc uk limited Estimated Valuation
Pomanda estimates the enterprise value of CBC UK LIMITED at £28.1m based on an EBITDA of £3.3m and a 8.65x industry multiple (adjusted for size and gross margin).
cbc uk limited Estimated Valuation
Pomanda estimates the enterprise value of CBC UK LIMITED at £5.9m based on Net Assets of £3.6m and 1.64x industry multiple (adjusted for liquidity).
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Cbc Uk Limited Overview
Cbc Uk Limited is a live company located in london, E1 8AN with a Companies House number of 01973536. It operates in the non-life insurance sector, SIC Code 65120. Founded in December 1985, it's largest shareholder is paladin holdings limited with a 100% stake. Cbc Uk Limited is a mature, mid sized company, Pomanda has estimated its turnover at £14.9m with high growth in recent years.
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Cbc Uk Limited Health Check
Pomanda's financial health check has awarded Cbc Uk Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 1 areas for improvement. Company Health Check FAQs
6 Strong
2 Regular
1 Weak
Size
annual sales of £14.9m, make it larger than the average company (£1.9m)
£14.9m - Cbc Uk Limited
£1.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 28%, show it is growing at a faster rate (4.2%)
28% - Cbc Uk Limited
4.2% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Cbc Uk Limited
100% - Industry AVG
Profitability
an operating margin of 18% make it as profitable than the average company (15.6%)
18% - Cbc Uk Limited
15.6% - Industry AVG
Employees
with 77 employees, this is above the industry average (25)
77 - Cbc Uk Limited
25 - Industry AVG
Pay Structure
on an average salary of £100.3k, the company has a higher pay structure (£62.3k)
£100.3k - Cbc Uk Limited
£62.3k - Industry AVG
Efficiency
resulting in sales per employee of £193.6k, this is more efficient (£155.1k)
£193.6k - Cbc Uk Limited
£155.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Cbc Uk Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Cbc Uk Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Cbc Uk Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 24 weeks, this is more cash available to meet short term requirements (18 weeks)
24 weeks - Cbc Uk Limited
18 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 67.9%, this is a lower level of debt than the average (82.6%)
67.9% - Cbc Uk Limited
82.6% - Industry AVG
CBC UK LIMITED financials
Cbc Uk Limited's latest turnover from December 2022 is £14.9 million and the company has net assets of £3.6 million. According to their latest financial statements, Cbc Uk Limited has 77 employees and maintains cash reserves of £2.3 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 14,904,769 | 9,448,491 | 8,679,482 | 7,037,713 | 5,692,493 | 5,436,265 | 5,318,890 | 5,369,821 | 5,611,882 | 5,355,223 | 4,453,883 | 4,135,263 | 3,667,941 | 3,668,542 |
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | 2,686,704 | 1,592,077 | 1,293,788 | 849,230 | 945,691 | 731,272 | 74,404 | 68,175 | 121,583 | 59,438 | 70,245 | 250,752 | 292,212 | 240,556 |
| Interest Payable | 1,858 | 2,236 | 312 | 102,500 | 102,500 | 103,531 | 61,691 | 73,439 | 51,387 | 50,672 | 50,467 | |||
| Interest Receivable | 35,311 | 1,007 | 8,971 | 22,344 | 27,422 | 5,180 | 31,776 | 34,000 | 35,177 | 52,418 | 73,665 | 68,849 | 47,500 | 26,809 |
| Pre-Tax Profit | 2,720,636 | 2,033,144 | 1,302,990 | 872,360 | 973,905 | 736,893 | 4,370 | 322 | 53,817 | 50,696 | 70,940 | 268,592 | 289,379 | 217,240 |
| Tax | -512,880 | -327,255 | -250,171 | -132,746 | -140,647 | -91,367 | -51,736 | -14,951 | -36,253 | -29,031 | -33,859 | -75,396 | -70,554 | -66,697 |
| Profit After Tax | 2,207,756 | 1,705,889 | 1,052,819 | 739,614 | 833,258 | 645,526 | -47,366 | -14,629 | 17,564 | 21,665 | 37,081 | 193,196 | 218,825 | 150,543 |
| Dividends Paid | 1,550,000 | 1,250,000 | 500,000 | 800,000 | ||||||||||
| Retained Profit | 657,756 | 455,889 | 552,819 | 739,614 | 33,258 | 645,526 | -47,366 | -14,629 | 17,564 | 21,665 | 37,081 | 193,196 | 218,825 | 150,543 |
| Employee Costs | 7,726,793 | 5,153,509 | 4,797,364 | 3,310,661 | 2,746,883 | 2,762,049 | 3,081,374 | 3,372,427 | 3,641,661 | 3,709,959 | 2,850,082 | 2,471,415 | 2,007,390 | 2,071,237 |
| Number Of Employees | 77 | 59 | 57 | 46 | 39 | 49 | 49 | 58 | 60 | 63 | 51 | 49 | 40 | 40 |
| EBITDA* | 3,253,016 | 1,725,674 | 1,491,137 | 959,084 | 1,012,532 | 797,777 | 160,852 | 157,756 | 208,382 | 130,912 | 127,907 | 278,599 | 318,820 | 272,249 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 353,689 | 172,780 | 140,141 | 161,156 | 154,958 | 79,425 | 44,232 | 107,370 | 145,900 | 74,937 | 83,292 | 109,994 | 85,189 | 75,171 |
| Intangible Assets | 3,796,281 | 1,038,791 | 1,490,898 | 712,406 | 458,464 | 495,559 | 528,589 | 561,620 | 594,397 | 637,369 | 693,298 | |||
| Investments & Other | 390,490 | 1,826 | 20,833 | 20,833 | ||||||||||
| Debtors (Due After 1 year) | ||||||||||||||
| Total Fixed Assets | 4,149,970 | 1,211,571 | 1,631,039 | 873,562 | 1,003,912 | 574,984 | 574,647 | 668,990 | 740,297 | 712,306 | 776,590 | 109,994 | 106,022 | 96,004 |
| Stock & work in progress | ||||||||||||||
| Trade Debtors | 6,543,895 | 5,320,053 | 4,464,624 | 5,328,093 | 4,917,242 | 2,635,767 | ||||||||
| Group Debtors | 17,285 | 141,802 | 4,568 | |||||||||||
| Misc Debtors | 4,712,382 | 3,230,946 | 2,675,782 | 2,286,409 | 2,144,970 | 1,982,101 | 1,588,498 | 2,169,321 | 985,938 | 741,462 | 613,594 | 420,092 | 400,406 | 347,386 |
| Cash | 2,282,571 | 1,321,196 | 1,118,962 | 767,853 | 225,350 | 277,765 | 1,203,989 | 374,128 | 9,456,737 | 8,490,060 | 8,283,856 | 8,752,969 | 4,393,924 | 7,674,988 |
| misc current assets | 21,208 | 20,517 | 19,098 | 24,051 | 20,057 | 23,984 | 22,878 | 20,240 | 5,722 | 6,956 | 5,329 | 5,530 | 6,276 | 6,086 |
| total current assets | 7,016,161 | 4,572,659 | 3,813,842 | 3,078,313 | 2,407,662 | 2,425,652 | 2,815,365 | 2,563,689 | 16,992,292 | 14,558,531 | 13,367,403 | 14,506,684 | 9,722,416 | 10,664,227 |
| total assets | 11,166,131 | 5,784,230 | 5,444,881 | 3,951,875 | 3,411,574 | 3,000,636 | 3,390,012 | 3,232,679 | 17,732,589 | 15,270,837 | 14,143,993 | 14,616,678 | 9,828,438 | 10,760,231 |
| Bank overdraft | ||||||||||||||
| Bank loan | ||||||||||||||
| Trade Creditors | 14,557,560 | 12,048,381 | 10,714,653 | 12,251,818 | 7,640,717 | 8,808,971 | ||||||||
| Group/Directors Accounts | 1,966,081 | 1,216,788 | 1,312,925 | 846,786 | 480,791 | 10,545 | ||||||||
| other short term finances | 216,089 | |||||||||||||
| hp & lease commitments | 62 | 8,138 | 9,756 | |||||||||||
| other current liabilities | 2,704,273 | 1,308,729 | 1,010,719 | 1,217,748 | 942,321 | 1,045,432 | 1,055,334 | 843,025 | 755,970 | 831,895 | 869,076 | 557,983 | 555,419 | 540,412 |
| total current liabilities | 4,886,443 | 2,525,517 | 2,323,644 | 2,064,534 | 1,423,112 | 1,045,432 | 1,055,334 | 843,025 | 15,313,530 | 12,880,276 | 11,583,729 | 12,809,863 | 8,214,819 | 9,359,139 |
| loans | 2,699,396 | 356,626 | 679,249 | 1,025,000 | 1,025,000 | 1,025,000 | 1,025,000 | 1,216,368 | 500,000 | 500,000 | 500,000 | |||
| hp & lease commitments | 6,298 | |||||||||||||
| Accruals and Deferred Income | ||||||||||||||
| other liabilities | ||||||||||||||
| provisions | 7,610 | 10,934 | ||||||||||||
| total long term liabilities | 2,699,396 | 356,626 | 679,249 | 1,025,000 | 1,032,610 | 1,035,934 | 1,025,000 | 1,216,368 | 500,000 | 500,000 | 506,298 | |||
| total liabilities | 7,585,839 | 2,882,143 | 3,002,893 | 2,064,534 | 1,423,112 | 1,045,432 | 2,080,334 | 1,875,635 | 16,349,464 | 13,905,276 | 12,800,097 | 13,309,863 | 8,714,819 | 9,865,437 |
| net assets | 3,580,292 | 2,902,087 | 2,441,988 | 1,887,341 | 1,988,462 | 1,955,204 | 1,309,678 | 1,357,044 | 1,383,125 | 1,365,561 | 1,343,896 | 1,306,815 | 1,113,619 | 894,794 |
| total shareholders funds | 3,580,292 | 2,902,087 | 2,441,988 | 1,887,341 | 1,988,462 | 1,955,204 | 1,309,678 | 1,357,044 | 1,383,125 | 1,365,561 | 1,343,896 | 1,306,815 | 1,113,619 | 894,794 |
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 2,686,704 | 1,592,077 | 1,293,788 | 849,230 | 945,691 | 731,272 | 74,404 | 68,175 | 121,583 | 59,438 | 70,245 | 250,752 | 292,212 | 240,556 |
| Depreciation | 128,318 | 44,023 | 45,945 | 41,212 | 29,746 | 33,475 | 53,417 | 56,551 | 51,188 | 38,190 | 40,660 | 27,847 | 26,608 | 31,693 |
| Amortisation | 437,994 | 89,574 | 151,404 | 68,642 | 37,095 | 33,030 | 33,031 | 33,030 | 35,611 | 33,284 | 17,002 | |||
| Tax | -512,880 | -327,255 | -250,171 | -132,746 | -140,647 | -91,367 | -51,736 | -14,951 | -36,253 | -29,031 | -33,859 | -75,396 | -70,554 | -66,697 |
| Stock | ||||||||||||||
| Debtors | 1,481,436 | 555,164 | 389,373 | 124,154 | 38,352 | 535,405 | -580,823 | -5,360,512 | 1,468,318 | 983,297 | -669,967 | 425,969 | 2,339,063 | 2,983,153 |
| Creditors | -14,557,560 | 2,509,179 | 1,333,728 | -1,537,165 | 4,611,101 | -1,168,254 | 8,808,971 | |||||||
| Accruals and Deferred Income | 1,395,544 | 298,010 | -207,029 | 275,427 | -103,111 | -9,902 | 212,309 | 87,055 | -75,925 | -37,181 | 311,093 | 2,564 | 15,007 | 540,412 |
| Deferred Taxes & Provisions | -7,610 | -3,324 | 10,934 | |||||||||||
| Cash flow from operations | 2,654,244 | 1,141,265 | 644,564 | 977,611 | 730,422 | 161,103 | 894,638 | -8,970,512 | 1,147,999 | 415,131 | -462,057 | 4,390,899 | -3,244,044 | 6,571,782 |
| Investing Activities | ||||||||||||||
| capital expenditure | -27,829 | -122,151 | -25,581 | -15,435 | -32,818 | -36,626 | -41,776 | |||||||
| Change in Investments | -390,490 | 390,490 | -1,826 | 1,826 | -20,833 | 20,833 | ||||||||
| cash flow from investments | 390,490 | -1,826 | -27,829 | -122,151 | -25,581 | -15,435 | -11,985 | -36,626 | -62,609 | |||||
| Financing Activities | ||||||||||||||
| Bank loans | ||||||||||||||
| Group/Directors Accounts | 749,293 | -96,137 | 466,139 | 365,995 | 480,791 | -10,545 | 10,545 | |||||||
| Other Short Term Loans | 216,089 | |||||||||||||
| Long term loans | 2,342,770 | -322,623 | 679,249 | -1,025,000 | -191,368 | 716,368 | 500,000 | |||||||
| Hire Purchase and Lease Commitments | -62 | -8,076 | -7,916 | 16,054 | ||||||||||
| other long term liabilities | ||||||||||||||
| share issue | ||||||||||||||
| interest | 33,453 | -1,229 | 8,971 | 22,344 | 27,422 | 4,868 | -70,724 | -68,500 | -68,354 | -9,273 | 226 | 17,462 | -3,172 | -23,658 |
| cash flow from financing | 3,362,054 | -415,779 | 1,156,187 | -452,396 | 508,213 | -1,020,132 | -70,724 | -79,952 | -68,354 | -200,641 | 716,532 | -1,159 | -543 | 1,236,647 |
| cash and cash equivalents | ||||||||||||||
| cash | 961,375 | 202,234 | 351,109 | 542,503 | -52,415 | -926,224 | 829,861 | -9,082,609 | 966,677 | 206,204 | -469,113 | 4,359,045 | -3,281,064 | 7,674,988 |
| overdraft | ||||||||||||||
| change in cash | 961,375 | 202,234 | 351,109 | 542,503 | -52,415 | -926,224 | 829,861 | -9,082,609 | 966,677 | 206,204 | -469,113 | 4,359,045 | -3,281,064 | 7,674,988 |
cbc uk limited Credit Report and Business Information
Cbc Uk Limited Competitor Analysis
Perform a competitor analysis for cbc uk limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in E 1 area or any other competitors across 12 key performance metrics.
cbc uk limited Ownership
CBC UK LIMITED group structure
Cbc Uk Limited has 6 subsidiary companies.
Ultimate parent company
SATURN JERSEY TOPCO LTD
#0142414
2 parents
CBC UK LIMITED
01973536
6 subsidiaries
cbc uk limited directors
Cbc Uk Limited currently has 8 directors. The longest serving directors include Mr Robert Cottingham (May 2011) and Ms Suneeta Padda (Mar 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Robert Cottingham | England | 56 years | May 2011 | - | Director |
| Ms Suneeta Padda | England | 58 years | Mar 2016 | - | Director |
| Mr Andrew Wallas | England | 69 years | Feb 2017 | - | Director |
| Mr Lee Silver | England | 55 years | Jul 2019 | - | Director |
| Mr Peter Dalton | England | 54 years | Jun 2020 | - | Director |
| Mr Lee Anderson | United Kingdom | 53 years | Jun 2024 | - | Director |
| Mr Warren Downey | United Kingdom | 53 years | Jun 2024 | - | Director |
| Mr Earl Adams | England | 45 years | Feb 2025 | - | Director |
P&L
December 2022turnover
14.9m
+58%
operating profit
2.7m
+69%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2022net assets
3.6m
+0.23%
total assets
11.2m
+0.93%
cash
2.3m
+0.73%
net assets
Total assets minus all liabilities
cbc uk limited company details
company number
01973536
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
December 1985
age
40
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2022
previous names
N/A
accountant
-
auditor
MAZARS LLP
address
mansell court 69 mansell street, london, E1 8AN
Bank
COUTTS & CO
Legal Advisor
-
cbc uk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 9 charges/mortgages relating to cbc uk limited. Currently there are 0 open charges and 9 have been satisfied in the past.
cbc uk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CBC UK LIMITED. This can take several minutes, an email will notify you when this has completed.
cbc uk limited Companies House Filings - See Documents
| date | description | view/download |
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