financial planning (wells) limited
financial planning (wells) limited Company Information
Company Number
02013469
Next Accounts
Dec 2025
Shareholders
r. o'malley-white
Group Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
one the centre, high street, gillingham, dorset, SP8 4AB
financial planning (wells) limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCIAL PLANNING (WELLS) LIMITED at £83.4k based on a Turnover of £106.5k and 0.78x industry multiple (adjusted for size and gross margin).
financial planning (wells) limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCIAL PLANNING (WELLS) LIMITED at £0 based on an EBITDA of £-3.3k and a 4.38x industry multiple (adjusted for size and gross margin).
financial planning (wells) limited Estimated Valuation
Pomanda estimates the enterprise value of FINANCIAL PLANNING (WELLS) LIMITED at £16.4k based on Net Assets of £9.5k and 1.72x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Financial Planning (wells) Limited Overview
Financial Planning (wells) Limited is a live company located in gillingham, SP8 4AB with a Companies House number of 02013469. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in April 1986, it's largest shareholder is r. o'malley-white with a 100% stake. Financial Planning (wells) Limited is a mature, micro sized company, Pomanda has estimated its turnover at £106.5k with declining growth in recent years.
Upgrade for unlimited company reports & a free credit check
Financial Planning (wells) Limited Health Check
Pomanda's financial health check has awarded Financial Planning (Wells) Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 7 areas for improvement. Company Health Check FAQs
0 Strong
3 Regular
7 Weak
Size
annual sales of £106.5k, make it smaller than the average company (£2.3m)
- Financial Planning (wells) Limited
£2.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -1%, show it is growing at a slower rate (7.3%)
- Financial Planning (wells) Limited
7.3% - Industry AVG
Production
with a gross margin of 68.5%, this company has a higher cost of product (97.1%)
- Financial Planning (wells) Limited
97.1% - Industry AVG
Profitability
an operating margin of -3.1% make it less profitable than the average company (19.8%)
- Financial Planning (wells) Limited
19.8% - Industry AVG
Employees
with 2 employees, this is below the industry average (17)
2 - Financial Planning (wells) Limited
17 - Industry AVG
Pay Structure
on an average salary of £53.9k, the company has an equivalent pay structure (£53.9k)
- Financial Planning (wells) Limited
£53.9k - Industry AVG
Efficiency
resulting in sales per employee of £53.2k, this is less efficient (£119.7k)
- Financial Planning (wells) Limited
£119.7k - Industry AVG
Debtor Days
it gets paid by customers after 81 days, this is near the average (68 days)
- Financial Planning (wells) Limited
68 days - Industry AVG
Creditor Days
its suppliers are paid after 152 days, this is close to average (151 days)
- Financial Planning (wells) Limited
151 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Financial Planning (wells) Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Financial Planning (wells) Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 61.2%, this is a higher level of debt than the average (55.2%)
61.2% - Financial Planning (wells) Limited
55.2% - Industry AVG
FINANCIAL PLANNING (WELLS) LIMITED financials
Financial Planning (Wells) Limited's latest turnover from March 2024 is estimated at £106.5 thousand and the company has net assets of £9.5 thousand. According to their latest financial statements, Financial Planning (Wells) Limited has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 653 | 816 | 1,020 | 1,274 | 1,593 | 1,991 | 2,489 | 3,111 | 3,889 | 3,229 | 1,955 | 1,693 | 1,205 | 892 | 1,115 |
| Intangible Assets | |||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 653 | 816 | 1,020 | 1,274 | 1,593 | 1,991 | 2,489 | 3,111 | 3,889 | 3,229 | 1,955 | 1,693 | 1,205 | 892 | 1,115 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 23,881 | 24,749 | 13,811 | 31,318 | 16,149 | 16,419 | 12,023 | 14,760 | 10,781 | 9,794 | 18,722 | 19,602 | 9,786 | 2,211 | 6,000 |
| Group Debtors | |||||||||||||||
| Misc Debtors | 85 | ||||||||||||||
| Cash | 3,180 | 154 | 757 | 6,075 | 24,501 | 64 | |||||||||
| misc current assets | 75 | 17 | 487 | ||||||||||||
| total current assets | 23,881 | 24,749 | 13,811 | 31,318 | 16,234 | 16,494 | 12,040 | 15,247 | 13,961 | 9,948 | 19,479 | 25,677 | 34,287 | 2,211 | 6,064 |
| total assets | 24,534 | 25,565 | 14,831 | 32,592 | 17,827 | 18,485 | 14,529 | 18,358 | 17,850 | 13,177 | 21,434 | 27,370 | 35,492 | 3,103 | 7,179 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 14,039 | 11,750 | 12,460 | 26,679 | 15,428 | 16,118 | 13,209 | 5,351 | 8,066 | 8,843 | 14,625 | 11,269 | 11,779 | 1,050 | 5,557 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | |||||||||||||||
| total current liabilities | 14,039 | 11,750 | 12,460 | 26,679 | 15,428 | 16,118 | 13,209 | 5,351 | 8,066 | 8,843 | 14,625 | 11,269 | 11,779 | 1,050 | 5,557 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | 973 | 973 | 1,303 | 1,483 | 1,296 | 1,303 | 1,183 | 1,183 | |||||||
| other liabilities | |||||||||||||||
| provisions | 778 | 646 | 391 | 339 | 241 | 178 | |||||||||
| total long term liabilities | 973 | 973 | 1,303 | 1,483 | 1,296 | 1,303 | 1,183 | 1,183 | 778 | 646 | 391 | 339 | 241 | 178 | |
| total liabilities | 15,012 | 12,723 | 13,763 | 28,162 | 16,724 | 17,421 | 14,392 | 6,534 | 8,844 | 9,489 | 15,016 | 11,608 | 12,020 | 1,228 | 5,557 |
| net assets | 9,522 | 12,842 | 1,068 | 4,430 | 1,103 | 1,064 | 137 | 11,824 | 9,006 | 3,688 | 6,418 | 15,762 | 23,472 | 1,875 | 1,622 |
| total shareholders funds | 9,522 | 12,842 | 1,068 | 4,430 | 1,103 | 1,064 | 137 | 11,824 | 9,006 | 3,688 | 6,418 | 15,762 | 23,472 | 1,875 | 1,622 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 972 | 807 | 488 | 423 | 302 | 223 | 279 | ||||||||
| Amortisation | |||||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | -868 | 10,938 | -17,507 | 15,084 | -185 | 4,396 | -2,737 | 3,979 | 987 | -8,928 | -880 | 9,816 | 7,575 | -3,789 | 6,000 |
| Creditors | 2,289 | -710 | -14,219 | 11,251 | -690 | 2,909 | 7,858 | -2,715 | -777 | -5,782 | 3,356 | -510 | 10,729 | -4,507 | 5,557 |
| Accruals and Deferred Income | -330 | -180 | 187 | -7 | 120 | 1,183 | |||||||||
| Deferred Taxes & Provisions | -778 | 132 | 255 | 52 | 98 | 63 | 178 | ||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -3,180 | 3,026 | -603 | -5,318 | -18,426 | 24,501 | -64 | 64 | |||||||
| overdraft | |||||||||||||||
| change in cash | -3,180 | 3,026 | -603 | -5,318 | -18,426 | 24,501 | -64 | 64 |
financial planning (wells) limited Credit Report and Business Information
Financial Planning (wells) Limited Competitor Analysis
Perform a competitor analysis for financial planning (wells) limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SP8 area or any other competitors across 12 key performance metrics.
financial planning (wells) limited Ownership
FINANCIAL PLANNING (WELLS) LIMITED group structure
Financial Planning (Wells) Limited has no subsidiary companies.
Ultimate parent company
FINANCIAL PLANNING (WELLS) LIMITED
02013469
financial planning (wells) limited directors
Financial Planning (Wells) Limited currently has 2 directors. The longest serving directors include Mr Robert O'Malley-White (Mar 1992) and Mrs Lynne O'Malley-White (Jul 2017).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Robert O'Malley-White | England | 79 years | Mar 1992 | - | Director |
| Mrs Lynne O'Malley-White | 75 years | Jul 2017 | - | Director |
P&L
March 2024turnover
106.5k
+5%
operating profit
-3.3k
0%
gross margin
68.6%
+1.9%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
9.5k
-0.26%
total assets
24.5k
-0.04%
cash
0
0%
net assets
Total assets minus all liabilities
financial planning (wells) limited company details
company number
02013469
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
April 1986
age
39
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
March 2024
previous names
tallmarsh limited (December 1986)
accountant
FREESTONE & CO
auditor
-
address
one the centre, high street, gillingham, dorset, SP8 4AB
Bank
-
Legal Advisor
-
financial planning (wells) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to financial planning (wells) limited.
financial planning (wells) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for FINANCIAL PLANNING (WELLS) LIMITED. This can take several minutes, an email will notify you when this has completed.
financial planning (wells) limited Companies House Filings - See Documents
| date | description | view/download |
|---|
