mortgage trust limited
mortgage trust limited Company Information
Company Number
02048895
Next Accounts
Jun 2026
Shareholders
paragon bank plc
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
51 homer road, solihull, west midlands, B91 3QJ
Website
www.mortgagetrust.co.ukmortgage trust limited Estimated Valuation
Pomanda estimates the enterprise value of MORTGAGE TRUST LIMITED at £0 based on a Turnover of £0 and 1.25x industry multiple (adjusted for size and gross margin).
mortgage trust limited Estimated Valuation
Pomanda estimates the enterprise value of MORTGAGE TRUST LIMITED at £0 based on an EBITDA of £0 and a 4.32x industry multiple (adjusted for size and gross margin).
mortgage trust limited Estimated Valuation
Pomanda estimates the enterprise value of MORTGAGE TRUST LIMITED at £120.7m based on Net Assets of £92.5m and 1.31x industry multiple (adjusted for liquidity).
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Mortgage Trust Limited Overview
Mortgage Trust Limited is a live company located in west midlands, B91 3QJ with a Companies House number of 02048895. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in August 1986, it's largest shareholder is paragon bank plc with a 100% stake. Mortgage Trust Limited is a mature, unknown sized company, Pomanda has estimated its turnover at £0 with unknown growth in recent years.
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Mortgage Trust Limited Health Check
Pomanda's financial health check has awarded Mortgage Trust Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 1 areas for improvement. Company Health Check FAQs
1 Strong
0 Regular
1 Weak
Size
There is insufficient data available for this Key Performance Indicator!
- - Mortgage Trust Limited
- - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Mortgage Trust Limited
- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
- - Mortgage Trust Limited
- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
- - Mortgage Trust Limited
- - Industry AVG
Employees
with 1 employees, this is below the industry average (12)
- Mortgage Trust Limited
- - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Mortgage Trust Limited
- - Industry AVG
Efficiency
There is insufficient data available for this Key Performance Indicator!
- Mortgage Trust Limited
- - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Mortgage Trust Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Mortgage Trust Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Mortgage Trust Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Mortgage Trust Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 29.8%, this is a lower level of debt than the average (70.7%)
- - Mortgage Trust Limited
- - Industry AVG
MORTGAGE TRUST LIMITED financials
Mortgage Trust Limited's latest turnover from September 2024 is 0 and the company has net assets of £92.5 million. According to their latest financial statements, we estimate that Mortgage Trust Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,231,000 | |||||||||||||||
| Other Income Or Grants | ||||||||||||||||
| Cost Of Sales | 1,132,000 | |||||||||||||||
| Gross Profit | 99,000 | |||||||||||||||
| Admin Expenses | -6,000,000 | -15,290,000 | -10,145,000 | -11,004,000 | -16,351,000 | -23,683,000 | -21,669,000 | -11,519,000 | -13,867,000 | -12,275,000 | -2,518,000 | -7,348,000 | -13,889,000 | |||
| Operating Profit | 6,099,000 | 15,290,000 | 10,145,000 | 11,004,000 | 16,351,000 | 23,683,000 | 21,669,000 | 11,519,000 | 13,867,000 | 12,275,000 | 2,518,000 | 7,348,000 | 13,889,000 | |||
| Interest Payable | 2,735,000 | 3,689,000 | 2,264,000 | 996,000 | 2,284,000 | 3,017,000 | 3,479,000 | 2,957,000 | 2,740,000 | 3,129,000 | 2,088,000 | 1,430,000 | ||||
| Interest Receivable | 2,709,000 | 728,000 | 135,000 | 700,000 | 1,148,000 | 476,000 | 107,000 | 404,000 | 106,000 | 75,000,000 | ||||||
| Pre-Tax Profit | 765,000 | 520,000 | 6,099,000 | 6,283,000 | 15,290,000 | 10,145,000 | 11,004,000 | 16,351,000 | 23,683,000 | 21,669,000 | 11,519,000 | 13,867,000 | 12,275,000 | 2,518,000 | 7,348,000 | 13,889,000 |
| Tax | 713,000 | 215,000 | -19,000 | 292,000 | 325,000 | 352,000 | 189,000 | 419,000 | 463,000 | 478,000 | 546,000 | 619,000 | 681,000 | 535,000 | 380,000 | 304,000 |
| Profit After Tax | 1,478,000 | 735,000 | 6,080,000 | 6,575,000 | 15,615,000 | 10,497,000 | 11,193,000 | 16,770,000 | 24,146,000 | 22,147,000 | 12,065,000 | 14,486,000 | 12,956,000 | 3,053,000 | 7,728,000 | 14,193,000 |
| Dividends Paid | 500,000 | 1,500,000 | 7,000,000 | 7,500,000 | 15,000,000 | 10,000,000 | 27,000,000 | 24,000,000 | 22,000,000 | 15,500,000 | 15,000,000 | 14,500,000 | 8,703,000 | 10,000,000 | ||
| Retained Profit | 978,000 | -765,000 | -920,000 | -925,000 | 615,000 | 497,000 | -15,807,000 | 16,770,000 | 146,000 | 147,000 | 12,065,000 | -1,014,000 | -2,044,000 | -11,447,000 | -975,000 | 4,193,000 |
| Employee Costs | ||||||||||||||||
| Number Of Employees | ||||||||||||||||
| EBITDA* | 6,099,000 | 15,290,000 | 10,145,000 | 11,004,000 | 16,351,000 | 23,683,000 | 21,669,000 | 11,519,000 | 13,867,000 | 12,275,000 | 2,518,000 | 7,348,000 | 13,889,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 122,963,000 | |||||||||||||||
| Intangible Assets | ||||||||||||||||
| Investments & Other | 131,666,000 | 131,666,000 | 131,666,000 | 131,666,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,666,000 | 131,666,000 | 131,666,000 | 131,666,000 | |
| Debtors (Due After 1 year) | ||||||||||||||||
| Total Fixed Assets | 131,666,000 | 131,666,000 | 131,666,000 | 131,666,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,678,000 | 131,666,000 | 131,666,000 | 131,666,000 | 131,666,000 | 122,963,000 |
| Stock & work in progress | ||||||||||||||||
| Trade Debtors | ||||||||||||||||
| Group Debtors | 32,581,000 | 25,350,000 | 17,017,000 | 16,000 | 12,205,000 | 50,585,000 | 24,959,000 | 9,914,000 | 2,026,000 | 7,072,000 | 1,932,000 | |||||
| Misc Debtors | ||||||||||||||||
| Cash | ||||||||||||||||
| misc current assets | ||||||||||||||||
| total current assets | 32,581,000 | 25,350,000 | 17,017,000 | 16,000 | 12,205,000 | 50,585,000 | 24,959,000 | 9,914,000 | 2,026,000 | 7,072,000 | 1,932,000 | 1,477,000 | ||||
| total assets | 131,666,000 | 131,666,000 | 164,247,000 | 157,016,000 | 148,695,000 | 131,694,000 | 131,678,000 | 131,678,000 | 143,883,000 | 182,263,000 | 156,637,000 | 141,580,000 | 133,692,000 | 138,738,000 | 133,598,000 | 124,440,000 |
| Bank overdraft | ||||||||||||||||
| Bank loan | ||||||||||||||||
| Trade Creditors | ||||||||||||||||
| Group/Directors Accounts | 39,166,000 | 40,144,000 | 71,941,000 | 63,809,000 | 54,563,000 | 38,177,000 | 38,658,000 | 22,851,000 | 62,591,000 | 101,117,000 | 75,638,000 | 60,646,000 | 51,744,000 | 54,746,000 | 38,159,000 | |
| other short term finances | 28,026,000 | |||||||||||||||
| hp & lease commitments | ||||||||||||||||
| other current liabilities | 19,000 | |||||||||||||||
| total current liabilities | 39,166,000 | 40,144,000 | 71,960,000 | 63,809,000 | 54,563,000 | 38,177,000 | 38,658,000 | 22,851,000 | 62,591,000 | 101,117,000 | 75,638,000 | 60,646,000 | 51,744,000 | 54,746,000 | 38,159,000 | 28,026,000 |
| loans | ||||||||||||||||
| hp & lease commitments | ||||||||||||||||
| Accruals and Deferred Income | ||||||||||||||||
| other liabilities | ||||||||||||||||
| provisions | ||||||||||||||||
| total long term liabilities | ||||||||||||||||
| total liabilities | 39,166,000 | 40,144,000 | 71,960,000 | 63,809,000 | 54,563,000 | 38,177,000 | 38,658,000 | 22,851,000 | 62,591,000 | 101,117,000 | 75,638,000 | 60,646,000 | 51,744,000 | 54,746,000 | 38,159,000 | 28,026,000 |
| net assets | 92,500,000 | 91,522,000 | 92,287,000 | 93,207,000 | 94,132,000 | 93,517,000 | 93,020,000 | 108,827,000 | 81,292,000 | 81,146,000 | 80,999,000 | 80,934,000 | 81,948,000 | 83,992,000 | 95,439,000 | 96,414,000 |
| total shareholders funds | 92,500,000 | 91,522,000 | 92,287,000 | 93,207,000 | 94,132,000 | 93,517,000 | 93,020,000 | 108,827,000 | 81,292,000 | 81,146,000 | 80,999,000 | 80,934,000 | 81,948,000 | 83,992,000 | 95,439,000 | 96,414,000 |
| Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||
| Operating Profit | 6,099,000 | 15,290,000 | 10,145,000 | 11,004,000 | 16,351,000 | 23,683,000 | 21,669,000 | 11,519,000 | 13,867,000 | 12,275,000 | 2,518,000 | 7,348,000 | 13,889,000 | |||
| Depreciation | ||||||||||||||||
| Amortisation | ||||||||||||||||
| Tax | 713,000 | 215,000 | -19,000 | 292,000 | 325,000 | 352,000 | 189,000 | 419,000 | 463,000 | 478,000 | 546,000 | 619,000 | 681,000 | 535,000 | 380,000 | 304,000 |
| Stock | ||||||||||||||||
| Debtors | -32,581,000 | 7,231,000 | 8,333,000 | 17,001,000 | 16,000 | -12,205,000 | -38,380,000 | 25,626,000 | 15,045,000 | 7,888,000 | -5,046,000 | 5,140,000 | 1,932,000 | |||
| Creditors | ||||||||||||||||
| Accruals and Deferred Income | -19,000 | 19,000 | ||||||||||||||
| Deferred Taxes & Provisions | ||||||||||||||||
| Cash flow from operations | 713,000 | 32,777,000 | -1,132,000 | -1,386,000 | 10,481,000 | 11,193,000 | 28,975,000 | 62,526,000 | -3,479,000 | -2,980,000 | 6,598,000 | 18,002,000 | -2,087,000 | 5,796,000 | ||
| Investing Activities | ||||||||||||||||
| capital expenditure | ||||||||||||||||
| Change in Investments | -12,000 | 12,000 | 131,666,000 | |||||||||||||
| cash flow from investments | ||||||||||||||||
| Financing Activities | ||||||||||||||||
| Bank loans | ||||||||||||||||
| Group/Directors Accounts | -978,000 | -31,797,000 | 8,132,000 | 9,246,000 | 16,386,000 | -481,000 | 15,807,000 | -39,740,000 | -38,526,000 | 25,479,000 | 14,992,000 | 8,902,000 | -3,002,000 | 16,587,000 | 38,159,000 | |
| Other Short Term Loans | -28,026,000 | 28,026,000 | ||||||||||||||
| Long term loans | ||||||||||||||||
| Hire Purchase and Lease Commitments | ||||||||||||||||
| other long term liabilities | ||||||||||||||||
| share issue | ||||||||||||||||
| interest | -2,735,000 | -980,000 | -1,536,000 | -996,000 | -2,149,000 | -2,317,000 | -2,331,000 | -2,481,000 | -2,633,000 | -2,725,000 | -1,982,000 | 73,570,000 | ||||
| cash flow from financing | -3,713,000 | -32,777,000 | 8,132,000 | 7,710,000 | 16,386,000 | -481,000 | 14,811,000 | -31,124,000 | -40,843,000 | 23,148,000 | 511,000 | 6,269,000 | -5,727,000 | 14,605,000 | 83,703,000 | |
| cash and cash equivalents | ||||||||||||||||
| cash | ||||||||||||||||
| overdraft | ||||||||||||||||
| change in cash |
mortgage trust limited Credit Report and Business Information
Mortgage Trust Limited Competitor Analysis
Perform a competitor analysis for mortgage trust limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mature companies, companies in B91 area or any other competitors across 12 key performance metrics.
mortgage trust limited Ownership
MORTGAGE TRUST LIMITED group structure
Mortgage Trust Limited has 2 subsidiary companies.
Ultimate parent company
2 parents
MORTGAGE TRUST LIMITED
02048895
2 subsidiaries
mortgage trust limited directors
Mortgage Trust Limited currently has 2 directors. The longest serving directors include Mr Richard Woodman (Apr 2014) and Mr Keith Allen (Jul 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Richard Woodman | 59 years | Apr 2014 | - | Director | |
| Mr Keith Allen | 52 years | Jul 2015 | - | Director |
P&L
September 2024turnover
0
0%
operating profit
0
0%
gross margin
0%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2024net assets
92.5m
+0.01%
total assets
131.7m
0%
cash
0
0%
net assets
Total assets minus all liabilities
mortgage trust limited company details
company number
02048895
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
August 1986
age
39
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
September 2024
previous names
britannic money plc (September 2003)
first active financial plc (February 2001)
accountant
-
auditor
KPMG LLP
address
51 homer road, solihull, west midlands, B91 3QJ
Bank
-
Legal Advisor
-
mortgage trust limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 8 charges/mortgages relating to mortgage trust limited. Currently there are 0 open charges and 8 have been satisfied in the past.
mortgage trust limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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mortgage trust limited Companies House Filings - See Documents
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