sabre insurance company limited Company Information
Company Number
02387080
Next Accounts
Sep 2025
Industry
Non-life insurance
Shareholders
binomial group ltd
Group Structure
View All
Contact
Registered Address
sabre house, 150 south street, dorking, surrey, RH4 2YY
Website
http://sabre.co.uksabre insurance company limited Estimated Valuation
Pomanda estimates the enterprise value of SABRE INSURANCE COMPANY LIMITED at £65.8m based on a Turnover of £49m and 1.34x industry multiple (adjusted for size and gross margin).
sabre insurance company limited Estimated Valuation
Pomanda estimates the enterprise value of SABRE INSURANCE COMPANY LIMITED at £430.9m based on an EBITDA of £24.1m and a 17.91x industry multiple (adjusted for size and gross margin).
sabre insurance company limited Estimated Valuation
Pomanda estimates the enterprise value of SABRE INSURANCE COMPANY LIMITED at £147m based on Net Assets of £86.4m and 1.7x industry multiple (adjusted for liquidity).
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Sabre Insurance Company Limited Overview
Sabre Insurance Company Limited is a live company located in dorking, RH4 2YY with a Companies House number of 02387080. It operates in the non-life insurance sector, SIC Code 65120. Founded in May 1989, it's largest shareholder is binomial group ltd with a 100% stake. Sabre Insurance Company Limited is a mature, large sized company, Pomanda has estimated its turnover at £49m with declining growth in recent years.
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Sabre Insurance Company Limited Health Check
Pomanda's financial health check has awarded Sabre Insurance Company Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £49m, make it larger than the average company (£2.1m)
£49m - Sabre Insurance Company Limited
£2.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -34%, show it is growing at a slower rate (8.7%)
-34% - Sabre Insurance Company Limited
8.7% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Sabre Insurance Company Limited
100% - Industry AVG
Profitability
an operating margin of 48.9% make it more profitable than the average company (17.5%)
48.9% - Sabre Insurance Company Limited
17.5% - Industry AVG
Employees
with 157 employees, this is above the industry average (26)
157 - Sabre Insurance Company Limited
26 - Industry AVG
Pay Structure
on an average salary of £88.3k, the company has a higher pay structure (£65.6k)
£88.3k - Sabre Insurance Company Limited
£65.6k - Industry AVG
Efficiency
resulting in sales per employee of £311.9k, this is more efficient (£163.5k)
£311.9k - Sabre Insurance Company Limited
£163.5k - Industry AVG
Debtor Days
it gets paid by customers after 1242 days, this is later than average (216 days)
1242 days - Sabre Insurance Company Limited
216 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Sabre Insurance Company Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Sabre Insurance Company Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 4 weeks, this is less cash available to meet short term requirements (18 weeks)
4 weeks - Sabre Insurance Company Limited
18 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 81.8%, this is a similar level of debt than the average (81.5%)
81.8% - Sabre Insurance Company Limited
81.5% - Industry AVG
SABRE INSURANCE COMPANY LIMITED financials
Sabre Insurance Company Limited's latest turnover from December 2023 is £49 million and the company has net assets of £86.4 million. According to their latest financial statements, Sabre Insurance Company Limited has 157 employees and maintains cash reserves of £35.1 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 48,963,000 | 35,056,000 | 152,658,000 | 173,902,000 | 190,976,000 | 194,916,000 | 191,847,000 | 191,251,000 | 157,211,000 | 139,037,000 | 138,317,000 | 152,581,000 | 157,918,000 | 117,210,000 | 88,369,000 |
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | 0 | 5,000 | 16,000 | 13,000 | 18,000 | 0 | 0 | 0 | 0 | 0 | |||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | 24,805,000 | 15,009,000 | 38,039,000 | 50,069,000 | 56,855,000 | 62,211,000 | 61,428,000 | 65,607,000 | 43,953,000 | 60,017,000 | 56,576,000 | 39,249,000 | 24,761,000 | 25,903,000 | 38,774,000 |
Tax | -5,829,000 | -3,124,000 | -7,310,000 | -9,497,000 | -10,829,000 | -11,829,000 | -11,969,000 | -13,126,000 | -8,904,000 | -12,716,000 | -13,134,000 | -9,599,000 | -6,556,000 | -7,259,000 | -10,763,000 |
Profit After Tax | 18,976,000 | 11,885,000 | 30,729,000 | 40,572,000 | 46,026,000 | 50,382,000 | 49,459,000 | 52,481,000 | 35,049,000 | 47,301,000 | 43,442,000 | 29,650,000 | 18,205,000 | 18,644,000 | 28,011,000 |
Dividends Paid | 8,250,000 | 30,250,000 | 41,500,000 | 45,000,000 | 43,750,000 | 24,000,000 | 27,560,000 | 53,975,000 | 25,644,000 | 69,447,000 | 22,513,000 | 28,308,000 | 15,526,000 | 12,500,000 | 24,774,000 |
Retained Profit | 10,726,000 | -18,365,000 | -10,771,000 | -4,428,000 | 2,276,000 | 26,382,000 | 21,899,000 | -1,494,000 | 9,405,000 | -22,146,000 | 20,929,000 | 1,342,000 | 2,679,000 | 6,144,000 | 3,237,000 |
Employee Costs | 13,869,000 | 12,536,000 | 7,634,000 | 7,796,000 | 5,979,000 | 6,219,000 | 5,912,000 | 5,341,000 | 4,132,000 | 3,799,000 | 6,647,000 | 6,066,000 | 5,712,000 | 5,675,000 | 4,313,000 |
Number Of Employees | 157 | 151 | 154 | 161 | 160 | 154 | 152 | 146 | 144 | 129 | 131 | 129 | 124 | 118 | 116 |
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 5,076,000 | 6,387,000 | 18,864,000 | 19,154,000 | 21,178,000 | 20,348,000 | 18,567,000 | 18,062,000 | 17,857,000 | 15,509,000 | 307,163,000 | 285,264,000 | 267,248,000 | 244,931,000 | 187,568,000 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 5,076,000 | 6,387,000 | 18,864,000 | 19,154,000 | 21,178,000 | 20,348,000 | 18,567,000 | 18,062,000 | 17,857,000 | 15,509,000 | 307,163,000 | 285,264,000 | 267,248,000 | 244,931,000 | 187,568,000 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 166,726,000 | 136,954,000 | 150,386,000 | 133,981,000 | 122,721,000 | 120,223,000 | 149,296,000 | 87,931,000 | 67,038,000 | 59,529,000 | 11,321,000 | 11,210,000 | 0 | 0 | 0 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 35,056,000 | 17,540,000 | 29,543,000 | 36,976,000 | 30,518,000 | 21,393,000 | 32,815,000 | 10,077,000 | 70,484,000 | 74,516,000 | 6,965,000 | 12,600,000 | 18,747,000 | 10,940,000 | 11,356,000 |
misc current assets | 264,679,000 | 229,158,000 | 234,667,000 | 246,281,000 | 263,629,000 | 287,142,000 | 244,031,000 | 234,290,000 | 177,354,000 | 143,239,000 | 2,861,000 | 2,865,000 | 2,083,000 | 3,042,000 | 1,282,000 |
total current assets | 468,701,000 | 387,585,000 | 415,214,000 | 418,405,000 | 420,462,000 | 433,266,000 | 428,996,000 | 334,464,000 | 317,061,000 | 279,757,000 | 28,820,000 | 34,649,000 | 36,004,000 | 24,799,000 | 20,972,000 |
total assets | 473,777,000 | 393,972,000 | 434,078,000 | 437,559,000 | 441,640,000 | 453,614,000 | 447,563,000 | 352,526,000 | 334,918,000 | 295,266,000 | 335,983,000 | 319,913,000 | 303,252,000 | 269,730,000 | 208,540,000 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 374,839,000 | 314,341,000 | 13,045,000 | 226,546,000 | 212,167,000 | 215,757,000 | 242,388,000 | 284,397,000 | 252,943,000 | 222,849,000 | 13,577,000 | 12,923,000 | 12,925,000 | 10,383,000 | 9,796,000 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 602,000 | 6,217,000 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 387,364,000 | 320,741,000 | 338,356,000 | 328,023,000 | 331,288,000 | 346,644,000 | 368,513,000 | 297,883,000 | 278,786,000 | 249,097,000 | 25,176,000 | 22,770,000 | 20,468,000 | 20,782,000 | 26,938,000 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 0 | 0 | 580,000 | 125,000 | 0 | 0 | 0 | 5,000 | 0 | 0 | 242,615,000 | 249,880,000 | 236,863,000 | 205,706,000 | 144,504,000 |
total liabilities | 387,364,000 | 320,741,000 | 338,936,000 | 328,148,000 | 331,288,000 | 346,644,000 | 368,513,000 | 297,888,000 | 278,786,000 | 249,097,000 | 267,791,000 | 272,650,000 | 257,331,000 | 226,488,000 | 171,442,000 |
net assets | 86,413,000 | 73,231,000 | 95,142,000 | 109,411,000 | 110,352,000 | 106,970,000 | 79,050,000 | 54,638,000 | 56,132,000 | 46,169,000 | 68,192,000 | 47,263,000 | 45,921,000 | 43,242,000 | 37,098,000 |
total shareholders funds | 86,413,000 | 73,231,000 | 95,142,000 | 109,411,000 | 110,352,000 | 106,970,000 | 79,050,000 | 54,638,000 | 56,132,000 | 46,169,000 | 68,192,000 | 47,263,000 | 45,921,000 | 43,242,000 | 37,098,000 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 140,000 | 108,000 | 136,000 | 176,000 | 165,000 | 185,000 | 237,000 | 243,000 | 251,000 | 247,000 | 225,000 | 200,000 | 180,000 | 146,000 | 140,000 |
Amortisation | |||||||||||||||
Tax | -5,829,000 | -3,124,000 | -7,310,000 | -9,497,000 | -10,829,000 | -11,829,000 | -11,969,000 | -13,126,000 | -8,904,000 | -12,716,000 | -13,134,000 | -9,599,000 | -6,556,000 | -7,259,000 | -10,763,000 |
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 29,772,000 | -13,432,000 | 16,405,000 | 11,260,000 | 2,498,000 | -29,073,000 | 61,365,000 | 20,893,000 | 7,509,000 | 48,208,000 | 111,000 | 11,210,000 | 0 | 0 | 0 |
Creditors | 60,498,000 | 301,296,000 | -213,501,000 | 14,379,000 | -3,590,000 | -26,631,000 | -42,009,000 | 31,454,000 | 30,094,000 | 209,272,000 | 654,000 | -2,000 | 2,542,000 | 587,000 | 9,796,000 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -602,000 | -5,615,000 | 6,217,000 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | 17,516,000 | -12,003,000 | -7,433,000 | 6,458,000 | 9,125,000 | -11,422,000 | 22,738,000 | -60,407,000 | -4,032,000 | 67,551,000 | -5,635,000 | -6,147,000 | 7,807,000 | -416,000 | 11,356,000 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 17,516,000 | -12,003,000 | -7,433,000 | 6,458,000 | 9,125,000 | -11,422,000 | 22,738,000 | -60,407,000 | -4,032,000 | 67,551,000 | -5,635,000 | -6,147,000 | 7,807,000 | -416,000 | 11,356,000 |
sabre insurance company limited Credit Report and Business Information
Sabre Insurance Company Limited Competitor Analysis
Perform a competitor analysis for sabre insurance company limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in RH4 area or any other competitors across 12 key performance metrics.
sabre insurance company limited Ownership
SABRE INSURANCE COMPANY LIMITED group structure
Sabre Insurance Company Limited has no subsidiary companies.
Ultimate parent company
2 parents
SABRE INSURANCE COMPANY LIMITED
02387080
sabre insurance company limited directors
Sabre Insurance Company Limited currently has 9 directors. The longest serving directors include Mr Trevor Webb (Mar 2010) and Mr Geoffrey Carter (Dec 2015).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Trevor Webb | 59 years | Mar 2010 | - | Director | |
Mr Geoffrey Carter | United Kingdom | 55 years | Dec 2015 | - | Director |
Mr Adam Westwood | 41 years | Sep 2016 | - | Director | |
Mrs Rebecca Shelley | Great Britain | 59 years | Dec 2017 | - | Director |
Mrs Karen Geary | England | 62 years | Dec 2020 | - | Director |
Mrs Alison Morris | United Kingdom | 65 years | May 2022 | - | Director |
Mr Matthew Wright | England | 37 years | Dec 2022 | - | Director |
Mr Bryan Joseph | 65 years | Jun 2023 | - | Director | |
Mr Ian Chapple | 59 years | Sep 2024 | - | Director |
P&L
December 2023turnover
49m
+40%
operating profit
23.9m
0%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
86.4m
+0.18%
total assets
473.8m
+0.2%
cash
35.1m
+1%
net assets
Total assets minus all liabilities
sabre insurance company limited company details
company number
02387080
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
May 1989
age
35
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
nevrus (478) limited (August 1989)
accountant
-
auditor
PRICEWATERHOUSECOOPERS LLP
address
sabre house, 150 south street, dorking, surrey, RH4 2YY
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
DICKSON MINTO W.S.
sabre insurance company limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to sabre insurance company limited.
sabre insurance company limited Capital Raised & Share Issues BETA
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sabre insurance company limited Companies House Filings - See Documents
date | description | view/download |
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