sfs group limited
sfs group limited Company Information
Company Number
02418802
Next Accounts
Jun 2025
Shareholders
schools specialists ltd
Group Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
one creechurch place, london, EC3A 5AF
Website
www.sfsgroup.co.uksfs group limited Estimated Valuation
Pomanda estimates the enterprise value of SFS GROUP LIMITED at £0 based on a Turnover of £0 and 0.98x industry multiple (adjusted for size and gross margin).
sfs group limited Estimated Valuation
Pomanda estimates the enterprise value of SFS GROUP LIMITED at £949.4k based on an EBITDA of £159.3k and a 5.96x industry multiple (adjusted for size and gross margin).
sfs group limited Estimated Valuation
Pomanda estimates the enterprise value of SFS GROUP LIMITED at £2.2m based on Net Assets of £1.2m and 1.9x industry multiple (adjusted for liquidity).
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Sfs Group Limited Overview
Sfs Group Limited is a live company located in london, EC3A 5AF with a Companies House number of 02418802. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in August 1989, it's largest shareholder is schools specialists ltd with a 100% stake. Sfs Group Limited is a mature, unknown sized company, Pomanda has estimated its turnover at £0 with unknown growth in recent years.
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Sfs Group Limited Health Check
Pomanda's financial health check has awarded Sfs Group Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 1 areas for improvement. Company Health Check FAQs
1 Strong
0 Regular
1 Weak
Size
There is insufficient data available for this Key Performance Indicator!
- - Sfs Group Limited
- - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Sfs Group Limited
- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
- Sfs Group Limited
- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Employees
There is insufficient data available for this Key Performance Indicator!
- - Sfs Group Limited
- - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Efficiency
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Sfs Group Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Sfs Group Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 15 weeks, this is less cash available to meet short term requirements (35 weeks)
- - Sfs Group Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 3.7%, this is a lower level of debt than the average (61.2%)
- - Sfs Group Limited
- - Industry AVG
SFS GROUP LIMITED financials
Sfs Group Limited's latest turnover from September 2023 is estimated at 0 and the company has net assets of £1.2 million. According to their latest financial statements, we estimate that Sfs Group Limited has no employees and maintains cash reserves of £13.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | Feb 2012 | Feb 2011 | Feb 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 662,406 | 841,124 | 950,412 | 936,218 | 982,248 | ||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | 20,339 | 76,330 | 166,418 | 99,846 | 72,930 | ||||||||||
| Interest Payable | 4,373 | 1,557 | 1,557 | 130 | |||||||||||
| Interest Receivable | 6 | 51 | 34 | 2,397 | 1,402 | ||||||||||
| Pre-Tax Profit | 15,972 | 74,824 | 164,895 | 102,113 | 74,332 | ||||||||||
| Tax | -1,492 | -12,036 | -23,736 | -22,848 | -15,822 | ||||||||||
| Profit After Tax | 14,480 | 62,788 | 141,159 | 79,265 | 58,510 | ||||||||||
| Dividends Paid | 2,615 | ||||||||||||||
| Retained Profit | 14,480 | 62,788 | 141,159 | 79,265 | 55,895 | ||||||||||
| Employee Costs | 351,255 | 454,740 | 503,476 | 520,930 | 575,198 | ||||||||||
| Number Of Employees | 10 | 11 | 9 | 9 | 11 | 12 | 12 | 12 | 12 | ||||||
| EBITDA* | 33,738 | 104,554 | 171,918 | 117,394 | 87,904 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | Feb 2012 | Feb 2011 | Feb 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 377 | 782 | 2,787 | 7,702 | 26,648 | 28,061 | 8,907 | 14,006 | 20,053 | 41,479 | 60,854 | 66,062 | 12,173 | ||
| Intangible Assets | 2,700 | 4,837 | 8,737 | 10,801 | 15,991 | 13,194 | 6,995 | 9,796 | |||||||
| Investments & Other | 1 | 1 | 1 | 1 | 1 | 1 | |||||||||
| Debtors (Due After 1 year) | 941,232 | 795,928 | 753,109 | 518,711 | |||||||||||
| Total Fixed Assets | 2,700 | 4,837 | 9,114 | 11,583 | 18,778 | 20,896 | 33,643 | 37,857 | 8,907 | 955,239 | 815,982 | 794,589 | 579,566 | 66,063 | 12,174 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 41,453 | 62 | 5,311 | 6,126 | 4,798 | 28,050 | 25,286 | 2,319 | 75,515 | 67,551 | 70,557 | ||||
| Group Debtors | 1,188,069 | 1,149,439 | 1,149,439 | 1,467,318 | 973,384 | 233,233 | |||||||||
| Misc Debtors | 7,700 | 95,638 | 120,549 | 74,148 | 1,062,805 | 1,052,203 | 1,065,841 | 1,029,470 | 46,795 | 33,085 | 26,490 | 110,963 | 74,805 | ||
| Cash | 13,645 | 21,004 | 42,715 | 72,678 | 33 | 58 | 100 | 313 | 117 | 172 | 63 | 19 | 79,000 | 57,690 | 263,427 |
| misc current assets | |||||||||||||||
| total current assets | 1,209,414 | 1,266,081 | 1,312,703 | 1,655,597 | 1,062,900 | 1,057,572 | 1,072,067 | 1,034,581 | 1,020,296 | 28,222 | 25,349 | 35,423 | 181,005 | 469,437 | 408,789 |
| total assets | 1,212,114 | 1,270,918 | 1,321,817 | 1,667,180 | 1,081,678 | 1,078,468 | 1,105,710 | 1,072,438 | 1,029,203 | 983,461 | 841,331 | 830,012 | 760,571 | 535,500 | 420,963 |
| Bank overdraft | 82,211 | 35,089 | 56,421 | 59,496 | 63,295 | 73,377 | 136,342 | 16,973 | 12,747 | ||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 29,645 | 34,445 | 40,632 | 9,339 | 18,087 | 14,717 | 36,708 | 23,763 | 251,768 | 30,641 | 10,567 | 2,204 | 20,323 | 5,834 | |
| Group/Directors Accounts | 179,829 | ||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | 5,456 | 5,456 | 5,456 | ||||||||||||
| other current liabilities | 45,205 | 192,806 | 35,932 | 833,958 | 246,325 | 239,357 | 266,048 | 258,649 | 188,057 | 27,590 | 31,018 | 148,764 | 58,250 | 48,966 | |
| total current liabilities | 45,205 | 222,451 | 250,206 | 874,590 | 337,875 | 292,533 | 337,186 | 354,853 | 275,115 | 251,768 | 131,608 | 183,383 | 173,397 | 84,029 | 67,547 |
| loans | 20,000 | 60,000 | |||||||||||||
| hp & lease commitments | 7,878 | 13,334 | 18,790 | ||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 63 | 55,000 | 55,000 | ||||||||||||
| provisions | 10,000 | 10,000 | 55,890 | 2,710 | 3,001 | 1,403 | 1,080 | 3,615 | 2,123 | ||||||
| total long term liabilities | 63 | 10,000 | 10,000 | 55,890 | 2,710 | 23,001 | 61,403 | 56,080 | 58,615 | 10,001 | 13,334 | 18,790 | |||
| total liabilities | 45,205 | 222,514 | 250,206 | 884,590 | 347,875 | 348,423 | 339,896 | 377,854 | 336,518 | 307,848 | 190,223 | 193,384 | 186,731 | 102,819 | 67,547 |
| net assets | 1,166,909 | 1,048,404 | 1,071,611 | 782,590 | 733,803 | 730,045 | 765,814 | 694,584 | 692,685 | 675,613 | 651,108 | 636,628 | 573,840 | 432,681 | 353,416 |
| total shareholders funds | 1,166,909 | 1,048,404 | 1,071,611 | 782,590 | 733,803 | 730,045 | 765,814 | 694,584 | 692,685 | 675,613 | 651,108 | 636,628 | 573,840 | 432,681 | 353,416 |
| Sep 2023 | Sep 2022 | Sep 2021 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | Feb 2012 | Feb 2011 | Feb 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 20,339 | 76,330 | 166,418 | 99,846 | 72,930 | ||||||||||
| Depreciation | 63 | 440 | 405 | 2,005 | 5,200 | 5,882 | 2,629 | 7,909 | 11,710 | 13,399 | 28,224 | 5,500 | 17,548 | 14,974 | |
| Amortisation | 2,137 | 3,900 | 2,064 | 5,190 | 6,203 | 2,801 | 2,801 | ||||||||
| Tax | -1,492 | -12,036 | -23,736 | -22,848 | -15,822 | ||||||||||
| Stock | |||||||||||||||
| Debtors | -49,308 | -24,911 | 207,121 | 520,052 | 5,353 | -14,453 | 37,699 | 14,089 | 50,897 | 148,068 | 32,701 | 167,797 | 208,969 | 266,385 | 145,362 |
| Creditors | -29,645 | -4,800 | 25,106 | 31,293 | -8,748 | 3,370 | -21,991 | 12,945 | -228,005 | 221,127 | 20,074 | 8,363 | -18,119 | 14,489 | 5,834 |
| Accruals and Deferred Income | -147,601 | 156,874 | -210,393 | 587,633 | 6,968 | -26,691 | 7,399 | 70,592 | 188,057 | -27,590 | -3,428 | -117,746 | 90,514 | 9,284 | 48,966 |
| Deferred Taxes & Provisions | -10,000 | -45,890 | 53,180 | -291 | 1,598 | 323 | -2,535 | 1,492 | 2,123 | ||||||
| Cash flow from operations | 17,683 | -182,539 | 11,608 | -148,066 | -18,480 | ||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | -21,198 | -71,438 | -9,684 | ||||||||||||
| Change in Investments | -1 | 1 | |||||||||||||
| cash flow from investments | -21,198 | -71,438 | -9,685 | ||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | -179,829 | 179,829 | |||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | -20,000 | -40,000 | 60,000 | ||||||||||||
| Hire Purchase and Lease Commitments | -13,334 | -5,456 | -5,456 | 24,246 | |||||||||||
| other long term liabilities | -63 | 63 | -55,000 | 55,000 | |||||||||||
| share issue | |||||||||||||||
| interest | -4,367 | -1,506 | -1,523 | 2,267 | 1,402 | ||||||||||
| cash flow from financing | 37,299 | -6,962 | -6,979 | 26,513 | 298,923 | ||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -7,359 | -21,711 | 42,682 | 72,645 | -25 | -42 | -213 | 196 | -55 | 109 | 44 | -78,981 | 21,310 | -205,737 | 263,427 |
| overdraft | -82,211 | -82,211 | 47,122 | -21,332 | -3,075 | -3,799 | 63,295 | -73,377 | -62,965 | 119,369 | 16,973 | -12,747 | 12,747 | ||
| change in cash | -7,359 | -21,711 | 124,893 | 154,856 | -47,147 | 21,290 | 2,862 | 3,995 | -63,350 | 73,486 | 63,009 | -198,350 | 4,337 | -192,990 | 250,680 |
sfs group limited Credit Report and Business Information
Sfs Group Limited Competitor Analysis
Perform a competitor analysis for sfs group limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mature companies, companies in EC3A area or any other competitors across 12 key performance metrics.
sfs group limited Ownership
SFS GROUP LIMITED group structure
Sfs Group Limited has no subsidiary companies.
Ultimate parent company
2 parents
SFS GROUP LIMITED
02418802
sfs group limited directors
Sfs Group Limited currently has 3 directors. The longest serving directors include Mr Warren Dickson (Mar 2024) and Mr Jonathan Cumpstey (Jun 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Warren Dickson | United Kingdom | 53 years | Mar 2024 | - | Director |
| Mr Jonathan Cumpstey | United Kingdom | 63 years | Jun 2024 | - | Director |
| Mr Michael Millar | United Kingdom | 37 years | Aug 2024 | - | Director |
P&L
September 2023turnover
0
-100%
operating profit
157.1k
0%
gross margin
0%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
1.2m
+0.11%
total assets
1.2m
-0.05%
cash
13.6k
-0.35%
net assets
Total assets minus all liabilities
sfs group limited company details
company number
02418802
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
August 1989
age
36
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
September 2023
previous names
sfs group plc (March 2006)
sfs group limited (January 2000)
accountant
-
auditor
-
address
one creechurch place, london, EC3A 5AF
Bank
BARCLAYS BANK PLC
Legal Advisor
-
sfs group limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to sfs group limited. Currently there are 2 open charges and 4 have been satisfied in the past.
sfs group limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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sfs group limited Companies House Filings - See Documents
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