mybond pawnbrokers limited Company Information
Company Number
02526856
Next Accounts
May 2025
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Retail sale of second-hand goods (other than antiques and antique books) in stores
Shareholders
robert winegarten
Group Structure
View All
Contact
Registered Address
170a-172 high street, rayleigh, essex, SS6 7BS
Website
www.mybond.co.ukmybond pawnbrokers limited Estimated Valuation
Pomanda estimates the enterprise value of MYBOND PAWNBROKERS LIMITED at £622k based on a Turnover of £616.5k and 1.01x industry multiple (adjusted for size and gross margin).
mybond pawnbrokers limited Estimated Valuation
Pomanda estimates the enterprise value of MYBOND PAWNBROKERS LIMITED at £2.1m based on an EBITDA of £451.6k and a 4.7x industry multiple (adjusted for size and gross margin).
mybond pawnbrokers limited Estimated Valuation
Pomanda estimates the enterprise value of MYBOND PAWNBROKERS LIMITED at £8.6m based on Net Assets of £2.6m and 3.36x industry multiple (adjusted for liquidity).
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Mybond Pawnbrokers Limited Overview
Mybond Pawnbrokers Limited is a live company located in essex, SS6 7BS with a Companies House number of 02526856. It operates in the retail sale of other second-hand goods in stores (not incl. antiques) sector, SIC Code 47799. Founded in July 1990, it's largest shareholder is robert winegarten with a 100% stake. Mybond Pawnbrokers Limited is a mature, small sized company, Pomanda has estimated its turnover at £616.5k with declining growth in recent years.
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Mybond Pawnbrokers Limited Health Check
Pomanda's financial health check has awarded Mybond Pawnbrokers Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
3 Weak
Size
annual sales of £616.5k, make it smaller than the average company (£2.4m)
- Mybond Pawnbrokers Limited
£2.4m - Industry AVG
Growth
3 year (CAGR) sales growth of -57%, show it is growing at a slower rate (4.9%)
- Mybond Pawnbrokers Limited
4.9% - Industry AVG
Production
with a gross margin of 73.4%, this company has a comparable cost of product (73.4%)
- Mybond Pawnbrokers Limited
73.4% - Industry AVG
Profitability
an operating margin of 73.3% make it more profitable than the average company (8.9%)
- Mybond Pawnbrokers Limited
8.9% - Industry AVG
Employees
with 5 employees, this is below the industry average (13)
5 - Mybond Pawnbrokers Limited
13 - Industry AVG
Pay Structure
on an average salary of £47.3k, the company has an equivalent pay structure (£47.3k)
- Mybond Pawnbrokers Limited
£47.3k - Industry AVG
Efficiency
resulting in sales per employee of £123.3k, this is equally as efficient (£123.3k)
- Mybond Pawnbrokers Limited
£123.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Mybond Pawnbrokers Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Mybond Pawnbrokers Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Mybond Pawnbrokers Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 920 weeks, this is more cash available to meet short term requirements (63 weeks)
920 weeks - Mybond Pawnbrokers Limited
63 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 5.6%, this is a lower level of debt than the average (46.6%)
5.6% - Mybond Pawnbrokers Limited
46.6% - Industry AVG
MYBOND PAWNBROKERS LIMITED financials
Mybond Pawnbrokers Limited's latest turnover from August 2023 is estimated at £616.5 thousand and the company has net assets of £2.6 million. According to their latest financial statements, Mybond Pawnbrokers Limited has 5 employees and maintains cash reserves of £2.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Aug 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||||||
Other Income Or Grants | ||||||||||||||
Cost Of Sales | ||||||||||||||
Gross Profit | ||||||||||||||
Admin Expenses | ||||||||||||||
Operating Profit | ||||||||||||||
Interest Payable | ||||||||||||||
Interest Receivable | ||||||||||||||
Pre-Tax Profit | ||||||||||||||
Tax | ||||||||||||||
Profit After Tax | ||||||||||||||
Dividends Paid | ||||||||||||||
Retained Profit | ||||||||||||||
Employee Costs | ||||||||||||||
Number Of Employees | 5 | 8 | 6 | 7 | 7 | 7 | 7 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Aug 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 0 | 6,208 | 7,804 | 11,414 | 12,714 | 10,895 | 12,920 | 15,626 | 18,506 | 10,781 | 13,052 | 11,938 | 9,900 | 11,647 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 0 | 6,208 | 7,804 | 11,414 | 12,714 | 10,895 | 12,920 | 15,626 | 18,506 | 10,781 | 13,052 | 11,938 | 9,900 | 11,647 |
Stock & work in progress | 0 | 14,661 | 9,894 | 30,068 | 44,867 | 60,066 | 34,664 | 38,227 | 52,713 | 50,584 | 40,080 | 16,146 | 14,028 | 11,214 |
Trade Debtors | 0 | 964,815 | 993,296 | 1,463,455 | 1,494,088 | 1,476,638 | 1,263,329 | 1,185,981 | 1,329,258 | 1,274,932 | 1,263,955 | 814,819 | 407,313 | 430,561 |
Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 4,173 | 103,949 | 99,734 | 91,500 | 129,431 | 138,331 | 124,225 | 122,759 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 2,706,290 | 1,126,528 | 1,091,589 | 376,024 | 180,171 | 92,570 | 229,879 | 253,283 | 174,295 | 268,543 | 615,742 | 445,921 | 779,720 | 657,113 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 2,710,463 | 2,209,953 | 2,194,513 | 1,961,047 | 1,848,557 | 1,767,605 | 1,652,097 | 1,600,250 | 1,556,266 | 1,594,059 | 1,919,777 | 1,276,886 | 1,201,061 | 1,098,888 |
total assets | 2,710,463 | 2,216,161 | 2,202,317 | 1,972,461 | 1,861,271 | 1,778,500 | 1,665,017 | 1,615,876 | 1,574,772 | 1,604,840 | 1,932,829 | 1,288,824 | 1,210,961 | 1,110,535 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 94,839 | 164,373 | 606,776 | 138,304 | 296,306 | 384,615 |
Group/Directors Accounts | 0 | 0 | 0 | 1,637 | 745 | 140 | 1,405 | 1,188 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 152,914 | 71,598 | 147,991 | 93,814 | 94,740 | 93,274 | 72,678 | 89,735 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 152,914 | 71,598 | 147,991 | 95,451 | 95,485 | 93,414 | 74,083 | 90,923 | 94,839 | 164,373 | 606,776 | 138,304 | 296,306 | 384,615 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 1,180 | 1,483 | 2,169 | 2,241 | 1,857 | 2,311 | 2,792 | 3,294 | 1,660 | 2,005 | 1,649 | 1,109 | 1,234 |
total long term liabilities | 0 | 1,180 | 1,483 | 2,169 | 2,241 | 1,857 | 2,311 | 2,792 | 3,294 | 1,660 | 2,005 | 1,649 | 1,109 | 1,234 |
total liabilities | 152,914 | 72,778 | 149,474 | 97,620 | 97,726 | 95,271 | 76,394 | 93,715 | 98,133 | 166,033 | 608,781 | 139,953 | 297,415 | 385,849 |
net assets | 2,557,549 | 2,143,383 | 2,052,843 | 1,874,841 | 1,763,545 | 1,683,229 | 1,588,623 | 1,522,161 | 1,476,639 | 1,438,807 | 1,324,048 | 1,148,871 | 913,546 | 724,686 |
total shareholders funds | 2,557,549 | 2,143,383 | 2,052,843 | 1,874,841 | 1,763,545 | 1,683,229 | 1,588,623 | 1,522,161 | 1,476,639 | 1,438,807 | 1,324,048 | 1,148,871 | 913,546 | 724,686 |
Aug 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||
Operating Profit | ||||||||||||||
Depreciation | 0 | 1,596 | 3,610 | 2,822 | 3,219 | 2,025 | 3,078 | 3,402 | 4,219 | 2,271 | 2,592 | 2,107 | 1,747 | 2,055 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | ||||||||||||||
Stock | -14,661 | 4,767 | -20,174 | -14,799 | -15,199 | 25,402 | -3,563 | -14,486 | 2,129 | 10,504 | 23,934 | 2,118 | 2,814 | 11,214 |
Debtors | -1,064,591 | -24,266 | -461,925 | -68,564 | 8,550 | 227,415 | 78,814 | -20,518 | 54,326 | 10,977 | 449,136 | 407,506 | -23,248 | 430,561 |
Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -94,839 | -69,534 | -442,403 | 468,472 | -158,002 | -88,309 | 384,615 |
Accruals and Deferred Income | 81,316 | -76,393 | 54,177 | -926 | 1,466 | 20,596 | -17,057 | 89,735 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | -1,180 | -303 | -686 | -72 | 384 | -454 | -481 | -502 | 1,634 | -345 | 356 | 540 | -125 | 1,234 |
Cash flow from operations | ||||||||||||||
Investing Activities | ||||||||||||||
capital expenditure | ||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | ||||||||||||||
Financing Activities | ||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | -1,637 | 892 | 605 | -1,265 | 217 | 1,188 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | ||||||||||||||
interest | ||||||||||||||
cash flow from financing | ||||||||||||||
cash and cash equivalents | ||||||||||||||
cash | 1,579,762 | 34,939 | 715,565 | 195,853 | 87,601 | -137,309 | -23,404 | 78,988 | -94,248 | -347,199 | 169,821 | -333,799 | 122,607 | 657,113 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | 1,579,762 | 34,939 | 715,565 | 195,853 | 87,601 | -137,309 | -23,404 | 78,988 | -94,248 | -347,199 | 169,821 | -333,799 | 122,607 | 657,113 |
mybond pawnbrokers limited Credit Report and Business Information
Mybond Pawnbrokers Limited Competitor Analysis
Perform a competitor analysis for mybond pawnbrokers limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other small companies, companies in SS6 area or any other competitors across 12 key performance metrics.
mybond pawnbrokers limited Ownership
MYBOND PAWNBROKERS LIMITED group structure
Mybond Pawnbrokers Limited has no subsidiary companies.
Ultimate parent company
MYBOND PAWNBROKERS LIMITED
02526856
mybond pawnbrokers limited directors
Mybond Pawnbrokers Limited currently has 3 directors. The longest serving directors include Ms Avril Winegarten (Jul 1990) and Mr Robert Winegarten (Apr 1997).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Ms Avril Winegarten | 81 years | Jul 1990 | - | Director | |
Mr Robert Winegarten | 54 years | Apr 1997 | - | Director | |
Mrs Susan Benson | United Kingdom | 57 years | Jan 2024 | - | Director |
P&L
August 2023turnover
616.5k
-88%
operating profit
451.6k
0%
gross margin
73.4%
+0.3%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
August 2023net assets
2.6m
+0.19%
total assets
2.7m
+0.22%
cash
2.7m
+1.4%
net assets
Total assets minus all liabilities
mybond pawnbrokers limited company details
company number
02526856
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
47799 - Retail sale of second-hand goods (other than antiques and antique books) in stores
incorporation date
July 1990
age
34
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
August 2023
previous names
mybond limited (October 1990)
accountant
-
auditor
-
address
170a-172 high street, rayleigh, essex, SS6 7BS
Bank
-
Legal Advisor
-
mybond pawnbrokers limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to mybond pawnbrokers limited. Currently there are 0 open charges and 3 have been satisfied in the past.
mybond pawnbrokers limited Companies House Filings - See Documents
date | description | view/download |
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