Pomanda estimates the enterprise value of FINANCIAL ADVICE & SERVICES LIMITED at £1.6m based on a Turnover of £1.9m and 0.84x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of FINANCIAL ADVICE & SERVICES LIMITED at £981.1k based on an EBITDA of £256.7k and a 3.82x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of FINANCIAL ADVICE & SERVICES LIMITED at £1.9m based on Net Assets of £843.3k and 2.22x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Financial Advice & Services LimitedOverview
Financial Advice & Services Limited is a live company located in folkestone, CT19 4RG with a Companies House number of 02568950. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in December 1990, it's largest shareholder is
ab & ar holdings ltd
with a 100% stake. Financial Advice & Services Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£1.9m with
healthy
growth in recent years.
Pomanda's financial health check has awarded Financial Advice & Services Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
4 Strong
4 Regular
3 Weak
Size
annual sales of £1.9m, make it smaller than the average company (£3.7m)
£1.9m - Financial Advice & Services Limited
£3.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 11%, show it is growing at a similar rate (10.2%)
11% - Financial Advice & Services Limited
10.2% - Industry AVG
Production
with a gross margin of 81.3%, this company has a comparable cost of product (81.3%)
81.3% - Financial Advice & Services Limited
81.3% - Industry AVG
Profitability
an operating margin of 10.8% make it as profitable than the average company (9.1%)
10.8% - Financial Advice & Services Limited
9.1% - Industry AVG
Employees
with 21 employees, this is above the industry average (8)
21 - Financial Advice & Services Limited
8 - Industry AVG
Pay Structure
on an average salary of £72k, the company has an equivalent pay structure (£72k)
£72k - Financial Advice & Services Limited
£72k - Industry AVG
Efficiency
resulting in sales per employee of £89.9k, this is less efficient (£174.8k)
£89.9k - Financial Advice & Services Limited
£174.8k - Industry AVG
Debtor Days
it gets paid by customers after 7 days, this is earlier than average (32 days)
7 days - Financial Advice & Services Limited
32 days - Industry AVG
Creditor Days
its suppliers are paid after 13 days, this is quicker than average (37 days)
13 days - Financial Advice & Services Limited
37 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Financial Advice & Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 62 weeks, this is more cash available to meet short term requirements (27 weeks)
62 weeks - Financial Advice & Services Limited
27 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 35.4%, this is a lower level of debt than the average (71.3%)
35.4% - Financial Advice & Services Limited
71.3% - Industry AVG
FINANCIAL ADVICE & SERVICES LIMITED financials
EXPORT
Financial Advice & Services Limited's latest turnover from February 2024 is estimated at £1.9 million and the company has net assets of £843.3 thousand. According to their latest financial statements, Financial Advice & Services Limited has 21 employees and maintains cash reserves of £521.5 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Feb 2024
Feb 2023
Feb 2022
Feb 2021
Feb 2020
Feb 2019
Feb 2018
Feb 2017
Feb 2016
Feb 2015
Feb 2014
Feb 2013
Feb 2012
Feb 2011
Feb 2010
Turnover
1,887,737
1,701,584
1,587,958
1,394,682
1,736,059
1,679,640
1,436,411
1,321,739
1,208,139
3,108,263
2,897,458
2,856,998
387,952
268,015
245,312
Other Income Or Grants
Cost Of Sales
352,415
477,667
291,463
291,947
330,349
277,376
171,309
232,609
302,612
818,712
832,600
843,540
96,727
59,820
93,406
Gross Profit
1,535,322
1,223,917
1,296,495
1,102,735
1,405,711
1,402,263
1,265,102
1,089,130
905,526
2,289,551
2,064,858
2,013,458
291,224
208,195
151,905
Admin Expenses
1,330,725
944,423
1,478,416
1,129,029
1,474,852
1,166,503
1,092,137
1,019,919
883,534
2,236,069
1,929,450
1,905,842
301,503
201,740
57,931
Operating Profit
204,597
279,494
-181,921
-26,294
-69,141
235,760
172,965
69,211
21,992
53,482
135,408
107,616
-10,279
6,455
93,974
Interest Payable
8,667
12,133
6,100
Interest Receivable
33,349
28,213
3,763
625
2,942
2,582
1,249
382
622
708
607
479
581
632
301
Pre-Tax Profit
237,945
299,041
-190,291
-31,769
-66,199
238,342
174,214
69,594
22,614
54,190
136,014
108,095
-9,698
7,086
94,275
Tax
-59,486
-56,818
-45,285
-33,101
-13,919
-4,523
-11,380
-31,283
-25,943
-1,984
-26,397
Profit After Tax
178,459
242,223
-190,291
-31,769
-66,199
193,057
141,113
55,675
18,091
42,810
104,731
82,152
-9,698
5,102
67,878
Dividends Paid
Retained Profit
178,459
242,223
-190,291
-31,769
-66,199
193,057
141,113
55,675
18,091
42,810
104,731
82,152
-9,698
5,102
67,878
Employee Costs
1,512,106
1,339,005
1,214,174
1,054,969
1,348,122
1,341,424
1,184,835
957,035
866,863
1,066,795
1,170,678
1,103,831
156,585
104,062
95,022
Number Of Employees
21
20
19
18
22
23
21
17
13
19
20
21
3
2
2
EBITDA*
256,707
325,815
-67,082
-1,176
-50,023
247,466
186,040
82,409
32,118
61,637
145,111
117,108
1,242
15,180
100,779
* Earnings Before Interest, Tax, Depreciation and Amortisation
Feb 2024
Feb 2023
Feb 2022
Feb 2021
Feb 2020
Feb 2019
Feb 2018
Feb 2017
Feb 2016
Feb 2015
Feb 2014
Feb 2013
Feb 2012
Feb 2011
Feb 2010
Tangible Assets
109,256
113,078
138,457
22,728
29,022
39,430
34,079
29,886
36,473
20,205
25,113
22,537
27,679
14,701
19,986
Intangible Assets
441,712
137,004
91,104
103,248
115,392
Investments & Other
9
9
9
3
3
3
3
3
3
3
3,000
3,000
3,000
1,821
12,570
Debtors (Due After 1 year)
Total Fixed Assets
550,977
250,091
229,570
125,979
144,417
39,433
34,082
29,889
36,476
20,208
28,113
25,537
30,679
16,522
32,556
Stock & work in progress
Trade Debtors
40,164
45,276
63,534
40,739
80,761
81,209
63,597
76,414
39,663
293,881
300,568
276,795
41,049
23,259
18,388
Group Debtors
122,524
122,284
122,284
60,904
310,784
478,204
345,644
245,644
245,644
Misc Debtors
70,061
17,578
15,752
14,353
13,313
13,995
16,719
9,552
2,654
Cash
521,500
748,927
661,722
843,585
406,555
377,984
310,517
188,898
117,034
131,665
151,431
91,274
100,329
132,214
120,401
misc current assets
total current assets
754,249
934,065
863,292
959,581
811,413
951,392
736,477
520,508
404,995
425,546
451,999
368,069
141,378
155,473
138,789
total assets
1,305,226
1,184,156
1,092,862
1,085,560
955,830
990,825
770,559
550,397
441,471
445,754
480,112
393,606
172,057
171,995
171,345
Bank overdraft
Bank loan
40,000
26,667
Trade Creditors
13,192
8,484
8,321
7,647
365
802
18,679
13,383
9,199
142,779
200,058
188,450
98,775
89,015
93,467
Group/Directors Accounts
130,440
101,356
109,570
78,527
76,335
72,793
64,820
43,587
32,523
other short term finances
hp & lease commitments
51,999
5,112
5,112
other current liabilities
238,947
324,234
282,361
186,443
234,418
206,319
169,206
116,686
78,683
total current liabilities
434,578
439,186
445,364
299,284
311,118
279,914
252,705
173,656
120,405
142,779
200,058
188,450
98,775
89,015
93,467
loans
133,333
173,333
hp & lease commitments
52,000
57,112
Accruals and Deferred Income
other liabilities
19,889
49,722
provisions
27,314
28,095
34,401
total long term liabilities
27,314
80,095
224,846
173,333
19,889
49,722
total liabilities
461,892
519,281
670,210
472,617
311,118
279,914
252,705
173,656
120,405
142,779
219,947
238,172
98,775
89,015
93,467
net assets
843,334
664,875
422,652
612,943
644,712
710,911
517,854
376,741
321,066
302,975
260,165
155,434
73,282
82,980
77,878
total shareholders funds
843,334
664,875
422,652
612,943
644,712
710,911
517,854
376,741
321,066
302,975
260,165
155,434
73,282
82,980
77,878
Feb 2024
Feb 2023
Feb 2022
Feb 2021
Feb 2020
Feb 2019
Feb 2018
Feb 2017
Feb 2016
Feb 2015
Feb 2014
Feb 2013
Feb 2012
Feb 2011
Feb 2010
Operating Activities
Operating Profit
204,597
279,494
-181,921
-26,294
-69,141
235,760
172,965
69,211
21,992
53,482
135,408
107,616
-10,279
6,455
93,974
Depreciation
36,138
34,177
84,503
12,974
13,070
11,706
13,075
13,198
10,126
8,155
9,703
9,492
11,521
8,725
6,805
Amortisation
15,972
12,144
30,336
12,144
6,048
Tax
-59,486
-56,818
-45,285
-33,101
-13,919
-4,523
-11,380
-31,283
-25,943
-1,984
-26,397
Stock
Debtors
47,611
-16,432
85,574
-288,862
-168,550
147,448
94,350
43,649
-5,920
-6,687
23,773
235,746
17,790
4,871
18,388
Creditors
4,708
163
674
7,282
-437
-17,877
5,296
4,184
-133,580
-57,279
11,608
89,675
9,760
-4,452
93,467
Accruals and Deferred Income
-85,287
41,873
95,918
-47,975
28,099
37,113
52,520
38,003
78,683
Deferred Taxes & Provisions
-781
-6,306
34,401
Cash flow from operations
68,250
321,159
-21,663
246,993
146,189
73,969
116,405
67,028
-21,382
-335
101,663
-54,906
-6,788
3,873
149,461
Investing Activities
capital expenditure
-352,996
-66,842
-218,424
-6,680
-124,102
-17,057
-17,268
-6,611
-26,394
-3,247
-12,279
-4,350
-24,499
-3,440
-26,791
Change in Investments
6
-2,997
1,179
-10,749
12,570
cash flow from investments
-352,996
-66,842
-218,430
-6,680
-124,102
-17,057
-17,268
-6,611
-26,394
-250
-12,279
-4,350
-25,678
7,309
-39,361
Financing Activities
Bank loans
-40,000
13,333
26,667
Group/Directors Accounts
29,084
-8,214
31,043
2,192
3,542
7,973
21,233
11,064
32,523
Other Short Term Loans
Long term loans
-133,333
-40,000
173,333
Hire Purchase and Lease Commitments
-5,113
-5,112
62,224
other long term liabilities
-19,889
-29,833
49,722
share issue
10,000
interest
33,349
19,546
-8,370
-5,475
2,942
2,582
1,249
382
622
708
607
479
581
632
301
cash flow from financing
57,320
-167,113
58,230
196,717
6,484
10,555
22,482
11,446
33,145
-19,181
-29,226
50,201
581
632
10,301
cash and cash equivalents
cash
-227,427
87,205
-181,863
437,030
28,571
67,467
121,619
71,864
-14,631
-19,766
60,157
-9,055
-31,885
11,813
120,401
overdraft
change in cash
-227,427
87,205
-181,863
437,030
28,571
67,467
121,619
71,864
-14,631
-19,766
60,157
-9,055
-31,885
11,813
120,401
financial advice & services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for financial advice & services limited. Get real-time insights into financial advice & services limited's credit score, group structure and payment trends.
Perform a competitor analysis for financial advice & services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in CT19 area or any other competitors across 12 key performance metrics.
financial advice & services limited Ownership
FINANCIAL ADVICE & SERVICES LIMITED group structure
Financial Advice & Services Limited has no subsidiary companies.
The sole shareholder of Financial Advice & Services Limited is Ab & Ar Holdings Ltd.
ab & ar holdings ltd
100%
financial advice & services limited directors
Financial Advice & Services Limited currently has 2 directors.
The longest serving directors include
Mr Aaron Brann (Apr 1999) and
Mrs Amanda Reeves (Apr 2011).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to financial advice & services limited. Currently there are 1 open charges and 1 have been satisfied in the past.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for FINANCIAL ADVICE & SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
financial advice & services limitedCompanies House Filings - See Documents
