waybridge financial group plc

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waybridge financial group plc Company Information

Share WAYBRIDGE FINANCIAL GROUP PLC
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MatureMicroLow

Company Number

02619705

Website

-

Registered Address

244 front office third floor, 244 edgware road, london, W2 1DS

Industry

Activities of insurance agents and brokers

 

Telephone

02072620550

Next Accounts Due

40 days late

Group Structure

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Directors

Zia Ahsan32 Years

Ahmad Shabanzadeh29 Years

Shareholders

mr ahmad shabanzadeh 49.5%

mr zia m. ahsan 49.5%

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waybridge financial group plc Estimated Valuation

£238.4k

Pomanda estimates the enterprise value of WAYBRIDGE FINANCIAL GROUP PLC at £238.4k based on a Turnover of £170k and 1.4x industry multiple (adjusted for size and gross margin).

waybridge financial group plc Estimated Valuation

£3.5k

Pomanda estimates the enterprise value of WAYBRIDGE FINANCIAL GROUP PLC at £3.5k based on an EBITDA of £625 and a 5.61x industry multiple (adjusted for size and gross margin).

waybridge financial group plc Estimated Valuation

£356.4k

Pomanda estimates the enterprise value of WAYBRIDGE FINANCIAL GROUP PLC at £356.4k based on Net Assets of £129k and 2.76x industry multiple (adjusted for liquidity).

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Waybridge Financial Group Plc Overview

Waybridge Financial Group Plc is a live company located in london, W2 1DS with a Companies House number of 02619705. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in June 1991, it's largest shareholder is mr ahmad shabanzadeh with a 49.5% stake. Waybridge Financial Group Plc is a mature, micro sized company, Pomanda has estimated its turnover at £170k with low growth in recent years.

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Waybridge Financial Group Plc Health Check

Pomanda's financial health check has awarded Waybridge Financial Group Plc a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1out of 5
positive_score

1 Strong

positive_score

2 Regular

positive_score

7 Weak

size

Size

annual sales of £170k, make it smaller than the average company (£3m)

£170k - Waybridge Financial Group Plc

£3m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 0%, show it is growing at a slower rate (5.3%)

0% - Waybridge Financial Group Plc

5.3% - Industry AVG

production

Production

with a gross margin of 93.6%, this company has a comparable cost of product (93.6%)

93.6% - Waybridge Financial Group Plc

93.6% - Industry AVG

profitability

Profitability

an operating margin of 0.4% make it less profitable than the average company (18.4%)

0.4% - Waybridge Financial Group Plc

18.4% - Industry AVG

employees

Employees

with 4 employees, this is below the industry average (21)

4 - Waybridge Financial Group Plc

21 - Industry AVG

paystructure

Pay Structure

on an average salary of £40k, the company has an equivalent pay structure (£49.5k)

£40k - Waybridge Financial Group Plc

£49.5k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £42.5k, this is less efficient (£114.4k)

£42.5k - Waybridge Financial Group Plc

£114.4k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Waybridge Financial Group Plc

- - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 272 days, this is slower than average (116 days)

272 days - Waybridge Financial Group Plc

116 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Waybridge Financial Group Plc

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 3 weeks, this is less cash available to meet short term requirements (34 weeks)

3 weeks - Waybridge Financial Group Plc

34 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 75.2%, this is a higher level of debt than the average (61.8%)

75.2% - Waybridge Financial Group Plc

61.8% - Industry AVG

WAYBRIDGE FINANCIAL GROUP PLC financials

EXPORTms excel logo

Waybridge Financial Group Plc's latest turnover from December 2022 is £170 thousand and the company has net assets of £129 thousand. According to their latest financial statements, Waybridge Financial Group Plc has 4 employees and maintains cash reserves of £25.1 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover170,041162,240167,418168,860145,141145,948156,456145,282158,769159,798133,408139,541136,017138,600
Other Income Or Grants00000000000000
Cost Of Sales10,90116,21017,54920,73716,80718,96323,61224,55936,90843,16043,57637,56934,2740
Gross Profit159,140146,030149,869148,123128,334126,985132,844120,723121,861116,63889,832101,972101,7430
Admin Expenses158,535122,175120,383142,124124,937125,038113,111115,272117,113115,15888,29899,59399,805-2,275
Operating Profit60523,85529,4865,9993,3971,94719,7335,4514,7481,4801,5342,3791,9382,275
Interest Payable000000001,140001,1621,4151,225
Interest Receivable50017965111022012000
Pre-Tax Profit61023,85529,4866,1783,4621,94819,8435,4534,7501,4801,5461,2175231,050
Tax-429-4,712-5,886-1,473-887-606-4,104-1,343-1,226-599-555-1,003-318-366
Profit After Tax18119,14323,6004,7052,5751,34215,7394,1103,524881991214205684
Dividends Paid00000000000000
Retained Profit18119,14323,6004,7052,5751,34215,7394,1103,524881991214205684
Employee Costs159,840161,312161,294160,385156,672152,745150,295146,251147,620150,943145,039144,527143,771136,255
Number Of Employees44444444444444
EBITDA*62523,88229,5226,0473,4612,03119,8465,6014,9491,7481,8912,6152,2532,401

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets60801071431912553394526028031,071708944379
Intangible Assets00000000000000
Investments & Other00000000000000
Debtors (Due After 1 year)00000000000000
Total Fixed Assets60801071431912553394526028031,071708944379
Stock & work in progress00000000000000
Trade Debtors00000000000000
Group Debtors485,178464,682438,556422,846378,050347,086314,555379,716345,169328,828349,156419,448431,5020
Misc Debtors9,6369,6369,63655,42253,46555,00654,65350,3589,6369,63610,99210,99210,992365,824
Cash25,10948,69253,63919,40523,27429,68431,74913,60633,18259,57762,02343,1939,05616,172
misc current assets00000000000000
total current assets519,923523,010501,831497,673454,789431,776400,957443,680387,987398,041422,171473,633451,550381,996
total assets519,983523,090501,938497,816454,980432,031401,296444,132388,589398,844423,242474,341452,494382,375
Bank overdraft4339,3695,77523,96517,76223,27717,89430,97218,72216,37023,25620,55837,54151,000
Bank loan00000000000000
Trade Creditors 8,1247,0585,9805,1484,5384,2984,0986,80817,04421,72426,40520,93223,93325,732
Group/Directors Accounts00000000000000
other short term finances00000000000000
hp & lease commitments00000000000000
other current liabilities382,424377,842380,505382,625351,307325,658301,848344,635295,216306,667320,379380,640339,023253,851
total current liabilities390,981394,269392,260411,738373,607353,233323,840382,415330,982344,761370,040422,130400,497330,583
loans00000000000000
hp & lease commitments00000000000000
Accruals and Deferred Income00000000000000
other liabilities00000000000000
provisions00000000000000
total long term liabilities00000000000000
total liabilities390,981394,269392,260411,738373,607353,233323,840382,415330,982344,761370,040422,130400,497330,583
net assets129,002128,821109,67886,07881,37378,79877,45661,71757,60754,08353,20252,21151,99751,792
total shareholders funds129,002128,821109,67886,07881,37378,79877,45661,71757,60754,08353,20252,21151,99751,792
Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit60523,85529,4865,9993,3971,94719,7335,4514,7481,4801,5342,3791,9382,275
Depreciation202736486484113150201268357236315126
Amortisation00000000000000
Tax-429-4,712-5,886-1,473-887-606-4,104-1,343-1,226-599-555-1,003-318-366
Stock00000000000000
Debtors20,49626,126-30,07646,75329,42332,884-60,86675,26916,341-21,684-70,292-12,05476,670365,824
Creditors1,0661,078832610240200-2,710-10,236-4,680-4,6815,473-3,001-1,79925,732
Accruals and Deferred Income4,582-2,663-2,12031,31825,64923,810-42,78749,419-11,451-13,712-60,26141,61785,172253,851
Deferred Taxes & Provisions00000000000000
Cash flow from operations-14,652-8,54152,424-10,251-960-7,44931,111-31,828-28,7494,44016,84052,2828,638-84,206
Investing Activities
capital expenditure0000000000-7200-880-505
Change in Investments00000000000000
cash flow from investments0000000000-7200-880-505
Financing Activities
Bank loans00000000000000
Group/Directors Accounts00000000000000
Other Short Term Loans 00000000000000
Long term loans00000000000000
Hire Purchase and Lease Commitments00000000000000
other long term liabilities00000000000000
share issue000000000000051,108
interest5001796511102-1,138012-1,162-1,415-1,225
cash flow from financing5001796511102-1,138012-1,162-1,41549,883
cash and cash equivalents
cash-23,583-4,94734,234-3,869-6,410-2,06518,143-19,576-26,395-2,44618,83034,137-7,11616,172
overdraft-8,9363,594-18,1906,203-5,5155,383-13,07812,2502,352-6,8862,698-16,983-13,45951,000
change in cash-14,647-8,54152,424-10,072-895-7,44831,221-31,826-28,7474,44016,13251,1206,343-34,828

waybridge financial group plc Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Waybridge Financial Group Plc Competitor Analysis

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Perform a competitor analysis for waybridge financial group plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in W 2 area or any other competitors across 12 key performance metrics.

waybridge financial group plc Ownership

WAYBRIDGE FINANCIAL GROUP PLC group structure

Waybridge Financial Group Plc has no subsidiary companies.

Ultimate parent company

WAYBRIDGE FINANCIAL GROUP PLC

02619705

WAYBRIDGE FINANCIAL GROUP PLC Shareholders

mr ahmad shabanzadeh 49.5%
mr zia m. ahsan 49.5%
mr keith jackson 1%

waybridge financial group plc directors

Waybridge Financial Group Plc currently has 2 directors. The longest serving directors include Mr Zia Ahsan (Sep 1992) and Mr Ahmad Shabanzadeh (Apr 1995).

officercountryagestartendrole
Mr Zia AhsanEngland65 years Sep 1992- Director
Mr Ahmad Shabanzadeh69 years Apr 1995- Director

P&L

December 2022

turnover

170k

+5%

operating profit

605

-97%

gross margin

93.6%

+3.98%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2022

net assets

129k

0%

total assets

520k

-0.01%

cash

25.1k

-0.48%

net assets

Total assets minus all liabilities

waybridge financial group plc company details

company number

02619705

Type

Public limited with Share Capital

industry

66220 - Activities of insurance agents and brokers

incorporation date

June 1991

age

33

incorporated

UK

ultimate parent company

None

accounts

Full Accounts

last accounts submitted

December 2022

previous names

waybridge p.l.c. (January 1993)

accountant

-

auditor

BUTLER & CO LLP

address

244 front office third floor, 244 edgware road, london, W2 1DS

Bank

HSBC BANK PLC

Legal Advisor

-

waybridge financial group plc Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to waybridge financial group plc.

charges

waybridge financial group plc Companies House Filings - See Documents

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