waybridge financial group plc Company Information
Company Number
02619705
Website
-Registered Address
244 front office third floor, 244 edgware road, london, W2 1DS
Industry
Activities of insurance agents and brokers
Telephone
02072620550
Next Accounts Due
40 days late
Group Structure
View All
Shareholders
mr ahmad shabanzadeh 49.5%
mr zia m. ahsan 49.5%
View Allwaybridge financial group plc Estimated Valuation
Pomanda estimates the enterprise value of WAYBRIDGE FINANCIAL GROUP PLC at £238.4k based on a Turnover of £170k and 1.4x industry multiple (adjusted for size and gross margin).
waybridge financial group plc Estimated Valuation
Pomanda estimates the enterprise value of WAYBRIDGE FINANCIAL GROUP PLC at £3.5k based on an EBITDA of £625 and a 5.61x industry multiple (adjusted for size and gross margin).
waybridge financial group plc Estimated Valuation
Pomanda estimates the enterprise value of WAYBRIDGE FINANCIAL GROUP PLC at £356.4k based on Net Assets of £129k and 2.76x industry multiple (adjusted for liquidity).
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Waybridge Financial Group Plc Overview
Waybridge Financial Group Plc is a live company located in london, W2 1DS with a Companies House number of 02619705. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in June 1991, it's largest shareholder is mr ahmad shabanzadeh with a 49.5% stake. Waybridge Financial Group Plc is a mature, micro sized company, Pomanda has estimated its turnover at £170k with low growth in recent years.
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Waybridge Financial Group Plc Health Check
Pomanda's financial health check has awarded Waybridge Financial Group Plc a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
7 Weak
Size
annual sales of £170k, make it smaller than the average company (£3m)
£170k - Waybridge Financial Group Plc
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of 0%, show it is growing at a slower rate (5.3%)
- Waybridge Financial Group Plc
5.3% - Industry AVG
Production
with a gross margin of 93.6%, this company has a comparable cost of product (93.6%)
93.6% - Waybridge Financial Group Plc
93.6% - Industry AVG
Profitability
an operating margin of 0.4% make it less profitable than the average company (18.4%)
0.4% - Waybridge Financial Group Plc
18.4% - Industry AVG
Employees
with 4 employees, this is below the industry average (21)
4 - Waybridge Financial Group Plc
21 - Industry AVG
Pay Structure
on an average salary of £40k, the company has an equivalent pay structure (£49.5k)
£40k - Waybridge Financial Group Plc
£49.5k - Industry AVG
Efficiency
resulting in sales per employee of £42.5k, this is less efficient (£114.4k)
£42.5k - Waybridge Financial Group Plc
£114.4k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Waybridge Financial Group Plc
- - Industry AVG
Creditor Days
its suppliers are paid after 272 days, this is slower than average (116 days)
272 days - Waybridge Financial Group Plc
116 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Waybridge Financial Group Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 3 weeks, this is less cash available to meet short term requirements (34 weeks)
3 weeks - Waybridge Financial Group Plc
34 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 75.2%, this is a higher level of debt than the average (61.8%)
75.2% - Waybridge Financial Group Plc
61.8% - Industry AVG
WAYBRIDGE FINANCIAL GROUP PLC financials
Waybridge Financial Group Plc's latest turnover from December 2022 is £170 thousand and the company has net assets of £129 thousand. According to their latest financial statements, Waybridge Financial Group Plc has 4 employees and maintains cash reserves of £25.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 170,041 | 162,240 | 167,418 | 168,860 | 145,141 | 145,948 | 156,456 | 145,282 | 158,769 | 159,798 | 133,408 | 139,541 | 136,017 | 138,600 |
Other Income Or Grants | ||||||||||||||
Cost Of Sales | ||||||||||||||
Gross Profit | ||||||||||||||
Admin Expenses | ||||||||||||||
Operating Profit | 605 | 23,855 | 29,486 | 5,999 | 3,397 | 1,947 | 19,733 | 5,451 | 4,748 | 1,480 | 1,534 | 2,379 | 1,938 | 2,275 |
Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,162 | 1,415 | 1,225 | |
Interest Receivable | 5 | 0 | 0 | 179 | 65 | 1 | 110 | 2 | 2 | 0 | 12 | 0 | 0 | 0 |
Pre-Tax Profit | 610 | 23,855 | 29,486 | 6,178 | 3,462 | 1,948 | 19,843 | 5,453 | 4,750 | 1,480 | 1,546 | 1,217 | 523 | 1,050 |
Tax | -429 | -4,712 | -5,886 | -1,473 | -887 | -606 | -4,104 | -1,343 | -1,226 | -599 | -555 | -1,003 | -318 | -366 |
Profit After Tax | 181 | 19,143 | 23,600 | 4,705 | 2,575 | 1,342 | 15,739 | 4,110 | 3,524 | 881 | 991 | 214 | 205 | 684 |
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Retained Profit | 181 | 19,143 | 23,600 | 4,705 | 2,575 | 1,342 | 15,739 | 4,110 | 3,524 | 881 | 991 | 214 | 205 | 684 |
Employee Costs | 159,840 | 161,312 | 161,294 | 160,385 | 156,672 | 152,745 | 150,295 | 146,251 | 147,620 | 150,943 | 145,039 | 144,527 | 143,771 | 136,255 |
Number Of Employees | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
EBITDA* | 625 | 23,882 | 29,522 | 6,047 | 3,461 | 2,031 | 19,846 | 5,601 | 4,949 | 1,748 | 1,891 | 2,615 | 2,253 | 2,401 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 60 | 80 | 107 | 143 | 191 | 255 | 339 | 452 | 602 | 803 | 1,071 | 708 | 944 | 379 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 60 | 80 | 107 | 143 | 191 | 255 | 339 | 452 | 602 | 803 | 1,071 | 708 | 944 | 379 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group Debtors | 485,178 | 464,682 | 438,556 | 422,846 | 378,050 | 347,086 | 314,555 | 379,716 | 345,169 | 328,828 | 349,156 | 419,448 | 431,502 | 0 |
Misc Debtors | 9,636 | 9,636 | 9,636 | 55,422 | 53,465 | 55,006 | 54,653 | 50,358 | 9,636 | 9,636 | 10,992 | 10,992 | 10,992 | 365,824 |
Cash | 25,109 | 48,692 | 53,639 | 19,405 | 23,274 | 29,684 | 31,749 | 13,606 | 33,182 | 59,577 | 62,023 | 43,193 | 9,056 | 16,172 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 519,923 | 523,010 | 501,831 | 497,673 | 454,789 | 431,776 | 400,957 | 443,680 | 387,987 | 398,041 | 422,171 | 473,633 | 451,550 | 381,996 |
total assets | 519,983 | 523,090 | 501,938 | 497,816 | 454,980 | 432,031 | 401,296 | 444,132 | 388,589 | 398,844 | 423,242 | 474,341 | 452,494 | 382,375 |
Bank overdraft | 433 | 9,369 | 5,775 | 23,965 | 17,762 | 23,277 | 17,894 | 30,972 | 18,722 | 16,370 | 23,256 | 20,558 | 37,541 | 51,000 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 8,124 | 7,058 | 5,980 | 5,148 | 4,538 | 4,298 | 4,098 | 6,808 | 17,044 | 21,724 | 26,405 | 20,932 | 23,933 | 25,732 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 382,424 | 377,842 | 380,505 | 382,625 | 351,307 | 325,658 | 301,848 | 344,635 | 295,216 | 306,667 | 320,379 | 380,640 | 339,023 | 253,851 |
total current liabilities | 390,981 | 394,269 | 392,260 | 411,738 | 373,607 | 353,233 | 323,840 | 382,415 | 330,982 | 344,761 | 370,040 | 422,130 | 400,497 | 330,583 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 390,981 | 394,269 | 392,260 | 411,738 | 373,607 | 353,233 | 323,840 | 382,415 | 330,982 | 344,761 | 370,040 | 422,130 | 400,497 | 330,583 |
net assets | 129,002 | 128,821 | 109,678 | 86,078 | 81,373 | 78,798 | 77,456 | 61,717 | 57,607 | 54,083 | 53,202 | 52,211 | 51,997 | 51,792 |
total shareholders funds | 129,002 | 128,821 | 109,678 | 86,078 | 81,373 | 78,798 | 77,456 | 61,717 | 57,607 | 54,083 | 53,202 | 52,211 | 51,997 | 51,792 |
Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||
Operating Profit | 605 | 23,855 | 29,486 | 5,999 | 3,397 | 1,947 | 19,733 | 5,451 | 4,748 | 1,480 | 1,534 | 2,379 | 1,938 | 2,275 |
Depreciation | 20 | 27 | 36 | 48 | 64 | 84 | 113 | 150 | 201 | 268 | 357 | 236 | 315 | 126 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | -429 | -4,712 | -5,886 | -1,473 | -887 | -606 | -4,104 | -1,343 | -1,226 | -599 | -555 | -1,003 | -318 | -366 |
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | 20,496 | 26,126 | -30,076 | 46,753 | 29,423 | 32,884 | -60,866 | 75,269 | 16,341 | -21,684 | -70,292 | -12,054 | 76,670 | 365,824 |
Creditors | 1,066 | 1,078 | 832 | 610 | 240 | 200 | -2,710 | -10,236 | -4,680 | -4,681 | 5,473 | -3,001 | -1,799 | 25,732 |
Accruals and Deferred Income | 4,582 | -2,663 | -2,120 | 31,318 | 25,649 | 23,810 | -42,787 | 49,419 | -11,451 | -13,712 | -60,261 | 41,617 | 85,172 | 253,851 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | -14,652 | -8,541 | 52,424 | -10,251 | -960 | -7,449 | 31,111 | -31,828 | -28,749 | 4,440 | 16,840 | 52,282 | 8,638 | -84,206 |
Investing Activities | ||||||||||||||
capital expenditure | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Financing Activities | ||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | ||||||||||||||
interest | 5 | 0 | 0 | 179 | 65 | 1 | 110 | 2 | 0 | 12 | -1,162 | -1,415 | -1,225 | |
cash flow from financing | 5 | 0 | 0 | 179 | 65 | 1 | 110 | 2 | 0 | 12 | -1,162 | -1,415 | 49,883 | |
cash and cash equivalents | ||||||||||||||
cash | -23,583 | -4,947 | 34,234 | -3,869 | -6,410 | -2,065 | 18,143 | -19,576 | -26,395 | -2,446 | 18,830 | 34,137 | -7,116 | 16,172 |
overdraft | -8,936 | 3,594 | -18,190 | 6,203 | -5,515 | 5,383 | -13,078 | 12,250 | 2,352 | -6,886 | 2,698 | -16,983 | -13,459 | 51,000 |
change in cash | -14,647 | -8,541 | 52,424 | -10,072 | -895 | -7,448 | 31,221 | -31,826 | -28,747 | 4,440 | 16,132 | 51,120 | 6,343 | -34,828 |
waybridge financial group plc Credit Report and Business Information
Waybridge Financial Group Plc Competitor Analysis
Perform a competitor analysis for waybridge financial group plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in W 2 area or any other competitors across 12 key performance metrics.
waybridge financial group plc Ownership
WAYBRIDGE FINANCIAL GROUP PLC group structure
Waybridge Financial Group Plc has no subsidiary companies.
Ultimate parent company
WAYBRIDGE FINANCIAL GROUP PLC
02619705
waybridge financial group plc directors
Waybridge Financial Group Plc currently has 2 directors. The longest serving directors include Mr Zia Ahsan (Sep 1992) and Mr Ahmad Shabanzadeh (Apr 1995).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Zia Ahsan | England | 65 years | Sep 1992 | - | Director |
Mr Ahmad Shabanzadeh | 69 years | Apr 1995 | - | Director |
P&L
December 2022turnover
170k
+5%
operating profit
605
-97%
gross margin
93.6%
+3.98%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2022net assets
129k
0%
total assets
520k
-0.01%
cash
25.1k
-0.48%
net assets
Total assets minus all liabilities
waybridge financial group plc company details
company number
02619705
Type
Public limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
June 1991
age
33
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2022
previous names
waybridge p.l.c. (January 1993)
accountant
-
auditor
BUTLER & CO LLP
address
244 front office third floor, 244 edgware road, london, W2 1DS
Bank
HSBC BANK PLC
Legal Advisor
-
waybridge financial group plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to waybridge financial group plc.
waybridge financial group plc Companies House Filings - See Documents
date | description | view/download |
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