cardinal homes ltd.
cardinal homes ltd. Company Information
Company Number
02651702
Next Accounts
Feb 2026
Shareholders
rectory homes ltd
Group Structure
View All
Industry
Letting and operating of own or leased real estate (other than Housing Association real estate and conference and exhibition services) n.e.c.
Registered Address
rectory house, thame road, haddenham aylesbury, buckinghamshire, HP17 8DA
Website
www.cardinalfuneralhomes.comcardinal homes ltd. Estimated Valuation
Pomanda estimates the enterprise value of CARDINAL HOMES LTD. at £669.9k based on a Turnover of £171.8k and 3.9x industry multiple (adjusted for size and gross margin).
cardinal homes ltd. Estimated Valuation
Pomanda estimates the enterprise value of CARDINAL HOMES LTD. at £1.3m based on an EBITDA of £171.8k and a 7.62x industry multiple (adjusted for size and gross margin).
cardinal homes ltd. Estimated Valuation
Pomanda estimates the enterprise value of CARDINAL HOMES LTD. at £3.8m based on Net Assets of £2.2m and 1.75x industry multiple (adjusted for liquidity).
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Cardinal Homes Ltd. Overview
Cardinal Homes Ltd. is a live company located in haddenham aylesbury, HP17 8DA with a Companies House number of 02651702. It operates in the other letting and operating of own or leased real estate sector, SIC Code 68209. Founded in October 1991, it's largest shareholder is rectory homes ltd with a 100% stake. Cardinal Homes Ltd. is a mature, micro sized company, Pomanda has estimated its turnover at £171.8k with declining growth in recent years.
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Cardinal Homes Ltd. Health Check
Pomanda's financial health check has awarded Cardinal Homes Ltd. a 3 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
0 Regular
4 Weak
Size
annual sales of £171.8k, make it smaller than the average company (£955k)
£171.8k - Cardinal Homes Ltd.
£955k - Industry AVG
Growth
3 year (CAGR) sales growth of 0%, show it is growing at a slower rate (5.5%)
- Cardinal Homes Ltd.
5.5% - Industry AVG
Production
with a gross margin of 100%, this company has a lower cost of product (72.6%)
100% - Cardinal Homes Ltd.
72.6% - Industry AVG
Profitability
an operating margin of 100% make it more profitable than the average company (29.3%)
100% - Cardinal Homes Ltd.
29.3% - Industry AVG
Employees
with 5 employees, this is above the industry average (4)
5 - Cardinal Homes Ltd.
4 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Cardinal Homes Ltd.
- - Industry AVG
Efficiency
resulting in sales per employee of £34.4k, this is less efficient (£192.7k)
£34.4k - Cardinal Homes Ltd.
£192.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Cardinal Homes Ltd.
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Cardinal Homes Ltd.
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Cardinal Homes Ltd.
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 1 weeks, this is less cash available to meet short term requirements (10 weeks)
1 weeks - Cardinal Homes Ltd.
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 42.2%, this is a lower level of debt than the average (68.9%)
42.2% - Cardinal Homes Ltd.
68.9% - Industry AVG
CARDINAL HOMES LTD. financials
Cardinal Homes Ltd.'s latest turnover from May 2024 is £171.8 thousand and the company has net assets of £2.2 million. According to their latest financial statements, Cardinal Homes Ltd. has 5 employees and maintains cash reserves of £1.9 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 171,768 | 171,768 | 261,768 | 171,771 | 171,772 | 171,779 | 1,471,774 | 171,773 | 171,768 | 171,768 | 171,763 | ||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 1,187,500 | ||||||||||||||
| Gross Profit | 171,768 | 171,768 | 261,768 | 171,771 | 171,772 | 171,779 | 284,274 | 171,773 | |||||||
| Admin Expenses | 20 | 16,330 | 30 | 20 | 147 | -801,616 | |||||||||
| Operating Profit | 171,768 | 171,748 | 245,438 | 171,741 | 171,752 | 171,779 | 284,127 | 973,389 | 127,324 | 117,632 | 100,230 | ||||
| Interest Payable | 119,727 | 80,472 | 36,217 | 35,780 | 44,651 | 46,422 | 40,033 | 77,421 | 12,130 | 17,270 | 17,849 | ||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | 52,041 | 91,276 | 209,221 | 135,961 | 127,101 | 125,357 | 244,094 | 895,968 | 115,194 | 100,362 | 82,381 | ||||
| Tax | -12,466 | -43,750 | -48,545 | -25,833 | -8,744 | -308 | 32,231 | -67,099 | -21,980 | -31,050 | -29,846 | ||||
| Profit After Tax | 39,575 | 47,526 | 160,676 | 110,128 | 118,357 | 125,049 | 276,325 | 828,869 | 93,214 | 69,312 | 52,535 | ||||
| Dividends Paid | |||||||||||||||
| Retained Profit | 39,575 | 47,526 | 160,676 | 110,128 | 118,357 | 125,049 | 276,325 | 828,869 | 93,214 | 69,312 | 52,535 | ||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 5 | 5 | 4 | 4 | |||||||||||
| EBITDA* | 171,768 | 171,748 | 245,438 | 171,741 | 171,752 | 171,779 | 284,274 | 1,021,773 | 175,708 | 182,600 | 165,198 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 2,700,147 | 1,898,531 | 1,946,915 | 1,902,347 | 1,815,365 | 1,880,333 | 1,945,301 | 2,010,269 | |||||||
| Intangible Assets | |||||||||||||||
| Investments & Other | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | ||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,147 | 1,898,531 | 1,946,915 | 1,902,347 | 1,815,365 | 1,880,333 | 1,945,301 | 2,010,269 |
| Stock & work in progress | 1,121,979 | ||||||||||||||
| Trade Debtors | |||||||||||||||
| Group Debtors | 1,048,732 | 1,066,910 | 1,026,700 | 922,528 | 882,757 | 842,982 | 803,203 | 91,927 | |||||||
| Misc Debtors | 8,793 | 8,793 | 8,793 | ||||||||||||
| Cash | 1,852 | 5,870 | 67,534 | 56,092 | 5,666 | 5,096 | 4,526 | 3,956 | 111 | ||||||
| misc current assets | |||||||||||||||
| total current assets | 1,050,584 | 1,072,780 | 1,094,234 | 978,620 | 897,216 | 856,871 | 816,522 | 1,217,862 | 111 | ||||||
| total assets | 3,750,584 | 3,772,780 | 3,794,234 | 3,678,620 | 3,597,216 | 3,556,871 | 3,516,522 | 3,918,009 | 1,898,531 | 1,946,915 | 1,902,347 | 1,815,365 | 1,880,333 | 1,945,301 | 2,010,380 |
| Bank overdraft | |||||||||||||||
| Bank loan | 59,147 | 69,563 | 1,592,389 | 1,660,400 | 176,182 | 173,803 | 171,457 | ||||||||
| Trade Creditors | 202,354 | 169,274 | 173,960 | 724,518 | |||||||||||
| Group/Directors Accounts | 863,419 | 822,465 | 928,575 | ||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 37,044 | 36,946 | 39,558 | 16,803 | 14,830 | 20,635 | 61,943 | 36,996 | |||||||
| total current liabilities | 96,191 | 106,509 | 1,631,947 | 1,677,203 | 14,830 | 1,060,236 | 1,058,211 | 1,137,028 | 202,354 | 169,274 | 173,960 | 724,518 | |||
| loans | 1,379,029 | 1,430,654 | 1,706,164 | 1,792,920 | 1,877,928 | 2,532,309 | 348,564 | 520,082 | 686,411 | 168,625 | 345,131 | 493,585 | 659,997 | ||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 1,418,013 | 1,392,810 | 1,277,543 | 672,825 | |||||||||||
| provisions | 107,023 | 106,851 | 81,047 | 80,853 | 80,616 | 71,872 | 71,564 | 80,165 | 27,895 | ||||||
| total long term liabilities | 1,486,052 | 1,537,505 | 81,047 | 80,853 | 1,786,780 | 1,864,792 | 1,949,492 | 2,612,474 | 376,459 | 520,082 | 686,411 | 1,586,638 | 1,737,941 | 1,771,128 | 1,332,822 |
| total liabilities | 1,582,243 | 1,644,014 | 1,712,994 | 1,758,056 | 1,786,780 | 1,864,792 | 1,949,492 | 2,627,304 | 1,436,695 | 1,578,293 | 1,823,439 | 1,788,992 | 1,907,215 | 1,945,088 | 2,057,340 |
| net assets | 2,168,341 | 2,128,766 | 2,081,240 | 1,920,564 | 1,810,436 | 1,692,079 | 1,567,030 | 1,290,705 | 461,836 | 368,622 | 78,908 | 26,373 | -26,882 | 213 | -46,960 |
| total shareholders funds | 2,168,341 | 2,128,766 | 2,081,240 | 1,920,564 | 1,810,436 | 1,692,079 | 1,567,030 | 1,290,705 | 461,836 | 368,622 | 78,908 | 26,373 | -26,882 | 213 | -46,960 |
| May 2024 | May 2023 | May 2022 | May 2021 | May 2020 | May 2019 | May 2018 | May 2017 | May 2016 | May 2015 | May 2014 | May 2013 | May 2012 | May 2011 | May 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 171,768 | 171,748 | 245,438 | 171,741 | 171,752 | 171,779 | 284,127 | 973,389 | 127,324 | 117,632 | 100,230 | ||||
| Depreciation | 147 | 48,384 | 48,384 | 64,968 | 64,968 | 64,968 | 64,968 | 64,968 | 105,047 | ||||||
| Amortisation | |||||||||||||||
| Tax | -12,466 | -43,750 | -48,545 | -25,833 | -8,744 | -308 | 32,231 | -67,099 | -21,980 | -31,050 | -29,846 | ||||
| Stock | -1,121,979 | 1,121,979 | |||||||||||||
| Debtors | -18,178 | 40,210 | 104,172 | 30,978 | 39,775 | 39,779 | 720,069 | 91,927 | |||||||
| Creditors | -202,354 | 33,080 | -4,686 | -550,558 | 724,518 | ||||||||||
| Accruals and Deferred Income | 98 | -2,612 | 22,755 | 16,803 | -14,830 | -5,805 | -41,308 | 24,947 | 36,996 | ||||||
| Deferred Taxes & Provisions | 172 | 25,804 | 194 | 237 | 8,744 | 308 | -8,601 | 52,270 | 27,895 | ||||||
| Cash flow from operations | 177,750 | 110,980 | 115,670 | 131,970 | 131,977 | 132,000 | 694,984 | -212,767 | 140,315 | 176,497 | -30,006 | ||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 2,700,000 | ||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | -10,416 | -1,522,826 | -68,011 | 1,660,400 | -176,182 | 2,379 | 2,346 | 171,457 | |||||||
| Group/Directors Accounts | -863,419 | 40,954 | -106,110 | 928,575 | |||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | -51,625 | 1,430,654 | -1,706,164 | -86,756 | -85,008 | -654,381 | 2,183,745 | -171,518 | -166,329 | 517,786 | -176,506 | -148,454 | -166,412 | 659,997 | |
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | -1,418,013 | 25,203 | 115,267 | 604,718 | 672,825 | ||||||||||
| share issue | |||||||||||||||
| interest | -119,727 | -80,472 | -36,217 | -35,780 | -44,651 | -46,422 | -40,033 | -77,421 | -12,130 | -17,270 | -17,849 | ||||
| cash flow from financing | -181,768 | -172,644 | -104,228 | -81,544 | -131,407 | -131,430 | -694,414 | 1,066,723 | -140,315 | -66,961 | 181,956 | ||||
| cash and cash equivalents | |||||||||||||||
| cash | -4,018 | -61,664 | 11,442 | 50,426 | 570 | 570 | 570 | 3,956 | -111 | 111 | |||||
| overdraft | |||||||||||||||
| change in cash | -4,018 | -61,664 | 11,442 | 50,426 | 570 | 570 | 570 | 3,956 | -111 | 111 |
cardinal homes ltd. Credit Report and Business Information
Cardinal Homes Ltd. Competitor Analysis
Perform a competitor analysis for cardinal homes ltd. by selecting its closest rivals, whether from the REAL ESTATE ACTIVITIES sector, other micro companies, companies in HP17 area or any other competitors across 12 key performance metrics.
cardinal homes ltd. Ownership
CARDINAL HOMES LTD. group structure
Cardinal Homes Ltd. has no subsidiary companies.
cardinal homes ltd. directors
Cardinal Homes Ltd. currently has 5 directors. The longest serving directors include Mr Simon Vickers (Dec 2006) and Mrs Sarah Vickers (Jun 2009).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Simon Vickers | United Kingdom | 66 years | Dec 2006 | - | Director |
| Mrs Sarah Vickers | United Kingdom | 63 years | Jun 2009 | - | Director |
| Mr Sean Fegan | 40 years | Aug 2023 | - | Director | |
| Mr Charles Bethell-Vickers | 31 years | Aug 2023 | - | Director | |
| Mrs Jayne Blake | United Kingdom | 50 years | Jul 2024 | - | Director |
P&L
May 2024turnover
171.8k
0%
operating profit
171.8k
0%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
May 2024net assets
2.2m
+0.02%
total assets
3.8m
-0.01%
cash
1.9k
-0.68%
net assets
Total assets minus all liabilities
cardinal homes ltd. company details
company number
02651702
Type
Private limited with Share Capital
industry
68209 - Letting and operating of own or leased real estate (other than Housing Association real estate and conference and exhibition services) n.e.c.
incorporation date
October 1991
age
34
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
May 2024
previous names
ridaclan ltd. (November 1995)
hardings commercial and professional ltd (November 1995)
See moreaccountant
JAMES COWPER KRESTON
auditor
-
address
rectory house, thame road, haddenham aylesbury, buckinghamshire, HP17 8DA
Bank
THE ROYAL BANK OF SCOTLAND PLC
Legal Advisor
-
cardinal homes ltd. Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to cardinal homes ltd.. Currently there are 2 open charges and 4 have been satisfied in the past.
cardinal homes ltd. Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CARDINAL HOMES LTD.. This can take several minutes, an email will notify you when this has completed.
cardinal homes ltd. Companies House Filings - See Documents
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