euro commercials investments (cardiff) limited
euro commercials investments (cardiff) limited Company Information
Company Number
02660542
Next Accounts
Sep 2025
Directors
Shareholders
paul george hannah & simon roger kirkup & sean fitzgerald allison
Group Structure
View All
Industry
Renting and operating of Housing Association real estate
Registered Address
c/o resource limited, the maltings, cardiff, CF24 5EA
Website
www.euroclad.comeuro commercials investments (cardiff) limited Estimated Valuation
Pomanda estimates the enterprise value of EURO COMMERCIALS INVESTMENTS (CARDIFF) LIMITED at £4m based on a Turnover of £928.4k and 4.32x industry multiple (adjusted for size and gross margin).
euro commercials investments (cardiff) limited Estimated Valuation
Pomanda estimates the enterprise value of EURO COMMERCIALS INVESTMENTS (CARDIFF) LIMITED at £838.5k based on an EBITDA of £111.7k and a 7.51x industry multiple (adjusted for size and gross margin).
euro commercials investments (cardiff) limited Estimated Valuation
Pomanda estimates the enterprise value of EURO COMMERCIALS INVESTMENTS (CARDIFF) LIMITED at £635.6k based on Net Assets of £354.9k and 1.79x industry multiple (adjusted for liquidity).
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Euro Commercials Investments (cardiff) Limited Overview
Euro Commercials Investments (cardiff) Limited is a live company located in cardiff, CF24 5EA with a Companies House number of 02660542. It operates in the renting and operating of housing association real estate sector, SIC Code 68201. Founded in November 1991, it's largest shareholder is paul george hannah & simon roger kirkup & sean fitzgerald allison with a 100% stake. Euro Commercials Investments (cardiff) Limited is a mature, small sized company, Pomanda has estimated its turnover at £928.4k with rapid growth in recent years.
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Euro Commercials Investments (cardiff) Limited Health Check
Pomanda's financial health check has awarded Euro Commercials Investments (Cardiff) Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
1 Strong
5 Regular
5 Weak
Size
annual sales of £928.4k, make it smaller than the average company (£1.3m)
- Euro Commercials Investments (cardiff) Limited
£1.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 169%, show it is growing at a faster rate (3.4%)
- Euro Commercials Investments (cardiff) Limited
3.4% - Industry AVG
Production
with a gross margin of 64.8%, this company has a comparable cost of product (64.8%)
- Euro Commercials Investments (cardiff) Limited
64.8% - Industry AVG
Profitability
an operating margin of 12% make it less profitable than the average company (18.4%)
- Euro Commercials Investments (cardiff) Limited
18.4% - Industry AVG
Employees
with 5 employees, this is similar to the industry average (5)
- Euro Commercials Investments (cardiff) Limited
5 - Industry AVG
Pay Structure
on an average salary of £35.3k, the company has an equivalent pay structure (£35.3k)
- Euro Commercials Investments (cardiff) Limited
£35.3k - Industry AVG
Efficiency
resulting in sales per employee of £185.7k, this is equally as efficient (£201.1k)
- Euro Commercials Investments (cardiff) Limited
£201.1k - Industry AVG
Debtor Days
it gets paid by customers after 25 days, this is later than average (19 days)
- Euro Commercials Investments (cardiff) Limited
19 days - Industry AVG
Creditor Days
its suppliers are paid after 3 days, this is quicker than average (30 days)
- Euro Commercials Investments (cardiff) Limited
30 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Euro Commercials Investments (cardiff) Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (17 weeks)
0 weeks - Euro Commercials Investments (cardiff) Limited
17 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 78.9%, this is a similar level of debt than the average (72.1%)
78.9% - Euro Commercials Investments (cardiff) Limited
72.1% - Industry AVG
EURO COMMERCIALS INVESTMENTS (CARDIFF) LIMITED financials
Euro Commercials Investments (Cardiff) Limited's latest turnover from December 2023 is estimated at £928.4 thousand and the company has net assets of £354.9 thousand. According to their latest financial statements, we estimate that Euro Commercials Investments (Cardiff) Limited has 5 employees and maintains cash reserves of £29 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | |||||||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 882,646 | 882,646 | 882,646 | 882,646 | 882,646 | ||||||||||
| Intangible Assets | |||||||||||||||
| Investments & Other | 1,100,000 | 1,100,000 | 1,076,793 | 882,646 | 882,646 | 882,646 | 882,646 | 882,646 | 882,646 | 882,646 | |||||
| Debtors (Due After 1 year) | 5,290 | 7,955 | 10,060 | 13,188 | 19,150 | 26,093 | 16,974 | 8,776 | 11,303 | 11,636 | |||||
| Total Fixed Assets | 1,105,290 | 1,107,955 | 1,086,853 | 895,834 | 901,796 | 908,739 | 899,620 | 891,422 | 893,949 | 894,282 | 882,646 | 882,646 | 882,646 | 882,646 | 882,646 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 66,000 | 66,000 | 132,000 | 66,000 | 14,500 | ||||||||||
| Group Debtors | |||||||||||||||
| Misc Debtors | 511,278 | 55,000 | 110,000 | 23,750 | 29,250 | 84,510 | 5,620 | ||||||||
| Cash | 29 | 980 | 62 | 87 | 78 | 77 | 42 | 1 | 20,289 | 4,556 | 26,006 | 15,731 | 20,577 | 19,920 | |
| misc current assets | |||||||||||||||
| total current assets | 577,307 | 66,980 | 132,062 | 55,087 | 110,078 | 23,827 | 95,292 | 84,511 | 5,620 | 20,289 | 4,556 | 40,506 | 15,731 | 20,577 | 19,920 |
| total assets | 1,682,597 | 1,174,935 | 1,218,915 | 950,921 | 1,011,874 | 932,566 | 994,912 | 975,933 | 899,569 | 914,571 | 887,202 | 923,152 | 898,377 | 903,223 | 902,566 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 3,133 | 23,763 | 8 | 23,763 | 23,750 | 23,763 | 23,786 | 23,763 | 352,954 | 233,167 | 267,157 | 200,210 | 162,579 | 155,511 | |
| Group/Directors Accounts | 1,328 | 1,328 | 554,204 | 653,904 | 605,704 | 634,133 | 575,149 | 26,572 | |||||||
| other short term finances | 614,261 | 614,261 | 564,861 | ||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 142,488 | 188,674 | 335,333 | 81,607 | 80,149 | 82,929 | 72,300 | 72,300 | 482,201 | ||||||
| total current liabilities | 759,882 | 828,026 | 901,530 | 659,574 | 757,803 | 712,396 | 730,219 | 671,212 | 508,773 | 352,954 | 233,167 | 267,157 | 200,210 | 162,579 | 155,511 |
| loans | 567,812 | 34,451 | 74,001 | 119,516 | 166,186 | ||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 172,156 | 183,579 | 184,937 | 181,862 | 178,709 | 387,771 | |||||||||
| provisions | |||||||||||||||
| total long term liabilities | 567,812 | 172,156 | 218,030 | 258,938 | 301,378 | 344,895 | 387,771 | ||||||||
| total liabilities | 1,327,694 | 828,026 | 901,530 | 659,574 | 757,803 | 712,396 | 730,219 | 671,212 | 508,773 | 525,110 | 451,197 | 526,095 | 501,588 | 507,474 | 543,282 |
| net assets | 354,903 | 346,909 | 317,385 | 291,347 | 254,071 | 220,170 | 264,693 | 304,721 | 390,796 | 389,461 | 436,005 | 397,057 | 396,789 | 395,749 | 359,284 |
| total shareholders funds | 354,903 | 346,909 | 317,385 | 291,347 | 254,071 | 220,170 | 264,693 | 304,721 | 390,796 | 389,461 | 436,005 | 397,057 | 396,789 | 395,749 | 359,284 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | |||||||||||||||
| Amortisation | |||||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | 508,613 | -68,105 | 73,872 | -60,962 | 79,307 | -62,381 | 18,938 | 76,363 | 5,287 | 11,636 | -14,500 | 14,500 | |||
| Creditors | -20,630 | 23,755 | -23,755 | 13 | -13 | -23 | 23 | 23,763 | -352,954 | 119,787 | -33,990 | 66,947 | 37,631 | 7,068 | 155,511 |
| Accruals and Deferred Income | -46,186 | -146,659 | 253,726 | 1,458 | -2,780 | 10,629 | -409,901 | 482,201 | |||||||
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 23,207 | 194,147 | 882,646 | ||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | -1,328 | -552,876 | -99,700 | 48,200 | -28,429 | 58,984 | 548,577 | 26,572 | |||||||
| Other Short Term Loans | 49,400 | 564,861 | |||||||||||||
| Long term loans | 567,812 | -34,451 | -39,550 | -45,515 | -46,670 | 166,186 | |||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | -172,156 | -11,423 | -1,358 | 3,075 | 3,153 | -209,062 | 387,771 | ||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -951 | 918 | -25 | 9 | 1 | 35 | 41 | 1 | -20,289 | 15,733 | -21,450 | 10,275 | -4,846 | 657 | 19,920 |
| overdraft | |||||||||||||||
| change in cash | -951 | 918 | -25 | 9 | 1 | 35 | 41 | 1 | -20,289 | 15,733 | -21,450 | 10,275 | -4,846 | 657 | 19,920 |
euro commercials investments (cardiff) limited Credit Report and Business Information
Euro Commercials Investments (cardiff) Limited Competitor Analysis
Perform a competitor analysis for euro commercials investments (cardiff) limited by selecting its closest rivals, whether from the REAL ESTATE ACTIVITIES sector, other small companies, companies in CF24 area or any other competitors across 12 key performance metrics.
euro commercials investments (cardiff) limited Ownership
EURO COMMERCIALS INVESTMENTS (CARDIFF) LIMITED group structure
Euro Commercials Investments (Cardiff) Limited has no subsidiary companies.
Ultimate parent company
EURO COMMERCIALS INVESTMENTS (CARDIFF) LIMITED
02660542
euro commercials investments (cardiff) limited directors
Euro Commercials Investments (Cardiff) Limited currently has 1 director, Mr Paul Postle serving since Sep 2021.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Paul Postle | Wales | 46 years | Sep 2021 | - | Director |
P&L
December 2023turnover
928.4k
+9%
operating profit
111.7k
0%
gross margin
64.9%
-5.77%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
354.9k
+0.02%
total assets
1.7m
+0.43%
cash
29
-0.97%
net assets
Total assets minus all liabilities
Similar Companies
euro commercials investments (cardiff) limited company details
company number
02660542
Type
Private limited with Share Capital
industry
68201 - Renting and operating of Housing Association real estate
incorporation date
November 1991
age
34
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
euro clad (south wales) (1991) limited (May 1998)
accountant
MACINTYRE HUDSON LLP
auditor
-
address
c/o resource limited, the maltings, cardiff, CF24 5EA
Bank
-
Legal Advisor
-
euro commercials investments (cardiff) limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 4 charges/mortgages relating to euro commercials investments (cardiff) limited. Currently there are 1 open charges and 3 have been satisfied in the past.
euro commercials investments (cardiff) limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for EURO COMMERCIALS INVESTMENTS (CARDIFF) LIMITED. This can take several minutes, an email will notify you when this has completed.
euro commercials investments (cardiff) limited Companies House Filings - See Documents
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