corporate & personal investment planning limited
corporate & personal investment planning limited Company Information
Company Number
02742818
Website
-Registered Address
stanhope house, mark rake, bromborough, wirral, CH62 2DN
Industry
Life insurance
Telephone
01829720397
Next Accounts Due
June 2025
Group Structure
View All
Directors
Antony Fennell32 Years
Shareholders
jane fennell 50%
mr antony douglas fennell 50%
corporate & personal investment planning limited Estimated Valuation
Pomanda estimates the enterprise value of CORPORATE & PERSONAL INVESTMENT PLANNING LIMITED at £33.2k based on a Turnover of £57.1k and 0.58x industry multiple (adjusted for size and gross margin).
corporate & personal investment planning limited Estimated Valuation
Pomanda estimates the enterprise value of CORPORATE & PERSONAL INVESTMENT PLANNING LIMITED at £0 based on an EBITDA of £-18.2k and a 8.2x industry multiple (adjusted for size and gross margin).
corporate & personal investment planning limited Estimated Valuation
Pomanda estimates the enterprise value of CORPORATE & PERSONAL INVESTMENT PLANNING LIMITED at £19k based on Net Assets of £17.6k and 1.08x industry multiple (adjusted for liquidity).
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Corporate & Personal Investment Planning Limited Overview
Corporate & Personal Investment Planning Limited is a live company located in bromborough, CH62 2DN with a Companies House number of 02742818. It operates in the life insurance sector, SIC Code 65110. Founded in August 1992, it's largest shareholder is jane fennell with a 50% stake. Corporate & Personal Investment Planning Limited is a mature, micro sized company, Pomanda has estimated its turnover at £57.1k with declining growth in recent years.
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Corporate & Personal Investment Planning Limited Health Check
Pomanda's financial health check has awarded Corporate & Personal Investment Planning Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
3 Strong
1 Regular
6 Weak
Size
annual sales of £57.1k, make it smaller than the average company (£1.2m)
- Corporate & Personal Investment Planning Limited
£1.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -14%, show it is growing at a slower rate (6.5%)
- Corporate & Personal Investment Planning Limited
6.5% - Industry AVG
Production
with a gross margin of 55.5%, this company has a higher cost of product (87.4%)
- Corporate & Personal Investment Planning Limited
87.4% - Industry AVG
Profitability
an operating margin of -31.8% make it less profitable than the average company (9.6%)
- Corporate & Personal Investment Planning Limited
9.6% - Industry AVG
Employees
with 3 employees, this is below the industry average (21)
3 - Corporate & Personal Investment Planning Limited
21 - Industry AVG
Pay Structure
on an average salary of £57.8k, the company has an equivalent pay structure (£57.8k)
- Corporate & Personal Investment Planning Limited
£57.8k - Industry AVG
Efficiency
resulting in sales per employee of £19k, this is less efficient (£120.9k)
- Corporate & Personal Investment Planning Limited
£120.9k - Industry AVG
Debtor Days
it gets paid by customers after 145 days, this is earlier than average (248 days)
- Corporate & Personal Investment Planning Limited
248 days - Industry AVG
Creditor Days
its suppliers are paid after 156 days, this is slower than average (28 days)
- Corporate & Personal Investment Planning Limited
28 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Corporate & Personal Investment Planning Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Corporate & Personal Investment Planning Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 50.8%, this is a lower level of debt than the average (94.6%)
50.8% - Corporate & Personal Investment Planning Limited
94.6% - Industry AVG
CORPORATE & PERSONAL INVESTMENT PLANNING LIMITED financials
Corporate & Personal Investment Planning Limited's latest turnover from September 2023 is estimated at £57.1 thousand and the company has net assets of £17.6 thousand. According to their latest financial statements, Corporate & Personal Investment Planning Limited has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 282,703 | 263,791 | |||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | 44,544 | 30,873 | |||||||||||||
| Interest Payable | 0 | 0 | |||||||||||||
| Interest Receivable | 1 | 182 | |||||||||||||
| Pre-Tax Profit | 44,545 | 31,055 | |||||||||||||
| Tax | -13,756 | -8,473 | |||||||||||||
| Profit After Tax | 30,789 | 22,582 | |||||||||||||
| Dividends Paid | 52,000 | 17,000 | |||||||||||||
| Retained Profit | -21,211 | 5,582 | |||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 3 | 2 | 3 | 3 | 3 | 1 | 4 | ||||||||
| EBITDA* | 50,595 | 37,487 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 10,694 | 11,224 | 11,753 | 12,282 | 12,811 | 13,384 | 14,412 | 15,766 | 17,249 | 19,363 | 21,890 | 25,504 | 23,861 | 22,402 | 25,665 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 10,694 | 11,224 | 11,753 | 12,282 | 12,811 | 13,384 | 14,412 | 15,766 | 17,249 | 19,363 | 21,890 | 25,504 | 23,861 | 22,402 | 25,665 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 22,790 | 33,953 | 38,762 | 44,998 | 36,464 | 47,995 | 56,673 | 55,839 | 43,650 | 38,464 | 7,432 | 8,261 | 12,113 | 1,053 | 2,721 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 2,277 | 2,434 | 2,270 | 2,261 | 2,575 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,621 | 4,423 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 37,620 | 91,203 | 72,382 | 50,131 | 53,276 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 1,536 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 25,067 | 36,387 | 41,032 | 47,259 | 39,039 | 49,531 | 56,673 | 55,839 | 43,650 | 38,464 | 45,052 | 99,464 | 84,495 | 55,805 | 60,420 |
| total assets | 35,761 | 47,611 | 52,785 | 59,541 | 51,850 | 62,915 | 71,085 | 71,605 | 60,899 | 57,827 | 66,942 | 124,968 | 108,356 | 78,207 | 86,085 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 10,906 | 3,665 | 9,370 | 7,559 | 6,481 | 25,749 | 38,437 | 43,685 | 17,468 | 15,036 | 25,575 | 35,498 | 45,511 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 498 | 891 | 1,116 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 31,173 | 17,615 |
| total current liabilities | 10,906 | 3,665 | 9,370 | 7,559 | 6,481 | 25,749 | 38,437 | 43,685 | 17,468 | 15,036 | 25,575 | 35,498 | 46,009 | 32,064 | 18,731 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 2,359 | 2,474 | 2,921 | 2,178 | 2,153 | 2,101 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 4,911 | 5,710 | 7,341 | 7,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 28 | 421 | 678 | 0 | 0 | 0 |
| total long term liabilities | 7,270 | 8,184 | 10,262 | 9,678 | 2,153 | 2,101 | 0 | 0 | 0 | 28 | 421 | 678 | 0 | 0 | 0 |
| total liabilities | 18,176 | 11,849 | 19,632 | 17,237 | 8,634 | 27,850 | 38,437 | 43,685 | 17,468 | 15,064 | 25,996 | 36,176 | 46,009 | 32,064 | 18,731 |
| net assets | 17,585 | 35,762 | 33,153 | 42,304 | 43,216 | 35,065 | 32,648 | 27,920 | 43,431 | 42,763 | 40,946 | 88,792 | 62,347 | 46,143 | 67,354 |
| total shareholders funds | 17,585 | 35,762 | 33,153 | 42,304 | 43,216 | 35,065 | 32,648 | 27,920 | 43,431 | 42,763 | 40,946 | 88,792 | 62,347 | 46,143 | 67,354 |
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 44,544 | 30,873 | |||||||||||||
| Depreciation | 3,614 | 5,718 | 5,980 | 6,051 | 6,614 | ||||||||||
| Amortisation | 0 | 0 | 0 | 0 | 0 | ||||||||||
| Tax | -13,756 | -8,473 | |||||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -11,320 | -4,645 | -6,227 | 8,220 | -8,956 | -8,678 | 834 | 12,189 | 5,186 | 31,032 | -829 | -3,852 | 6,439 | -1,470 | 7,144 |
| Creditors | 7,241 | -5,705 | 1,811 | 1,078 | -19,268 | -12,688 | -5,248 | 26,217 | 2,432 | -10,539 | -9,923 | -10,013 | 45,511 | 0 | 0 |
| Accruals and Deferred Income | -115 | -447 | 743 | 25 | 52 | 2,101 | 0 | 0 | 0 | 0 | 0 | 0 | -31,173 | 13,558 | 17,615 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -28 | -393 | -257 | 678 | 0 | 0 | 0 |
| Cash flow from operations | 51,867 | 39,485 | |||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -498 | -393 | -225 | 1,116 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -799 | -1,631 | -159 | 7,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | 1 | 182 | |||||||||||||
| cash flow from financing | -224 | 63,070 | |||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -37,620 | -53,583 | 18,821 | 22,251 | -3,145 | 53,276 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -37,620 | -53,583 | 18,821 | 22,251 | -3,145 | 53,276 |
corporate & personal investment planning limited Credit Report and Business Information
Corporate & Personal Investment Planning Limited Competitor Analysis
Perform a competitor analysis for corporate & personal investment planning limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in CH62 area or any other competitors across 12 key performance metrics.
corporate & personal investment planning limited Ownership
CORPORATE & PERSONAL INVESTMENT PLANNING LIMITED group structure
Corporate & Personal Investment Planning Limited has no subsidiary companies.
Ultimate parent company
CORPORATE & PERSONAL INVESTMENT PLANNING LIMITED
02742818
corporate & personal investment planning limited directors
Corporate & Personal Investment Planning Limited currently has 1 director, Mr Antony Fennell serving since Sep 1992.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Antony Fennell | United Kingdom | 72 years | Sep 1992 | - | Director |
P&L
September 2023turnover
57.1k
-9%
operating profit
-18.2k
0%
gross margin
55.6%
+8.87%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
17.6k
-0.51%
total assets
35.8k
-0.25%
cash
0
0%
net assets
Total assets minus all liabilities
corporate & personal investment planning limited company details
company number
02742818
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
August 1992
age
32
incorporated
UK
accounts
Micro-Entity Accounts
ultimate parent company
previous names
N/A
last accounts submitted
September 2023
address
stanhope house, mark rake, bromborough, wirral, CH62 2DN
accountant
PENNINGTON WILLIAMS LIMITED
auditor
-
corporate & personal investment planning limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to corporate & personal investment planning limited.
corporate & personal investment planning limited Companies House Filings - See Documents
| date | description | view/download |
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