lowy group limited
lowy group limited Company Information
Company Number
02863356
Website
www.lowygroup.co.ukRegistered Address
5 richbell place, london, WC1N 3LA
Industry
Activities of head offices
Telephone
02077926678
Next Accounts Due
June 2025
Group Structure
View All
Shareholders
lowy holdings ltd 100%
lowy group limited Estimated Valuation
Pomanda estimates the enterprise value of LOWY GROUP LIMITED at £904.7k based on a Turnover of £1.3m and 0.68x industry multiple (adjusted for size and gross margin).
lowy group limited Estimated Valuation
Pomanda estimates the enterprise value of LOWY GROUP LIMITED at £1.4m based on an EBITDA of £304.6k and a 4.56x industry multiple (adjusted for size and gross margin).
lowy group limited Estimated Valuation
Pomanda estimates the enterprise value of LOWY GROUP LIMITED at £0 based on Net Assets of £-2.1m and 2.58x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Lowy Group Limited Overview
Lowy Group Limited is a live company located in london, WC1N 3LA with a Companies House number of 02863356. It operates in the activities of head offices sector, SIC Code 70100. Founded in October 1993, it's largest shareholder is lowy holdings ltd with a 100% stake. Lowy Group Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.3m with declining growth in recent years.
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Lowy Group Limited Health Check
Pomanda's financial health check has awarded Lowy Group Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
7 Weak
Size
annual sales of £1.3m, make it smaller than the average company (£20.9m)
- Lowy Group Limited
£20.9m - Industry AVG
Growth
3 year (CAGR) sales growth of -4%, show it is growing at a slower rate (5.7%)
- Lowy Group Limited
5.7% - Industry AVG
Production
with a gross margin of 32.8%, this company has a comparable cost of product (32.8%)
- Lowy Group Limited
32.8% - Industry AVG
Profitability
an operating margin of 22.5% make it more profitable than the average company (5.6%)
- Lowy Group Limited
5.6% - Industry AVG
Employees
with 11 employees, this is below the industry average (120)
11 - Lowy Group Limited
120 - Industry AVG
Pay Structure
on an average salary of £46.2k, the company has an equivalent pay structure (£46.2k)
- Lowy Group Limited
£46.2k - Industry AVG
Efficiency
resulting in sales per employee of £121.1k, this is less efficient (£192k)
- Lowy Group Limited
£192k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Lowy Group Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 23 days, this is quicker than average (44 days)
- Lowy Group Limited
44 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Lowy Group Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (15 weeks)
0 weeks - Lowy Group Limited
15 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 110.8%, this is a higher level of debt than the average (56.2%)
110.8% - Lowy Group Limited
56.2% - Industry AVG
LOWY GROUP LIMITED financials
Lowy Group Limited's latest turnover from September 2023 is estimated at £1.3 million and the company has net assets of -£2.1 million. According to their latest financial statements, Lowy Group Limited has 11 employees and maintains cash reserves of £202 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 680,000 | 1,065,000 | 1,065,000 | 1,027,500 | 976,600 | 695,280 | 955,000 | 885,000 | 830,000 | 430,000 | 460,000 | ||||
| Other Income Or Grants | 0 | 0 | 0 | ||||||||||||
| Cost Of Sales | 0 | 0 | 0 | ||||||||||||
| Gross Profit | 680,000 | 1,065,000 | 1,065,000 | ||||||||||||
| Admin Expenses | 1,377,679 | 1,565,712 | 1,295,443 | ||||||||||||
| Operating Profit | -697,679 | -500,712 | -230,443 | -470,222 | -575,179 | -1,154,062 | -425,263 | -418,466 | -393,612 | -158,719 | -970,798 | ||||
| Interest Payable | 30,141 | 9,971 | 28,107 | 20,599 | 17,220 | 1,720 | 51,100 | 21,324 | 40,243 | 21,523 | 49,117 | ||||
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 43,079 | 8,875 | 0 | 0 | 0 | 0 | ||||
| Pre-Tax Profit | 22,180 | 239,317 | 709,450 | -490,821 | -592,399 | 5,507,254 | -467,488 | -439,790 | -433,855 | -3,064,992 | -803,949 | ||||
| Tax | 45,353 | 97,313 | 0 | 180,964 | 0 | 0 | 0 | 0 | 0 | 0 | 175,000 | ||||
| Profit After Tax | 67,533 | 336,630 | 709,450 | -309,857 | -592,399 | 5,507,254 | -467,488 | -439,790 | -433,855 | -3,064,992 | -628,949 | ||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||
| Retained Profit | 67,533 | 336,630 | 709,450 | -309,857 | -592,399 | 5,507,254 | -467,488 | -439,790 | -433,855 | -3,064,992 | -628,949 | ||||
| Employee Costs | 749,479 | 753,218 | 717,306 | 707,475 | 711,486 | 333,502 | 897,824 | ||||||||
| Number Of Employees | 11 | 9 | 11 | 11 | 11 | 8 | 10 | 12 | 12 | 13 | 16 | 16 | 16 | 16 | 16 |
| EBITDA* | -682,798 | -485,922 | -215,747 | -462,214 | -573,751 | -1,154,062 | -422,037 | -414,779 | -368,413 | -146,395 | -945,501 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 32,501 | 29,902 | 38,729 | 47,528 | 35,820 | 47,657 | 59,503 | 71,249 | 9,999 | 0 | 453,436 | 25,805 | 21,074 | 31,653 | 39,582 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 | 450,100 | 450,100 | 450,100 | 454,095 | 454,095 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 4,432,501 | 4,429,902 | 4,438,729 | 4,447,528 | 4,435,820 | 4,447,657 | 4,459,503 | 4,471,249 | 4,409,999 | 4,400,000 | 903,536 | 475,905 | 471,174 | 485,748 | 493,677 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 6,888 | 11,710 | 0 | 0 | 0 | 31,596 | 584,781 | 267,216 | 439,470 | 5,537 | 0 | 0 | 0 | 0 |
| Group Debtors | 14,475,611 | 13,339,546 | 8,186,649 | 16,251,897 | 17,034,732 | 15,790,347 | 19,036,478 | 13,626,726 | 10,172,001 | 0 | 5,735,487 | 4,344,681 | 4,780,259 | 3,530,773 | 5,950,312 |
| Misc Debtors | 72,538 | 90,229 | 2,965,230 | 789,976 | 324,391 | 257,454 | 320,053 | 319,874 | 440,724 | 593,206 | 1,020,802 | 699,230 | 674,868 | 353,470 | 306,302 |
| Cash | 202,029 | 3,155 | 5,323 | 220,717 | 174,275 | 162,769 | 142,705 | 292,890 | 99,474 | 384,096 | 3,074 | 1,873 | 102,659 | 2,658 | 2,742 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 14,750,178 | 13,439,818 | 11,168,912 | 17,262,590 | 17,533,398 | 16,210,570 | 19,530,832 | 14,824,271 | 10,979,415 | 1,416,772 | 6,764,900 | 5,045,784 | 5,557,786 | 3,886,901 | 6,259,356 |
| total assets | 19,182,679 | 17,869,720 | 15,607,641 | 21,710,118 | 21,969,218 | 20,658,227 | 23,990,335 | 19,295,520 | 15,389,414 | 5,816,772 | 7,668,436 | 5,521,689 | 6,028,960 | 4,372,649 | 6,753,033 |
| Bank overdraft | 0 | 224,142 | 756,049 | 0 | 0 | 0 | 63,028 | 0 | 11,010 | 355,104 | 372,224 | 735,662 | 510,860 | 785,645 | 663,654 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 58,458 | 57,128 | 63,759 | 218,686 | 229,282 | 113,621 | 73,560 | 78,803 | 150,352 | 283,926 | 72,195 | 103,209 | 62,560 | 157,728 | 245,820 |
| Group/Directors Accounts | 20,705,082 | 13,179,492 | 12,319,260 | 14,911,013 | 15,406,595 | 13,307,076 | 16,743,984 | 13,486,229 | 9,923,902 | 3,604,178 | 7,540,830 | 6,312,494 | 7,102,277 | 5,475,575 | 6,008,145 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18,307 | 39,220 | 47,390 | 11,225 | 11,225 |
| other current liabilities | 493,168 | 6,702,712 | 3,921,227 | 7,073,334 | 5,637,662 | 6,609,384 | 6,818,247 | 6,148,422 | 5,412,227 | 1,089,242 | 4,687,812 | 2,886,548 | 2,396,231 | 1,538,752 | 390,859 |
| total current liabilities | 21,256,708 | 20,163,474 | 17,060,295 | 22,203,033 | 21,273,539 | 20,030,081 | 23,698,819 | 19,713,454 | 15,497,491 | 5,332,450 | 12,691,368 | 10,077,133 | 10,119,318 | 7,968,925 | 7,319,703 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 16,445 | 40,998 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8,851 | 44,524 | 50,136 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25,296 | 85,522 | 50,136 |
| total liabilities | 21,256,708 | 20,163,474 | 17,060,295 | 22,203,033 | 21,273,539 | 20,030,081 | 23,698,819 | 19,713,454 | 15,497,491 | 5,332,450 | 12,691,368 | 10,077,133 | 10,144,614 | 8,054,447 | 7,369,839 |
| net assets | -2,074,029 | -2,293,754 | -1,452,654 | -492,915 | 695,679 | 628,146 | 291,516 | -417,934 | -108,077 | 484,322 | -5,022,932 | -4,555,444 | -4,115,654 | -3,681,798 | -616,806 |
| total shareholders funds | -2,074,029 | -2,293,754 | -1,452,654 | -492,915 | 695,679 | 628,146 | 291,516 | -417,934 | -108,077 | 484,322 | -5,022,932 | -4,555,444 | -4,115,654 | -3,681,798 | -616,806 |
| Sep 2023 | Sep 2022 | Sep 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -697,679 | -500,712 | -230,443 | -470,222 | -575,179 | -1,154,062 | -425,263 | -418,466 | -393,612 | -158,719 | -970,798 | ||||
| Depreciation | 4,422 | 4,133 | 14,452 | 15,601 | 14,881 | 14,790 | 14,696 | 8,008 | 1,428 | 0 | 3,226 | 3,687 | 25,199 | 12,324 | 25,297 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 45,353 | 97,313 | 0 | 180,964 | 0 | 0 | 0 | 0 | 0 | 0 | 175,000 | ||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 1,111,486 | 2,273,074 | -5,878,284 | -317,250 | 1,311,322 | -3,340,326 | 4,856,746 | 3,651,440 | 9,847,265 | -5,729,150 | 1,717,915 | -411,216 | 1,570,884 | -2,372,371 | 6,256,614 |
| Creditors | 1,330 | -6,631 | -154,927 | -10,596 | 115,661 | 40,061 | -5,243 | -71,549 | -133,574 | 211,731 | -31,014 | 40,649 | -95,168 | -88,092 | 245,820 |
| Accruals and Deferred Income | -6,209,544 | 2,781,485 | -3,152,107 | 1,435,672 | -971,722 | -208,863 | 669,825 | 736,195 | 4,322,985 | -3,598,570 | 1,801,264 | 490,317 | 857,479 | 1,147,893 | 390,859 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -2,804,828 | 2,782,915 | -4,407,911 | -3,268,044 | -6,231,605 | 1,188,249 | -369,702 | 527,403 | -1,176,986 | 3,285,777 | -6,390,436 | ||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,949,900 | 0 | 0 | -3,995 | 0 | 454,095 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 7,525,590 | 860,232 | -2,591,753 | -495,582 | 2,099,519 | -3,436,908 | 3,257,755 | 3,562,327 | 6,319,724 | -3,936,652 | 1,228,336 | -789,783 | 1,626,702 | -532,570 | 6,008,145 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -16,445 | -24,553 | 40,998 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -18,307 | -20,913 | -17,021 | 492 | -5,612 | 61,361 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | -30,141 | -9,971 | -28,107 | -20,599 | -17,220 | 41,359 | -42,225 | -21,324 | -40,243 | -21,523 | -49,117 | ||||
| cash flow from financing | 2,069,378 | -3,446,879 | 3,229,648 | 3,541,728 | 6,302,504 | -3,913,600 | 1,165,198 | -844,573 | 1,562,397 | -518,707 | 6,032,532 | ||||
| cash and cash equivalents | |||||||||||||||
| cash | 198,874 | -2,168 | -215,394 | 46,442 | 11,506 | 20,064 | -150,185 | 193,416 | -284,622 | 381,022 | 1,201 | -100,786 | 100,001 | -84 | 2,742 |
| overdraft | -224,142 | -531,907 | 756,049 | 0 | 0 | -63,028 | 63,028 | -11,010 | -344,094 | -17,120 | -363,438 | 224,802 | -274,785 | 121,991 | 663,654 |
| change in cash | 423,016 | 529,739 | -971,443 | 46,442 | 11,506 | 83,092 | -213,213 | 204,426 | 59,472 | 398,142 | 364,639 | -325,588 | 374,786 | -122,075 | -660,912 |
lowy group limited Credit Report and Business Information
Lowy Group Limited Competitor Analysis
Perform a competitor analysis for lowy group limited by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other small companies, companies in WC1N area or any other competitors across 12 key performance metrics.
lowy group limited Ownership
LOWY GROUP LIMITED group structure
Lowy Group Limited has 1 subsidiary company.
Ultimate parent company
1 parent
LOWY GROUP LIMITED
02863356
1 subsidiary
lowy group limited directors
Lowy Group Limited currently has 4 directors. The longest serving directors include Mr Peter Lowy (Oct 1993) and Mr Stephen Lowy (Jun 2012).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Peter Lowy | England | 79 years | Oct 1993 | - | Director |
| Mr Stephen Lowy | 43 years | Jun 2012 | - | Director | |
| Ms Tracy Lowy | England | 57 years | Jun 2012 | - | Director |
| Mr Simon Perkins | 60 years | Jun 2012 | - | Director |
P&L
September 2023turnover
1.3m
+105%
operating profit
300.2k
0%
gross margin
32.9%
+0.03%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
-2.1m
-0.1%
total assets
19.2m
+0.07%
cash
202k
+63.03%
net assets
Total assets minus all liabilities
lowy group limited company details
company number
02863356
Type
Private limited with Share Capital
industry
70100 - Activities of head offices
incorporation date
October 1993
age
31
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
September 2023
previous names
vienna group holdings limited (October 2009)
accountant
HAYSMACINTYRE LLP
auditor
-
address
5 richbell place, london, WC1N 3LA
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
lowy group limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 7 charges/mortgages relating to lowy group limited. Currently there are 1 open charges and 6 have been satisfied in the past.
lowy group limited Companies House Filings - See Documents
| date | description | view/download |
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