claims management and adjusting limited
claims management and adjusting limited Company Information
Company Number
02955406
Next Accounts
Jun 2025
Shareholders
questgates ltd
Group Structure
View All
Industry
Non-life insurance
Registered Address
11a the wharf bridge street, birmingham, B1 2JS
Website
www.cmaclaims.co.ukclaims management and adjusting limited Estimated Valuation
Pomanda estimates the enterprise value of CLAIMS MANAGEMENT AND ADJUSTING LIMITED at £472.4k based on a Turnover of £809.5k and 0.58x industry multiple (adjusted for size and gross margin).
claims management and adjusting limited Estimated Valuation
Pomanda estimates the enterprise value of CLAIMS MANAGEMENT AND ADJUSTING LIMITED at £411.6k based on an EBITDA of £64k and a 6.43x industry multiple (adjusted for size and gross margin).
claims management and adjusting limited Estimated Valuation
Pomanda estimates the enterprise value of CLAIMS MANAGEMENT AND ADJUSTING LIMITED at £619.9k based on Net Assets of £378.4k and 1.64x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Claims Management And Adjusting Limited Overview
Claims Management And Adjusting Limited is a live company located in birmingham, B1 2JS with a Companies House number of 02955406. It operates in the non-life insurance sector, SIC Code 65120. Founded in August 1994, it's largest shareholder is questgates ltd with a 100% stake. Claims Management And Adjusting Limited is a mature, small sized company, Pomanda has estimated its turnover at £809.5k with low growth in recent years.
Upgrade for unlimited company reports & a free credit check
Claims Management And Adjusting Limited Health Check
Pomanda's financial health check has awarded Claims Management And Adjusting Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
5 Weak
Size
annual sales of £809.5k, make it smaller than the average company (£2m)
- Claims Management And Adjusting Limited
£2m - Industry AVG
Growth
3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (7%)
- Claims Management And Adjusting Limited
7% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
- Claims Management And Adjusting Limited
100% - Industry AVG
Profitability
an operating margin of 6% make it less profitable than the average company (17.9%)
- Claims Management And Adjusting Limited
17.9% - Industry AVG
Employees
with 15 employees, this is below the industry average (25)
15 - Claims Management And Adjusting Limited
25 - Industry AVG
Pay Structure
on an average salary of £62.1k, the company has an equivalent pay structure (£62.1k)
- Claims Management And Adjusting Limited
£62.1k - Industry AVG
Efficiency
resulting in sales per employee of £54k, this is less efficient (£150.8k)
- Claims Management And Adjusting Limited
£150.8k - Industry AVG
Debtor Days
it gets paid by customers after 68 days, this is earlier than average (208 days)
- Claims Management And Adjusting Limited
208 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Claims Management And Adjusting Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Claims Management And Adjusting Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 78 weeks, this is more cash available to meet short term requirements (21 weeks)
78 weeks - Claims Management And Adjusting Limited
21 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 39.2%, this is a lower level of debt than the average (81.6%)
39.2% - Claims Management And Adjusting Limited
81.6% - Industry AVG
CLAIMS MANAGEMENT AND ADJUSTING LIMITED financials
Claims Management And Adjusting Limited's latest turnover from September 2023 is estimated at £809.5 thousand and the company has net assets of £378.4 thousand. According to their latest financial statements, Claims Management And Adjusting Limited has 15 employees and maintains cash reserves of £358.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | |||||||||||||||
| Gross Profit | |||||||||||||||
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | |||||||||||||||
| Tax | |||||||||||||||
| Profit After Tax | |||||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | |||||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 15 | 15 | 16 | 15 | 16 | 20 | 19 | 17 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 63,660 | 75,028 | 42,923 | 8,950 | 11,352 | 19,892 | 15,385 | 20,959 | 10,699 | 14,564 | 24,036 | 40,830 | 21,540 | 11,646 | 13,425 |
| Intangible Assets | |||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 63,660 | 75,028 | 42,923 | 8,950 | 11,352 | 19,892 | 15,385 | 20,959 | 10,699 | 14,564 | 24,036 | 40,830 | 21,540 | 11,646 | 13,425 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 151,976 | 147,687 | 137,655 | 140,436 | 159,988 | 158,302 | 141,642 | 127,597 | 136,752 | 82,551 | 86,782 | 161,437 | 188,193 | 166,340 | 104,471 |
| Group Debtors | |||||||||||||||
| Misc Debtors | 48,244 | 51,684 | 62,166 | 70,376 | 71,446 | 58,126 | 43,178 | 34,232 | |||||||
| Cash | 358,629 | 275,194 | 229,077 | 275,795 | 185,648 | 162,619 | 218,457 | 169,177 | 99,606 | 39,570 | 47,976 | 35,921 | 52,124 | 47,996 | 49,926 |
| misc current assets | |||||||||||||||
| total current assets | 558,849 | 474,565 | 428,898 | 486,607 | 417,082 | 379,047 | 403,277 | 331,006 | 236,358 | 122,121 | 134,758 | 197,358 | 240,317 | 214,336 | 154,397 |
| total assets | 622,509 | 549,593 | 471,821 | 495,557 | 428,434 | 398,939 | 418,662 | 351,965 | 247,057 | 136,685 | 158,794 | 238,188 | 261,857 | 225,982 | 167,822 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 36,734 | 36,947 | 34,241 | 68,457 | 55,383 | 57,088 | 62,765 | 64,448 | 137,075 | 70,582 | 108,648 | 121,278 | 160,194 | 131,154 | 112,775 |
| Group/Directors Accounts | |||||||||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 201,540 | 175,010 | 131,500 | 155,195 | 130,823 | 112,923 | 160,525 | 135,801 | |||||||
| total current liabilities | 238,274 | 211,957 | 165,741 | 223,652 | 186,206 | 170,011 | 223,290 | 200,249 | 137,075 | 70,582 | 108,648 | 121,278 | 160,194 | 131,154 | 112,775 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 1,124 | 5,618 | 10,111 | ||||||||||||
| provisions | 5,800 | 8,320 | 7,984 | 1,492 | 1,904 | 3,471 | 3,507 | 3,507 | 1,213 | 2,195 | 3,932 | 3,063 | 3,063 | ||
| total long term liabilities | 5,800 | 8,320 | 7,984 | 1,492 | 1,904 | 3,471 | 3,507 | 3,507 | 1,213 | 3,319 | 9,550 | 13,174 | 3,063 | ||
| total liabilities | 244,074 | 220,277 | 173,725 | 225,144 | 188,110 | 173,482 | 226,797 | 203,756 | 138,288 | 73,901 | 118,198 | 134,452 | 163,257 | 131,154 | 112,775 |
| net assets | 378,435 | 329,316 | 298,096 | 270,413 | 240,324 | 225,457 | 191,865 | 148,209 | 108,769 | 62,784 | 40,596 | 103,736 | 98,600 | 94,828 | 55,047 |
| total shareholders funds | 378,435 | 329,316 | 298,096 | 270,413 | 240,324 | 225,457 | 191,865 | 148,209 | 108,769 | 62,784 | 40,596 | 103,736 | 98,600 | 94,828 | 55,047 |
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 15,190 | 15,880 | 5,582 | 4,923 | 9,105 | 9,444 | 8,139 | 8,037 | 9,308 | 9,472 | 28,494 | 10,938 | 5,440 | 4,960 | 4,415 |
| Amortisation | |||||||||||||||
| Tax | |||||||||||||||
| Stock | |||||||||||||||
| Debtors | 849 | -450 | -10,991 | -20,622 | 15,006 | 31,608 | 22,991 | 25,077 | 54,201 | -4,231 | -74,655 | -26,756 | 21,853 | 61,869 | 104,471 |
| Creditors | -213 | 2,706 | -34,216 | 13,074 | -1,705 | -5,677 | -1,683 | -72,627 | 66,493 | -38,066 | -12,630 | -38,916 | 29,040 | 18,379 | 112,775 |
| Accruals and Deferred Income | 26,530 | 43,510 | -23,695 | 24,372 | 17,900 | -47,602 | 24,724 | 135,801 | |||||||
| Deferred Taxes & Provisions | -2,520 | 336 | 6,492 | -412 | -1,567 | -36 | 2,294 | -982 | -1,737 | 869 | 3,063 | ||||
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | |||||||||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | -1,124 | -4,494 | -4,493 | 10,111 | |||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | |||||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | 83,435 | 46,117 | -46,718 | 90,147 | 23,029 | -55,838 | 49,280 | 69,571 | 60,036 | -8,406 | 12,055 | -16,203 | 4,128 | -1,930 | 49,926 |
| overdraft | |||||||||||||||
| change in cash | 83,435 | 46,117 | -46,718 | 90,147 | 23,029 | -55,838 | 49,280 | 69,571 | 60,036 | -8,406 | 12,055 | -16,203 | 4,128 | -1,930 | 49,926 |
claims management and adjusting limited Credit Report and Business Information
Claims Management And Adjusting Limited Competitor Analysis
Perform a competitor analysis for claims management and adjusting limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in B 1 area or any other competitors across 12 key performance metrics.
claims management and adjusting limited Ownership
CLAIMS MANAGEMENT AND ADJUSTING LIMITED group structure
Claims Management And Adjusting Limited has no subsidiary companies.
Ultimate parent company
2 parents
CLAIMS MANAGEMENT AND ADJUSTING LIMITED
02955406
claims management and adjusting limited directors
Claims Management And Adjusting Limited currently has 3 directors. The longest serving directors include Mr Christopher Hall (Jan 2024) and Mr Stephen Maer (Jan 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Christopher Hall | England | 66 years | Jan 2024 | - | Director |
| Mr Stephen Maer | England | 52 years | Jan 2024 | - | Director |
| Mr Gregory Laker | England | 55 years | Jan 2024 | - | Director |
P&L
September 2023turnover
809.5k
+3%
operating profit
48.9k
0%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
378.4k
+0.15%
total assets
622.5k
+0.13%
cash
358.6k
+0.3%
net assets
Total assets minus all liabilities
claims management and adjusting limited company details
company number
02955406
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
August 1994
age
31
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
September 2023
previous names
darnath limited (August 1994)
accountant
KRESTON REEVES LLP
auditor
-
address
11a the wharf bridge street, birmingham, B1 2JS
Bank
-
Legal Advisor
-
claims management and adjusting limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 3 charges/mortgages relating to claims management and adjusting limited. Currently there are 0 open charges and 3 have been satisfied in the past.
claims management and adjusting limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CLAIMS MANAGEMENT AND ADJUSTING LIMITED. This can take several minutes, an email will notify you when this has completed.
claims management and adjusting limited Companies House Filings - See Documents
| date | description | view/download |
|---|
