kingsway finance and leasing limited
kingsway finance and leasing limited Company Information
Company Number
03101359
Next Accounts
Sep 2025
Shareholders
kingsway financial group holdings ltd
Group Structure
View All
Industry
Financial leasing
Registered Address
barons court, manchester road, wilmslow, cheshire, SK9 1BQ
Website
www.kingswayfinance.comkingsway finance and leasing limited Estimated Valuation
Pomanda estimates the enterprise value of KINGSWAY FINANCE AND LEASING LIMITED at £2.3m based on a Turnover of £1.6m and 1.45x industry multiple (adjusted for size and gross margin).
kingsway finance and leasing limited Estimated Valuation
Pomanda estimates the enterprise value of KINGSWAY FINANCE AND LEASING LIMITED at £8.6m based on an EBITDA of £1.5m and a 5.73x industry multiple (adjusted for size and gross margin).
kingsway finance and leasing limited Estimated Valuation
Pomanda estimates the enterprise value of KINGSWAY FINANCE AND LEASING LIMITED at £783.6k based on Net Assets of £392.2k and 2x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Kingsway Finance And Leasing Limited Overview
Kingsway Finance And Leasing Limited is a live company located in wilmslow, SK9 1BQ with a Companies House number of 03101359. It operates in the financial leasing sector, SIC Code 64910. Founded in September 1995, it's largest shareholder is kingsway financial group holdings ltd with a 100% stake. Kingsway Finance And Leasing Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.6m with rapid growth in recent years.
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Kingsway Finance And Leasing Limited Health Check
Pomanda's financial health check has awarded Kingsway Finance And Leasing Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
5 Weak
Size
annual sales of £1.6m, make it smaller than the average company (£2.9m)
£1.6m - Kingsway Finance And Leasing Limited
£2.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 1154%, show it is growing at a faster rate (-0.2%)
1154% - Kingsway Finance And Leasing Limited
-0.2% - Industry AVG
Production
with a gross margin of 50.3%, this company has a comparable cost of product (49.5%)
50.3% - Kingsway Finance And Leasing Limited
49.5% - Industry AVG
Profitability
an operating margin of 95.6% make it more profitable than the average company (40%)
95.6% - Kingsway Finance And Leasing Limited
40% - Industry AVG
Employees
with 4 employees, this is below the industry average (8)
4 - Kingsway Finance And Leasing Limited
8 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Kingsway Finance And Leasing Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £392k, this is less efficient (£546.5k)
£392k - Kingsway Finance And Leasing Limited
£546.5k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Kingsway Finance And Leasing Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (33 days)
0 days - Kingsway Finance And Leasing Limited
33 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Kingsway Finance And Leasing Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (5 weeks)
0 weeks - Kingsway Finance And Leasing Limited
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 97.2%, this is a similar level of debt than the average (96.3%)
97.2% - Kingsway Finance And Leasing Limited
96.3% - Industry AVG
KINGSWAY FINANCE AND LEASING LIMITED financials
Kingsway Finance And Leasing Limited's latest turnover from December 2023 is £1.6 million and the company has net assets of £392.2 thousand. According to their latest financial statements, Kingsway Finance And Leasing Limited has 4 employees and maintains cash reserves of £46.4 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,568,054 | 832,789 | 527 | 795 | 53,669 | 68,455 | 199,999 | 463,993 | 872,823 | 1,583,931 | 1,791,815 | 1,300,422 | 1,072,837 | 2,271,255 | 3,149,764 |
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 779,554 | 631,707 | -153 | 600 | 616 | 2,630 | 52,122 | ||||||||
| Gross Profit | 788,500 | 201,082 | 680 | 195 | 53,053 | 65,825 | 147,877 | ||||||||
| Admin Expenses | 6,013 | 42,356 | 1,598 | 77,292 | |||||||||||
| Operating Profit | -5,333 | 195 | 10,697 | 64,227 | 70,585 | 197,817 | 233,133 | 659,867 | 1,124,681 | 825,268 | 356,011 | 1,346,132 | 1,371,891 | ||
| Interest Payable | 130,668 | 205,742 | 1,191,713 | 1,263,266 | 1,026,427 | 1,111,366 | 1,157,153 | 859,843 | |||||||
| Interest Receivable | 2,880,699 | ||||||||||||||
| Pre-Tax Profit | 388,500 | 51,082 | -5,333 | 195 | 10,697 | 64,227 | 70,585 | 67,149 | 27,391 | 2,348,853 | -138,585 | -201,159 | -755,355 | 188,979 | 512,048 |
| Tax | -91,585 | 2,424 | -18,290 | -71,436 | -118,149 | -15,958 | -583,569 | -27,651 | -18,280 | 168,707 | -107,155 | -187,772 | |||
| Profit After Tax | 388,500 | 51,082 | -5,333 | -91,390 | 13,121 | 45,937 | -851 | -51,000 | 11,433 | 1,765,284 | -166,236 | -219,439 | -586,648 | 81,824 | 324,276 |
| Dividends Paid | 60,000 | 200,000 | 600,000 | 946,183 | 35,000 | 89,000 | |||||||||
| Retained Profit | 388,500 | 51,082 | -5,333 | -91,390 | 13,121 | -14,063 | -851 | -251,000 | -588,567 | 819,101 | -166,236 | -254,439 | -586,648 | -7,176 | 324,276 |
| Employee Costs | 765,707 | 588,292 | 586,922 | 462,711 | 428,120 | ||||||||||
| Number Of Employees | 4 | 6 | 6 | 6 | 13 | 13 | 11 | 11 | 11 | ||||||
| EBITDA* | -5,333 | 195 | 12,917 | 74,466 | 70,585 | 225,968 | 271,624 | 685,224 | 1,170,528 | 825,268 | 356,011 | 1,346,132 | 1,371,891 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 2,220 | 27,110 | 49,997 | 73,499 | 53,569 | 47,294 | 76,394 | ||||||||
| Intangible Assets | |||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | 9,424,689 | 8,551,318 | 17,438 | 36,972 | 214,840 | 492,113 | 1,231,907 | 3,210,851 | 4,163,076 | 2,663,075 | 2,878,533 | 2,946,349 | 7,164,642 | ||
| Total Fixed Assets | 9,424,689 | 8,551,318 | 17,438 | 36,972 | 2,220 | 241,950 | 542,110 | 1,305,406 | 3,264,420 | 4,210,370 | 2,739,469 | 2,878,533 | 2,946,349 | 7,164,642 | |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 59,365 | 66,852 | 21,628 | 218,882 | 589,660 | 1,115,946 | 832,496 | 830,722 | |||||||
| Group Debtors | 1,639,463 | 191 | 516,743 | 560,297 | 1,267,107 | 1,620,964 | 1,453,899 | 1,717,644 | 1,485,599 | ||||||
| Misc Debtors | 2,962,591 | 3,069,708 | 5,249 | 25,167 | 108,454 | 114,985 | 120,107 | 581,638 | 1,494,624 | 2,510,987 | 2,519,651 | 2,061,217 | 1,309,396 | 6,097,399 | 7,508,588 |
| Cash | 46,431 | 24,443 | 7,818 | 2,059 | 7,351 | 3,254 | 7,971 | 37,281 | 89,853 | 250 | 250 | 250 | 1,936 | 83,734 | 169,265 |
| misc current assets | |||||||||||||||
| total current assets | 4,648,485 | 3,094,151 | 13,258 | 27,226 | 115,805 | 177,604 | 194,930 | 640,547 | 2,320,102 | 3,661,194 | 4,902,954 | 4,514,927 | 3,595,953 | 7,898,777 | 9,163,452 |
| total assets | 14,073,174 | 11,645,469 | 30,696 | 27,226 | 152,777 | 179,824 | 436,880 | 1,182,657 | 3,625,508 | 6,925,614 | 9,113,324 | 7,254,396 | 6,474,486 | 10,845,126 | 16,328,094 |
| Bank overdraft | 7,997 | 2,035,248 | 2,907,396 | 2,388,998 | 1,430,946 | 279,476 | |||||||||
| Bank loan | 2,203,894 | 1,703,818 | 2,534,001 | 3,864,913 | 12,592,472 | ||||||||||
| Trade Creditors | 560 | 8,013 | 5,755 | 13,764 | 6,865 | 5,104 | |||||||||
| Group/Directors Accounts | 4,389,778 | 3,224,913 | 78,077 | 69,273 | 103,304 | 134,948 | 247,835 | 353,886 | 717,228 | 672,473 | 564,498 | 467,464 | 874,491 | ||
| other short term finances | |||||||||||||||
| hp & lease commitments | 14,713 | 17,443 | 9,102 | 9,566 | 12,067 | ||||||||||
| other current liabilities | 125,921 | 118,125 | 130 | 8,654 | 138,760 | 114,727 | 376,716 | 915,135 | 176,220 | 169,714 | 418,793 | 917,226 | 1,693,427 | ||
| total current liabilities | 6,720,153 | 5,046,856 | 78,077 | 69,273 | 103,434 | 143,602 | 386,595 | 499,336 | 3,152,390 | 3,845,397 | 3,254,122 | 2,182,329 | 3,699,734 | 5,656,630 | 14,285,899 |
| loans | 6,960,820 | 6,594,912 | 624,169 | 148,252 | 2,183,420 | 5,771,049 | 4,805,129 | 2,276,381 | 4,103,477 | ||||||
| hp & lease commitments | 1,922 | 16,636 | 10,457 | 23,006 | |||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | 950,000 | ||||||||||||||
| provisions | |||||||||||||||
| total long term liabilities | 6,960,820 | 6,594,912 | 626,091 | 164,888 | 2,183,420 | 5,781,506 | 4,828,135 | 2,276,381 | 4,103,477 | 950,000 | |||||
| total liabilities | 13,680,973 | 11,641,768 | 78,077 | 69,273 | 103,434 | 143,602 | 386,595 | 1,125,427 | 3,317,278 | 6,028,817 | 9,035,628 | 7,010,464 | 5,976,115 | 9,760,107 | 15,235,899 |
| net assets | 392,201 | 3,701 | -47,381 | -42,047 | 49,343 | 36,222 | 50,285 | 57,230 | 308,230 | 896,797 | 77,696 | 243,932 | 498,371 | 1,085,019 | 1,092,195 |
| total shareholders funds | 392,201 | 3,701 | -47,381 | -42,047 | 49,343 | 36,222 | 50,285 | 57,230 | 308,230 | 896,797 | 77,696 | 243,932 | 498,371 | 1,085,019 | 1,092,195 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -5,333 | 195 | 10,697 | 64,227 | 70,585 | 197,817 | 233,133 | 659,867 | 1,124,681 | 825,268 | 356,011 | 1,346,132 | 1,371,891 | ||
| Depreciation | 2,220 | 10,239 | 28,151 | 38,491 | 25,357 | 45,847 | |||||||||
| Amortisation | |||||||||||||||
| Tax | -91,585 | 2,424 | -18,290 | -71,436 | -118,149 | -15,958 | -583,569 | -27,651 | -18,280 | 168,707 | -107,155 | -187,772 | |||
| Stock | |||||||||||||||
| Debtors | 2,405,717 | 11,598,148 | -2,289 | -120,259 | -28,924 | -227,449 | -693,580 | -2,366,777 | -3,409,639 | -2,193,985 | 1,888,028 | 705,202 | -4,288,842 | -5,397,437 | 16,158,829 |
| Creditors | 560 | -8,013 | 2,258 | -8,009 | 6,899 | 1,761 | 5,104 | ||||||||
| Accruals and Deferred Income | 7,796 | 118,125 | -130 | -8,524 | -130,106 | 24,033 | -261,989 | -538,419 | 738,915 | 6,506 | -249,079 | -498,433 | -776,201 | 1,693,427 | |
| Deferred Taxes & Provisions | |||||||||||||||
| Cash flow from operations | -3,044 | 28,739 | 35,741 | 153,519 | 2,214,865 | 3,118,877 | 3,041,454 | -736,884 | -142,189 | 4,315,127 | 5,860,213 | -13,281,283 | |||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 500,076 | 1,703,818 | -2,534,001 | -1,330,912 | -8,727,559 | 12,592,472 | |||||||||
| Group/Directors Accounts | 1,164,865 | 3,146,836 | 8,804 | -34,031 | -31,644 | -112,887 | -106,051 | -363,342 | 717,228 | -672,473 | 107,975 | 97,034 | -407,027 | 874,491 | |
| Other Short Term Loans | |||||||||||||||
| Long term loans | 365,908 | 6,594,912 | -624,169 | 475,917 | -2,035,168 | -3,587,629 | 965,920 | 2,528,748 | -1,827,096 | 4,103,477 | |||||
| Hire Purchase and Lease Commitments | -16,635 | -17,444 | 24,977 | -10,921 | -15,050 | 35,073 | |||||||||
| other long term liabilities | -950,000 | 950,000 | |||||||||||||
| share issue | |||||||||||||||
| interest | -130,668 | -205,742 | 1,688,986 | -1,263,266 | -1,026,427 | -1,111,366 | -1,157,153 | -859,843 | |||||||
| cash flow from financing | 2,030,849 | 11,445,566 | 8,803 | -34,031 | -31,644 | -112,887 | -752,949 | -35,537 | -1,498,705 | -2,582,037 | -204,421 | -899,573 | -4,676,401 | -5,856,744 | 13,450,548 |
| cash and cash equivalents | |||||||||||||||
| cash | 21,988 | 16,625 | 5,759 | -5,292 | 4,097 | -4,717 | -29,310 | -52,572 | 89,603 | -1,686 | -81,798 | -85,531 | 169,265 | ||
| overdraft | -7,997 | -2,027,251 | -872,148 | 518,398 | 958,052 | 1,151,470 | 279,476 | ||||||||
| change in cash | 21,988 | 16,625 | 5,759 | -5,292 | 4,097 | -4,717 | -21,313 | 1,974,679 | 961,751 | -518,398 | -958,052 | -1,153,156 | -361,274 | -85,531 | 169,265 |
kingsway finance and leasing limited Credit Report and Business Information
Kingsway Finance And Leasing Limited Competitor Analysis
Perform a competitor analysis for kingsway finance and leasing limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in SK9 area or any other competitors across 12 key performance metrics.
kingsway finance and leasing limited Ownership
KINGSWAY FINANCE AND LEASING LIMITED group structure
Kingsway Finance And Leasing Limited has no subsidiary companies.
Ultimate parent company
2 parents
KINGSWAY FINANCE AND LEASING LIMITED
03101359
kingsway finance and leasing limited directors
Kingsway Finance And Leasing Limited currently has 5 directors. The longest serving directors include Mr Adrian Anthon (Sep 1995) and Mr Paul Bradbury (Oct 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Adrian Anthon | England | 70 years | Sep 1995 | - | Director |
| Mr Paul Bradbury | England | 63 years | Oct 2016 | - | Director |
| Mr Peadar O'Reilly | England | 48 years | Dec 2018 | - | Director |
| Mr Jack Summers | England | 40 years | Dec 2018 | - | Director |
| Mr Michael Day | 62 years | Jan 2020 | - | Director |
P&L
December 2023turnover
1.6m
+88%
operating profit
1.5m
0%
gross margin
50.3%
+108.26%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
392.2k
+104.97%
total assets
14.1m
+0.21%
cash
46.4k
+0.9%
net assets
Total assets minus all liabilities
kingsway finance and leasing limited company details
company number
03101359
Type
Private limited with Share Capital
industry
64910 - Financial leasing
incorporation date
September 1995
age
30
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
kingsway finance and leasing plc (August 2016)
kingsway finance and leasing ltd. (February 2002)
accountant
-
auditor
MHA
address
barons court, manchester road, wilmslow, cheshire, SK9 1BQ
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
kingsway finance and leasing limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 12 charges/mortgages relating to kingsway finance and leasing limited. Currently there are 1 open charges and 11 have been satisfied in the past.
kingsway finance and leasing limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for KINGSWAY FINANCE AND LEASING LIMITED. This can take several minutes, an email will notify you when this has completed.
kingsway finance and leasing limited Companies House Filings - See Documents
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