st. james's place plc Company Information
Company Number
03183415
Next Accounts
Jun 2025
Shareholders
hbos insurance & investment group ltd
undisclosed
Group Structure
View All
Industry
Activities of head offices
Registered Address
st. james's place house, 1 tetbury road, cirencester, gloucestershire, GL7 1FP
Website
http://sjp.co.ukst. james's place plc Estimated Valuation
Pomanda estimates the enterprise value of ST. JAMES'S PLACE PLC at £2.4b based on a Turnover of £2.8b and 0.88x industry multiple (adjusted for size and gross margin).
st. james's place plc Estimated Valuation
Pomanda estimates the enterprise value of ST. JAMES'S PLACE PLC at £0 based on an EBITDA of £-294.5m and a 6.94x industry multiple (adjusted for size and gross margin).
st. james's place plc Estimated Valuation
Pomanda estimates the enterprise value of ST. JAMES'S PLACE PLC at £2.1b based on Net Assets of £983.4m and 2.11x industry multiple (adjusted for liquidity).
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St. James's Place Plc Overview
St. James's Place Plc is a live company located in cirencester, GL7 1FP with a Companies House number of 03183415. It operates in the activities of head offices sector, SIC Code 70100. Founded in April 1996, it's largest shareholder is hbos insurance & investment group ltd with a 54.1% stake. St. James's Place Plc is a mature, mega sized company, Pomanda has estimated its turnover at £2.8b with declining growth in recent years.
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St. James's Place Plc Health Check
Pomanda's financial health check has awarded St. James'S Place Plc a 3 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 6 areas for improvement. Company Health Check FAQs


5 Strong

0 Regular

6 Weak

Size
annual sales of £2.8b, make it larger than the average company (£20.2m)
£2.8b - St. James's Place Plc
£20.2m - Industry AVG

Growth
3 year (CAGR) sales growth of -30%, show it is growing at a slower rate (7.4%)
-30% - St. James's Place Plc
7.4% - Industry AVG

Production
with a gross margin of 18.9%, this company has a higher cost of product (33.7%)
18.9% - St. James's Place Plc
33.7% - Industry AVG

Profitability
an operating margin of -11.4% make it less profitable than the average company (5.8%)
-11.4% - St. James's Place Plc
5.8% - Industry AVG

Employees
with 2942 employees, this is above the industry average (110)
2942 - St. James's Place Plc
110 - Industry AVG

Pay Structure
on an average salary of £86.1k, the company has a higher pay structure (£49.9k)
£86.1k - St. James's Place Plc
£49.9k - Industry AVG

Efficiency
resulting in sales per employee of £946.5k, this is more efficient (£204.5k)
£946.5k - St. James's Place Plc
£204.5k - Industry AVG

Debtor Days
it gets paid by customers after 1 days, this is earlier than average (45 days)
1 days - St. James's Place Plc
45 days - Industry AVG

Creditor Days
its suppliers are paid after 80 days, this is slower than average (42 days)
80 days - St. James's Place Plc
42 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- - St. James's Place Plc
- - Industry AVG

Cash Balance
has cash to cover current liabilities for 1 weeks, this is less cash available to meet short term requirements (15 weeks)
1 weeks - St. James's Place Plc
15 weeks - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 99.4%, this is a higher level of debt than the average (55.6%)
99.4% - St. James's Place Plc
55.6% - Industry AVG
ST. JAMES'S PLACE PLC financials

St. James'S Place Plc's latest turnover from December 2023 is £2.8 billion and the company has net assets of £983.4 million. According to their latest financial statements, St. James'S Place Plc has 2,942 employees and maintains cash reserves of £6.2 billion as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 2,784,700,000 | 1,933,000,000 | 18,025,900,000 | 8,061,000,000 | 16,563,500,000 | -2,694,400,000 | 9,082,600,000 | 11,354,700,000 | 3,112,900,000 | 4,573,200,000 | 6,853,800,000 | 4,260,200,000 | -546,900,000 | 3,133,100,000 | 3,131,100,000 |
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | 439,600,000 | 2,800,000 | 842,400,000 | 426,400,000 | 708,900,000 | -84,600,000 | 342,100,000 | 486,300,000 | 174,100,000 | 294,400,000 | 461,200,000 | 251,800,000 | -20,100,000 | 161,900,000 | 28,500,000 |
Tax | -449,500,000 | 404,400,000 | -554,800,000 | -164,400,000 | -562,300,000 | 258,100,000 | -196,300,000 | -374,600,000 | 27,900,000 | -106,500,000 | -270,900,000 | -144,700,000 | 126,900,000 | ||
Profit After Tax | -9,900,000 | 407,200,000 | 287,600,000 | 262,000,000 | 146,600,000 | 173,500,000 | 145,800,000 | 111,700,000 | 202,000,000 | 187,900,000 | 190,300,000 | 107,100,000 | 106,800,000 | 55,000,000 | 39,800,000 |
Dividends Paid | 107,100,000 | 256,000,000 | 242,700,000 | 190,000,000 | 155,200,000 | 130,800,000 | 95,500,000 | 65,300,000 | 45,300,000 | 35,100,000 | 22,600,000 | 21,000,000 | |||
Retained Profit | -10,100,000 | 406,800,000 | 286,700,000 | 154,900,000 | -109,400,000 | -69,200,000 | -44,100,000 | -43,000,000 | 71,400,000 | 92,500,000 | 125,200,000 | 61,800,000 | 71,700,000 | 32,400,000 | 18,800,000 |
Employee Costs | 253,400,000 | 254,200,000 | 262,900,000 | 193,200,000 | 195,200,000 | 184,400,000 | 183,900,000 | 150,800,000 | 121,200,000 | 111,700,000 | 88,600,000 | 67,900,000 | 59,500,000 | 57,300,000 | 50,800,000 |
Number Of Employees | 2,942 | 2,669 | 2,695 | 2,746 | 2,575 | 2,302 | 2,014 | 1,735 | 1,430 | 1,225 | 985 | 854 | 746 | 705 | 669 |
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 1,604,300,000 | 1,789,300,000 | 2,124,600,000 | 2,140,900,000 | 2,539,200,000 | 2,555,700,000 | 2,463,900,000 | 2,371,000,000 | 234,200,000 | 1,232,100,000 | 920,300,000 | 792,100,000 | 833,300,000 | 592,200,000 | 626,100,000 |
Intangible Assets | 69,600,000 | 78,100,000 | 71,000,000 | 72,100,000 | 45,300,000 | 41,000,000 | 45,200,000 | 47,200,000 | 793,000,000 | 867,600,000 | 937,500,000 | 1,029,500,000 | 920,800,000 | 808,000,000 | 696,500,000 |
Investments & Other | |||||||||||||||
Debtors (Due After 1 year) | |||||||||||||||
Total Fixed Assets | 1,673,900,000 | 1,867,400,000 | 2,195,600,000 | 2,213,000,000 | 2,584,500,000 | 2,596,700,000 | 2,509,100,000 | 2,418,200,000 | 1,027,200,000 | 2,099,700,000 | 1,857,800,000 | 1,821,600,000 | 1,754,100,000 | 1,400,200,000 | 1,322,600,000 |
Stock & work in progress | |||||||||||||||
Trade Debtors | 13,000,000 | 54,600,000 | 82,400,000 | 92,300,000 | 88,600,000 | 82,800,000 | 82,800,000 | 80,500,000 | 149,000,000 | 114,100,000 | 85,100,000 | 55,000,000 | 24,300,000 | 27,200,000 | |
Group Debtors | |||||||||||||||
Misc Debtors | |||||||||||||||
Cash | 6,204,300,000 | 6,432,800,000 | 7,832,900,000 | 6,660,100,000 | 7,013,600,000 | 6,877,600,000 | 7,280,600,000 | 7,413,100,000 | 5,325,100,000 | 5,139,400,000 | 3,845,700,000 | 3,080,100,000 | 2,329,300,000 | 2,042,000,000 | 1,711,100,000 |
misc current assets | 161,394,300,000 | 140,317,100,000 | 142,696,000,000 | 118,337,600,000 | 105,479,100,000 | 83,308,800,000 | 78,514,400,000 | 63,638,100,000 | 51,873,400,000 | 44,701,900,000 | 38,967,700,000 | 29,585,500,000 | 22,532,400,000 | 21,336,800,000 | 16,384,200,000 |
total current assets | 170,619,200,000 | 149,818,100,000 | 153,534,300,000 | 127,669,200,000 | 114,708,400,000 | 92,231,200,000 | 87,497,800,000 | 72,604,700,000 | 58,250,700,000 | 50,594,900,000 | 43,481,500,000 | 33,362,000,000 | 25,488,200,000 | 23,987,200,000 | 18,376,100,000 |
total assets | 172,293,100,000 | 151,685,500,000 | 155,729,900,000 | 129,882,200,000 | 117,292,900,000 | 94,827,900,000 | 90,006,900,000 | 75,022,900,000 | 59,277,900,000 | 52,694,600,000 | 45,339,300,000 | 35,183,600,000 | 27,242,300,000 | 25,387,400,000 | 19,698,700,000 |
Bank overdraft | 251,400,000 | 163,800,000 | 1,452,500,000 | 341,800,000 | 403,700,000 | 348,600,000 | 279,900,000 | 281,400,000 | 181,800,000 | 29,700,000 | 98,700,000 | 53,600,000 | 4,800,000 | ||
Bank loan | |||||||||||||||
Trade Creditors | 496,000,000 | 470,500,000 | 572,300,000 | 562,600,000 | 556,600,000 | 508,100,000 | 544,600,000 | 518,200,000 | 463,500,000 | 978,800,000 | 504,500,000 | 114,400,000 | 82,900,000 | 71,300,000 | 66,900,000 |
Group/Directors Accounts | |||||||||||||||
other short term finances | |||||||||||||||
hp & lease commitments | |||||||||||||||
other current liabilities | |||||||||||||||
total current liabilities | 167,324,800,000 | 146,938,500,000 | 153,916,800,000 | 128,356,800,000 | 115,810,500,000 | 93,612,300,000 | 88,381,100,000 | 73,314,600,000 | 57,732,500,000 | 15,161,200,000 | 12,738,200,000 | 8,627,100,000 | 5,650,600,000 | 4,587,000,000 | 2,905,700,000 |
loans | |||||||||||||||
hp & lease commitments | |||||||||||||||
Accruals and Deferred Income | |||||||||||||||
other liabilities | |||||||||||||||
provisions | |||||||||||||||
total long term liabilities | 3,984,900,000 | 3,475,400,000 | 693,900,000 | 412,400,000 | 534,300,000 | 195,600,000 | 566,800,000 | 631,900,000 | 450,000,000 | 36,523,200,000 | 31,695,000,000 | 25,794,000,000 | 20,913,400,000 | 20,214,100,000 | 16,253,200,000 |
total liabilities | 171,309,700,000 | 150,413,900,000 | 154,610,700,000 | 128,769,200,000 | 116,344,800,000 | 93,807,900,000 | 88,947,900,000 | 73,946,500,000 | 58,182,500,000 | 51,684,400,000 | 44,433,200,000 | 34,421,100,000 | 26,564,000,000 | 24,801,100,000 | 19,158,900,000 |
net assets | 983,400,000 | 1,271,600,000 | 1,119,200,000 | 1,113,000,000 | 948,100,000 | 1,020,000,000 | 1,059,000,000 | 1,076,400,000 | 1,095,400,000 | 1,010,200,000 | 906,100,000 | 762,500,000 | 678,300,000 | 586,300,000 | 539,800,000 |
total shareholders funds | 983,400,000 | 1,271,600,000 | 1,119,200,000 | 1,113,000,000 | 948,100,000 | 1,020,000,000 | 1,059,000,000 | 1,076,400,000 | 1,095,400,000 | 1,010,200,000 | 906,100,000 | 762,500,000 | 678,300,000 | 586,300,000 | 539,800,000 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 24,000,000 | 21,700,000 | 22,100,000 | 24,100,000 | 20,700,000 | 6,500,000 | 5,200,000 | 4,400,000 | 2,500,000 | 1,900,000 | 1,600,000 | 2,300,000 | 2,600,000 | 3,600,000 | 3,400,000 |
Amortisation | |||||||||||||||
Tax | -449,500,000 | 404,400,000 | -554,800,000 | -164,400,000 | -562,300,000 | 258,100,000 | -196,300,000 | -374,600,000 | 27,900,000 | -106,500,000 | -270,900,000 | -144,700,000 | 126,900,000 | ||
Stock | |||||||||||||||
Debtors | -41,600,000 | -27,800,000 | -9,900,000 | 3,700,000 | 5,800,000 | 2,300,000 | 80,500,000 | -149,000,000 | 34,900,000 | 29,000,000 | 30,100,000 | 30,700,000 | -2,900,000 | 27,200,000 | |
Creditors | 25,500,000 | -101,800,000 | 9,700,000 | 6,000,000 | 48,500,000 | -36,500,000 | 26,400,000 | 54,700,000 | -515,300,000 | 474,300,000 | 390,100,000 | 31,500,000 | 11,600,000 | 4,400,000 | 66,900,000 |
Accruals and Deferred Income | |||||||||||||||
Deferred Taxes & Provisions | |||||||||||||||
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | |||||||||||||||
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | |||||||||||||||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | |||||||||||||||
other long term liabilities | |||||||||||||||
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -228,500,000 | -1,400,100,000 | 1,172,800,000 | -353,500,000 | 136,000,000 | -403,000,000 | -132,500,000 | 2,088,000,000 | 185,700,000 | 1,293,700,000 | 765,600,000 | 750,800,000 | 287,300,000 | 330,900,000 | 1,711,100,000 |
overdraft | 87,600,000 | -1,288,700,000 | 1,110,700,000 | -61,900,000 | 55,100,000 | 68,700,000 | -1,500,000 | 99,600,000 | 152,100,000 | -69,000,000 | 45,100,000 | 48,800,000 | 4,800,000 | ||
change in cash | -316,100,000 | -111,400,000 | 62,100,000 | -291,600,000 | 80,900,000 | -471,700,000 | -131,000,000 | 1,988,400,000 | 33,600,000 | 1,362,700,000 | 720,500,000 | 702,000,000 | 282,500,000 | 330,900,000 | 1,711,100,000 |
st. james's place plc Credit Report and Business Information
St. James's Place Plc Competitor Analysis

Perform a competitor analysis for st. james's place plc by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other mega companies, companies in GL7 area or any other competitors across 12 key performance metrics.
st. james's place plc Ownership
ST. JAMES'S PLACE PLC group structure
St. James'S Place Plc has 3 subsidiary companies.
Ultimate parent company
ST. JAMES'S PLACE PLC
03183415
3 subsidiaries
st. james's place plc directors
St. James'S Place Plc currently has 10 directors. The longest serving directors include Mrs Rosemary Hilary (Oct 2019) and Mrs Emma Griffin (Feb 2020).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mrs Rosemary Hilary | United Kingdom | 69 years | Oct 2019 | - | Director |
Mrs Emma Griffin | England | 53 years | Feb 2020 | - | Director |
Ms Emma Griffin | England | 53 years | Feb 2020 | - | Director |
Mrs Lesley-Ann Nash | England | 59 years | Jun 2020 | - | Director |
Mr Paul Manduca | 73 years | Jan 2021 | - | Director | |
Mr John Hitchins | Wales | 70 years | Nov 2021 | - | Director |
Mr Mark Fitzpatrick | England | 57 years | Oct 2023 | - | Director |
Mr Simon Fraser | 61 years | Apr 2024 | - | Director | |
Mrs Caroline Waddington | 56 years | Sep 2024 | - | Director | |
Mr Rooney Anand | England | 60 years | Jan 2025 | - | Director |
P&L
December 2023turnover
2.8b
+44%
operating profit
-318.5m
0%
gross margin
18.9%
-0.19%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
983.4m
-0.23%
total assets
172.3b
+0.14%
cash
6.2b
-0.04%
net assets
Total assets minus all liabilities
st. james's place plc company details
company number
03183415
Type
Public limited with Share Capital
industry
70100 - Activities of head offices
incorporation date
April 1996
age
29
incorporated
UK
ultimate parent company
accounts
Interim
last accounts submitted
June 2024
previous names
st. james's place capital plc (May 2006)
sjpc newco plc (August 1996)
accountant
-
auditor
-
address
st. james's place house, 1 tetbury road, cirencester, gloucestershire, GL7 1FP
Bank
BANK OF SCOTLAND
Legal Advisor
-
st. james's place plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to st. james's place plc.
st. james's place plc Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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st. james's place plc Companies House Filings - See Documents
date | description | view/download |
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