st. james's place plc

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st. james's place plc Company Information

Share ST. JAMES'S PLACE PLC

Company Number

03183415

Shareholders

hbos insurance & investment group ltd

undisclosed

Group Structure

View All

Industry

Activities of head offices

 

Registered Address

st. james's place house, 1 tetbury road, cirencester, gloucestershire, GL7 1FP

st. james's place plc Estimated Valuation

£2.4b

Pomanda estimates the enterprise value of ST. JAMES'S PLACE PLC at £2.4b based on a Turnover of £2.8b and 0.88x industry multiple (adjusted for size and gross margin).

st. james's place plc Estimated Valuation

£0

Pomanda estimates the enterprise value of ST. JAMES'S PLACE PLC at £0 based on an EBITDA of £-294.5m and a 6.94x industry multiple (adjusted for size and gross margin).

st. james's place plc Estimated Valuation

£2.1b

Pomanda estimates the enterprise value of ST. JAMES'S PLACE PLC at £2.1b based on Net Assets of £983.4m and 2.11x industry multiple (adjusted for liquidity).

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St. James's Place Plc Overview

St. James's Place Plc is a live company located in cirencester, GL7 1FP with a Companies House number of 03183415. It operates in the activities of head offices sector, SIC Code 70100. Founded in April 1996, it's largest shareholder is hbos insurance & investment group ltd with a 54.1% stake. St. James's Place Plc is a mature, mega sized company, Pomanda has estimated its turnover at £2.8b with declining growth in recent years.

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St. James's Place Plc Health Check

Pomanda's financial health check has awarded St. James'S Place Plc a 3 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 6 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3out of 5
positive_score

5 Strong

positive_score

0 Regular

positive_score

6 Weak

size

Size

annual sales of £2.8b, make it larger than the average company (£20.2m)

£2.8b - St. James's Place Plc

£20.2m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -30%, show it is growing at a slower rate (7.4%)

-30% - St. James's Place Plc

7.4% - Industry AVG

production

Production

with a gross margin of 18.9%, this company has a higher cost of product (33.7%)

18.9% - St. James's Place Plc

33.7% - Industry AVG

profitability

Profitability

an operating margin of -11.4% make it less profitable than the average company (5.8%)

-11.4% - St. James's Place Plc

5.8% - Industry AVG

employees

Employees

with 2942 employees, this is above the industry average (110)

2942 - St. James's Place Plc

110 - Industry AVG

paystructure

Pay Structure

on an average salary of £86.1k, the company has a higher pay structure (£49.9k)

£86.1k - St. James's Place Plc

£49.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £946.5k, this is more efficient (£204.5k)

£946.5k - St. James's Place Plc

£204.5k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 1 days, this is earlier than average (45 days)

1 days - St. James's Place Plc

45 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 80 days, this is slower than average (42 days)

80 days - St. James's Place Plc

42 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - St. James's Place Plc

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 1 weeks, this is less cash available to meet short term requirements (15 weeks)

1 weeks - St. James's Place Plc

15 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 99.4%, this is a higher level of debt than the average (55.6%)

99.4% - St. James's Place Plc

55.6% - Industry AVG

ST. JAMES'S PLACE PLC financials

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St. James'S Place Plc's latest turnover from December 2023 is £2.8 billion and the company has net assets of £983.4 million. According to their latest financial statements, St. James'S Place Plc has 2,942 employees and maintains cash reserves of £6.2 billion as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover2,784,700,0001,933,000,00018,025,900,0008,061,000,00016,563,500,000-2,694,400,0009,082,600,00011,354,700,0003,112,900,0004,573,200,0006,853,800,0004,260,200,000-546,900,0003,133,100,0003,131,100,000
Other Income Or Grants
Cost Of Sales2,259,036,8361,567,404,61114,776,475,1616,577,974,42213,481,266,311-2,199,074,1257,396,118,1869,217,497,1012,537,692,4473,767,880,4575,685,580,3763,543,826,636-454,205,6102,597,083,098
Gross Profit525,663,164365,595,3893,249,424,8391,483,025,5783,082,233,689-495,325,8751,686,481,8142,137,202,899575,207,553805,319,5431,168,219,624716,373,364-92,694,390536,016,902
Admin Expenses844,132,03936,248,6672,857,518,5971,143,667,8882,927,947,910-677,642,0311,524,850,3571,998,400,649341,745,053585,634,609933,181,777587,077,811-226,246,464469,010,763-51,000,028
Operating Profit-318,468,875329,346,722391,906,242339,357,690154,285,779182,316,156161,631,457138,802,250233,462,500219,684,934235,037,847129,295,553133,552,07467,006,13951,000,028
Interest Payable22,737,75025,390,12521,211,87518,242,25014,475,0006,873,7504,173,0004,949,7501,898,000
Interest Receivable331,723,875249,649,75018,116,2506,836,85052,092,00053,093,25036,734,25015,922,75026,161,25022,462,75017,314,50013,523,50010,928,2509,382,7504,277,750
Pre-Tax Profit439,600,0002,800,000842,400,000426,400,000708,900,000-84,600,000342,100,000486,300,000174,100,000294,400,000461,200,000251,800,000-20,100,000161,900,00028,500,000
Tax-449,500,000404,400,000-554,800,000-164,400,000-562,300,000258,100,000-196,300,000-374,600,00027,900,000-106,500,000-270,900,000-144,700,000126,900,000
Profit After Tax-9,900,000407,200,000287,600,000262,000,000146,600,000173,500,000145,800,000111,700,000202,000,000187,900,000190,300,000107,100,000106,800,00055,000,00039,800,000
Dividends Paid107,100,000256,000,000242,700,000190,000,000155,200,000130,800,00095,500,00065,300,00045,300,00035,100,00022,600,00021,000,000
Retained Profit-10,100,000406,800,000286,700,000154,900,000-109,400,000-69,200,000-44,100,000-43,000,00071,400,00092,500,000125,200,00061,800,00071,700,00032,400,00018,800,000
Employee Costs253,400,000254,200,000262,900,000193,200,000195,200,000184,400,000183,900,000150,800,000121,200,000111,700,00088,600,00067,900,00059,500,00057,300,00050,800,000
Number Of Employees2,9422,6692,6952,7462,5752,3022,0141,7351,4301,225985854746705669
EBITDA*-294,468,875351,046,722414,006,242363,457,690174,985,779188,816,156166,831,457143,202,250235,962,500221,584,934236,637,847131,595,553136,152,07470,606,13954,400,028

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets1,604,300,0001,789,300,0002,124,600,0002,140,900,0002,539,200,0002,555,700,0002,463,900,0002,371,000,000234,200,0001,232,100,000920,300,000792,100,000833,300,000592,200,000626,100,000
Intangible Assets69,600,00078,100,00071,000,00072,100,00045,300,00041,000,00045,200,00047,200,000793,000,000867,600,000937,500,0001,029,500,000920,800,000808,000,000696,500,000
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets1,673,900,0001,867,400,0002,195,600,0002,213,000,0002,584,500,0002,596,700,0002,509,100,0002,418,200,0001,027,200,0002,099,700,0001,857,800,0001,821,600,0001,754,100,0001,400,200,0001,322,600,000
Stock & work in progress
Trade Debtors13,000,00054,600,00082,400,00092,300,00088,600,00082,800,00082,800,00080,500,000149,000,000114,100,00085,100,00055,000,00024,300,00027,200,000
Group Debtors
Misc Debtors
Cash6,204,300,0006,432,800,0007,832,900,0006,660,100,0007,013,600,0006,877,600,0007,280,600,0007,413,100,0005,325,100,0005,139,400,0003,845,700,0003,080,100,0002,329,300,0002,042,000,0001,711,100,000
misc current assets161,394,300,000140,317,100,000142,696,000,000118,337,600,000105,479,100,00083,308,800,00078,514,400,00063,638,100,00051,873,400,00044,701,900,00038,967,700,00029,585,500,00022,532,400,00021,336,800,00016,384,200,000
total current assets170,619,200,000149,818,100,000153,534,300,000127,669,200,000114,708,400,00092,231,200,00087,497,800,00072,604,700,00058,250,700,00050,594,900,00043,481,500,00033,362,000,00025,488,200,00023,987,200,00018,376,100,000
total assets172,293,100,000151,685,500,000155,729,900,000129,882,200,000117,292,900,00094,827,900,00090,006,900,00075,022,900,00059,277,900,00052,694,600,00045,339,300,00035,183,600,00027,242,300,00025,387,400,00019,698,700,000
Bank overdraft251,400,000163,800,0001,452,500,000341,800,000403,700,000348,600,000279,900,000281,400,000181,800,00029,700,00098,700,00053,600,0004,800,000
Bank loan
Trade Creditors 496,000,000470,500,000572,300,000562,600,000556,600,000508,100,000544,600,000518,200,000463,500,000978,800,000504,500,000114,400,00082,900,00071,300,00066,900,000
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities167,324,800,000146,938,500,000153,916,800,000128,356,800,000115,810,500,00093,612,300,00088,381,100,00073,314,600,00057,732,500,00015,161,200,00012,738,200,0008,627,100,0005,650,600,0004,587,000,0002,905,700,000
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities3,984,900,0003,475,400,000693,900,000412,400,000534,300,000195,600,000566,800,000631,900,000450,000,00036,523,200,00031,695,000,00025,794,000,00020,913,400,00020,214,100,00016,253,200,000
total liabilities171,309,700,000150,413,900,000154,610,700,000128,769,200,000116,344,800,00093,807,900,00088,947,900,00073,946,500,00058,182,500,00051,684,400,00044,433,200,00034,421,100,00026,564,000,00024,801,100,00019,158,900,000
net assets983,400,0001,271,600,0001,119,200,0001,113,000,000948,100,0001,020,000,0001,059,000,0001,076,400,0001,095,400,0001,010,200,000906,100,000762,500,000678,300,000586,300,000539,800,000
total shareholders funds983,400,0001,271,600,0001,119,200,0001,113,000,000948,100,0001,020,000,0001,059,000,0001,076,400,0001,095,400,0001,010,200,000906,100,000762,500,000678,300,000586,300,000539,800,000
Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit-318,468,875329,346,722391,906,242339,357,690154,285,779182,316,156161,631,457138,802,250233,462,500219,684,934235,037,847129,295,553133,552,07467,006,13951,000,028
Depreciation24,000,00021,700,00022,100,00024,100,00020,700,0006,500,0005,200,0004,400,0002,500,0001,900,0001,600,0002,300,0002,600,0003,600,0003,400,000
Amortisation
Tax-449,500,000404,400,000-554,800,000-164,400,000-562,300,000258,100,000-196,300,000-374,600,00027,900,000-106,500,000-270,900,000-144,700,000126,900,000
Stock
Debtors-41,600,000-27,800,000-9,900,0003,700,0005,800,0002,300,00080,500,000-149,000,00034,900,00029,000,00030,100,00030,700,000-2,900,00027,200,000
Creditors25,500,000-101,800,0009,700,0006,000,00048,500,000-36,500,00026,400,00054,700,000-515,300,000474,300,000390,100,00031,500,00011,600,0004,400,00066,900,000
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations-676,868,875681,446,722-121,193,758201,357,690-344,614,221410,416,156-5,368,543-257,197,750-102,437,500554,484,934326,837,847-11,704,447243,952,07477,906,13994,100,028
Investing Activities
capital expenditure169,500,000306,500,000-4,700,000347,400,000-8,500,000-94,100,000-96,100,000-1,395,400,0001,070,000,000-243,800,000-37,800,000-69,800,000-356,500,000-81,200,000-1,326,000,000
Change in Investments
cash flow from investments169,500,000306,500,000-4,700,000347,400,000-8,500,000-94,100,000-96,100,000-1,395,400,0001,070,000,000-243,800,000-37,800,000-69,800,000-356,500,000-81,200,000-1,326,000,000
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue-278,100,000-254,400,000-280,500,00010,000,00037,500,00030,200,00026,700,00024,000,00013,800,00011,600,00018,400,00022,400,00020,300,00014,100,000521,000,000
interest331,723,875249,649,75018,116,250-15,900,90026,701,87531,881,37518,492,0001,447,75019,287,50018,289,75012,364,75011,625,50010,928,2509,382,7504,277,750
cash flow from financing53,623,875-4,750,250-262,383,750-5,900,90064,201,87562,081,37545,192,00025,447,75033,087,50029,889,75030,764,75034,025,50031,228,25023,482,750525,277,750
cash and cash equivalents
cash-228,500,000-1,400,100,0001,172,800,000-353,500,000136,000,000-403,000,000-132,500,0002,088,000,000185,700,0001,293,700,000765,600,000750,800,000287,300,000330,900,0001,711,100,000
overdraft87,600,000-1,288,700,0001,110,700,000-61,900,00055,100,00068,700,000-1,500,00099,600,000152,100,000-69,000,00045,100,00048,800,0004,800,000
change in cash-316,100,000-111,400,00062,100,000-291,600,00080,900,000-471,700,000-131,000,0001,988,400,00033,600,0001,362,700,000720,500,000702,000,000282,500,000330,900,0001,711,100,000

st. james's place plc Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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St. James's Place Plc Competitor Analysis

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Perform a competitor analysis for st. james's place plc by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other mega companies, companies in GL7 area or any other competitors across 12 key performance metrics.

st. james's place plc Ownership

ST. JAMES'S PLACE PLC group structure

St. James'S Place Plc has 3 subsidiary companies.

ST. JAMES'S PLACE PLC Shareholders

hbos insurance & investment group ltd 54.13%
undisclosed 45.87%

st. james's place plc directors

St. James'S Place Plc currently has 10 directors. The longest serving directors include Mrs Rosemary Hilary (Oct 2019) and Mrs Emma Griffin (Feb 2020).

officercountryagestartendrole
Mrs Rosemary HilaryUnited Kingdom69 years Oct 2019- Director
Mrs Emma GriffinEngland53 years Feb 2020- Director
Ms Emma GriffinEngland53 years Feb 2020- Director
Mrs Lesley-Ann NashEngland59 years Jun 2020- Director
Mr Paul Manduca73 years Jan 2021- Director
Mr John HitchinsWales70 years Nov 2021- Director
Mr Mark FitzpatrickEngland57 years Oct 2023- Director
Mr Simon Fraser61 years Apr 2024- Director
Mrs Caroline Waddington56 years Sep 2024- Director
Mr Rooney AnandEngland60 years Jan 2025- Director

P&L

December 2023

turnover

2.8b

+44%

operating profit

-318.5m

0%

gross margin

18.9%

-0.19%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

983.4m

-0.23%

total assets

172.3b

+0.14%

cash

6.2b

-0.04%

net assets

Total assets minus all liabilities

st. james's place plc company details

company number

03183415

Type

Public limited with Share Capital

industry

70100 - Activities of head offices

incorporation date

April 1996

age

29

incorporated

UK

ultimate parent company

None

accounts

Interim

last accounts submitted

June 2024

previous names

st. james's place capital plc (May 2006)

sjpc newco plc (August 1996)

accountant

-

auditor

-

address

st. james's place house, 1 tetbury road, cirencester, gloucestershire, GL7 1FP

Bank

BANK OF SCOTLAND

Legal Advisor

-

st. james's place plc Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to st. james's place plc.

st. james's place plc Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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st. james's place plc Companies House Filings - See Documents

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