cbw financial planning limited

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cbw financial planning limited Company Information

Share CBW FINANCIAL PLANNING LIMITED

Company Number

03224548

Shareholders

cbw fp group limited

Group Structure

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Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Registered Address

2 leman street, london, E1W 9US

cbw financial planning limited Estimated Valuation

£3.6m

Pomanda estimates the enterprise value of CBW FINANCIAL PLANNING LIMITED at £3.6m based on a Turnover of £2.6m and 1.4x industry multiple (adjusted for size and gross margin).

cbw financial planning limited Estimated Valuation

£1.4m

Pomanda estimates the enterprise value of CBW FINANCIAL PLANNING LIMITED at £1.4m based on an EBITDA of £288.5k and a 4.83x industry multiple (adjusted for size and gross margin).

cbw financial planning limited Estimated Valuation

£797.2k

Pomanda estimates the enterprise value of CBW FINANCIAL PLANNING LIMITED at £797.2k based on Net Assets of £594.5k and 1.34x industry multiple (adjusted for liquidity).

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Cbw Financial Planning Limited Overview

Cbw Financial Planning Limited is a live company located in london, E1W 9US with a Companies House number of 03224548. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in July 1996, it's largest shareholder is cbw fp group limited with a 100% stake. Cbw Financial Planning Limited is a mature, small sized company, Pomanda has estimated its turnover at £2.6m with healthy growth in recent years.

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Cbw Financial Planning Limited Health Check

Pomanda's financial health check has awarded Cbw Financial Planning Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

4 Strong

positive_score

2 Regular

positive_score

4 Weak

size

Size

annual sales of £2.6m, make it smaller than the average company (£4.7m)

£2.6m - Cbw Financial Planning Limited

£4.7m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (3.8%)

13% - Cbw Financial Planning Limited

3.8% - Industry AVG

production

Production

with a gross margin of 57.1%, this company has a comparable cost of product (57.1%)

57.1% - Cbw Financial Planning Limited

57.1% - Industry AVG

profitability

Profitability

an operating margin of 7% make it less profitable than the average company (10%)

7% - Cbw Financial Planning Limited

10% - Industry AVG

employees

Employees

with 16 employees, this is above the industry average (13)

16 - Cbw Financial Planning Limited

13 - Industry AVG

paystructure

Pay Structure

on an average salary of £77.9k, the company has an equivalent pay structure (£77.9k)

£77.9k - Cbw Financial Planning Limited

£77.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £161k, this is less efficient (£205.7k)

£161k - Cbw Financial Planning Limited

£205.7k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Cbw Financial Planning Limited

- - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 4 days, this is quicker than average (48 days)

4 days - Cbw Financial Planning Limited

48 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Cbw Financial Planning Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 149 weeks, this is more cash available to meet short term requirements (30 weeks)

149 weeks - Cbw Financial Planning Limited

30 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 22.7%, this is a lower level of debt than the average (69%)

22.7% - Cbw Financial Planning Limited

69% - Industry AVG

CBW FINANCIAL PLANNING LIMITED financials

EXPORTms excel logo

Cbw Financial Planning Limited's latest turnover from September 2023 is estimated at £2.6 million and the company has net assets of £594.5 thousand. According to their latest financial statements, Cbw Financial Planning Limited has 16 employees and maintains cash reserves of £498.2 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Sep 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Turnover2,576,1392,063,9561,881,1881,800,8041,444,5461,630,4541,602,5381,705,9882,356,284446,572223,3761,707,092860,463319,049
Other Income Or Grants
Cost Of Sales1,104,161824,214756,982696,472575,681646,650613,632592,001807,958163,73784,939669,883347,141143,171
Gross Profit1,471,9781,239,7421,124,2061,104,332868,865983,804988,9061,113,9871,548,326282,835138,4371,037,208513,323175,878
Admin Expenses1,291,5571,320,3721,095,0841,231,2471,113,021896,312127,2871,549,5881,699,912-274,2447,8181,317,47565,80226,796
Operating Profit180,421-80,63029,122-126,915-244,15687,492861,619-435,601-151,586557,079130,619-280,267447,521149,082
Interest Payable
Interest Receivable22,4532,7353883983,0821,4452169372,8892,8991,1021,5671,806454
Pre-Tax Profit202,873-77,89529,510-126,517-241,07488,937861,835-434,664-148,697559,978131,721-278,700449,326149,536
Tax-50,718-5,607-16,898-172,367-128,795-31,613-125,811-41,870
Profit After Tax152,155-77,89523,903-126,517-241,07472,039689,468-434,664-148,697431,183100,108-278,700323,515107,666
Dividends Paid
Retained Profit152,155-77,89523,903-126,517-241,07472,039689,468-434,664-148,697431,183100,108-278,700323,515107,666
Employee Costs1,246,1741,248,4571,233,3571,110,802888,320857,937815,429851,959757,353177,822115,263503,943280,549113,573
Number Of Employees16171816131313141332952
EBITDA*288,506-8,574101,178-54,859-75,17387,492861,619-435,601-151,586557,079130,619-280,267447,521152,064

* Earnings Before Interest, Tax, Depreciation and Amortisation

Sep 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Tangible Assets
Intangible Assets216,169324,254396,310468,366540,422
Investments & Other102131,102131,102816,936769,546102102102102102
Debtors (Due After 1 year)
Total Fixed Assets216,169324,254396,412599,468671,524816,936769,546102102102102102
Stock & work in progress
Trade Debtors26,1185,50017,90311,31456,19969,966124,515321,76446,97119,487226,259104,52335,384
Group Debtors80,66483,292278,313139,692
Misc Debtors54,9874,5655,46610,5654,6052,1844,14114,084
Cash498,209357,131372,165403,429393,485428,381149,54123,442351,381804,398355,06185,837540,787181,453
misc current assets
total current assets553,196387,814383,131431,897490,068570,056501,961301,733673,145851,369374,548312,096645,310216,837
total assets769,365712,068779,5431,031,3651,161,5921,386,9921,271,507301,835673,247851,471374,650312,198645,310216,837
Bank overdraft
Bank loan
Trade Creditors 13,89836,150136,172165,699120,061157,717212,12994,783
Group/Directors Accounts13,484113,44776,805363,942200,76493,82120,5551,21912,388
other short term finances
hp & lease commitments
other current liabilities145,693156,286182,508171,096337,984350,739259,073162,055
total current liabilities173,075269,733259,313535,038538,748444,560279,628199,424136,172165,699120,061157,717212,129107,171
loans
hp & lease commitments
Accruals and Deferred Income1,800
other liabilities78,514200,000
provisions
total long term liabilities1,80078,514200,000
total liabilities174,875269,733259,313535,038538,748523,074479,628199,424136,172165,699120,061157,717212,129107,171
net assets594,490442,335520,230496,327622,844863,918791,879102,411537,075685,772254,589154,481433,181109,666
total shareholders funds594,490442,335520,230496,327622,844863,918791,879102,411537,075685,772254,589154,481433,181109,666
Sep 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Operating Activities
Operating Profit180,421-80,63029,122-126,915-244,15687,492861,619-435,601-151,586557,079130,619-280,267447,521149,082
Depreciation2,982
Amortisation108,08572,05672,05672,056168,983
Tax-50,718-5,607-16,898-172,367-128,795-31,613-125,811-41,870
Stock
Debtors24,30419,717-17,502-68,115-45,092-210,74574,129-43,473274,79327,484-206,772121,73669,13935,384
Creditors13,898-36,150-100,022-29,52745,638-37,656-54,412117,34694,783
Accruals and Deferred Income-8,793-26,22211,412-166,888-12,75591,66697,018162,055
Deferred Taxes & Provisions
Cash flow from operations218,589-54,513124,485-153,632-42,836373,005675,991-330,095-455,906446,438268,122-456,415369,917169,593
Investing Activities
capital expenditure-709,405-2,982
Change in Investments-102-131,000-685,83447,390769,444102
cash flow from investments102131,000-23,571-47,390-769,444-102-2,982
Financing Activities
Bank loans
Group/Directors Accounts-99,96336,642-287,137163,178106,94373,26619,3361,219-12,38812,388
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities-78,514-121,486200,000
share issue2,000
interest22,4532,7353883983,0821,4452169372,8892,8991,1021,5671,806454
cash flow from financing-77,51039,377-286,749163,57631,511-46,775219,5522,1562,8892,8991,1021,567-10,58214,842
cash and cash equivalents
cash141,078-15,034-31,2649,944-34,896278,840126,099-327,939-453,017449,337269,224-454,950359,334181,453
overdraft
change in cash141,078-15,034-31,2649,944-34,896278,840126,099-327,939-453,017449,337269,224-454,950359,334181,453

cbw financial planning limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Cbw Financial Planning Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for cbw financial planning limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in E1W area or any other competitors across 12 key performance metrics.

cbw financial planning limited Ownership

CBW FINANCIAL PLANNING LIMITED group structure

Cbw Financial Planning Limited has 2 subsidiary companies.

Ultimate parent company

1 parent

CBW FINANCIAL PLANNING LIMITED

03224548

2 subsidiaries

CBW FINANCIAL PLANNING LIMITED Shareholders

cbw fp group limited 100%

cbw financial planning limited directors

Cbw Financial Planning Limited currently has 3 directors. The longest serving directors include Mr Peter Winter (Jul 1996) and Mr Christopher Clayton (Oct 2016).

officercountryagestartendrole
Mr Peter WinterUnited Kingdom64 years Jul 1996- Director
Mr Christopher Clayton60 years Oct 2016- Director
Ms Rebecca ScardarellaUnited Kingdom45 years Jul 2024- Director

P&L

September 2023

turnover

2.6m

+25%

operating profit

180.4k

0%

gross margin

57.2%

-4.87%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

September 2023

net assets

594.5k

+0.34%

total assets

769.4k

+0.08%

cash

498.2k

+0.4%

net assets

Total assets minus all liabilities

cbw financial planning limited company details

company number

03224548

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

July 1996

age

29

incorporated

UK

ultimate parent company

accounts

Total Exemption Full

last accounts submitted

September 2023

previous names

cbw financial services limited (September 2007)

hill house financial services limited (July 1996)

accountant

-

auditor

-

address

2 leman street, london, E1W 9US

Bank

BARCLAYS BANK PLC

Legal Advisor

-

cbw financial planning limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to cbw financial planning limited.

cbw financial planning limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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cbw financial planning limited Companies House Filings - See Documents

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