cbw financial planning limited
cbw financial planning limited Company Information
Company Number
03224548
Next Accounts
Jun 2025
Shareholders
cbw fp group limited
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
2 leman street, london, E1W 9US
Website
www.cbw.co.ukcbw financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of CBW FINANCIAL PLANNING LIMITED at £3.6m based on a Turnover of £2.6m and 1.4x industry multiple (adjusted for size and gross margin).
cbw financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of CBW FINANCIAL PLANNING LIMITED at £1.4m based on an EBITDA of £288.5k and a 4.83x industry multiple (adjusted for size and gross margin).
cbw financial planning limited Estimated Valuation
Pomanda estimates the enterprise value of CBW FINANCIAL PLANNING LIMITED at £797.2k based on Net Assets of £594.5k and 1.34x industry multiple (adjusted for liquidity).
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Cbw Financial Planning Limited Overview
Cbw Financial Planning Limited is a live company located in london, E1W 9US with a Companies House number of 03224548. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in July 1996, it's largest shareholder is cbw fp group limited with a 100% stake. Cbw Financial Planning Limited is a mature, small sized company, Pomanda has estimated its turnover at £2.6m with healthy growth in recent years.
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Cbw Financial Planning Limited Health Check
Pomanda's financial health check has awarded Cbw Financial Planning Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
4 Weak
Size
annual sales of £2.6m, make it smaller than the average company (£4.7m)
- Cbw Financial Planning Limited
£4.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 13%, show it is growing at a faster rate (3.8%)
- Cbw Financial Planning Limited
3.8% - Industry AVG
Production
with a gross margin of 57.1%, this company has a comparable cost of product (57.1%)
- Cbw Financial Planning Limited
57.1% - Industry AVG
Profitability
an operating margin of 7% make it less profitable than the average company (10%)
- Cbw Financial Planning Limited
10% - Industry AVG
Employees
with 16 employees, this is above the industry average (13)
16 - Cbw Financial Planning Limited
13 - Industry AVG
Pay Structure
on an average salary of £77.9k, the company has an equivalent pay structure (£77.9k)
- Cbw Financial Planning Limited
£77.9k - Industry AVG
Efficiency
resulting in sales per employee of £161k, this is less efficient (£205.7k)
- Cbw Financial Planning Limited
£205.7k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Cbw Financial Planning Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 4 days, this is quicker than average (48 days)
- Cbw Financial Planning Limited
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Cbw Financial Planning Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 149 weeks, this is more cash available to meet short term requirements (30 weeks)
149 weeks - Cbw Financial Planning Limited
30 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 22.7%, this is a lower level of debt than the average (69%)
22.7% - Cbw Financial Planning Limited
69% - Industry AVG
CBW FINANCIAL PLANNING LIMITED financials
Cbw Financial Planning Limited's latest turnover from September 2023 is estimated at £2.6 million and the company has net assets of £594.5 thousand. According to their latest financial statements, Cbw Financial Planning Limited has 16 employees and maintains cash reserves of £498.2 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | ||||||||||||||
| Interest Payable | ||||||||||||||
| Interest Receivable | ||||||||||||||
| Pre-Tax Profit | ||||||||||||||
| Tax | ||||||||||||||
| Profit After Tax | ||||||||||||||
| Dividends Paid | ||||||||||||||
| Retained Profit | ||||||||||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 16 | 17 | 18 | 16 | 13 | 13 | 13 | 14 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | ||||||||||||||
| Intangible Assets | 216,169 | 324,254 | 396,310 | 468,366 | 540,422 | |||||||||
| Investments & Other | 102 | 131,102 | 131,102 | 816,936 | 769,546 | 102 | 102 | 102 | 102 | 102 | ||||
| Debtors (Due After 1 year) | ||||||||||||||
| Total Fixed Assets | 216,169 | 324,254 | 396,412 | 599,468 | 671,524 | 816,936 | 769,546 | 102 | 102 | 102 | 102 | 102 | ||
| Stock & work in progress | ||||||||||||||
| Trade Debtors | 26,118 | 5,500 | 17,903 | 11,314 | 56,199 | 69,966 | 124,515 | 321,764 | 46,971 | 19,487 | 226,259 | 104,523 | 35,384 | |
| Group Debtors | 80,664 | 83,292 | 278,313 | 139,692 | ||||||||||
| Misc Debtors | 54,987 | 4,565 | 5,466 | 10,565 | 4,605 | 2,184 | 4,141 | 14,084 | ||||||
| Cash | 498,209 | 357,131 | 372,165 | 403,429 | 393,485 | 428,381 | 149,541 | 23,442 | 351,381 | 804,398 | 355,061 | 85,837 | 540,787 | 181,453 |
| misc current assets | ||||||||||||||
| total current assets | 553,196 | 387,814 | 383,131 | 431,897 | 490,068 | 570,056 | 501,961 | 301,733 | 673,145 | 851,369 | 374,548 | 312,096 | 645,310 | 216,837 |
| total assets | 769,365 | 712,068 | 779,543 | 1,031,365 | 1,161,592 | 1,386,992 | 1,271,507 | 301,835 | 673,247 | 851,471 | 374,650 | 312,198 | 645,310 | 216,837 |
| Bank overdraft | ||||||||||||||
| Bank loan | ||||||||||||||
| Trade Creditors | 13,898 | 36,150 | 136,172 | 165,699 | 120,061 | 157,717 | 212,129 | 94,783 | ||||||
| Group/Directors Accounts | 13,484 | 113,447 | 76,805 | 363,942 | 200,764 | 93,821 | 20,555 | 1,219 | 12,388 | |||||
| other short term finances | ||||||||||||||
| hp & lease commitments | ||||||||||||||
| other current liabilities | 145,693 | 156,286 | 182,508 | 171,096 | 337,984 | 350,739 | 259,073 | 162,055 | ||||||
| total current liabilities | 173,075 | 269,733 | 259,313 | 535,038 | 538,748 | 444,560 | 279,628 | 199,424 | 136,172 | 165,699 | 120,061 | 157,717 | 212,129 | 107,171 |
| loans | ||||||||||||||
| hp & lease commitments | ||||||||||||||
| Accruals and Deferred Income | 1,800 | |||||||||||||
| other liabilities | 78,514 | 200,000 | ||||||||||||
| provisions | ||||||||||||||
| total long term liabilities | 1,800 | 78,514 | 200,000 | |||||||||||
| total liabilities | 174,875 | 269,733 | 259,313 | 535,038 | 538,748 | 523,074 | 479,628 | 199,424 | 136,172 | 165,699 | 120,061 | 157,717 | 212,129 | 107,171 |
| net assets | 594,490 | 442,335 | 520,230 | 496,327 | 622,844 | 863,918 | 791,879 | 102,411 | 537,075 | 685,772 | 254,589 | 154,481 | 433,181 | 109,666 |
| total shareholders funds | 594,490 | 442,335 | 520,230 | 496,327 | 622,844 | 863,918 | 791,879 | 102,411 | 537,075 | 685,772 | 254,589 | 154,481 | 433,181 | 109,666 |
| Sep 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | ||||||||||||||
| Depreciation | 2,982 | |||||||||||||
| Amortisation | 108,085 | 72,056 | 72,056 | 72,056 | 168,983 | |||||||||
| Tax | ||||||||||||||
| Stock | ||||||||||||||
| Debtors | 24,304 | 19,717 | -17,502 | -68,115 | -45,092 | -210,745 | 74,129 | -43,473 | 274,793 | 27,484 | -206,772 | 121,736 | 69,139 | 35,384 |
| Creditors | 13,898 | -36,150 | -100,022 | -29,527 | 45,638 | -37,656 | -54,412 | 117,346 | 94,783 | |||||
| Accruals and Deferred Income | -8,793 | -26,222 | 11,412 | -166,888 | -12,755 | 91,666 | 97,018 | 162,055 | ||||||
| Deferred Taxes & Provisions | ||||||||||||||
| Cash flow from operations | ||||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | -102 | -131,000 | -685,834 | 47,390 | 769,444 | 102 | ||||||||
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | ||||||||||||||
| Group/Directors Accounts | -99,963 | 36,642 | -287,137 | 163,178 | 106,943 | 73,266 | 19,336 | 1,219 | -12,388 | 12,388 | ||||
| Other Short Term Loans | ||||||||||||||
| Long term loans | ||||||||||||||
| Hire Purchase and Lease Commitments | ||||||||||||||
| other long term liabilities | -78,514 | -121,486 | 200,000 | |||||||||||
| share issue | ||||||||||||||
| interest | ||||||||||||||
| cash flow from financing | ||||||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | 141,078 | -15,034 | -31,264 | 9,944 | -34,896 | 278,840 | 126,099 | -327,939 | -453,017 | 449,337 | 269,224 | -454,950 | 359,334 | 181,453 |
| overdraft | ||||||||||||||
| change in cash | 141,078 | -15,034 | -31,264 | 9,944 | -34,896 | 278,840 | 126,099 | -327,939 | -453,017 | 449,337 | 269,224 | -454,950 | 359,334 | 181,453 |
cbw financial planning limited Credit Report and Business Information
Cbw Financial Planning Limited Competitor Analysis
Perform a competitor analysis for cbw financial planning limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in E1W area or any other competitors across 12 key performance metrics.
cbw financial planning limited Ownership
CBW FINANCIAL PLANNING LIMITED group structure
Cbw Financial Planning Limited has 2 subsidiary companies.
Ultimate parent company
1 parent
CBW FINANCIAL PLANNING LIMITED
03224548
2 subsidiaries
cbw financial planning limited directors
Cbw Financial Planning Limited currently has 3 directors. The longest serving directors include Mr Peter Winter (Jul 1996) and Mr Christopher Clayton (Oct 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Peter Winter | United Kingdom | 64 years | Jul 1996 | - | Director |
| Mr Christopher Clayton | 60 years | Oct 2016 | - | Director | |
| Ms Rebecca Scardarella | United Kingdom | 45 years | Jul 2024 | - | Director |
P&L
September 2023turnover
2.6m
+25%
operating profit
180.4k
0%
gross margin
57.2%
-4.87%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
594.5k
+0.34%
total assets
769.4k
+0.08%
cash
498.2k
+0.4%
net assets
Total assets minus all liabilities
cbw financial planning limited company details
company number
03224548
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
July 1996
age
29
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
September 2023
previous names
cbw financial services limited (September 2007)
hill house financial services limited (July 1996)
accountant
-
auditor
-
address
2 leman street, london, E1W 9US
Bank
BARCLAYS BANK PLC
Legal Advisor
-
cbw financial planning limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to cbw financial planning limited.
cbw financial planning limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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cbw financial planning limited Companies House Filings - See Documents
| date | description | view/download |
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