park financial services limited
park financial services limited Company Information
Company Number
03450432
Next Accounts
Dec 2024
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Shareholders
park group uk limited
Group Structure
View All
Contact
Registered Address
valley road, birkenhead, merseyside, CH41 7ED
Website
www.parkhall.co.ukpark financial services limited Estimated Valuation
Pomanda estimates the enterprise value of PARK FINANCIAL SERVICES LIMITED at £0 based on a Turnover of £0 and 1.06x industry multiple (adjusted for size and gross margin).
park financial services limited Estimated Valuation
Pomanda estimates the enterprise value of PARK FINANCIAL SERVICES LIMITED at £0 based on an EBITDA of £-6.4k and a 4.35x industry multiple (adjusted for size and gross margin).
park financial services limited Estimated Valuation
Pomanda estimates the enterprise value of PARK FINANCIAL SERVICES LIMITED at £104.7k based on Net Assets of £45.6k and 2.3x industry multiple (adjusted for liquidity).
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Park Financial Services Limited Overview
Park Financial Services Limited is a live company located in merseyside, CH41 7ED with a Companies House number of 03450432. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in October 1997, it's largest shareholder is park group uk limited with a 100% stake. Park Financial Services Limited is a mature, unknown sized company, Pomanda has estimated its turnover at £0 with unknown growth in recent years.
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Park Financial Services Limited Health Check
Pomanda's financial health check has awarded Park Financial Services Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 2 areas for improvement. Company Health Check FAQs
1 Strong
0 Regular
2 Weak
Size
There is insufficient data available for this Key Performance Indicator!
- - Park Financial Services Limited
- - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Park Financial Services Limited
- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
- - Park Financial Services Limited
- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
- - Park Financial Services Limited
- - Industry AVG
Employees
with 1 employees, this is below the industry average (25)
- Park Financial Services Limited
- - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Park Financial Services Limited
- - Industry AVG
Efficiency
There is insufficient data available for this Key Performance Indicator!
- Park Financial Services Limited
- - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Park Financial Services Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Park Financial Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Park Financial Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 4 weeks, this is less cash available to meet short term requirements (18 weeks)
- - Park Financial Services Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 46.7%, this is a lower level of debt than the average (89.7%)
- - Park Financial Services Limited
- - Industry AVG
PARK FINANCIAL SERVICES LIMITED financials
Park Financial Services Limited's latest turnover from March 2023 is 0 and the company has net assets of £45.6 thousand. According to their latest financial statements, we estimate that Park Financial Services Limited has 1 employee and maintains cash reserves of £3.4 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21 | 78 | 61 | 90 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Cost Of Sales | -3,901 | 39,117 | 26,124 | 2,388 | 6,195 | -66,459 | 8,423 | |||||||
| Gross Profit | 3,901 | -39,117 | -26,124 | -2,367 | -6,117 | 66,520 | -8,333 | |||||||
| Admin Expenses | 35,080 | 33,338 | 34,915 | 32,373 | 31,073 | 13,872 | 12,001 | |||||||
| Operating Profit | -31,179 | -72,455 | -61,039 | -34,428 | -32,263 | -31,481 | -31,834 | -34,740 | -37,190 | 52,648 | -20,334 | |||
| Interest Payable | 0 | 0 | 0 | 0 | 2,865 | 297 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 491 | 723 | 1,545 | 1,730 | 1,943 | 1,834 | 2,724 | 1,497 |
| Pre-Tax Profit | -7,685 | -30,479 | -60,664 | -31,179 | -75,320 | -61,336 | -33,937 | -31,540 | -29,936 | -30,104 | -32,797 | -35,356 | 55,372 | -18,837 |
| Tax | 1,404 | 6,101 | 11,526 | 6,112 | 14,352 | 11,704 | 6,709 | 5,968 | 6,332 | 6,166 | 7,563 | 20,196 | -16,339 | 5,275 |
| Profit After Tax | -6,281 | -24,378 | -49,138 | -25,067 | -60,968 | -49,632 | -27,228 | -25,572 | -23,604 | -23,938 | -25,234 | -15,160 | 39,033 | -13,562 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | -6,281 | -24,378 | -49,138 | -25,067 | -60,968 | -49,632 | -27,228 | -25,572 | -23,604 | -23,938 | -25,234 | -15,160 | 39,033 | -13,562 |
| Employee Costs | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Number Of Employees | ||||||||||||||
| EBITDA* | -31,179 | -72,455 | -61,039 | -34,428 | -32,263 | -31,481 | -31,834 | -34,740 | -37,190 | 52,648 | -20,334 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 1,592 | 1,942 | 2,368 | 3,057 | 4,143 | 5,052 | 7,086 | 9,017 | 12,210 | 16,436 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 1,058 | 1,291 | 1,197 | 1,459 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,058 | 1,291 | 1,197 | 1,459 | 1,592 | 1,942 | 2,368 | 3,057 | 4,143 | 5,052 | 7,086 | 9,017 | 12,210 | 16,436 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 19,071 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 81,214 | 89,477 | 199,171 | 187,383 | 115,719 | 70,009 | 0 | 51,494 | 136,042 | 79,726 | 102,887 | 125,367 | 138,814 | 203,991 |
| Misc Debtors | 0 | 0 | 1,972 | 1,992 | 2,201 | 2,405 | 0 | 13,039 | 13,258 | 2,323 | 2,326 | 2,329 | 12,300 | 724 |
| Cash | 3,353 | 3,478 | 755 | 326 | 1,020 | 4,904 | 4,119 | 4,578 | 4,588 | 4,423 | 2,547 | 3,450 | 3,905 | 4,143 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 84,567 | 92,955 | 201,898 | 189,701 | 118,940 | 77,318 | 23,190 | 69,111 | 153,888 | 86,472 | 107,760 | 131,146 | 155,019 | 208,858 |
| total assets | 85,625 | 94,246 | 203,095 | 191,160 | 120,532 | 79,260 | 25,558 | 72,168 | 158,031 | 91,524 | 114,846 | 140,163 | 167,229 | 225,294 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 32,429 | 32,429 | 116,900 | 56,127 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 7,560 | 9,900 | 9,900 | 9,600 | 70,032 | 67,792 | 14,458 | 33,840 | 94,131 | 4,020 | 3,404 | 3,487 | 15,393 | 112,491 |
| total current liabilities | 39,989 | 42,329 | 126,800 | 65,727 | 70,032 | 67,792 | 14,458 | 33,840 | 94,131 | 4,020 | 3,404 | 3,487 | 15,393 | 112,491 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 39,989 | 42,329 | 126,800 | 65,727 | 70,032 | 67,792 | 14,458 | 33,840 | 94,131 | 4,020 | 3,404 | 3,487 | 15,393 | 112,491 |
| net assets | 45,636 | 51,917 | 76,295 | 125,433 | 50,500 | 11,468 | 11,100 | 38,328 | 63,900 | 87,504 | 111,442 | 136,676 | 151,836 | 112,803 |
| total shareholders funds | 45,636 | 51,917 | 76,295 | 125,433 | 50,500 | 11,468 | 11,100 | 38,328 | 63,900 | 87,504 | 111,442 | 136,676 | 151,836 | 112,803 |
| Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | -31,179 | -72,455 | -61,039 | -34,428 | -32,263 | -31,481 | -31,834 | -34,740 | -37,190 | 52,648 | -20,334 | |||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 1,404 | 6,101 | 11,526 | 6,112 | 14,352 | 11,704 | 6,709 | 5,968 | 6,332 | 6,166 | 7,563 | 20,196 | -16,339 | 5,275 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -8,263 | -111,666 | 11,768 | 71,455 | 45,506 | 53,343 | -45,462 | -84,767 | 67,251 | -23,164 | -22,483 | -23,418 | -53,601 | 204,715 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | -2,340 | 0 | 300 | -60,432 | 2,240 | 53,334 | -19,382 | -60,291 | 90,111 | 616 | -83 | -11,906 | -97,098 | 112,491 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -156,954 | -101,369 | -49,344 | -1,639 | -1,819 | -2,289 | -1,888 | -4,777 | -5,482 | -7,188 | -107,283 | |||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | -233 | 94 | -262 | 1,459 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | -84,471 | 60,773 | 56,127 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | 0 | 0 | 0 | 0 | -2,865 | -297 | 491 | 723 | 1,545 | 1,730 | 1,943 | 1,834 | 2,724 | 1,497 |
| cash flow from financing | 0 | -84,471 | 60,773 | 156,127 | 97,135 | 49,703 | 491 | 723 | 1,545 | 1,730 | 1,943 | 1,834 | 2,724 | 127,862 |
| cash and cash equivalents | ||||||||||||||
| cash | -125 | 2,723 | 429 | -694 | -3,884 | 785 | -459 | -10 | 165 | 1,876 | -903 | -455 | -238 | 4,143 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -125 | 2,723 | 429 | -694 | -3,884 | 785 | -459 | -10 | 165 | 1,876 | -903 | -455 | -238 | 4,143 |
park financial services limited Credit Report and Business Information
Park Financial Services Limited Competitor Analysis
Perform a competitor analysis for park financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mature companies, companies in CH41 area or any other competitors across 12 key performance metrics.
park financial services limited Ownership
PARK FINANCIAL SERVICES LIMITED group structure
Park Financial Services Limited has no subsidiary companies.
Ultimate parent company
2 parents
PARK FINANCIAL SERVICES LIMITED
03450432
park financial services limited directors
Park Financial Services Limited currently has 2 directors. The longest serving directors include Mr Julian Coghlan (Jan 2023) and Mr David Harding (Apr 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Julian Coghlan | 55 years | Jan 2023 | - | Director | |
| Mr David Harding | 50 years | Apr 2024 | - | Director |
P&L
March 2023turnover
0
0%
operating profit
-6.4k
0%
gross margin
0%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2023net assets
45.6k
-0.12%
total assets
85.6k
-0.09%
cash
3.4k
-0.04%
net assets
Total assets minus all liabilities
Similar Companies
park financial services limited company details
company number
03450432
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
October 1997
age
27
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
March 2023
previous names
park direct credit limited (November 2004)
premier direct credit limited (July 1998)
accountant
-
auditor
BDO LLP
address
valley road, birkenhead, merseyside, CH41 7ED
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
park financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to park financial services limited.
park financial services limited Capital Raised & Share Issues BETA
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park financial services limited Companies House Filings - See Documents
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