bjp insurance brokers limited
bjp insurance brokers limited Company Information
Company Number
03486694
Next Accounts
Dec 2025
Shareholders
bjp holdings ltd
Group Structure
View All
Industry
Non-life insurance
Registered Address
elmwood house ghyll royd, guiseley, leeds, west yorkshire, LS20 9LT
Website
www.bjpinsure.combjp insurance brokers limited Estimated Valuation
Pomanda estimates the enterprise value of BJP INSURANCE BROKERS LIMITED at £4.2m based on a Turnover of £6.2m and 0.68x industry multiple (adjusted for size and gross margin).
bjp insurance brokers limited Estimated Valuation
Pomanda estimates the enterprise value of BJP INSURANCE BROKERS LIMITED at £13.2m based on an EBITDA of £1.7m and a 7.63x industry multiple (adjusted for size and gross margin).
bjp insurance brokers limited Estimated Valuation
Pomanda estimates the enterprise value of BJP INSURANCE BROKERS LIMITED at £6.8m based on Net Assets of £4m and 1.68x industry multiple (adjusted for liquidity).
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Bjp Insurance Brokers Limited Overview
Bjp Insurance Brokers Limited is a live company located in leeds, LS20 9LT with a Companies House number of 03486694. It operates in the non-life insurance sector, SIC Code 65120. Founded in December 1997, it's largest shareholder is bjp holdings ltd with a 100% stake. Bjp Insurance Brokers Limited is a mature, mid sized company, Pomanda has estimated its turnover at £6.2m with healthy growth in recent years.
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Bjp Insurance Brokers Limited Health Check
Pomanda's financial health check has awarded Bjp Insurance Brokers Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 2 areas for improvement. Company Health Check FAQs
6 Strong
2 Regular
2 Weak
Size
annual sales of £6.2m, make it larger than the average company (£2.2m)
£6.2m - Bjp Insurance Brokers Limited
£2.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 6%, show it is growing at a slower rate (10.2%)
6% - Bjp Insurance Brokers Limited
10.2% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - Bjp Insurance Brokers Limited
100% - Industry AVG
Profitability
an operating margin of 26.3% make it more profitable than the average company (19.2%)
26.3% - Bjp Insurance Brokers Limited
19.2% - Industry AVG
Employees
with 55 employees, this is above the industry average (25)
55 - Bjp Insurance Brokers Limited
25 - Industry AVG
Pay Structure
on an average salary of £62.7k, the company has an equivalent pay structure (£61.1k)
£62.7k - Bjp Insurance Brokers Limited
£61.1k - Industry AVG
Efficiency
resulting in sales per employee of £113.5k, this is less efficient (£144.8k)
£113.5k - Bjp Insurance Brokers Limited
£144.8k - Industry AVG
Debtor Days
it gets paid by customers after 38 days, this is earlier than average (198 days)
38 days - Bjp Insurance Brokers Limited
198 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Bjp Insurance Brokers Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Bjp Insurance Brokers Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 37 weeks, this is more cash available to meet short term requirements (19 weeks)
37 weeks - Bjp Insurance Brokers Limited
19 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 53.2%, this is a lower level of debt than the average (77.4%)
53.2% - Bjp Insurance Brokers Limited
77.4% - Industry AVG
BJP INSURANCE BROKERS LIMITED financials
Bjp Insurance Brokers Limited's latest turnover from March 2024 is £6.2 million and the company has net assets of £4 million. According to their latest financial statements, Bjp Insurance Brokers Limited has 55 employees and maintains cash reserves of £3.3 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Nov 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 6,242,472 | 2,028,411 | 5,426,299 | 5,225,322 | 4,572,099 | 4,648,771 | 4,475,880 | 4,430,772 | 4,200,907 | 4,331,432 | 4,349,798 | 3,998,074 | 3,809,146 | 3,827,867 | 3,614,104 | 3,340,991 |
| Other Income Or Grants | ||||||||||||||||
| Cost Of Sales | ||||||||||||||||
| Gross Profit | 6,242,472 | 2,028,411 | 5,426,299 | |||||||||||||
| Admin Expenses | 4,598,750 | 1,519,750 | 4,329,979 | |||||||||||||
| Operating Profit | 1,643,722 | 508,661 | 1,096,320 | 996,933 | 749,216 | 410,973 | 321,340 | 394,713 | 357,147 | 654,471 | 575,645 | 426,297 | 341,015 | 404,051 | 307,050 | 237,419 |
| Interest Payable | 10,883 | 10,852 | 31,821 | 34,375 | 21,170 | 20,846 | 36,064 | 63,000 | 68,906 | 75,805 | 84,786 | 91,961 | 91,670 | 100,929 | 96,080 | 87,435 |
| Interest Receivable | 71,091 | 13,602 | 8,025 | 10,022 | 7,151 | 6,993 | 5,232 | 1,501 | 2,248 | 3,123 | 2,531 | 2,441 | 2,905 | 2,114 | 5,400 | 1,431 |
| Pre-Tax Profit | 1,703,930 | 511,411 | 1,072,524 | 972,580 | 735,197 | 397,120 | 290,508 | 333,214 | 290,489 | 581,789 | 493,390 | 336,777 | 252,250 | 305,236 | 216,370 | 151,415 |
| Tax | -463,494 | -104,603 | -205,985 | -190,829 | -78,112 | -60,487 | -43,093 | -61,680 | -66,102 | -52,572 | -103,739 | -78,380 | -65,628 | -82,624 | -76,897 | -31,654 |
| Profit After Tax | 1,240,436 | 406,808 | 866,539 | 781,751 | 657,085 | 336,633 | 247,415 | 271,534 | 224,387 | 529,217 | 389,651 | 258,397 | 186,622 | 222,612 | 139,473 | 119,761 |
| Dividends Paid | 33,900 | 405,525 | 325,805 | 396,860 | 91,000 | 165,000 | 65,000 | 40,000 | 605,989 | 210,000 | 260,000 | 268,000 | 306,000 | 197,250 | 99,000 | |
| Retained Profit | 1,240,436 | 372,908 | 461,014 | 455,946 | 260,225 | 245,633 | 82,415 | 206,534 | 184,387 | -76,772 | 179,651 | -1,603 | -81,378 | -83,388 | -57,777 | 20,761 |
| Employee Costs | 3,446,035 | 1,088,943 | 3,461,069 | 3,519,999 | 3,390,602 | 3,283,386 | 3,214,390 | 3,188,078 | 3,076,301 | 2,879,411 | 2,938,741 | 2,750,993 | 2,657,706 | 2,681,015 | 2,541,196 | 2,436,328 |
| Number Of Employees | 55 | 57 | 60 | 60 | 64 | 65 | 62 | 64 | 68 | 66 | 66 | 69 | 71 | 68 | 68 | 63 |
| EBITDA* | 1,730,360 | 527,209 | 1,165,992 | 1,050,772 | 793,919 | 447,192 | 359,327 | 427,986 | 404,012 | 701,494 | 614,515 | 469,264 | 387,294 | 443,497 | 353,802 | 295,129 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Nov 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 1,832,797 | 1,857,002 | 1,871,909 | 1,956,901 | 1,885,606 | 1,472,865 | 1,422,877 | 1,427,376 | 1,444,604 | 1,460,534 | 1,487,723 | 1,625,438 | 1,659,453 | 1,660,715 | 1,644,742 | 1,685,034 |
| Intangible Assets | 18,911 | |||||||||||||||
| Investments & Other | ||||||||||||||||
| Debtors (Due After 1 year) | ||||||||||||||||
| Total Fixed Assets | 1,851,708 | 1,857,002 | 1,871,909 | 1,956,901 | 1,885,606 | 1,472,865 | 1,422,877 | 1,427,376 | 1,444,604 | 1,460,534 | 1,487,723 | 1,625,438 | 1,659,453 | 1,660,715 | 1,644,742 | 1,685,034 |
| Stock & work in progress | ||||||||||||||||
| Trade Debtors | 664,297 | 819,118 | 759,668 | 544,381 | 2,025,347 | 2,085,489 | 1,770,590 | 1,658,902 | 1,660,314 | 1,717,682 | 1,401,672 | 1,604,446 | 1,706,771 | 1,532,510 | 1,551,279 | 1,490,228 |
| Group Debtors | 2,765,918 | 391,775 | 401,775 | 401,775 | 452,180 | 468,227 | 393,752 | 464,139 | 484,148 | 205,788 | 200,000 | 1,112 | 27,423 | 387,500 | 535,845 | 490,401 |
| Misc Debtors | 98,012 | 58,473 | 63,506 | 304,202 | 275,113 | 122,107 | 22,028 | 35,772 | 43,802 | 18,286 | 24,770 | 45,112 | 18,715 | 16,394 | 31,643 | 35,128 |
| Cash | 3,265,652 | 4,706,016 | 4,764,180 | 3,991,530 | 4,115,706 | 3,444,029 | 2,436,867 | 2,289,404 | 2,088,473 | 1,674,414 | 2,174,183 | 2,245,305 | 1,909,392 | 1,315,688 | 1,039,506 | 1,801,044 |
| misc current assets | ||||||||||||||||
| total current assets | 6,793,879 | 5,975,382 | 5,989,129 | 5,241,888 | 6,868,346 | 6,119,852 | 4,623,237 | 4,448,217 | 4,276,737 | 3,616,170 | 3,800,625 | 3,895,975 | 3,662,301 | 3,252,092 | 3,158,273 | 3,816,801 |
| total assets | 8,645,587 | 7,832,384 | 7,861,038 | 7,198,789 | 8,753,952 | 7,592,717 | 6,046,114 | 5,875,593 | 5,721,341 | 5,076,704 | 5,288,348 | 5,521,413 | 5,321,754 | 4,912,807 | 4,803,015 | 5,501,835 |
| Bank overdraft | 46,001 | 46,001 | 46,001 | 46,001 | 46,001 | 38,966 | ||||||||||
| Bank loan | 59,934 | 59,934 | 281,394 | 87,178 | 71,695 | 81,720 | 36,000 | 60,000 | 89,400 | |||||||
| Trade Creditors | 2,729,554 | 3,404,485 | 3,912,042 | 3,509,884 | 5,693,564 | 5,344,223 | 4,000,853 | 3,848,750 | 3,776,677 | 3,172,183 | 3,192,484 | 3,326,706 | 3,272,065 | 2,692,047 | 2,289,611 | 2,913,983 |
| Group/Directors Accounts | 1,442,944 | 256,512 | 103,095 | 56,777 | 18,402 | |||||||||||
| other short term finances | 26,667 | |||||||||||||||
| hp & lease commitments | 4,468 | |||||||||||||||
| other current liabilities | 395,905 | 596,782 | 624,566 | 507,328 | 307,246 | 162,674 | 178,290 | 211,732 | 250,405 | 358,017 | 387,094 | 371,508 | 166,416 | 205,333 | 219,412 | 166,713 |
| total current liabilities | 4,568,403 | 4,317,713 | 4,699,637 | 4,355,383 | 6,087,988 | 5,578,592 | 4,260,863 | 4,096,482 | 4,113,749 | 3,576,201 | 3,643,981 | 3,744,215 | 3,484,482 | 2,947,849 | 2,547,989 | 3,170,096 |
| loans | 707,948 | 727,926 | 860,154 | 1,137,133 | 739,864 | 769,777 | 845,794 | 881,794 | 961,797 | 1,022,365 | 1,074,576 | 1,126,488 | 1,176,237 | 1,510,697 | 1,502,308 | |
| hp & lease commitments | 24,763 | 59,203 | ||||||||||||||
| Accruals and Deferred Income | ||||||||||||||||
| other liabilities | ||||||||||||||||
| provisions | 32,887 | 2,862 | 2,522 | 13,313 | 14,838 | 20,493 | 7,339 | 7,597 | 6,612 | 3,907 | 10,431 | 163,694 | 170,253 | 166,812 | 14,269 | 7,154 |
| total long term liabilities | 32,887 | 710,810 | 730,448 | 873,467 | 1,151,971 | 760,357 | 777,116 | 853,391 | 888,406 | 965,704 | 1,032,796 | 1,238,270 | 1,296,741 | 1,343,049 | 1,549,729 | 1,568,665 |
| total liabilities | 4,601,290 | 5,028,523 | 5,430,085 | 5,228,850 | 7,239,959 | 6,338,949 | 5,037,979 | 4,949,873 | 5,002,155 | 4,541,905 | 4,676,777 | 4,982,485 | 4,781,223 | 4,290,898 | 4,097,718 | 4,738,761 |
| net assets | 4,044,297 | 2,803,861 | 2,430,953 | 1,969,939 | 1,513,993 | 1,253,768 | 1,008,135 | 925,720 | 719,186 | 534,799 | 611,571 | 538,928 | 540,531 | 621,909 | 705,297 | 763,074 |
| total shareholders funds | 4,044,297 | 2,803,861 | 2,430,953 | 1,969,939 | 1,513,993 | 1,253,768 | 1,008,135 | 925,720 | 719,186 | 534,799 | 611,571 | 538,928 | 540,531 | 621,909 | 705,297 | 763,074 |
| Mar 2024 | Mar 2023 | Nov 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||
| Operating Profit | 1,643,722 | 508,661 | 1,096,320 | 996,933 | 749,216 | 410,973 | 321,340 | 394,713 | 357,147 | 654,471 | 575,645 | 426,297 | 341,015 | 404,051 | 307,050 | 237,419 |
| Depreciation | 86,638 | 18,548 | 69,672 | 53,839 | 44,703 | 36,219 | 37,987 | 33,273 | 46,865 | 47,023 | 38,870 | 42,967 | 46,279 | 39,446 | 46,752 | 57,710 |
| Amortisation | ||||||||||||||||
| Tax | -463,494 | -104,603 | -205,985 | -190,829 | -78,112 | -60,487 | -43,093 | -61,680 | -66,102 | -52,572 | -103,739 | -78,380 | -65,628 | -82,624 | -76,897 | -31,654 |
| Stock | ||||||||||||||||
| Debtors | 2,258,861 | 44,417 | -25,409 | -1,502,282 | 76,817 | 489,453 | 27,557 | -29,451 | 246,508 | 315,314 | -24,228 | -102,239 | -183,495 | -182,363 | 103,010 | 2,015,757 |
| Creditors | -674,931 | -507,557 | 402,158 | -2,183,680 | 349,341 | 1,343,370 | 152,103 | 72,073 | 604,494 | -20,301 | -134,222 | 54,641 | 580,018 | 402,436 | -624,372 | 2,913,983 |
| Accruals and Deferred Income | -200,877 | -27,784 | 117,238 | 200,082 | 144,572 | -15,616 | -33,442 | -38,673 | -107,612 | -29,077 | 15,586 | 205,092 | -38,917 | -14,079 | 52,699 | 166,713 |
| Deferred Taxes & Provisions | 30,025 | 340 | -10,791 | -1,525 | -5,655 | 13,154 | -258 | 985 | 2,705 | -6,524 | -153,263 | -6,559 | 3,441 | 152,543 | 7,115 | 7,154 |
| Cash flow from operations | -1,837,778 | -156,812 | 1,494,021 | 377,102 | 1,127,248 | 1,238,160 | 407,080 | 430,142 | 590,989 | 277,706 | 263,105 | 746,297 | 1,049,703 | 1,084,136 | -390,663 | 1,335,568 |
| Investing Activities | ||||||||||||||||
| capital expenditure | -33,488 | -16,046 | -30,334 | -19,833 | -17,891 | -12,274 | -45,017 | -55,419 | -8,729 | -30,050 | ||||||
| Change in Investments | ||||||||||||||||
| cash flow from investments | -33,488 | -16,046 | -30,334 | -19,833 | -17,891 | -12,274 | -45,017 | -55,419 | -8,729 | -30,050 | ||||||
| Financing Activities | ||||||||||||||||
| Bank loans | -59,934 | -221,460 | 194,216 | 15,483 | -10,025 | 45,720 | -24,000 | 60,000 | -89,400 | 89,400 | ||||||
| Group/Directors Accounts | 1,186,432 | 153,417 | 46,318 | 56,777 | -18,402 | 18,402 | ||||||||||
| Other Short Term Loans | -26,667 | 26,667 | ||||||||||||||
| Long term loans | -707,948 | -19,978 | -132,228 | -276,979 | 397,269 | -29,913 | -76,017 | -36,000 | -80,003 | -60,568 | -52,211 | -51,912 | -49,749 | -334,460 | 8,389 | 1,502,308 |
| Hire Purchase and Lease Commitments | -4,468 | -20,295 | -34,440 | 59,203 | ||||||||||||
| other long term liabilities | ||||||||||||||||
| share issue | ||||||||||||||||
| interest | 60,208 | 2,750 | -23,796 | -24,353 | -14,019 | -13,853 | -30,832 | -61,499 | -66,658 | -72,682 | -82,255 | -89,520 | -88,765 | -98,815 | -90,680 | -86,004 |
| cash flow from financing | 478,758 | 136,189 | -331,166 | -50,339 | 398,733 | -53,791 | -61,129 | -148,166 | -59,994 | -151,652 | -223,072 | -141,432 | -142,982 | -453,570 | -206,131 | 2,307,220 |
| cash and cash equivalents | ||||||||||||||||
| cash | -1,440,364 | -58,164 | 772,650 | -124,176 | 671,677 | 1,007,162 | 147,463 | 200,931 | 414,059 | -499,769 | -71,122 | 335,913 | 593,704 | 276,182 | -761,538 | 1,801,044 |
| overdraft | -46,001 | 7,035 | 38,966 | |||||||||||||
| change in cash | -1,440,364 | -58,164 | 772,650 | -124,176 | 671,677 | 1,007,162 | 147,463 | 200,931 | 460,060 | -499,769 | -71,122 | 335,913 | 593,704 | 269,147 | -800,504 | 1,801,044 |
bjp insurance brokers limited Credit Report and Business Information
Bjp Insurance Brokers Limited Competitor Analysis
Perform a competitor analysis for bjp insurance brokers limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in LS20 area or any other competitors across 12 key performance metrics.
bjp insurance brokers limited Ownership
BJP INSURANCE BROKERS LIMITED group structure
Bjp Insurance Brokers Limited has no subsidiary companies.
Ultimate parent company
2 parents
BJP INSURANCE BROKERS LIMITED
03486694
bjp insurance brokers limited directors
Bjp Insurance Brokers Limited currently has 2 directors. The longest serving directors include Mr Andrew Brown (Nov 2021) and Mrs Kathren Wright (May 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Andrew Brown | England | 58 years | Nov 2021 | - | Director |
| Mrs Kathren Wright | 53 years | May 2023 | - | Director |
P&L
March 2024turnover
6.2m
+208%
operating profit
1.6m
+223%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
4m
+0.44%
total assets
8.6m
+0.1%
cash
3.3m
-0.31%
net assets
Total assets minus all liabilities
bjp insurance brokers limited company details
company number
03486694
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
December 1997
age
28
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
March 2024
previous names
bjp insurance services limited (October 1998)
accountant
-
auditor
FORVIS MAZARS LLP
address
elmwood house ghyll royd, guiseley, leeds, west yorkshire, LS20 9LT
Bank
BARCLAYS BANK PLC
Legal Advisor
-
bjp insurance brokers limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to bjp insurance brokers limited. Currently there are 1 open charges and 5 have been satisfied in the past.
bjp insurance brokers limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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bjp insurance brokers limited Companies House Filings - See Documents
| date | description | view/download |
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