
Company Number
03547586
Next Accounts
Dec 2025
Shareholders
mr douglas osei mensah
Group Structure
View All
Industry
Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
Registered Address
5-17 the triangle, hammersmith grove, london, W6 0LG
Website
www.unitylink.comPomanda estimates the enterprise value of UNITY LINK FINANCIAL SERVICES LIMITED at £5.8m based on a Turnover of £5.2m and 1.11x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of UNITY LINK FINANCIAL SERVICES LIMITED at £0 based on an EBITDA of £-255.2k and a 4.7x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of UNITY LINK FINANCIAL SERVICES LIMITED at £4.9m based on Net Assets of £3.9m and 1.27x industry multiple (adjusted for liquidity).
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Unity Link Financial Services Limited is a live company located in london, W6 0LG with a Companies House number of 03547586. It operates in the activities of other holding companies n.e.c. sector, SIC Code 64209. Founded in April 1998, it's largest shareholder is mr douglas osei mensah with a 100% stake. Unity Link Financial Services Limited is a mature, mid sized company, Pomanda has estimated its turnover at £5.2m with declining growth in recent years.
Pomanda's financial health check has awarded Unity Link Financial Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
2 Strong
4 Regular
5 Weak
Size
annual sales of £5.2m, make it smaller than the average company (£19m)
- Unity Link Financial Services Limited
£19m - Industry AVG
Growth
3 year (CAGR) sales growth of -32%, show it is growing at a slower rate (11.7%)
- Unity Link Financial Services Limited
11.7% - Industry AVG
Production
with a gross margin of 34.9%, this company has a comparable cost of product (34.9%)
- Unity Link Financial Services Limited
34.9% - Industry AVG
Profitability
an operating margin of -6.3% make it less profitable than the average company (4.5%)
- Unity Link Financial Services Limited
4.5% - Industry AVG
Employees
with 25 employees, this is below the industry average (104)
25 - Unity Link Financial Services Limited
104 - Industry AVG
Pay Structure
on an average salary of £44.5k, the company has an equivalent pay structure (£44.5k)
- Unity Link Financial Services Limited
£44.5k - Industry AVG
Efficiency
resulting in sales per employee of £207.7k, this is equally as efficient (£189.3k)
- Unity Link Financial Services Limited
£189.3k - Industry AVG
Debtor Days
it gets paid by customers after 66 days, this is later than average (44 days)
- Unity Link Financial Services Limited
44 days - Industry AVG
Creditor Days
its suppliers are paid after 45 days, this is close to average (43 days)
- Unity Link Financial Services Limited
43 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Unity Link Financial Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 103 weeks, this is more cash available to meet short term requirements (13 weeks)
103 weeks - Unity Link Financial Services Limited
13 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 25.5%, this is a lower level of debt than the average (68.9%)
25.5% - Unity Link Financial Services Limited
68.9% - Industry AVG
Unity Link Financial Services Limited's latest turnover from March 2024 is estimated at £5.2 million and the company has net assets of £3.9 million. According to their latest financial statements, Unity Link Financial Services Limited has 25 employees and maintains cash reserves of £2.4 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 1,747,687 | 1,664,005 | 1,580,705 | ||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | 742,693 | 751,483 | 673,444 | ||||||||||||
Gross Profit | 1,004,994 | 912,522 | 907,261 | ||||||||||||
Admin Expenses | 882,787 | 879,349 | 819,905 | ||||||||||||
Operating Profit | 122,207 | 33,173 | 87,356 | ||||||||||||
Interest Payable | 46 | 564 | 1,723 | ||||||||||||
Interest Receivable | 44 | ||||||||||||||
Pre-Tax Profit | 122,205 | 32,609 | 85,633 | ||||||||||||
Tax | -12,923 | -11,003 | -21,489 | ||||||||||||
Profit After Tax | 109,282 | 21,606 | 64,144 | ||||||||||||
Dividends Paid | 71,837 | ||||||||||||||
Retained Profit | 109,282 | -50,231 | 64,144 | ||||||||||||
Employee Costs | 374,310 | ||||||||||||||
Number Of Employees | 25 | 24 | 21 | 21 | 21 | 21 | 29 | 27 | 22 | ||||||
EBITDA* | 175,478 | 76,193 | 121,469 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 371,869 | 412,488 | 459,822 | 318,414 | 100,980 | 36,067 | 259,719 | 247,396 | 214,374 | 149,263 | 152,147 | 163,725 | 158,463 | 131,632 | 118,674 |
Intangible Assets | 354,626 | 277,113 | 20,001 | ||||||||||||
Investments & Other | |||||||||||||||
Debtors (Due After 1 year) | |||||||||||||||
Total Fixed Assets | 726,495 | 689,601 | 459,822 | 318,414 | 100,980 | 36,067 | 259,719 | 247,396 | 214,374 | 149,263 | 152,147 | 163,725 | 158,463 | 151,633 | 118,674 |
Stock & work in progress | |||||||||||||||
Trade Debtors | 947,236 | 2,439,839 | 3,318,450 | 2,811,910 | 2,083,830 | 1,689,721 | 1,575,486 | 802,694 | 873,152 | 885,433 | 622,017 | 386,156 | 294,497 | 165,672 | 145,668 |
Group Debtors | 25,204 | 242,771 | 188,141 | 265,588 | 109,953 | 37,549 | |||||||||
Misc Debtors | 1,056,219 | 3,249,411 | 1,046,364 | 2,334,918 | 365,690 | 318,359 | 256,705 | 516,998 | 80,213 | 41,570 | |||||
Cash | 2,441,809 | 3,258,761 | 2,501,207 | 4,098,655 | 3,515,860 | 3,417,095 | 2,771,179 | 2,008,020 | 1,929,390 | 1,033,728 | 1,013,367 | 799,732 | 706,264 | 475,018 | 455,348 |
misc current assets | |||||||||||||||
total current assets | 4,445,264 | 8,948,011 | 6,866,021 | 9,270,687 | 6,208,151 | 5,613,316 | 4,868,958 | 3,437,665 | 2,920,304 | 1,919,161 | 1,635,384 | 1,185,888 | 1,000,761 | 640,690 | 642,586 |
total assets | 5,171,759 | 9,637,612 | 7,325,843 | 9,589,101 | 6,309,131 | 5,649,383 | 5,128,677 | 3,685,061 | 3,134,678 | 2,068,424 | 1,787,531 | 1,349,613 | 1,159,224 | 792,323 | 761,260 |
Bank overdraft | |||||||||||||||
Bank loan | |||||||||||||||
Trade Creditors | 419,203 | 3,663,776 | 2,224,388 | 4,853,596 | 2,799,714 | 1,382,336 | 86,651 | 84,066 | 40,618 | 1,239,097 | 1,134,555 | 784,509 | 722,726 | 457,418 | 15,338 |
Group/Directors Accounts | 53,718 | 137,168 | |||||||||||||
other short term finances | |||||||||||||||
hp & lease commitments | |||||||||||||||
other current liabilities | 809,579 | 1,845,566 | 2,166,002 | 2,287,233 | 1,775,271 | 2,733,732 | 3,296,183 | 2,149,869 | 1,704,739 | 360,786 | |||||
total current liabilities | 1,228,782 | 5,509,342 | 4,390,390 | 7,140,829 | 4,574,985 | 4,116,068 | 3,382,834 | 2,287,653 | 1,882,525 | 1,239,097 | 1,134,555 | 784,509 | 722,726 | 457,418 | 376,124 |
loans | |||||||||||||||
hp & lease commitments | |||||||||||||||
Accruals and Deferred Income | |||||||||||||||
other liabilities | |||||||||||||||
provisions | 89,925 | 98,350 | 109,226 | 39,445 | 15,079 | 2,059 | 41,102 | 39,718 | 36,536 | 13,663 | 11,972 | 14,391 | 7,689 | 7,689 | |
total long term liabilities | 89,925 | 98,350 | 109,226 | 39,445 | 15,079 | 2,059 | 41,102 | 39,718 | 36,536 | 13,663 | 11,972 | 14,391 | 7,689 | 7,689 | |
total liabilities | 1,318,707 | 5,607,692 | 4,499,616 | 7,180,274 | 4,590,064 | 4,118,127 | 3,423,936 | 2,327,371 | 1,919,061 | 1,252,760 | 1,146,527 | 798,900 | 722,726 | 465,107 | 383,813 |
net assets | 3,853,052 | 4,029,920 | 2,826,227 | 2,408,827 | 1,719,067 | 1,531,256 | 1,704,741 | 1,357,690 | 1,215,617 | 815,664 | 641,004 | 550,713 | 436,498 | 327,216 | 377,447 |
total shareholders funds | 3,853,052 | 4,029,920 | 2,826,227 | 2,408,827 | 1,719,067 | 1,531,256 | 1,704,741 | 1,357,690 | 1,215,617 | 815,664 | 641,004 | 550,713 | 436,498 | 327,216 | 377,447 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | 122,207 | 33,173 | 87,356 | ||||||||||||
Depreciation | 57,085 | 57,916 | 53,852 | 29,914 | 15,662 | 63,054 | 84,139 | 79,608 | 76,585 | 44,871 | 47,789 | 50,884 | 53,271 | 36,355 | 34,113 |
Amortisation | 14,185 | 6,665 | |||||||||||||
Tax | -12,923 | -11,003 | -21,489 | ||||||||||||
Stock | |||||||||||||||
Debtors | -3,685,795 | 1,324,436 | -807,218 | 2,479,741 | 496,070 | 98,442 | 668,134 | 438,731 | 105,481 | 263,416 | 235,861 | 91,659 | 128,825 | -21,566 | 187,238 |
Creditors | -3,244,573 | 1,439,388 | -2,629,208 | 2,053,882 | 1,417,378 | 1,295,685 | 2,585 | 43,448 | -1,198,479 | 104,542 | 350,046 | 61,783 | 265,308 | 442,080 | 15,338 |
Accruals and Deferred Income | -1,035,987 | -320,436 | -121,231 | 511,962 | -958,461 | -562,451 | 1,146,314 | 445,130 | 1,704,739 | -360,786 | 360,786 | ||||
Deferred Taxes & Provisions | -8,425 | -10,876 | 69,781 | 24,366 | 13,020 | -39,043 | 1,384 | 3,182 | 22,873 | 1,691 | -2,419 | 14,391 | -7,689 | 7,689 | |
Cash flow from operations | 291,349 | 168,050 | 296,555 | ||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | |||||||||||||||
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | -53,718 | -83,450 | 137,168 | ||||||||||||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | |||||||||||||||
other long term liabilities | |||||||||||||||
share issue | |||||||||||||||
interest | -2 | -564 | -1,723 | ||||||||||||
cash flow from financing | -2 | -564 | 311,580 | ||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -816,952 | 757,554 | -1,597,448 | 582,795 | 98,765 | 645,916 | 763,159 | 78,630 | 895,662 | 20,361 | 213,635 | 93,468 | 231,246 | 19,670 | 455,348 |
overdraft | |||||||||||||||
change in cash | -816,952 | 757,554 | -1,597,448 | 582,795 | 98,765 | 645,916 | 763,159 | 78,630 | 895,662 | 20,361 | 213,635 | 93,468 | 231,246 | 19,670 | 455,348 |
Perform a competitor analysis for unity link financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in W 6 area or any other competitors across 12 key performance metrics.
UNITY LINK FINANCIAL SERVICES LIMITED group structure
Unity Link Financial Services Limited has no subsidiary companies.
Ultimate parent company
UNITY LINK FINANCIAL SERVICES LIMITED
03547586
Unity Link Financial Services Limited currently has 5 directors. The longest serving directors include Mr Douglas Mensah (May 1998) and Mr Mark Crowson (Aug 2018).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Douglas Mensah | England | 66 years | May 1998 | - | Director |
Mr Mark Crowson | England | 63 years | Aug 2018 | - | Director |
Mr Robin Paynter Bryant | United Kingdom | 64 years | Nov 2019 | - | Director |
Mr Paul Duncan | 49 years | Nov 2020 | - | Director | |
Mr Curtly Felix | England | 34 years | Aug 2024 | - | Director |
P&L
March 2024turnover
5.2m
-63%
operating profit
-326.5k
0%
gross margin
35%
-0.57%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
3.9m
-0.04%
total assets
5.2m
-0.46%
cash
2.4m
-0.25%
net assets
Total assets minus all liabilities
company number
03547586
Type
Private limited with Share Capital
industry
64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
incorporation date
April 1998
age
27
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2024
previous names
unity link monetary transfer limited (March 2005)
accountant
-
auditor
BARNES ROFFE LLP
address
5-17 the triangle, hammersmith grove, london, W6 0LG
Bank
-
Legal Advisor
-
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to unity link financial services limited. Currently there are 0 open charges and 1 have been satisfied in the past.
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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