unity link financial services limited

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unity link financial services limited Company Information

Share UNITY LINK FINANCIAL SERVICES LIMITED

Company Number

03547586

Shareholders

mr douglas osei mensah

Group Structure

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Industry

Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.

 

Registered Address

5-17 the triangle, hammersmith grove, london, W6 0LG

unity link financial services limited Estimated Valuation

£5.8m

Pomanda estimates the enterprise value of UNITY LINK FINANCIAL SERVICES LIMITED at £5.8m based on a Turnover of £5.2m and 1.11x industry multiple (adjusted for size and gross margin).

unity link financial services limited Estimated Valuation

£0

Pomanda estimates the enterprise value of UNITY LINK FINANCIAL SERVICES LIMITED at £0 based on an EBITDA of £-255.2k and a 4.7x industry multiple (adjusted for size and gross margin).

unity link financial services limited Estimated Valuation

£4.9m

Pomanda estimates the enterprise value of UNITY LINK FINANCIAL SERVICES LIMITED at £4.9m based on Net Assets of £3.9m and 1.27x industry multiple (adjusted for liquidity).

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Unity Link Financial Services Limited Overview

Unity Link Financial Services Limited is a live company located in london, W6 0LG with a Companies House number of 03547586. It operates in the activities of other holding companies n.e.c. sector, SIC Code 64209. Founded in April 1998, it's largest shareholder is mr douglas osei mensah with a 100% stake. Unity Link Financial Services Limited is a mature, mid sized company, Pomanda has estimated its turnover at £5.2m with declining growth in recent years.

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Unity Link Financial Services Limited Health Check

Pomanda's financial health check has awarded Unity Link Financial Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

2 Strong

positive_score

4 Regular

positive_score

5 Weak

size

Size

annual sales of £5.2m, make it smaller than the average company (£19m)

£5.2m - Unity Link Financial Services Limited

£19m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -32%, show it is growing at a slower rate (11.7%)

-32% - Unity Link Financial Services Limited

11.7% - Industry AVG

production

Production

with a gross margin of 34.9%, this company has a comparable cost of product (34.9%)

34.9% - Unity Link Financial Services Limited

34.9% - Industry AVG

profitability

Profitability

an operating margin of -6.3% make it less profitable than the average company (4.5%)

-6.3% - Unity Link Financial Services Limited

4.5% - Industry AVG

employees

Employees

with 25 employees, this is below the industry average (104)

25 - Unity Link Financial Services Limited

104 - Industry AVG

paystructure

Pay Structure

on an average salary of £44.5k, the company has an equivalent pay structure (£44.5k)

£44.5k - Unity Link Financial Services Limited

£44.5k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £207.7k, this is equally as efficient (£189.3k)

£207.7k - Unity Link Financial Services Limited

£189.3k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 66 days, this is later than average (44 days)

66 days - Unity Link Financial Services Limited

44 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 45 days, this is close to average (43 days)

45 days - Unity Link Financial Services Limited

43 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Unity Link Financial Services Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 103 weeks, this is more cash available to meet short term requirements (13 weeks)

103 weeks - Unity Link Financial Services Limited

13 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 25.5%, this is a lower level of debt than the average (68.9%)

25.5% - Unity Link Financial Services Limited

68.9% - Industry AVG

UNITY LINK FINANCIAL SERVICES LIMITED financials

EXPORTms excel logo

Unity Link Financial Services Limited's latest turnover from March 2024 is estimated at £5.2 million and the company has net assets of £3.9 million. According to their latest financial statements, Unity Link Financial Services Limited has 25 employees and maintains cash reserves of £2.4 million as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Turnover5,192,72013,941,91713,799,30216,357,30111,205,6267,855,7416,132,8953,805,9513,791,7866,822,3995,336,3553,549,7861,747,6871,664,0051,580,705
Other Income Or Grants
Cost Of Sales3,378,4559,043,1178,995,66610,900,0147,383,7455,232,9614,090,1682,516,2532,537,9194,631,1893,632,8682,443,286742,693751,483673,444
Gross Profit1,814,2644,898,8004,803,6365,457,2873,821,8822,622,7792,042,7271,289,6981,253,8662,191,2091,703,4871,106,4991,004,994912,522907,261
Admin Expenses2,140,7723,535,1594,313,0774,609,5393,593,4832,819,4701,626,2171,117,029761,3331,975,2381,590,759959,981882,787879,349819,905
Operating Profit-326,5081,363,641490,559847,748228,399-196,691416,510172,669492,533215,971112,728146,518122,20733,17387,356
Interest Payable465641,723
Interest Receivable149,640122,39924,7493,8073,46623,20611,9484,9227,4085,1184,5333,76544
Pre-Tax Profit-176,8681,486,041515,309851,556231,865-173,485428,458177,591499,941221,089117,261150,283122,20532,60985,633
Tax-282,348-97,909-161,796-44,054-81,407-35,518-99,988-46,429-26,970-36,068-12,923-11,003-21,489
Profit After Tax-176,8681,203,693417,400689,760187,811-173,485347,051142,073399,953174,66090,291114,215109,28221,60664,144
Dividends Paid71,837
Retained Profit-176,8681,203,693417,400689,760187,811-173,485347,051142,073399,953174,66090,291114,215109,282-50,23164,144
Employee Costs1,112,325998,833819,736785,085772,483755,541994,219889,646724,2271,472,3211,168,364842,494422,922425,297374,310
Number Of Employees252421212121292722453626131312
EBITDA*-255,2381,421,557544,411877,662244,061-133,637500,649252,277569,118260,842160,517197,402175,47876,193121,469

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Tangible Assets371,869412,488459,822318,414100,98036,067259,719247,396214,374149,263152,147163,725158,463131,632118,674
Intangible Assets354,626277,11320,001
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets726,495689,601459,822318,414100,98036,067259,719247,396214,374149,263152,147163,725158,463151,633118,674
Stock & work in progress
Trade Debtors947,2362,439,8393,318,4502,811,9102,083,8301,689,7211,575,486802,694873,152885,433622,017386,156294,497165,672145,668
Group Debtors25,204242,771188,141265,588109,95337,549
Misc Debtors1,056,2193,249,4111,046,3642,334,918365,690318,359256,705516,99880,21341,570
Cash2,441,8093,258,7612,501,2074,098,6553,515,8603,417,0952,771,1792,008,0201,929,3901,033,7281,013,367799,732706,264475,018455,348
misc current assets
total current assets4,445,2648,948,0116,866,0219,270,6876,208,1515,613,3164,868,9583,437,6652,920,3041,919,1611,635,3841,185,8881,000,761640,690642,586
total assets5,171,7599,637,6127,325,8439,589,1016,309,1315,649,3835,128,6773,685,0613,134,6782,068,4241,787,5311,349,6131,159,224792,323761,260
Bank overdraft
Bank loan
Trade Creditors 419,2033,663,7762,224,3884,853,5962,799,7141,382,33686,65184,06640,6181,239,0971,134,555784,509722,726457,41815,338
Group/Directors Accounts53,718137,168
other short term finances
hp & lease commitments
other current liabilities809,5791,845,5662,166,0022,287,2331,775,2712,733,7323,296,1832,149,8691,704,739360,786
total current liabilities1,228,7825,509,3424,390,3907,140,8294,574,9854,116,0683,382,8342,287,6531,882,5251,239,0971,134,555784,509722,726457,418376,124
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions89,92598,350109,22639,44515,0792,05941,10239,71836,53613,66311,97214,3917,6897,689
total long term liabilities89,92598,350109,22639,44515,0792,05941,10239,71836,53613,66311,97214,3917,6897,689
total liabilities1,318,7075,607,6924,499,6167,180,2744,590,0644,118,1273,423,9362,327,3711,919,0611,252,7601,146,527798,900722,726465,107383,813
net assets3,853,0524,029,9202,826,2272,408,8271,719,0671,531,2561,704,7411,357,6901,215,617815,664641,004550,713436,498327,216377,447
total shareholders funds3,853,0524,029,9202,826,2272,408,8271,719,0671,531,2561,704,7411,357,6901,215,617815,664641,004550,713436,498327,216377,447
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010
Operating Activities
Operating Profit-326,5081,363,641490,559847,748228,399-196,691416,510172,669492,533215,971112,728146,518122,20733,17387,356
Depreciation57,08557,91653,85229,91415,66263,05484,13979,60876,58544,87147,78950,88453,27136,35534,113
Amortisation14,1856,665
Tax-282,348-97,909-161,796-44,054-81,407-35,518-99,988-46,429-26,970-36,068-12,923-11,003-21,489
Stock
Debtors-3,685,7951,324,436-807,2182,479,741496,07098,442668,134438,731105,481263,416235,86191,659128,825-21,566187,238
Creditors-3,244,5731,439,388-2,629,2082,053,8821,417,3781,295,6852,58543,448-1,198,479104,542350,04661,783265,308442,08015,338
Accruals and Deferred Income-1,035,987-320,436-121,231511,962-958,461-562,4511,146,314445,1301,704,739-360,786360,786
Deferred Taxes & Provisions-8,425-10,87669,78124,36613,020-39,0431,3843,18222,8731,691-2,41914,391-7,6897,689
Cash flow from operations-858,428922,849-1,426,938826,335175,874462,112901,391269,788892,78257,230245,313145,849291,349168,050296,555
Investing Activities
capital expenditure-108,164-287,695-195,260-247,348-80,575160,598-96,462-112,630-141,696-41,987-36,211-56,146-60,101-75,979-152,787
Change in Investments
cash flow from investments-108,164-287,695-195,260-247,348-80,575160,598-96,462-112,630-141,696-41,987-36,211-56,146-60,101-75,979-152,787
Financing Activities
Bank loans
Group/Directors Accounts-53,718-83,450137,168
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue313,303
interest149,640122,39924,7493,8073,46623,20611,9484,9227,4085,1184,5333,765-2-564-1,723
cash flow from financing149,640122,39924,7493,8073,46623,206-41,770-78,528144,5765,1184,5333,765-2-564311,580
cash and cash equivalents
cash-816,952757,554-1,597,448582,79598,765645,916763,15978,630895,66220,361213,63593,468231,24619,670455,348
overdraft
change in cash-816,952757,554-1,597,448582,79598,765645,916763,15978,630895,66220,361213,63593,468231,24619,670455,348

unity link financial services limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Unity Link Financial Services Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for unity link financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in W 6 area or any other competitors across 12 key performance metrics.

unity link financial services limited Ownership

UNITY LINK FINANCIAL SERVICES LIMITED group structure

Unity Link Financial Services Limited has no subsidiary companies.

Ultimate parent company

UNITY LINK FINANCIAL SERVICES LIMITED

03547586

UNITY LINK FINANCIAL SERVICES LIMITED Shareholders

mr douglas osei mensah 100%

unity link financial services limited directors

Unity Link Financial Services Limited currently has 5 directors. The longest serving directors include Mr Douglas Mensah (May 1998) and Mr Mark Crowson (Aug 2018).

officercountryagestartendrole
Mr Douglas MensahEngland66 years May 1998- Director
Mr Mark CrowsonEngland63 years Aug 2018- Director
Mr Robin Paynter BryantUnited Kingdom64 years Nov 2019- Director
Mr Paul Duncan49 years Nov 2020- Director
Mr Curtly FelixEngland34 years Aug 2024- Director

P&L

March 2024

turnover

5.2m

-63%

operating profit

-326.5k

0%

gross margin

35%

-0.57%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

3.9m

-0.04%

total assets

5.2m

-0.46%

cash

2.4m

-0.25%

net assets

Total assets minus all liabilities

unity link financial services limited company details

company number

03547586

Type

Private limited with Share Capital

industry

64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.

incorporation date

April 1998

age

27

incorporated

UK

ultimate parent company

None

accounts

Small Company

last accounts submitted

March 2024

previous names

unity link monetary transfer limited (March 2005)

accountant

-

auditor

BARNES ROFFE LLP

address

5-17 the triangle, hammersmith grove, london, W6 0LG

Bank

-

Legal Advisor

-

unity link financial services limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 1 charges/mortgages relating to unity link financial services limited. Currently there are 0 open charges and 1 have been satisfied in the past.

unity link financial services limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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unity link financial services limited Companies House Filings - See Documents

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