credo reference limited

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credo reference limited Company Information

Share CREDO REFERENCE LIMITED
Live 
Mature

Company Number

03840990

Registered Address

3rd floor waverley house, 7-12 noel street, london, W1F 8GQ

Industry

Other business support service activities n.e.c.

 

Telephone

01483802448

Next Accounts Due

September 2024

Group Structure

View All

Directors

Chase Edmonds2 Years

Justin Dufour2 Years

View All

Shareholders

infobase acquisition inc 100%

credo reference limited Estimated Valuation

£0

Pomanda estimates the enterprise value of CREDO REFERENCE LIMITED at £0 based on a Turnover of £0 and 0.52x industry multiple (adjusted for size and gross margin).

credo reference limited Estimated Valuation

£11.3m

Pomanda estimates the enterprise value of CREDO REFERENCE LIMITED at £11.3m based on an EBITDA of £2.8m and a 4.08x industry multiple (adjusted for size and gross margin).

credo reference limited Estimated Valuation

£18m

Pomanda estimates the enterprise value of CREDO REFERENCE LIMITED at £18m based on Net Assets of £7.9m and 2.27x industry multiple (adjusted for liquidity).

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Credo Reference Limited Overview

Credo Reference Limited is a live company located in london, W1F 8GQ with a Companies House number of 03840990. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in September 1999, it's largest shareholder is infobase acquisition inc with a 100% stake. Credo Reference Limited is a mature, unknown sized company, Pomanda has estimated its turnover at £0 with unknown growth in recent years.

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Credo Reference Limited Health Check

Pomanda's financial health check has awarded Credo Reference Limited a 0.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 1 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating0.5out of 5
positive_score

0 Strong

positive_score

1 Regular

positive_score

1 Weak

size

Size

There is insufficient data available for this Key Performance Indicator!

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growth

Growth

There is insufficient data available for this Key Performance Indicator!

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production

Production

There is insufficient data available for this Key Performance Indicator!

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profitability

Profitability

There is insufficient data available for this Key Performance Indicator!

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employees

Employees

There is insufficient data available for this Key Performance Indicator!

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paystructure

Pay Structure

There is insufficient data available for this Key Performance Indicator!

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efficiency

Efficiency

There is insufficient data available for this Key Performance Indicator!

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debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

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creditordays

Creditor Days

There is insufficient data available for this Key Performance Indicator!

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stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

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cashbalance

Cash Balance

has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (24 weeks)

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- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 64.6%, this is a similar level of debt than the average (63.6%)

- - Credo Reference Limited

- - Industry AVG

CREDO REFERENCE LIMITED financials

EXPORTms excel logo

Credo Reference Limited's latest turnover from December 2022 is estimated at 0 and the company has net assets of £7.9 million. According to their latest financial statements, we estimate that Credo Reference Limited has no employees and maintains cash reserves of £75.4 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover0165,7953,967,7453,337,5685,944,1895,893,8216,094,5394,910,18221,455,49320,455,32816,026,69713,339,37110,319,9140
Other Income Or Grants00000000000000
Cost Of Sales0103,5452,498,6642,087,0233,730,9273,664,9043,765,7613,119,00313,843,00313,321,17610,255,3318,347,9536,308,8250
Gross Profit062,2511,469,0811,250,5452,213,2622,228,9182,328,7781,791,1797,612,4907,134,1525,771,3664,991,4184,011,0890
Admin Expenses-2,773,037-3,102,325-1,387,283-3,983,40015,6663,272,1952,173,5252,212,1878,665,6629,113,6706,107,5255,794,5674,400,8947,169,877
Operating Profit2,773,0373,164,5762,856,3645,233,9452,197,596-1,043,277155,253-421,008-1,053,172-1,979,518-336,159-803,149-389,805-7,169,877
Interest Payable1,278840013930,34768,97992,26756,068000000
Interest Receivable2,0671792244,14510,4808,5823,7726,7484,9615,4255,6933,4741,9671,029
Pre-Tax Profit2,773,8273,163,9152,856,5885,237,9512,177,729-1,103,67466,758-470,327-1,048,211-1,974,093-330,466-799,675-387,838-7,168,848
Tax-527,027-601,144-542,752-995,211-413,7690-13,3520000000
Profit After Tax2,246,8002,562,7712,313,8364,242,7411,763,960-1,103,67453,406-470,327-1,048,211-1,974,093-330,466-799,675-387,838-7,168,848
Dividends Paid00000000000000
Retained Profit2,246,8002,562,7712,313,8364,242,7411,763,960-1,103,67453,406-470,327-1,048,211-1,974,093-330,466-799,675-387,838-7,168,848
Employee Costs096,656691,9021,002,6102,244,0412,426,1482,263,0001,495,7476,018,8685,641,4304,344,5693,666,6482,916,6170
Number Of Employees0215225158543614513810993760
EBITDA*2,773,0373,165,0562,858,4895,238,2752,208,151-1,002,590197,093-351,880-980,889-1,908,200-293,169-766,391-379,794-7,158,106

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets004432,5695,95916,95749,65072,10494,147109,042137,661133,375105,90111,069
Intangible Assets00000005,65527,56343,5120000
Investments & Other00399399436216,721198,029199,411194,39729,545332363354338
Debtors (Due After 1 year)00314,997519,87200021,33620,80018,24225,59628,04336,4380
Total Fixed Assets00315,840522,8406,395233,679247,679298,507336,907200,342163,590161,782142,69411,408
Stock & work in progress00000000000000
Trade Debtors00912,044628,274890,412829,628836,175621,761864,990667,753703,661553,510584,335271,904
Group Debtors22,156,53415,025,5255,135,4582,407,095392,711000000000
Misc Debtors143,998498,125664,404873,190268,683273,086229,239243,581000000
Cash75,44842,653100,798348,174757,1982,037,4371,395,3151,622,0861,077,274907,2751,262,8271,014,335375,277411,499
misc current assets00000000000000
total current assets22,375,98215,566,3046,812,7064,256,7342,309,0063,140,1522,460,7302,487,4291,942,2641,575,0281,966,4881,567,844959,611683,403
total assets22,375,98215,566,3047,128,5464,779,5742,315,4013,373,8312,708,4092,785,9362,279,1701,775,3702,130,0781,729,6261,102,305694,811
Bank overdraft026,895004,10801227,566000000
Bank loan00000282,646225,9880000000
Trade Creditors 025,02878,365132,555407,566372,951499,270589,9776,040,3275,764,6004,538,3694,022,8023,043,6152,443,946
Group/Directors Accounts9,726,8775,143,906136,73743,882072,28400000000
other short term finances00000000000000
hp & lease commitments00000000000000
other current liabilities4,711,8944,671,9704,379,4254,378,9935,230,5116,709,0725,606,2965,065,276000000
total current liabilities14,438,7729,867,7994,594,5274,555,4305,642,1857,436,9536,331,5565,882,8206,040,3275,764,6004,538,3694,022,8023,043,6152,443,946
loans00000612,4181,001,3771,497,606000000
hp & lease commitments00000000000000
Accruals and Deferred Income20,70828,80227,86531,82625,90242,666564,647610,328000000
other liabilities000000001,161,677742,344848,196474,524447,546478,856
provisions00000000000000
total long term liabilities20,70928,80327,86531,82625,902655,0861,566,0252,107,9341,161,678742,345848,197474,524447,546478,857
total liabilities14,459,4809,896,6024,622,3924,587,2565,668,0878,092,0397,897,5807,990,7547,202,0056,506,9445,386,5664,497,3263,491,1612,922,803
net assets7,916,5025,669,7022,506,154192,317-3,352,687-4,718,208-5,189,171-5,204,818-4,922,834-4,731,574-3,256,488-2,767,700-2,388,856-2,227,992
total shareholders funds7,916,5025,669,7022,506,154192,317-3,352,687-4,718,208-5,189,171-5,204,818-4,922,834-4,731,574-3,256,488-2,767,700-2,388,856-2,227,992
Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit2,773,0373,164,5762,856,3645,233,9452,197,596-1,043,277155,253-421,008-1,053,172-1,979,518-336,159-803,149-389,805-7,169,877
Depreciation04802,1264,33010,55540,68836,22446,51150,23456,81442,99036,75810,01111,771
Amortisation0000005,61522,61722,04914,5040000
Tax-527,027-601,144-542,752-995,211-413,7690-13,3520000000
Stock00000000000000
Debtors6,776,8838,496,7462,598,4732,876,624449,09337,300178,735889199,796-43,263147,705-39,220348,868271,904
Creditors-25,028-53,337-54,190-275,01134,615-126,320-90,707-5,450,350275,7271,226,230515,567979,187599,6682,443,946
Accruals and Deferred Income31,830293,482-3,529-845,594-1,495,325580,795495,3395,675,604000000
Deferred Taxes & Provisions00000000000000
Cash flow from operations-4,524,071-5,692,689-340,454245,835-115,421-585,414409,637-127,515-904,958-638,70774,693252,016-128,994-4,986,064
Investing Activities
capital expenditure0-370-940444-7,995-13,730-25,177-41,438-86,211-47,276-64,232-104,843-22,840
Change in Investments0-3991-37-216,28518,693-1,3835,014164,85229,213-31916338
cash flow from investments0362-1-903216,729-26,688-12,347-30,191-206,290-115,424-47,245-64,241-104,859-23,178
Financing Activities
Bank loans0000-282,64656,658225,9880000000
Group/Directors Accounts4,582,9715,007,16992,85543,882-72,28472,28400000000
Other Short Term Loans 00000000000000
Long term loans0000-612,418-388,959-496,2291,497,606000000
Hire Purchase and Lease Commitments00000000000000
other long term liabilities0000000-1,161,677419,333-105,852373,67226,978-31,310478,856
share issue0600,7770-697,737-398,4391,574,638-37,760188,344856,951499,007-158,322420,831226,9744,940,856
interest789-6612244,006-19,867-60,397-88,495-49,3204,9615,4255,6933,4741,9671,029
cash flow from financing4,583,7605,607,28593,079-649,849-1,385,6541,254,224-396,496474,9531,281,245398,580221,043451,283197,6315,420,741
cash and cash equivalents
cash32,795-58,145-247,375-409,025-1,280,239642,122-226,771544,812169,998-355,551248,492639,058-36,222411,499
overdraft-26,89526,8950-4,1084,108-1-227,565227,566000000
change in cash59,690-85,040-247,375-404,917-1,284,347642,123794317,246169,998-355,551248,492639,058-36,222411,499

credo reference limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Credo Reference Limited Competitor Analysis

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credo reference limited Ownership

CREDO REFERENCE LIMITED group structure

Credo Reference Limited has no subsidiary companies.

Ultimate parent company

CENTRE LANE PARTNERS IV LP

#0103225

CLP INFOBASE ACQUISITION INC

#0112754

2 parents

CREDO REFERENCE LIMITED

03840990

CREDO REFERENCE LIMITED Shareholders

infobase acquisition inc 100%

credo reference limited directors

Credo Reference Limited currently has 3 directors. The longest serving directors include Mr Chase Edmonds (Jun 2022) and Mr Justin Dufour (Jun 2022).

officercountryagestartendrole
Mr Chase EdmondsUnited States36 years Jun 2022- Director
Mr Justin DufourUnited States50 years Jun 2022- Director
Mr John DonoghueUnited States58 years Jan 2023- Director

P&L

December 2022

turnover

0

-100%

operating profit

2.8m

0%

gross margin

0%

0%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2022

net assets

7.9m

+0.4%

total assets

22.4m

+0.44%

cash

75.4k

+0.77%

net assets

Total assets minus all liabilities

credo reference limited company details

company number

03840990

Type

Private limited with Share Capital

industry

82990 - Other business support service activities n.e.c.

incorporation date

September 1999

age

25

accounts

Small Company

ultimate parent company

CENTRE LANE PARTNERS IV LP

previous names

xrefer limited (December 2007)

xrefer.com limited (May 2003)

incorporated

UK

address

3rd floor waverley house, 7-12 noel street, london, W1F 8GQ

last accounts submitted

December 2022

credo reference limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 10 charges/mortgages relating to credo reference limited. Currently there are 0 open charges and 10 have been satisfied in the past.

charges

credo reference limited Companies House Filings - See Documents

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