ft personal finance limited
ft personal finance limited Company Information
Company Number
03855520
Website
www.ft.comRegistered Address
bracken house, 1 friday street, london, EC4M 9BT
Industry
Other publishing activities
Telephone
442078733000
Next Accounts Due
September 2024
Group Structure
View All
Shareholders
financial times group limited 100%
ft personal finance limited Estimated Valuation
Pomanda estimates the enterprise value of FT PERSONAL FINANCE LIMITED at £868.4k based on a Turnover of £1.6m and 0.56x industry multiple (adjusted for size and gross margin).
ft personal finance limited Estimated Valuation
Pomanda estimates the enterprise value of FT PERSONAL FINANCE LIMITED at £2m based on an EBITDA of £575.3k and a 3.46x industry multiple (adjusted for size and gross margin).
ft personal finance limited Estimated Valuation
Pomanda estimates the enterprise value of FT PERSONAL FINANCE LIMITED at £0 based on Net Assets of £-18.5m and 0.4x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Ft Personal Finance Limited Overview
Ft Personal Finance Limited is a live company located in london, EC4M 9BT with a Companies House number of 03855520. It operates in the other publishing activities sector, SIC Code 58190. Founded in October 1999, it's largest shareholder is financial times group limited with a 100% stake. Ft Personal Finance Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.6m with rapid growth in recent years.
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Ft Personal Finance Limited Health Check
Pomanda's financial health check has awarded Ft Personal Finance Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
3 Strong
1 Regular
4 Weak
Size
annual sales of £1.6m, make it smaller than the average company (£3.7m)
£1.6m - Ft Personal Finance Limited
£3.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 46%, show it is growing at a faster rate (3%)
46% - Ft Personal Finance Limited
3% - Industry AVG
Production
with a gross margin of 68.2%, this company has a comparable cost of product (58.9%)
68.2% - Ft Personal Finance Limited
58.9% - Industry AVG
Profitability
an operating margin of 36.9% make it more profitable than the average company (7.3%)
36.9% - Ft Personal Finance Limited
7.3% - Industry AVG
Employees
with 3 employees, this is below the industry average (33)
3 - Ft Personal Finance Limited
33 - Industry AVG
Pay Structure
on an average salary of £141.7k, the company has a higher pay structure (£55.4k)
£141.7k - Ft Personal Finance Limited
£55.4k - Industry AVG
Efficiency
resulting in sales per employee of £520.3k, this is more efficient (£128.8k)
£520.3k - Ft Personal Finance Limited
£128.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Ft Personal Finance Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Ft Personal Finance Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ft Personal Finance Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Ft Personal Finance Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 123540%, this is a higher level of debt than the average (65.6%)
123540% - Ft Personal Finance Limited
65.6% - Industry AVG
FT PERSONAL FINANCE LIMITED financials
Ft Personal Finance Limited's latest turnover from December 2022 is £1.6 million and the company has net assets of -£18.5 million. According to their latest financial statements, Ft Personal Finance Limited has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,561,000 | 2,028,000 | 502,000 | 501,000 | 742,000 | 701,000 | 611,000 | 664,000 | 451,000 | 565,000 | 551,000 | 628,000 | 560,000 | 475,000 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 496,000 | 736,000 | 158,000 | 233,000 | 308,000 | 286,000 | 305,000 | 430,000 | 329,000 | 327,000 | 444,000 | 632,000 | 576,000 | 280,000 |
| Gross Profit | 1,065,000 | 1,292,000 | 344,000 | 268,000 | 434,000 | 415,000 | 306,000 | 234,000 | 122,000 | 238,000 | 107,000 | -4,000 | -16,000 | 195,000 |
| Admin Expenses | 363,000 | 297,000 | 250,000 | 244,000 | 197,000 | 73,000 | 116,000 | 94,000 | ||||||
| Operating Profit | -57,000 | -63,000 | -128,000 | -6,000 | -90,000 | -77,000 | -132,000 | 101,000 | ||||||
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pre-Tax Profit | 575,000 | 631,000 | 139,000 | 6,000 | 91,000 | 76,000 | -57,000 | -63,000 | -128,000 | -6,000 | -90,000 | -77,000 | -132,000 | 101,000 |
| Tax | -109,000 | -116,000 | -25,000 | -1,000 | -18,000 | -15,000 | 11,000 | 11,000 | 27,000 | 0 | 19,000 | 20,000 | 35,000 | -29,000 |
| Profit After Tax | 466,000 | 515,000 | 114,000 | 5,000 | 73,000 | 61,000 | -46,000 | -52,000 | -101,000 | -6,000 | -71,000 | -57,000 | -97,000 | 72,000 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | 466,000 | 515,000 | 114,000 | 5,000 | 73,000 | 61,000 | -46,000 | -52,000 | -101,000 | -6,000 | -71,000 | -57,000 | -97,000 | 72,000 |
| Employee Costs | 425,000 | 576,000 | 157,000 | 212,000 | 282,000 | 230,000 | 315,000 | 387,000 | 325,000 | 314,000 | 415,000 | 435,000 | 421,000 | 263,000 |
| Number Of Employees | 3 | 3 | 2 | 2 | 3 | 3 | 3 | 4 | 3 | 2 | ||||
| EBITDA* | -57,000 | -63,000 | -128,000 | 12,000 | -33,000 | -24,000 | -91,000 | 101,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 10,000 | 11,000 | 11,000 | 8,000 | 0 | 0 | 0 | 18,000 | 75,000 | 124,000 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 15,000 | 15,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 11,000 | 10,000 | 0 | 0 | 0 | 10,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 15,000 | 15,000 | 11,000 | 10,000 | 11,000 | 11,000 | 8,000 | 10,000 | 0 | 0 | 18,000 | 75,000 | 124,000 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 13,000 | 15,000 | 45,000 | 19,000 | 33,000 | 26,000 | 42,000 | 7,000 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 0 | 0 | 0 | 0 | 0 | 0 | 13,000 | 15,000 | 45,000 | 19,000 | 33,000 | 26,000 | 42,000 | 7,000 |
| total assets | 15,000 | 15,000 | 11,000 | 10,000 | 11,000 | 11,000 | 21,000 | 25,000 | 45,000 | 19,000 | 51,000 | 101,000 | 166,000 | 7,000 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 18,422,000 | 18,872,000 | 19,480,000 | 0 | 0 | 0 | 0 | 19,729,000 | 19,697,000 | 19,570,000 | 19,596,000 | 19,575,000 | 19,583,000 | 19,300,000 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 109,000 | 125,000 | 28,000 | 19,621,000 | 19,627,000 | 19,700,000 | 19,771,000 | 0 | 0 | 0 | 0 | 0 | 0 | 27,000 |
| total current liabilities | 18,531,000 | 18,997,000 | 19,508,000 | 19,621,000 | 19,627,000 | 19,700,000 | 19,771,000 | 19,729,000 | 19,697,000 | 19,570,000 | 19,596,000 | 19,575,000 | 19,583,000 | 19,327,000 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 18,531,000 | 18,997,000 | 19,508,000 | 19,621,000 | 19,627,000 | 19,700,000 | 19,771,000 | 19,729,000 | 19,697,000 | 19,570,000 | 19,596,000 | 19,575,000 | 19,583,000 | 19,327,000 |
| net assets | -18,516,000 | -18,982,000 | -19,497,000 | -19,611,000 | -19,616,000 | -19,689,000 | -19,750,000 | -19,704,000 | -19,652,000 | -19,551,000 | -19,545,000 | -19,474,000 | -19,417,000 | -19,320,000 |
| total shareholders funds | -18,516,000 | -18,982,000 | -19,497,000 | -19,611,000 | -19,616,000 | -19,689,000 | -19,750,000 | -19,704,000 | -19,652,000 | -19,551,000 | -19,545,000 | -19,474,000 | -19,417,000 | -19,320,000 |
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | -57,000 | -63,000 | -128,000 | -6,000 | -90,000 | -77,000 | -132,000 | 101,000 | ||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18,000 | 57,000 | 53,000 | 41,000 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -109,000 | -116,000 | -25,000 | -1,000 | -18,000 | -15,000 | 11,000 | 11,000 | 27,000 | 0 | 19,000 | 20,000 | 35,000 | -29,000 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 0 | -11,000 | 1,000 | 10,000 | 0 | -13,000 | -12,000 | -20,000 | 26,000 | -14,000 | 7,000 | -16,000 | 35,000 | 7,000 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | -16,000 | 97,000 | -19,593,000 | -6,000 | -73,000 | -71,000 | 19,771,000 | 0 | 0 | 0 | 0 | 0 | -27,000 | 27,000 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 19,737,000 | -32,000 | -127,000 | 26,000 | -21,000 | 12,000 | -118,000 | 92,000 | ||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | 0 | 15,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -450,000 | -608,000 | 19,480,000 | 0 | 0 | 0 | -19,729,000 | 32,000 | 127,000 | -26,000 | 21,000 | -8,000 | 283,000 | 19,300,000 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from financing | -450,000 | -608,000 | 19,480,000 | 0 | 0 | 0 | -19,729,000 | 32,000 | 127,000 | -26,000 | 21,000 | -8,000 | 283,000 | -92,000 |
| cash and cash equivalents | ||||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
ft personal finance limited Credit Report and Business Information
Ft Personal Finance Limited Competitor Analysis
Perform a competitor analysis for ft personal finance limited by selecting its closest rivals, whether from the INFORMATION AND COMMUNICATION sector, other small companies, companies in EC4M area or any other competitors across 12 key performance metrics.
ft personal finance limited Ownership
FT PERSONAL FINANCE LIMITED group structure
Ft Personal Finance Limited has no subsidiary companies.
Ultimate parent company
NIKKEI INC
#0012896
2 parents
FT PERSONAL FINANCE LIMITED
03855520
ft personal finance limited directors
Ft Personal Finance Limited currently has 2 directors. The longest serving directors include Mr James Lund (Feb 2013) and Mr Jonathan Slade (Jan 2019).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr James Lund | England | 51 years | Feb 2013 | - | Director |
| Mr Jonathan Slade | England | 51 years | Jan 2019 | - | Director |
P&L
December 2022turnover
1.6m
-23%
operating profit
575.3k
0%
gross margin
68.3%
+7.09%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2022net assets
-18.5m
-0.02%
total assets
15k
0%
cash
0
0%
net assets
Total assets minus all liabilities
ft personal finance limited company details
company number
03855520
Type
Private limited with Share Capital
industry
58190 - Other publishing activities
incorporation date
October 1999
age
25
incorporated
UK
accounts
Full Accounts
ultimate parent company
previous names
N/A
last accounts submitted
December 2022
address
bracken house, 1 friday street, london, EC4M 9BT
accountant
-
auditor
DELOITTE LLP
ft personal finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ft personal finance limited.
ft personal finance limited Companies House Filings - See Documents
| date | description | view/download |
|---|
