the on-line partnership limited
the on-line partnership limited Company Information
Company Number
03926063
Next Accounts
Sep 2025
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Shareholders
on-line partnership group ltd
Group Structure
View All
Contact
Registered Address
on-line house 50-56 north street, horsham, west sussex, RH12 1RD
Website
http://inpartnership.netthe on-line partnership limited Estimated Valuation
Pomanda estimates the enterprise value of THE ON-LINE PARTNERSHIP LIMITED at £89.9m based on a Turnover of £52.1m and 1.73x industry multiple (adjusted for size and gross margin).
the on-line partnership limited Estimated Valuation
Pomanda estimates the enterprise value of THE ON-LINE PARTNERSHIP LIMITED at £1.1m based on an EBITDA of £174.9k and a 6.36x industry multiple (adjusted for size and gross margin).
the on-line partnership limited Estimated Valuation
Pomanda estimates the enterprise value of THE ON-LINE PARTNERSHIP LIMITED at £5.3m based on Net Assets of £4m and 1.31x industry multiple (adjusted for liquidity).
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The On-line Partnership Limited Overview
The On-line Partnership Limited is a live company located in west sussex, RH12 1RD with a Companies House number of 03926063. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in February 2000, it's largest shareholder is on-line partnership group ltd with a 100% stake. The On-line Partnership Limited is a mature, large sized company, Pomanda has estimated its turnover at £52.1m with declining growth in recent years.
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The On-line Partnership Limited Health Check
Pomanda's financial health check has awarded The On-Line Partnership Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
4 Strong
1 Regular
5 Weak
Size
annual sales of £52.1m, make it larger than the average company (£5.4m)
£52.1m - The On-line Partnership Limited
£5.4m - Industry AVG
Growth
3 year (CAGR) sales growth of 0%, show it is growing at a slower rate (5%)
- The On-line Partnership Limited
5% - Industry AVG
Production
with a gross margin of 10.8%, this company has a higher cost of product (59.2%)
10.8% - The On-line Partnership Limited
59.2% - Industry AVG
Profitability
an operating margin of 0.3% make it less profitable than the average company (9.1%)
0.3% - The On-line Partnership Limited
9.1% - Industry AVG
Employees
with 8 employees, this is below the industry average (15)
8 - The On-line Partnership Limited
15 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - The On-line Partnership Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £6.5m, this is more efficient (£233.4k)
£6.5m - The On-line Partnership Limited
£233.4k - Industry AVG
Debtor Days
it gets paid by customers after 26 days, this is near the average (30 days)
26 days - The On-line Partnership Limited
30 days - Industry AVG
Creditor Days
its suppliers are paid after 43 days, this is slower than average (34 days)
43 days - The On-line Partnership Limited
34 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - The On-line Partnership Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 69 weeks, this is more cash available to meet short term requirements (36 weeks)
69 weeks - The On-line Partnership Limited
36 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 70.1%, this is a higher level of debt than the average (58.8%)
70.1% - The On-line Partnership Limited
58.8% - Industry AVG
THE ON-LINE PARTNERSHIP LIMITED financials
The On-Line Partnership Limited's latest turnover from December 2023 is £52.1 million and the company has net assets of £4 million. According to their latest financial statements, The On-Line Partnership Limited has 8 employees and maintains cash reserves of £7.5 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 52,123,765 | 57,080,999 | 59,623,948 | 52,229,951 | 53,897,208 | 54,787,131 | 53,008,529 | 44,163,142 | 39,342,806 | 36,673,415 | 33,360,413 | 29,560,292 | 30,745,238 | 27,254,809 | 23,154,093 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 46,502,443 | 51,372,278 | 53,797,807 | 47,236,030 | 48,095,856 | 48,533,854 | 47,604,926 | 39,012,316 | 34,345,640 | 32,045,080 | 29,168,380 | 26,951,415 | 29,417,745 | 25,881,732 | 21,938,610 |
| Gross Profit | 5,621,322 | 5,708,721 | 5,826,141 | 4,993,921 | 5,801,352 | 6,253,277 | 5,403,603 | 5,150,826 | 4,997,166 | 4,628,335 | 4,192,033 | 2,608,877 | 1,327,493 | 1,373,077 | 1,215,483 |
| Admin Expenses | 5,446,446 | 5,114,343 | 4,966,919 | 4,005,072 | 4,586,203 | 4,707,954 | 4,088,392 | 4,241,124 | 4,058,112 | 3,774,211 | 3,324,084 | 1,502,414 | 1,349,448 | 1,279,017 | 1,246,356 |
| Operating Profit | 174,876 | 594,378 | 859,222 | 988,849 | 1,215,149 | 1,545,323 | 1,315,211 | 909,702 | 939,054 | 854,124 | 867,949 | 1,106,463 | -21,955 | 94,060 | -30,873 |
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Receivable | 21,734 | 30,611 | 30,672 | 43,678 | 47,859 | 28,081 | 19,382 | 53,788 | 51,700 | 34,555 | 24,004 | 26,141 | 43,397 | 43,927 | 35,619 |
| Pre-Tax Profit | 196,610 | 624,989 | 889,894 | 1,032,527 | 1,263,008 | 1,573,404 | 1,334,593 | 963,490 | 990,754 | 888,679 | 891,953 | 1,132,604 | 21,442 | 137,987 | 4,746 |
| Tax | 0 | -118,748 | -169,080 | -196,180 | -234,310 | -298,947 | -281,990 | -166,687 | -29,550 | -96,948 | -115,535 | -96,726 | 0 | -51,836 | -5,838 |
| Profit After Tax | 196,610 | 506,241 | 720,814 | 836,347 | 1,028,698 | 1,274,457 | 1,052,603 | 796,803 | 961,204 | 791,731 | 776,418 | 1,035,878 | 21,442 | 86,151 | -1,092 |
| Dividends Paid | 0 | 2,600,000 | 0 | 900,000 | 0 | 0 | 1,000,000 | 0 | 0 | 600,000 | 1,050,000 | 0 | 0 | 0 | 0 |
| Retained Profit | 196,610 | -2,093,759 | 720,814 | -63,653 | 1,028,698 | 1,274,457 | 52,603 | 796,803 | 961,204 | 191,731 | -273,582 | 1,035,878 | 21,442 | 86,151 | -1,092 |
| Employee Costs | 0 | 0 | 0 | 965,343 | 803,092 | 671,317 | 0 | 0 | 0 | 0 | 0 | 0 | |||
| Number Of Employees | 8 | 8 | 6 | 5 | 7 | ||||||||||
| EBITDA* | 174,876 | 594,378 | 859,222 | 988,849 | 1,215,149 | 1,545,323 | 1,315,211 | 909,702 | 939,054 | 854,124 | 867,949 | 1,106,463 | -21,955 | 94,060 | -30,873 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 193,447 | 308,145 | 323,002 | 431,348 | 487,303 | 592,872 | 825,136 | 341,614 | 324,350 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 193,447 | 308,145 | 323,002 | 431,348 | 487,303 | 592,872 | 825,136 | 341,614 | 324,350 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 3,794,799 | 4,374,397 | 3,940,731 | 3,827,802 | 4,106,642 | 6,322,548 | 6,476,390 | 6,197,538 | 4,753,447 | 5,051,441 | 5,630,581 | 7,076,510 | 5,280,725 | 25,463 | 7,603 |
| Group Debtors | 1,239,373 | 1,432,398 | 0 | 0 | 0 | 0 | 0 | 0 | 133,848 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 854,690 | 1,207,803 | 1,484,465 | 1,525,779 | 1,165,134 | 426,154 | 437,921 | 517,112 | 602,578 | 557,836 | 286,498 | 0 | 0 | 4,585,985 | 4,343,192 |
| Cash | 7,547,399 | 6,345,880 | 9,939,904 | 8,839,844 | 8,596,588 | 6,352,975 | 6,094,259 | 5,207,092 | 4,154,051 | 3,231,512 | 2,736,598 | 3,443,310 | 4,111,344 | 3,766,782 | 3,355,969 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 13,436,261 | 13,360,478 | 15,365,100 | 14,193,425 | 13,868,364 | 13,101,677 | 13,008,570 | 11,921,742 | 9,643,924 | 8,840,789 | 8,653,677 | 10,519,820 | 9,392,069 | 8,378,230 | 7,706,764 |
| total assets | 13,436,261 | 13,360,478 | 15,365,100 | 14,193,425 | 13,868,364 | 13,295,124 | 13,316,715 | 12,244,744 | 10,075,272 | 9,328,092 | 9,246,549 | 11,344,956 | 9,733,683 | 8,702,580 | 7,706,764 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 5,522,497 | 5,430,182 | 5,888,659 | 5,643,836 | 5,921,080 | 5,587,318 | 5,552,989 | 4,837,091 | 4,081,889 | 3,337,467 | 3,468,703 | 4,970,261 | 4,116,662 | 55,682 | 5,073 |
| Group/Directors Accounts | 0 | 0 | 454,452 | 652,500 | 0 | 0 | 0 | 0 | 0 | 0 | 97,477 | 96,210 | 2,196,842 | 1,898,620 | 1,800,354 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 156,774 | 420,632 | 407,901 | 197,215 | 199,108 | 262,898 | 262,133 | 217,694 | 133,044 | 154,813 | 86,883 | 1,573,052 | 778,856 | 4,413,120 | 3,420,526 |
| total current liabilities | 5,679,271 | 5,850,814 | 6,751,012 | 6,493,551 | 6,120,188 | 5,850,216 | 5,815,122 | 5,054,785 | 4,214,933 | 3,492,280 | 3,653,063 | 6,639,523 | 7,092,360 | 6,367,422 | 5,225,953 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 498,801 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 977,563 | 416,944 | 387,917 | 644,714 |
| provisions | 3,241,516 | 3,689,601 | 2,700,266 | 2,506,866 | 2,491,515 | 3,216,945 | 4,548,087 | 4,289,056 | 3,006,239 | 3,942,916 | 3,892,321 | 1,753,123 | 1,285,510 | 1,029,814 | 1,004,821 |
| total long term liabilities | 3,740,317 | 3,689,601 | 2,700,266 | 2,506,866 | 2,491,515 | 3,216,945 | 4,548,087 | 4,289,056 | 3,006,239 | 3,942,916 | 3,892,321 | 2,730,686 | 1,702,454 | 1,417,731 | 1,649,535 |
| total liabilities | 9,419,588 | 9,540,415 | 9,451,278 | 9,000,417 | 8,611,703 | 9,067,161 | 10,363,209 | 9,343,841 | 7,221,172 | 7,435,196 | 7,545,384 | 9,370,209 | 8,794,814 | 7,785,153 | 6,875,488 |
| net assets | 4,016,673 | 3,820,063 | 5,913,822 | 5,193,008 | 5,256,661 | 4,227,963 | 2,953,506 | 2,900,903 | 2,854,100 | 1,892,896 | 1,701,165 | 1,974,747 | 938,869 | 917,427 | 831,276 |
| total shareholders funds | 4,016,673 | 3,820,063 | 5,913,822 | 5,193,008 | 5,256,661 | 4,227,963 | 2,953,506 | 2,900,903 | 2,854,100 | 1,892,896 | 1,701,165 | 1,974,747 | 938,869 | 917,427 | 831,276 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 174,876 | 594,378 | 859,222 | 988,849 | 1,215,149 | 1,545,323 | 1,315,211 | 909,702 | 939,054 | 854,124 | 867,949 | 1,106,463 | -21,955 | 94,060 | -30,873 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 0 | -118,748 | -169,080 | -196,180 | -234,310 | -298,947 | -281,990 | -166,687 | -29,550 | -96,948 | -115,535 | -96,726 | 0 | -51,836 | -5,838 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -1,125,736 | 1,589,402 | 71,615 | 81,805 | -1,670,373 | -280,307 | 184,804 | 1,116,431 | -175,359 | -413,371 | -1,391,695 | 2,279,307 | 686,541 | 585,003 | 4,350,795 |
| Creditors | 92,315 | -458,477 | 244,823 | -277,244 | 333,762 | 34,329 | 715,898 | 755,202 | 744,422 | -131,236 | -1,501,558 | 853,599 | 4,060,980 | 50,609 | 5,073 |
| Accruals and Deferred Income | -263,858 | 12,731 | 210,686 | -1,893 | -63,790 | 765 | 44,439 | 84,650 | -21,769 | 67,930 | -1,486,169 | 794,196 | -3,634,264 | 992,594 | 3,420,526 |
| Deferred Taxes & Provisions | -448,085 | 989,335 | 193,400 | 15,351 | -725,430 | -1,331,142 | 259,031 | 1,282,817 | -936,677 | 50,595 | 2,139,198 | 467,613 | 255,696 | 24,993 | 1,004,821 |
| Cash flow from operations | 680,984 | -570,183 | 1,267,436 | 447,078 | 2,195,754 | 230,635 | 1,867,785 | 1,749,253 | 870,839 | 1,157,836 | 1,295,580 | 845,838 | -26,084 | 525,417 | 42,914 |
| Investing Activities | |||||||||||||||
| capital expenditure | 0 | 0 | 0 | 0 | |||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | 0 | 0 | 0 | 0 | |||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | -454,452 | -198,048 | 652,500 | 0 | 0 | 0 | 0 | 0 | -97,477 | 1,267 | -2,100,632 | 298,222 | 98,266 | 1,800,354 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 498,801 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -977,563 | 560,619 | 29,027 | -256,797 | 644,714 |
| share issue | |||||||||||||||
| interest | 21,734 | 30,611 | 30,672 | 43,678 | 47,859 | 28,081 | 19,382 | 53,788 | 51,700 | 34,555 | 24,004 | 26,141 | 43,397 | 43,927 | 35,619 |
| cash flow from financing | 520,535 | -423,841 | -167,376 | 696,178 | 47,859 | 28,081 | 19,382 | -696,212 | 51,700 | -62,922 | -952,292 | -1,513,872 | 370,646 | -114,604 | 3,313,055 |
| cash and cash equivalents | |||||||||||||||
| cash | 1,201,519 | -3,594,024 | 1,100,060 | 243,256 | 2,243,613 | 258,716 | 887,167 | 1,053,041 | 922,539 | 494,914 | -706,712 | -668,034 | 344,562 | 410,813 | 3,355,969 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 1,201,519 | -3,594,024 | 1,100,060 | 243,256 | 2,243,613 | 258,716 | 887,167 | 1,053,041 | 922,539 | 494,914 | -706,712 | -668,034 | 344,562 | 410,813 | 3,355,969 |
the on-line partnership limited Credit Report and Business Information
The On-line Partnership Limited Competitor Analysis
Perform a competitor analysis for the on-line partnership limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in RH12 area or any other competitors across 12 key performance metrics.
the on-line partnership limited Ownership
THE ON-LINE PARTNERSHIP LIMITED group structure
The On-Line Partnership Limited has no subsidiary companies.
Ultimate parent company
RUSSELL INVESTMENTS CAYMAN MIDCO LTD
#0053078
2 parents
THE ON-LINE PARTNERSHIP LIMITED
03926063
the on-line partnership limited directors
The On-Line Partnership Limited currently has 7 directors. The longest serving directors include Mr Stephen Baldry (Jan 2017) and Mr Haris Chacholiades (Sep 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stephen Baldry | 61 years | Jan 2017 | - | Director | |
| Mr Haris Chacholiades | England | 59 years | Sep 2020 | - | Director |
| Mr William Grove | 57 years | Mar 2021 | - | Director | |
| Mrs Lindsey Coghill | 45 years | Sep 2022 | - | Director | |
| Mr Martin Nelmes | 52 years | Sep 2022 | - | Director | |
| Mr Brian Galvin | United Kingdom | 61 years | Jan 2024 | - | Director |
| Mr Lewis Harvey | 39 years | Oct 2024 | - | Director |
P&L
December 2023turnover
52.1m
-9%
operating profit
174.9k
-71%
gross margin
10.8%
+7.83%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
4m
+0.05%
total assets
13.4m
+0.01%
cash
7.5m
+0.19%
net assets
Total assets minus all liabilities
the on-line partnership limited company details
company number
03926063
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
February 2000
age
24
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
captions limited (April 2000)
accountant
-
auditor
PRICEWATERHOUSECOOPERS LLP
address
on-line house 50-56 north street, horsham, west sussex, RH12 1RD
Bank
-
Legal Advisor
-
the on-line partnership limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to the on-line partnership limited.
the on-line partnership limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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the on-line partnership limited Companies House Filings - See Documents
| date | description | view/download |
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