personal insurance advisors limited
personal insurance advisors limited Company Information
Group Structure
View All
Industry
Activities of insurance agents and brokers
Registered Address
10 ash grove, south wootton, king's lynn, norfolk, PE30 3TS
Website
www.insurancechoices.netpersonal insurance advisors limited Estimated Valuation
Pomanda estimates the enterprise value of PERSONAL INSURANCE ADVISORS LIMITED at £99.6k based on a Turnover of £107.8k and 0.92x industry multiple (adjusted for size and gross margin).
personal insurance advisors limited Estimated Valuation
Pomanda estimates the enterprise value of PERSONAL INSURANCE ADVISORS LIMITED at £0 based on an EBITDA of £-77 and a 5.62x industry multiple (adjusted for size and gross margin).
personal insurance advisors limited Estimated Valuation
Pomanda estimates the enterprise value of PERSONAL INSURANCE ADVISORS LIMITED at £189 based on Net Assets of £100 and 1.9x industry multiple (adjusted for liquidity).
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Personal Insurance Advisors Limited Overview
Personal Insurance Advisors Limited is a dissolved company that was located in king's lynn, PE30 3TS with a Companies House number of 03932198. It operated in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in February 2000, it's largest shareholder was stephen motley with a 100% stake. The last turnover for Personal Insurance Advisors Limited was estimated at £107.8k.
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Personal Insurance Advisors Limited Health Check
Pomanda's financial health check has awarded Personal Insurance Advisors Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 3 areas for improvement. Company Health Check FAQs
2 Strong
4 Regular
3 Weak
Size
annual sales of £107.8k, make it smaller than the average company (£2.7m)
- Personal Insurance Advisors Limited
£2.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 8%, show it is growing at a faster rate (5%)
- Personal Insurance Advisors Limited
5% - Industry AVG
Production
with a gross margin of 88%, this company has a comparable cost of product (88%)
- Personal Insurance Advisors Limited
88% - Industry AVG
Profitability
an operating margin of -0.1% make it less profitable than the average company (11.9%)
- Personal Insurance Advisors Limited
11.9% - Industry AVG
Employees
with 1 employees, this is below the industry average (20)
1 - Personal Insurance Advisors Limited
20 - Industry AVG
Pay Structure
on an average salary of £48.4k, the company has an equivalent pay structure (£48.4k)
- Personal Insurance Advisors Limited
£48.4k - Industry AVG
Efficiency
resulting in sales per employee of £107.8k, this is equally as efficient (£107.8k)
- Personal Insurance Advisors Limited
£107.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Personal Insurance Advisors Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Personal Insurance Advisors Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Personal Insurance Advisors Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 83 weeks, this is more cash available to meet short term requirements (34 weeks)
83 weeks - Personal Insurance Advisors Limited
34 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 62.4%, this is a similar level of debt than the average (66.3%)
62.4% - Personal Insurance Advisors Limited
66.3% - Industry AVG
PERSONAL INSURANCE ADVISORS LIMITED financials
Personal Insurance Advisors Limited's latest turnover from June 2020 is estimated at £107.8 thousand and the company has net assets of £100. According to their latest financial statements, Personal Insurance Advisors Limited has 1 employee and maintains cash reserves of £266 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||||
| Other Income Or Grants | |||||||||||
| Cost Of Sales | |||||||||||
| Gross Profit | |||||||||||
| Admin Expenses | |||||||||||
| Operating Profit | |||||||||||
| Interest Payable | |||||||||||
| Interest Receivable | |||||||||||
| Pre-Tax Profit | |||||||||||
| Tax | |||||||||||
| Profit After Tax | |||||||||||
| Dividends Paid | |||||||||||
| Retained Profit | |||||||||||
| Employee Costs | |||||||||||
| Number Of Employees | 1 | 1 | 1 | 1 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 300 | 353 | 416 | 365 | 1,123 | 1,314 | 1,558 | 1,869 | 1,549 | 1,937 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7,135 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 300 | 353 | 416 | 365 | 1,123 | 1,314 | 1,558 | 9,004 | 1,549 | 1,937 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8,177 | 7,993 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 2,111 | 656 | 3,800 | 0 | 3,900 | 2,773 | 5,310 | 0 | 0 | 0 |
| Cash | 266 | 0 | 0 | 905 | 2,460 | 953 | 0 | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 266 | 2,111 | 656 | 4,705 | 2,460 | 4,853 | 2,773 | 5,310 | 0 | 8,177 | 7,993 |
| total assets | 266 | 2,411 | 1,009 | 5,121 | 2,825 | 5,976 | 4,087 | 6,868 | 9,004 | 9,726 | 9,930 |
| Bank overdraft | 0 | 1,023 | 145 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 1 | 1 | 2 | 5,787 | 2,891 | 5,841 | 8,162 | 9,689 | 9,106 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 166 | 1,179 | 761 | 4,131 | 2,354 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 166 | 2,202 | 907 | 4,132 | 2,356 | 5,787 | 2,891 | 5,841 | 8,162 | 9,689 | 9,106 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 166 | 2,202 | 907 | 4,132 | 2,356 | 5,787 | 2,891 | 5,841 | 8,162 | 9,689 | 9,106 |
| net assets | 100 | 209 | 102 | 989 | 469 | 189 | 1,196 | 1,027 | 842 | 37 | 824 |
| total shareholders funds | 100 | 209 | 102 | 989 | 469 | 189 | 1,196 | 1,027 | 842 | 37 | 824 |
| Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||
| Operating Profit | |||||||||||
| Depreciation | 0 | 53 | 63 | 73 | 65 | 191 | 244 | 311 | 428 | 646 | |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | |||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -2,111 | 1,455 | -3,144 | 3,800 | -3,900 | 1,127 | -2,537 | 5,310 | -8,177 | 184 | 7,993 |
| Creditors | 0 | -1 | 0 | -1 | -5,785 | 2,896 | -2,950 | -2,321 | -1,527 | 583 | 9,106 |
| Accruals and Deferred Income | -1,013 | 418 | -3,370 | 1,777 | 2,354 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||
| Investing Activities | |||||||||||
| capital expenditure | |||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -7,135 | 7,135 | 0 | 0 |
| cash flow from investments | |||||||||||
| Financing Activities | |||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||
| interest | |||||||||||
| cash flow from financing | |||||||||||
| cash and cash equivalents | |||||||||||
| cash | 266 | 0 | -905 | -1,555 | 1,507 | 953 | 0 | 0 | 0 | 0 | 0 |
| overdraft | -1,023 | 878 | 145 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 1,289 | -878 | -1,050 | -1,555 | 1,507 | 953 | 0 | 0 | 0 | 0 | 0 |
personal insurance advisors limited Credit Report and Business Information
Personal Insurance Advisors Limited Competitor Analysis
Perform a competitor analysis for personal insurance advisors limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in PE30 area or any other competitors across 12 key performance metrics.
personal insurance advisors limited Ownership
PERSONAL INSURANCE ADVISORS LIMITED group structure
Personal Insurance Advisors Limited has no subsidiary companies.
Ultimate parent company
PERSONAL INSURANCE ADVISORS LIMITED
03932198
personal insurance advisors limited directors
Personal Insurance Advisors Limited currently has 1 director, Mr Stephen Motley serving since Nov 2003.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stephen Motley | England | 72 years | Nov 2003 | - | Director |
P&L
June 2020turnover
107.8k
+7%
operating profit
-77.9
0%
gross margin
88%
+1.57%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2020net assets
100
-0.52%
total assets
266
-0.89%
cash
266
0%
net assets
Total assets minus all liabilities
personal insurance advisors limited company details
company number
03932198
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
February 2000
age
25
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
June 2020
previous names
warpspeed investments limited (August 2000)
accountant
G A SERVICES
auditor
-
address
10 ash grove, south wootton, king's lynn, norfolk, PE30 3TS
Bank
-
Legal Advisor
-
personal insurance advisors limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to personal insurance advisors limited.
personal insurance advisors limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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personal insurance advisors limited Companies House Filings - See Documents
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