Perspective (north East) Limited

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perspective (north east) limited Company Information

Live

MatureMidRapid

Company Number

04163906

Next Accounts

Sep 2025

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

Directors

Ian Wilkinson

Michael Gordon

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Shareholders

pfm group limited

Group Structure

View All

Contact

Registered Address

lancaster house, ackhurst business park, chorley, PR7 1NY

Website

http://www.pfgl.co.uk

perspective (north east) limited Estimated Valuation

£26.7m

Pomanda estimates the enterprise value of PERSPECTIVE (NORTH EAST) LIMITED at £26.7m based on Net Assets of £20.4m and 1.31x industry multiple (adjusted for liquidity).

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Perspective (north East) Limited is a live company located in chorley, PR7 1NY with a Companies House number of 04163906. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in February 2001, it's largest shareholder is pfm group limited with a 100% stake. Perspective (north East) Limited is a mature, mid sized company, Pomanda has estimated its turnover at £5.9m with rapid growth in recent years.

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Pomanda's financial health check has awarded Perspective (North East) Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 4 areas for improvement. Company Health Check FAQs

Health Rating4.5out of 5

5 Strong

2 Regular

4 Weak

Size

annual sales of £5.9m, make it in line with the average company (£5.4m)

Growth

3 year (CAGR) sales growth of 31%, show it is growing at a faster rate (5%)

EXPORT

Perspective (North East) Limited's latest turnover from December 2023 is estimated at £5.9 million and the company has net assets of £20.4 million. According to their latest financial statements, Perspective (North East) Limited has 76 employees and maintains cash reserves of £801 thousand as reported in the balance sheet.

Data source: Companies House, Pomanda Estimates

	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
Turnover	5,882,003	3,826,153	6,703,124	2,638,079	2,528,331	2,360,837	2,076,887	2,199,397	2,240,286	1,330,142	1,050,706	5,866,752	2,656,762	2,752,163	1,538,373
Other Income Or Grants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cost Of Sales	4,786,955	2,985,998	1,735,740	1,962,368	1,858,009	1,684,156	1,427,875	1,535,026	1,553,696	957,529	766,595	4,335,405	2,006,355	757,650	371,682
Gross Profit	1,095,047	840,155	4,967,384	675,712	670,322	676,681	649,012	664,371	686,590	372,613	284,112	1,531,346	650,406	1,994,513	1,166,691
Admin Expenses	-1,619,361	-107,351	3,828,484	275,286	575,650	304,942	1,058,124	246,450	206,320	843,053	-266,304	-122,656	54,739	1,641,695	1,163,405
Operating Profit	2,714,408	947,506	1,138,900	400,426	94,672	371,739	-409,112	417,921	480,270	-470,440	550,416	1,654,002	595,667	352,818	3,286
Interest Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	725	20
Interest Receivable	32,736	14,970	0	296	1,475	2,080	1,274	150	20	63	129	159	394	1,000	14,293
Pre-Tax Profit	2,747,144	962,477	1,138,900	400,722	96,147	373,820	-407,838	418,071	480,290	-470,377	550,545	1,654,161	596,061	360,430	3,979
Tax	-686,786	-182,871	18,096	-76,137	-18,268	-71,026	0	-83,614	-96,058	0	-126,625	-396,999	-154,976	-108,379	-3,782
Profit After Tax	2,060,358	779,606	1,156,996	324,585	77,879	302,794	-407,838	334,457	384,232	-470,377	423,920	1,257,162	441,085	252,051	197
Dividends Paid	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Profit	2,060,358	779,606	1,156,996	324,585	77,879	302,794	-407,838	334,457	384,232	-470,377	423,920	1,257,162	441,085	252,051	197
Employee Costs	6,391,843	1,746,225	1,519,299	2,872,866	2,661,758	2,315,280	2,085,249	2,089,670	2,037,683	245,111	188,293	841,871	363,612	797,704	510,721
Number Of Employees	76	51	46	38	36	32	30	31	32	4	3	14	6	26	25
EBITDA*	3,365,988	1,269,054	1,431,170	475,477	151,202	425,421	-359,354	499,851	542,647	-414,724	606,206	1,711,007	616,837	377,856	19,394

* Earnings Before Interest, Tax, Depreciation and Amortisation

	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
Tangible Assets	356,193	281,301	258,181	213,574	108,805	44,726	24,229	19,932	9,630	14,132	20,356	21,539	20,640	21,585	38,394
Intangible Assets	17,173,675	5,528,389	4,334,305	505,797	552,263	598,729	645,195	691,662	756,497	790,532	837,311	877,527	924,743	3,750	6,750
Investments & Other	10	10	10	102	426	10	10	10	10	10	10	2,814	2,814	2,335	2,335
Debtors (Due After 1 year)	0	0	0	0	0	0	0	0	500	400	2,583,389	0	0	0	0
Total Fixed Assets	17,529,878	5,809,700	4,592,496	719,473	661,494	643,465	669,434	711,604	766,637	805,074	3,441,066	901,880	948,197	27,670	47,479
Stock & work in progress	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Debtors	1,217,792	824,268	699,858	580,242	541,596	568,906	476,000	592,964	562,544	555,922	427,979	2,392,909	1,135,625	385,013	230,421
Group Debtors	704,607	0	0	2,761,930	2,723,902	3,597,901	3,232,720	2,657,521	2,768,855	2,551,279	0	0	0	270,646	270,646
Misc Debtors	737,153	518,313	336,903	169,921	155,519	182,861	74,328	210,271	177,984	72,006	0	0	0	20,155	25,846
Cash	800,964	446,126	409,308	362,509	229,515	163,841	390,944	118,749	1,376	6,729	18,448	33,178	30,220	127,259	143,865
misc current assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total current assets	3,460,516	1,788,707	1,446,069	3,874,602	3,650,532	4,513,509	4,173,992	3,579,505	3,510,759	3,185,936	446,427	2,426,087	1,165,845	803,073	670,778
total assets	20,990,394	7,598,407	6,038,565	4,594,075	4,312,026	5,156,974	4,843,426	4,291,109	4,277,396	3,991,010	3,887,493	3,327,967	2,114,042	830,743	718,257
Bank overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Bank loan	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Creditors	84,603	121,136	119,459	78,006	66,810	53,201	65,640	61,480	148,400	36,628	369,288	233,682	257,490	36,174	32,443
Group/Directors Accounts	0	1,081,083	171,228	0	0	0	0	0	0	0	0	0	0	159,514	388,924
other short term finances	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other current liabilities	551,033	332,498	470,696	395,883	449,615	1,380,651	302,045	363,683	598,507	455,236	0	0	0	196,988	149,503
total current liabilities	635,636	1,534,717	761,383	473,889	516,425	1,433,852	367,685	425,163	746,907	491,864	369,288	233,682	257,490	392,676	570,870
loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accruals and Deferred Income	0	0	0	0	0	0	1,115,363	98,430	98,430	451,319	0	0	0	0	0
other liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
provisions	4,512	6,902	0	0	0	5,400	1,700	1,000	0	0	0	0	19,429	42,029	3,400
total long term liabilities	4,512	6,902	0	0	0	5,400	1,117,063	99,430	98,430	451,319	0	0	19,429	42,029	3,400
total liabilities	640,148	1,541,619	761,383	473,889	516,425	1,439,252	1,484,748	524,593	845,337	943,183	369,288	233,682	276,919	434,705	574,270
net assets	20,350,246	6,056,788	5,277,182	4,120,186	3,795,601	3,717,722	3,358,678	3,766,516	3,432,059	3,047,827	3,518,205	3,094,285	1,837,123	396,038	143,987
total shareholders funds	20,350,246	6,056,788	5,277,182	4,120,186	3,795,601	3,717,722	3,358,678	3,766,516	3,432,059	3,047,827	3,518,205	3,094,285	1,837,123	396,038	143,987

	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
Operating Activities
Operating Profit	2,714,408	947,506	1,138,900	400,426	94,672	371,739	-409,112	417,921	480,270	-470,440	550,416	1,654,002	595,667	352,818	3,286
Depreciation	63,766	44,651	41,858	28,585	10,064	7,216	3,292	2,368	4,806	8,937	9,324	9,789	12,838	22,038	14,108
Amortisation	587,814	276,897	250,412	46,466	46,466	46,466	46,466	79,562	57,571	46,779	46,466	47,216	8,332	3,000	2,000
Tax	-686,786	-182,871	18,096	-76,137	-18,268	-71,026	0	-83,614	-96,058	0	-126,625	-396,999	-154,976	-108,379	-3,782
Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Debtors	1,316,971	305,820	-2,475,332	91,076	-928,651	566,620	322,292	-49,127	330,276	168,239	618,459	1,257,284	459,811	148,901	526,913
Creditors	-36,533	1,677	41,453	11,196	13,609	-12,439	4,160	-86,920	111,772	-332,660	135,606	-23,808	221,316	3,731	32,443
Accruals and Deferred Income	218,535	-138,198	74,813	-53,732	-931,036	-36,757	955,295	-234,824	-209,618	906,555	0	0	-196,988	47,485	149,503
Deferred Taxes & Provisions	-2,390	6,902	0	0	-5,400	3,700	700	1,000	0	0	0	-19,429	-22,600	38,629	3,400
Cash flow from operations	1,541,843	650,744	4,040,864	265,728	138,758	-257,721	278,509	144,620	18,467	-9,068	-3,272	13,487	3,778	210,421	-325,955
Investing Activities
capital expenditure	-12,371,758	-1,538,752	-4,165,385	-133,354	-74,143	-27,713	-7,588	-27,397	-23,840	-2,713	-14,391	-10,688	-941,218	-5,229	-27,753
Change in Investments	0	0	-92	-324	416	0	0	0	0	0	-2,804	0	479	0	2,335
cash flow from investments	-12,371,758	-1,538,752	-4,165,293	-133,030	-74,559	-27,713	-7,588	-27,397	-23,840	-2,713	-11,587	-10,688	-941,697	-5,229	-30,088
Financing Activities
Bank loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Group/Directors Accounts	-1,081,083	909,855	171,228	0	0	0	0	0	0	0	0	0	-159,514	-229,410	388,924
Other Short Term Loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long term loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Hire Purchase and Lease Commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other long term liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
share issue	12,233,100	0	0	0	0	56,250	0	0	0	-1	0	0	1,000,000	0	143,790
interest	32,736	14,970	0	296	1,475	2,080	1,274	150	20	63	129	159	394	275	14,273
cash flow from financing	11,184,753	924,825	171,228	296	1,475	58,330	1,274	150	20	62	129	159	840,880	-229,135	546,987
cash and cash equivalents
cash	354,838	36,818	46,799	132,994	65,674	-227,103	272,195	117,373	-5,353	-11,719	-14,730	2,958	-97,039	-16,606	143,865
overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
change in cash	354,838	36,818	46,799	132,994	65,674	-227,103	272,195	117,373	-5,353	-11,719	-14,730	2,958	-97,039	-16,606	143,865

Very Low Risk70 - 100

Low Risk50 - 70

Moderate Risk30 - 50

High Risk20 - 30

Very High Risk0 - 20

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PERSPECTIVE (NORTH EAST) LIMITED group structure

Perspective (North East) Limited has 1 subsidiary company.

Ultimate parent company

SYMBOL BIDCO I LTD

#0129177

PFM GROUP LIMITED

05091707

2 parents

PERSPECTIVE (NORTH EAST) LIMITED

04163906

1 subsidiary

ALTUS WEALTH MANAGEMENT LIMITED

11431466

PERSPECTIVE (NORTH EAST) LIMITED Shareholders

pfm group limited

100%

Perspective (North East) Limited currently has 3 directors. The longest serving directors include Mr Ian Wilkinson (Jul 2002) and Mr Michael Gordon (Jan 2014).

officer	country	age	start	end	role
Mr Ian Wilkinson	England	54 years	Jul 2002	-	Director
Mr Michael Gordon	England	58 years	Jan 2014	-	Director
Mr Andrew Heap	England	42 years	Aug 2023	-	Director

P&L

December 2023

turnover

5.9m

+54%

operating profit

2.7m

gross margin

18.7%

-15.22%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2023

net assets

20.4m

+2.36%

total assets

21m

+1.76%

cash

801k

+0.8%

net assets

Total assets minus all liabilities

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company number

04163906

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

February 2001

ultimate parent company

SYMBOL BIDCO I LTD

previous names

rutherford wilkinson limited (June 2018)

rutherford wilkinson plc (November 2008)

address

lancaster house, ackhurst business park, chorley, PR7 1NY

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 27 charges/mortgages relating to perspective (north east) limited. Currently there are 4 open charges and 23 have been satisfied in the past.

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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perspective (north east) limited Company Information

perspective (north east) limited Estimated Valuation

perspective (north east) limited Estimated Valuation

perspective (north east) limited Estimated Valuation

Perspective (north East) Limited Overview

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PERSPECTIVE (NORTH EAST) LIMITED financials

perspective (north east) limited Credit Report and Business Information

Perspective (north East) Limited Competitor Analysis

perspective (north east) limited Ownership

perspective (north east) limited directors

perspective (north east) limited company details

perspective (north east) limited Charges & Mortgages

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perspective (north east) limited Companies House Filings - See Documents