w howard group ltd
w howard group ltd Company Information
Company Number
04179813
Website
www.whoward.euRegistered Address
phillips sawmill, lower green lane, astley, manchester, M29 7JZ
Industry
Activities of head offices
Telephone
01942881900
Next Accounts Due
September 2025
Group Structure
View All
Shareholders
w howard group holdings limited 100%
w howard group ltd Estimated Valuation
Pomanda estimates the enterprise value of W HOWARD GROUP LTD at £25.1m based on a Turnover of £22.4m and 1.12x industry multiple (adjusted for size and gross margin).
w howard group ltd Estimated Valuation
Pomanda estimates the enterprise value of W HOWARD GROUP LTD at £15.6m based on an EBITDA of £2.1m and a 7.52x industry multiple (adjusted for size and gross margin).
w howard group ltd Estimated Valuation
Pomanda estimates the enterprise value of W HOWARD GROUP LTD at £32.4m based on Net Assets of £12.1m and 2.68x industry multiple (adjusted for liquidity).
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W Howard Group Ltd Overview
W Howard Group Ltd is a live company located in astley, M29 7JZ with a Companies House number of 04179813. It operates in the activities of head offices sector, SIC Code 70100. Founded in March 2001, it's largest shareholder is w howard group holdings limited with a 100% stake. W Howard Group Ltd is a mature, large sized company, Pomanda has estimated its turnover at £22.4m with low growth in recent years.
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W Howard Group Ltd Health Check
Pomanda's financial health check has awarded W Howard Group Ltd a 5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 2 areas for improvement. Company Health Check FAQs
3 Strong
7 Regular
2 Weak
Size
annual sales of £22.4m, make it in line with the average company (£21.9m)
£22.4m - W Howard Group Ltd
£21.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 0%, show it is growing at a slower rate (7%)
- W Howard Group Ltd
7% - Industry AVG
Production
with a gross margin of 37%, this company has a comparable cost of product (33.1%)
37% - W Howard Group Ltd
33.1% - Industry AVG
Profitability
an operating margin of 8.1% make it more profitable than the average company (5.8%)
8.1% - W Howard Group Ltd
5.8% - Industry AVG
Employees
with 111 employees, this is similar to the industry average (121)
111 - W Howard Group Ltd
121 - Industry AVG
Pay Structure
on an average salary of £39.2k, the company has an equivalent pay structure (£48.4k)
£39.2k - W Howard Group Ltd
£48.4k - Industry AVG
Efficiency
resulting in sales per employee of £201.6k, this is equally as efficient (£201.9k)
£201.6k - W Howard Group Ltd
£201.9k - Industry AVG
Debtor Days
it gets paid by customers after 51 days, this is near the average (45 days)
51 days - W Howard Group Ltd
45 days - Industry AVG
Creditor Days
its suppliers are paid after 9 days, this is quicker than average (42 days)
9 days - W Howard Group Ltd
42 days - Industry AVG
Stock Days
it holds stock equivalent to 40 days, this is in line with average (50 days)
40 days - W Howard Group Ltd
50 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 34 weeks, this is more cash available to meet short term requirements (15 weeks)
34 weeks - W Howard Group Ltd
15 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 38.1%, this is a lower level of debt than the average (55.6%)
38.1% - W Howard Group Ltd
55.6% - Industry AVG
W HOWARD GROUP LTD financials
W Howard Group Ltd's latest turnover from December 2023 is £22.4 million and the company has net assets of £12.1 million. According to their latest financial statements, W Howard Group Ltd has 111 employees and maintains cash reserves of £2.3 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 22,378,015 | 32,099,276 | 29,177,759 | 22,352,988 | 23,097,320 | 22,323,145 | 19,256,324 | 18,688,381 | 18,525,349 | 17,627,159 | 15,109,222 | 17,034,136 | 15,262,186 | 13,640,604 | 11,341,997 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 14,098,537 | 21,049,369 | 17,631,581 | 15,823,358 | 14,881,297 | 15,050,848 | 12,635,150 | 11,902,850 | 11,978,730 | 11,658,639 | 10,292,978 | 11,662,960 | 10,114,018 | 8,865,901 | 6,774,162 |
| Gross Profit | 8,279,478 | 11,049,907 | 11,546,178 | 6,529,630 | 8,216,023 | 7,272,297 | 6,621,174 | 6,785,531 | 6,546,619 | 5,968,520 | 4,816,244 | 5,371,176 | 5,148,168 | 4,774,703 | 4,567,835 |
| Admin Expenses | 6,471,848 | 7,855,954 | 7,281,700 | 5,421,162 | 6,834,659 | 6,012,918 | 5,380,200 | 5,251,589 | 5,140,859 | 4,945,675 | 4,278,320 | 4,930,848 | 4,567,504 | 4,482,734 | 4,200,566 |
| Operating Profit | 1,807,630 | 3,193,953 | 4,264,478 | 1,108,468 | 1,381,364 | 1,259,379 | 1,240,974 | 1,533,942 | 1,405,760 | 1,022,845 | 537,924 | 440,328 | 580,664 | 291,969 | 367,269 |
| Interest Payable | 418,241 | 286,262 | 247,041 | 228,524 | 288,791 | 244,420 | 178,659 | 190,633 | 146,387 | 105,617 | 86,844 | 82,125 | 63,027 | 78,216 | 46,592 |
| Interest Receivable | 101,988 | 132,569 | 191,191 | 32,500 | 66,269 | 12,031 | 12,000 | 59,569 | 100,507 | 38,369 | 12,000 | 10,202 | 10,200 | 21,785 | 14,667 |
| Pre-Tax Profit | 1,817,521 | 2,999,295 | 4,187,848 | 1,105,834 | 1,158,842 | 1,026,990 | 1,074,315 | 1,402,878 | 1,359,880 | 955,597 | 463,080 | 368,405 | 527,837 | 235,538 | 335,344 |
| Tax | -380,521 | -558,287 | -896,623 | -312,950 | -223,627 | -244,129 | -119,088 | -181,012 | -228,757 | -120,271 | 17,472 | 17,787 | -33,509 | -15,523 | 11,386 |
| Profit After Tax | 1,437,000 | 2,441,008 | 3,291,225 | 792,884 | 935,215 | 782,861 | 955,227 | 1,221,866 | 1,131,123 | 835,326 | 480,552 | 386,192 | 494,328 | 220,015 | 346,730 |
| Dividends Paid | 435,508 | 471,308 | 623,514 | 286,504 | 416,508 | 416,508 | 416,508 | 416,508 | 416,508 | 416,508 | 312,381 | 312,381 | 357,516 | 0 | 0 |
| Retained Profit | 866,239 | 1,919,428 | 2,611,543 | 432,865 | 495,277 | 331,507 | 502,220 | 743,699 | 669,928 | 374,061 | 167,151 | 69,623 | 133,588 | 217,454 | 312,816 |
| Employee Costs | 4,354,436 | 4,844,107 | 5,055,061 | 3,937,617 | 3,902,867 | 3,492,231 | 3,415,519 | 3,491,063 | 2,882,443 | 2,759,374 | 2,326,775 | 2,768,255 | 2,543,191 | 2,715,130 | 2,591,956 |
| Number Of Employees | 111 | 121 | 139 | 137 | 127 | 114 | 130 | 131 | 109 | 104 | 94 | 110 | 103 | 103 | 94 |
| EBITDA* | 2,077,092 | 4,021,067 | 4,942,701 | 1,753,442 | 1,976,623 | 1,768,363 | 1,782,257 | 2,097,862 | 1,885,951 | 1,438,116 | 935,380 | 857,194 | 990,872 | 678,801 | 850,932 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 7,562,758 | 7,904,823 | 8,003,223 | 8,126,406 | 7,986,740 | 7,797,624 | 4,915,905 | 5,234,957 | 4,562,372 | 3,233,230 | 3,070,937 | 3,118,386 | 3,095,399 | 3,210,299 | 3,068,038 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 10,000 | 20,000 | 30,000 | 40,000 | 50,000 | 60,000 | 70,000 | 80,000 | 33,123 |
| Investments & Other | 3,384,478 | 3,058,334 | 2,389,532 | 2,527,171 | 2,282,947 | 2,379,842 | 2,489,063 | 2,188,882 | 2,793,492 | 1,118,266 | 73,000 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 153,102 | 214,637 | 209,702 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8,003 | 0 |
| Total Fixed Assets | 11,100,338 | 11,177,794 | 10,602,457 | 10,653,577 | 10,269,687 | 10,177,466 | 7,414,968 | 7,443,839 | 7,385,864 | 4,391,496 | 3,193,937 | 3,178,386 | 3,165,399 | 3,298,302 | 3,101,161 |
| Stock & work in progress | 1,565,854 | 3,821,267 | 5,433,141 | 1,613,033 | 2,226,924 | 2,396,036 | 2,590,174 | 1,957,291 | 1,656,643 | 1,343,881 | 1,026,674 | 1,494,873 | 1,112,366 | 1,085,130 | 745,461 |
| Trade Debtors | 3,153,012 | 4,835,771 | 5,037,903 | 6,001,906 | 4,991,694 | 5,229,160 | 4,146,374 | 4,978,658 | 4,882,675 | 4,636,316 | 3,901,159 | 4,144,568 | 3,100,436 | 2,805,706 | 2,480,839 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 2,326,061 | 1,551,140 | 1,740,694 | 1,841,334 | 2,126,131 | 2,673,645 | 2,708,091 | 1,707,233 | 994,271 | 671,951 | 896,271 | 1,061,570 | 875,221 | 803,124 | 1,091,725 |
| Cash | 2,312,198 | 1,955,361 | 943,330 | 1,303,068 | 82,783 | 274,995 | 442,114 | 406,388 | 218,410 | 170,157 | 184,839 | 245,249 | 816 | 1,497 | 1,637 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 9,357,125 | 12,163,539 | 13,155,068 | 10,759,341 | 9,427,532 | 10,573,836 | 9,886,753 | 9,049,570 | 7,751,999 | 6,822,305 | 6,008,943 | 6,946,260 | 5,088,839 | 4,695,457 | 4,319,662 |
| total assets | 20,457,463 | 23,341,333 | 23,757,525 | 21,412,918 | 19,697,219 | 20,751,302 | 17,301,721 | 16,493,409 | 15,137,863 | 11,213,801 | 9,202,880 | 10,124,646 | 8,254,238 | 7,993,759 | 7,420,823 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,483,596 | 3,407,022 | 2,930,010 | 2,836,848 | 1,649,569 | 1,754,068 | 1,532,066 |
| Bank loan | 560,838 | 3,592,581 | 3,685,736 | 4,540,886 | 3,904,648 | 4,852,427 | 3,529,484 | 3,631,901 | 0 | 0 | 171,594 | 28,703 | 0 | 0 | 0 |
| Trade Creditors | 364,378 | 348,893 | 2,031,896 | 1,678,427 | 2,185,353 | 2,630,978 | 2,008,183 | 940,707 | 995,754 | 708,612 | 616,239 | 1,930,630 | 1,763,918 | 1,537,211 | 1,204,224 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 69,251 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 340,405 | 481,514 | 109,727 | 109,768 | 137,783 | 284,291 | 310,637 | 311,271 | 254,057 | 185,242 | 98,908 | 94,496 | 142,962 | 305,160 | 319,711 |
| other current liabilities | 2,241,944 | 2,725,895 | 3,288,396 | 2,508,402 | 2,640,177 | 2,703,189 | 2,878,524 | 3,161,758 | 2,501,709 | 2,098,877 | 1,632,750 | 1,769,995 | 1,247,730 | 1,015,168 | 1,047,914 |
| total current liabilities | 3,507,565 | 7,148,883 | 9,115,755 | 8,837,483 | 8,867,961 | 10,470,885 | 8,726,828 | 8,045,637 | 7,235,116 | 6,469,004 | 5,449,501 | 6,660,672 | 4,804,179 | 4,611,607 | 4,103,915 |
| loans | 3,270,690 | 3,424,770 | 4,074,904 | 4,748,504 | 3,546,412 | 3,728,840 | 2,173,731 | 2,291,295 | 2,569,757 | 514,356 | 259,542 | 88,278 | 119,446 | 142,065 | 168,498 |
| hp & lease commitments | 316,361 | 274,712 | 128,667 | 190,187 | 309,673 | 118,346 | 331,960 | 557,050 | 524,838 | 347,298 | 93,334 | 125,626 | 100,251 | 154,226 | 287,587 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 166,677 | 166,677 | 0 | 0 | 0 | 0 | 22,496 | 32,996 | 0 | 0 |
| other liabilities | 8,004 | 537 | 537 | 4,531 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 688,865 | 750,078 | 633,269 | 486,998 | 326,771 | 264,566 | 266,890 | 335,834 | 351,417 | 304,704 | 230,382 | 237,645 | 281,248 | 263,059 | 247,536 |
| total long term liabilities | 4,283,920 | 4,450,097 | 4,837,377 | 5,430,220 | 4,182,856 | 4,278,429 | 2,939,258 | 3,184,179 | 3,446,012 | 1,166,358 | 583,258 | 474,045 | 533,941 | 559,350 | 703,621 |
| total liabilities | 7,791,485 | 11,598,980 | 13,953,132 | 14,267,703 | 13,050,817 | 14,749,314 | 11,666,086 | 11,229,816 | 10,681,128 | 7,635,362 | 6,032,759 | 7,134,717 | 5,338,120 | 5,170,957 | 4,807,536 |
| net assets | 12,084,959 | 11,296,587 | 9,408,899 | 6,780,889 | 6,355,591 | 5,734,607 | 5,403,100 | 5,067,557 | 4,322,358 | 3,488,749 | 3,125,188 | 2,946,041 | 2,876,418 | 2,786,326 | 2,579,372 |
| total shareholders funds | 12,084,959 | 11,296,587 | 9,408,899 | 6,780,889 | 6,355,591 | 5,734,607 | 5,403,100 | 5,067,557 | 4,322,358 | 3,488,749 | 3,125,188 | 2,946,041 | 2,876,418 | 2,786,326 | 2,579,372 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 1,807,630 | 3,193,953 | 4,264,478 | 1,108,468 | 1,381,364 | 1,259,379 | 1,240,974 | 1,533,942 | 1,405,760 | 1,022,845 | 537,924 | 440,328 | 580,664 | 291,969 | 367,269 |
| Depreciation | 269,462 | 827,114 | 678,223 | 644,974 | 595,259 | 498,984 | 541,283 | 553,920 | 470,191 | 405,271 | 387,456 | 406,866 | 400,208 | 339,955 | 436,790 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 10,000 | 0 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 46,877 | 46,873 |
| Tax | -380,521 | -558,287 | -896,623 | -312,950 | -223,627 | -244,129 | -119,088 | -181,012 | -228,757 | -120,271 | 17,472 | 17,787 | -33,509 | -15,523 | 11,386 |
| Stock | -2,255,413 | -1,611,874 | 3,820,108 | -613,891 | -169,112 | -194,138 | 632,883 | 300,648 | 312,762 | 317,207 | -468,199 | 382,507 | 27,236 | 339,669 | 745,461 |
| Debtors | -969,373 | -386,751 | -854,941 | 725,415 | -784,980 | 1,048,340 | 168,574 | 808,945 | 568,679 | 510,837 | -408,708 | 1,230,481 | 358,824 | 44,269 | 3,572,564 |
| Creditors | 15,485 | -1,683,003 | 353,469 | -506,926 | -445,625 | 622,795 | 1,067,476 | -55,047 | 287,142 | 92,373 | -1,314,391 | 166,712 | 226,707 | 332,987 | 1,204,224 |
| Accruals and Deferred Income | -483,951 | -562,501 | 779,994 | -131,775 | -229,689 | -175,335 | -116,557 | 660,049 | 402,832 | 466,127 | -159,741 | 511,765 | 265,558 | -32,746 | 1,047,914 |
| Deferred Taxes & Provisions | -61,213 | 116,809 | 146,271 | 160,227 | 62,205 | -2,324 | -68,944 | -15,583 | 46,713 | 74,322 | -7,263 | -43,603 | 18,189 | 15,523 | 247,536 |
| Cash flow from operations | 4,391,678 | 3,332,710 | 2,360,645 | 850,494 | 2,093,979 | 1,115,168 | 1,743,687 | 1,396,676 | 1,512,440 | 1,122,623 | 348,364 | -103,133 | 1,081,757 | 595,104 | -956,033 |
| Investing Activities | |||||||||||||||
| capital expenditure | 0 | 0 | 0 | 0 | 0 | -3,501,900 | -677,773 | -283,170 | -3,111,046 | -1,190,504 | -320,791 | -305,018 | -186,455 | -294,509 | -401,340 |
| Change in Investments | 326,144 | 668,802 | -137,639 | 244,224 | -96,895 | -109,221 | 300,181 | -604,610 | 1,675,226 | 1,045,266 | 73,000 | 0 | 0 | 0 | 0 |
| cash flow from investments | -326,144 | -668,802 | 137,639 | -244,224 | 96,895 | -3,392,679 | -977,954 | 321,440 | -4,786,272 | -2,235,770 | -393,791 | -305,018 | -186,455 | -294,509 | -401,340 |
| Financing Activities | |||||||||||||||
| Bank loans | -3,031,743 | -93,155 | -855,150 | 636,238 | -947,779 | 1,322,943 | -102,417 | 3,631,901 | 0 | -171,594 | 142,891 | 28,703 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -69,251 | 69,251 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | -154,080 | -650,134 | -673,600 | 1,202,092 | -182,428 | 1,555,109 | -117,564 | -278,462 | 2,055,401 | 254,814 | 171,264 | -31,168 | -22,619 | -26,433 | 168,498 |
| Hire Purchase and Lease Commitments | -99,460 | 517,832 | -61,561 | -147,501 | 44,819 | -239,960 | -225,724 | 89,426 | 246,355 | 340,298 | -27,880 | -23,091 | -216,173 | -147,912 | 607,298 |
| other long term liabilities | 7,467 | 0 | -3,994 | 4,531 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | -316,253 | -153,693 | -55,850 | -196,024 | -222,522 | -232,389 | -166,659 | -131,064 | -45,880 | -67,248 | -74,844 | -71,923 | -52,827 | -56,431 | -31,925 |
| cash flow from financing | -3,671,936 | -410,890 | -1,633,688 | 1,491,769 | -1,182,203 | 2,405,703 | -779,041 | 3,313,301 | 2,350,306 | 415,021 | 223,427 | -97,479 | -335,115 | -241,276 | 3,010,427 |
| cash and cash equivalents | |||||||||||||||
| cash | 356,837 | 1,012,031 | -359,738 | 1,220,285 | -192,212 | -167,119 | 35,726 | 187,978 | 48,253 | -14,682 | -60,410 | 244,433 | -681 | -140 | 1,637 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3,483,596 | 76,574 | 477,012 | 93,162 | 1,187,279 | -104,499 | 222,002 | 1,532,066 |
| change in cash | 356,837 | 1,012,031 | -359,738 | 1,220,285 | -192,212 | -167,119 | 35,726 | 3,671,574 | -28,321 | -491,694 | -153,572 | -942,846 | 103,818 | -222,142 | -1,530,429 |
w howard group ltd Credit Report and Business Information
W Howard Group Ltd Competitor Analysis
Perform a competitor analysis for w howard group ltd by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other large companies, companies in M29 area or any other competitors across 12 key performance metrics.
w howard group ltd Ownership
W HOWARD GROUP LTD group structure
W Howard Group Ltd has 3 subsidiary companies.
Ultimate parent company
1 parent
W HOWARD GROUP LTD
04179813
3 subsidiaries
w howard group ltd directors
W Howard Group Ltd currently has 2 directors. The longest serving directors include Mrs Frances Grant (Mar 2001) and Mr Jonathan Grant (Mar 2001).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Frances Grant | 83 years | Mar 2001 | - | Director | |
| Mr Jonathan Grant | 59 years | Mar 2001 | - | Director |
P&L
December 2023turnover
22.4m
-30%
operating profit
1.8m
-43%
gross margin
37%
+7.48%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
12.1m
+0.07%
total assets
20.5m
-0.12%
cash
2.3m
+0.18%
net assets
Total assets minus all liabilities
w howard group ltd company details
company number
04179813
Type
Private limited with Share Capital
industry
70100 - Activities of head offices
incorporation date
March 2001
age
23
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
valbonne holdings limited (February 2014)
accountant
-
auditor
JACKSON STEPHEN LLP
address
phillips sawmill, lower green lane, astley, manchester, M29 7JZ
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
w howard group ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to w howard group ltd.
w howard group ltd Companies House Filings - See Documents
| date | description | view/download |
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