rga underwriting limited
rga underwriting limited Company Information
Company Number
04302819
Next Accounts
Sep 2025
Shareholders
gallagher holdings (uk) limited
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
+1Registered Address
walbrook building 25 walbrook, london, EC4N 8AW
Website
www.rgau.co.ukrga underwriting limited Estimated Valuation
Pomanda estimates the enterprise value of RGA UNDERWRITING LIMITED at £0 based on a Turnover of £0 and 0.91x industry multiple (adjusted for size and gross margin).
rga underwriting limited Estimated Valuation
Pomanda estimates the enterprise value of RGA UNDERWRITING LIMITED at £0 based on an EBITDA of £-656 and a 5.31x industry multiple (adjusted for size and gross margin).
rga underwriting limited Estimated Valuation
Pomanda estimates the enterprise value of RGA UNDERWRITING LIMITED at £2.1m based on Net Assets of £1.4m and 1.47x industry multiple (adjusted for liquidity).
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Rga Underwriting Limited Overview
Rga Underwriting Limited is a live company located in london, EC4N 8AW with a Companies House number of 04302819. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 2001, it's largest shareholder is gallagher holdings (uk) limited with a 100% stake. Rga Underwriting Limited is a mature, unknown sized company, Pomanda has estimated its turnover at £0 with unknown growth in recent years.
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Rga Underwriting Limited Health Check
Pomanda's financial health check has awarded Rga Underwriting Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 0 areas for improvement. Company Health Check FAQs
1 Strong
0 Regular
0 Weak
Size
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Employees
There is insufficient data available for this Key Performance Indicator!
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Pay Structure
There is insufficient data available for this Key Performance Indicator!
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Efficiency
There is insufficient data available for this Key Performance Indicator!
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Debtor Days
There is insufficient data available for this Key Performance Indicator!
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Creditor Days
There is insufficient data available for this Key Performance Indicator!
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Stock Days
There is insufficient data available for this Key Performance Indicator!
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Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Rga Underwriting Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 42.4%, this is a lower level of debt than the average (76.4%)
- - Rga Underwriting Limited
- - Industry AVG
RGA UNDERWRITING LIMITED financials
Rga Underwriting Limited's latest turnover from December 2023 is estimated at 0 and the company has net assets of £1.4 million. According to their latest financial statements, we estimate that Rga Underwriting Limited has no employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 197,000 | 699,000 | 1,158,373 | 1,643,375 | 1,414,014 | 2,294,718 | 12,472,082 | 11,691,353 | 10,196,707 | 9,572,684 | 8,664,651 | 7,515,251 | 6,911,825 | ||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 7,778,860 | 6,692,723 | 5,643,513 | 4,992,148 | 4,456,010 | 3,521,376 | 3,160,486 | ||||||||
| Gross Profit | 1,158,373 | 1,643,375 | 1,414,014 | 2,294,718 | 4,693,222 | 4,998,630 | 4,553,194 | 4,580,536 | 4,208,641 | 3,993,875 | 3,751,339 | ||||
| Admin Expenses | 682,338 | 750,409 | 992,567 | 2,425,908 | 4,122,998 | 4,338,584 | 4,016,551 | 4,102,907 | 3,881,178 | 3,213,446 | 2,870,394 | ||||
| Operating Profit | 8,000 | 91,000 | 476,035 | 892,966 | 421,447 | -131,190 | 570,224 | 660,046 | 536,643 | 477,629 | 327,463 | 780,429 | 880,945 | ||
| Interest Payable | 10,606 | 9,125 | 4,982 | ||||||||||||
| Interest Receivable | 4,000 | 10,570 | 1,996 | 123 | 518 | 153 | 33 | 84 | 646 | 9 | 22 | 1,831 | |||
| Pre-Tax Profit | 8,000 | 95,000 | 486,605 | 894,962 | 432,176 | -130,672 | 570,377 | 660,079 | 536,727 | 478,275 | 327,472 | 771,326 | 877,794 | ||
| Tax | -91,000 | -45,000 | -30,000 | -90,865 | -186,206 | -50,679 | -2,158 | -39,237 | 95,633 | 7,168 | 5,962 | 22,511 | -229,493 | -225,827 | |
| Profit After Tax | -91,000 | -37,000 | 65,000 | 395,740 | 708,756 | 381,497 | -132,830 | 531,140 | 755,712 | 543,895 | 484,237 | 349,983 | 541,833 | 651,967 | |
| Dividends Paid | 510,000 | 503,943 | 1,040,100 | 441,000 | 270,000 | 22,500 | 900,000 | 300,000 | 370,700 | ||||||
| Retained Profit | -91,000 | -37,000 | 65,000 | 395,740 | 708,756 | -128,503 | -636,773 | -508,960 | 314,712 | 273,895 | 461,737 | -550,017 | 241,833 | 281,267 | |
| Employee Costs | 201,569 | 324,305 | 534,018 | 1,391,008 | 2,051,646 | 2,124,430 | 1,508,269 | 2,739,180 | 2,621,256 | 2,033,588 | 1,779,019 | ||||
| Number Of Employees | 9 | 61 | 14 | 14 | 32 | 69 | 73 | 67 | 71 | 85 | 72 | 58 | |||
| EBITDA* | 10,000 | 98,000 | 487,264 | 909,960 | 446,464 | -39,867 | 733,836 | 752,719 | 635,309 | 569,197 | 403,206 | 852,292 | 939,385 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 15,000 | 20,194 | 35,493 | 50,788 | 75,805 | 461,029 | 266,730 | 276,399 | 299,395 | 189,282 | 200,443 | 261,125 | |||
| Intangible Assets | |||||||||||||||
| Investments & Other | 1 | 1 | 1 | 1 | 52,500 | 52,500 | 90,000 | ||||||||
| Debtors (Due After 1 year) | 9,287 | 11,932 | 164,407 | ||||||||||||
| Total Fixed Assets | 15,000 | 20,195 | 35,494 | 50,789 | 75,806 | 522,816 | 331,162 | 276,399 | 299,395 | 189,282 | 290,443 | 425,532 | |||
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 1,000 | 81,000 | 48,762 | 55,570 | 22,372 | 27,167 | 2,221,036 | 2,069,908 | 2,060,921 | 1,224,288 | 1,541,328 | 896,313 | 1,464,460 | ||
| Group Debtors | 2,477,000 | 2,469,000 | 2,674,000 | 2,210,000 | 2,310,380 | 1,808,710 | 2,312,896 | 3,676,978 | |||||||
| Misc Debtors | 53,000 | 620,000 | 608,950 | 530,345 | 280,242 | 1,005,098 | 430,539 | 138,068 | 156,131 | 250,725 | 2,052,822 | 2,188,557 | 1,164,144 | ||
| Cash | 25,000 | 515,000 | 3,721,000 | 4,219,759 | 3,223,882 | 1,676,077 | 1,698,069 | 2,707,078 | 2,422,467 | 1,003,197 | 1,044,344 | 427,872 | 1,150,147 | 1,244,349 | |
| misc current assets | 245,000 | 645,000 | 1,470,000 | 1,470,000 | 1,470,000 | 1,445,000 | 1,445,000 | 275,000 | |||||||
| total current assets | 2,477,000 | 2,494,000 | 3,243,000 | 6,632,000 | 7,187,851 | 5,863,507 | 4,936,587 | 7,877,312 | 6,828,653 | 6,100,443 | 4,665,249 | 3,964,357 | 4,297,022 | 4,235,017 | 3,872,953 |
| total assets | 2,477,000 | 2,494,000 | 3,243,000 | 6,647,000 | 7,208,046 | 5,899,001 | 4,987,376 | 7,953,118 | 7,351,469 | 6,431,605 | 4,941,648 | 4,263,752 | 4,486,304 | 4,525,460 | 4,298,485 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 626,000 | 4,321,000 | 4,307,158 | 4,410,526 | 3,824,928 | 3,370,339 | 4,843,720 | 4,337,510 | 3,266,339 | 2,933,591 | 2,960,555 | 2,910,561 | 2,825,385 | ||
| Group/Directors Accounts | 1,049,000 | 1,049,000 | 1,098,000 | 467,000 | 1,020,777 | 20,079 | 347 | ||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 17,000 | 303,000 | 389,631 | 372,612 | 771,018 | 4,070,297 | 1,295,837 | 397,930 | 350,536 | 318,756 | 971,352 | 532,130 | 690,674 | ||
| total current liabilities | 1,049,000 | 1,066,000 | 1,724,000 | 5,091,000 | 5,717,566 | 4,803,217 | 4,596,293 | 7,440,636 | 6,139,557 | 4,735,440 | 3,616,875 | 3,252,347 | 3,931,907 | 3,442,691 | 3,516,059 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | 1,044 | 5,099 | 3,979 | 49,144 | 30,421 | 26,903 | 8,660 | 13,389 | 18,152 | 8,346 | |||||
| total long term liabilities | 1,044 | 5,099 | 3,979 | 49,144 | 30,421 | 26,903 | 8,660 | 13,389 | 18,152 | 8,346 | |||||
| total liabilities | 1,049,000 | 1,066,000 | 1,724,000 | 5,091,000 | 5,717,566 | 4,804,261 | 4,601,392 | 7,444,615 | 6,188,701 | 4,765,861 | 3,643,778 | 3,261,007 | 3,945,296 | 3,460,843 | 3,524,405 |
| net assets | 1,428,000 | 1,428,000 | 1,519,000 | 1,556,000 | 1,490,480 | 1,094,740 | 385,984 | 508,503 | 1,162,768 | 1,665,744 | 1,297,870 | 1,002,745 | 541,008 | 1,064,617 | 774,080 |
| total shareholders funds | 1,428,000 | 1,428,000 | 1,519,000 | 1,556,000 | 1,490,480 | 1,094,740 | 385,984 | 508,503 | 1,162,768 | 1,665,744 | 1,297,870 | 1,002,745 | 541,008 | 1,064,617 | 774,080 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | 8,000 | 91,000 | 476,035 | 892,966 | 421,447 | -131,190 | 570,224 | 660,046 | 536,643 | 477,629 | 327,463 | 780,429 | 880,945 | ||
| Depreciation | 2,000 | 7,000 | 11,229 | 16,994 | 25,017 | 91,323 | 163,612 | 92,673 | 98,666 | 91,568 | 75,743 | 71,863 | 58,440 | ||
| Amortisation | |||||||||||||||
| Tax | -91,000 | -45,000 | -30,000 | -90,865 | -186,206 | -50,679 | -2,158 | -39,237 | 95,633 | 7,168 | 5,962 | 22,511 | -229,493 | -225,827 | |
| Stock | |||||||||||||||
| Debtors | 8,000 | -259,000 | -183,000 | -57,092 | 573,467 | -220,885 | -2,093,733 | 2,048,381 | 440,954 | 2,856 | 742,039 | -2,119,137 | 509,280 | 291,859 | 2,793,011 |
| Creditors | -626,000 | -3,695,000 | 13,842 | -103,368 | 585,598 | 454,589 | -1,473,381 | 506,210 | 1,071,171 | 332,748 | -26,964 | 49,994 | 85,176 | 2,825,385 | |
| Accruals and Deferred Income | -17,000 | 17,000 | -303,000 | -86,631 | 17,019 | -398,406 | -3,299,279 | 2,774,460 | 897,907 | 47,394 | 31,780 | -652,596 | 439,222 | -158,544 | 690,674 |
| Deferred Taxes & Provisions | -1,044 | -4,055 | 1,120 | -45,165 | 18,723 | 3,518 | 18,243 | -4,729 | -4,763 | 9,806 | 8,346 | ||||
| Cash flow from operations | -441,000 | -3,850,000 | 52,303 | -264,461 | 1,127,776 | -354,052 | -834,492 | 1,676,485 | 1,967,579 | 283,209 | 2,010,007 | 400,890 | 267,378 | 1,444,952 | |
| Investing Activities | |||||||||||||||
| capital expenditure | -3,123 | -357,911 | -135,504 | -75,670 | -201,681 | -249,582 | -130,385 | -144,517 | |||||||
| Change in Investments | -1 | -52,499 | 52,500 | -90,000 | 90,000 | ||||||||||
| cash flow from investments | 49,376 | -357,911 | -188,004 | -75,670 | -201,681 | -159,582 | -220,385 | -144,517 | |||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | -49,000 | 631,000 | -553,777 | 1,000,698 | 19,732 | 347 | |||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | 4,000 | 10,570 | 1,996 | -10,483 | 518 | 153 | 33 | 84 | 646 | 9 | -9,103 | -3,151 | |||
| cash flow from financing | -49,000 | 631,000 | -549,257 | 1,011,268 | 21,728 | -4,152 | -16,974 | 6,137 | 53,195 | 21,314 | 646 | 26,417 | 39,601 | 489,662 | |
| cash and cash equivalents | |||||||||||||||
| cash | -25,000 | -490,000 | -3,206,000 | -498,759 | 995,877 | 1,547,805 | -21,992 | -1,009,009 | 284,611 | 1,419,270 | -41,147 | 616,472 | -722,275 | -94,202 | 1,244,349 |
| overdraft | |||||||||||||||
| change in cash | -25,000 | -490,000 | -3,206,000 | -498,759 | 995,877 | 1,547,805 | -21,992 | -1,009,009 | 284,611 | 1,419,270 | -41,147 | 616,472 | -722,275 | -94,202 | 1,244,349 |
rga underwriting limited Credit Report and Business Information
Rga Underwriting Limited Competitor Analysis
Perform a competitor analysis for rga underwriting limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mature companies, companies in EC4N area or any other competitors across 12 key performance metrics.
rga underwriting limited Ownership
RGA UNDERWRITING LIMITED group structure
Rga Underwriting Limited has 1 subsidiary company.
Ultimate parent company
ARTHUR J GALLAGHER & CO
#0013330
2 parents
RGA UNDERWRITING LIMITED
04302819
1 subsidiary
rga underwriting limited directors
Rga Underwriting Limited currently has 5 directors. The longest serving directors include Mrs Xiao Cao (Jan 2014) and Mr James Whittingham (Nov 2019).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Xiao Cao | England | 44 years | Jan 2014 | - | Director |
| Mr James Whittingham | United Kingdom | 47 years | Nov 2019 | - | Director |
| Mr James Whittingham | United Kingdom | 47 years | Nov 2019 | - | Director |
| Mr David Cousins | United Kingdom | 52 years | Nov 2019 | - | Director |
| Mr Nicholas Harris | United Kingdom | 50 years | Aug 2024 | - | Director |
P&L
December 2023turnover
0
0%
operating profit
-656.3
0%
gross margin
0%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
1.4m
0%
total assets
2.5m
-0.01%
cash
0
-1%
net assets
Total assets minus all liabilities
rga underwriting limited company details
company number
04302819
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
65120 - Non-life insurance
incorporation date
October 2001
age
24
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
rga group limited (May 2009)
rent guard limited (March 2004)
accountant
-
auditor
-
address
walbrook building 25 walbrook, london, EC4N 8AW
Bank
-
Legal Advisor
-
rga underwriting limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to rga underwriting limited. Currently there are 0 open charges and 1 have been satisfied in the past.
rga underwriting limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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rga underwriting limited Companies House Filings - See Documents
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