lv life services limited Company Information
Company Number
04330120
Next Accounts
Sep 2025
Shareholders
liverpool victoria financial services limited
Group Structure
View All
Industry
Other business support service activities n.e.c.
Registered Address
county gates, bournemouth, dorset, BH1 2NF
Website
www.lv.comlv life services limited Estimated Valuation
Pomanda estimates the enterprise value of LV LIFE SERVICES LIMITED at £270.6k based on a Turnover of £681k and 0.4x industry multiple (adjusted for size and gross margin).
lv life services limited Estimated Valuation
Pomanda estimates the enterprise value of LV LIFE SERVICES LIMITED at £128k based on an EBITDA of £44k and a 2.91x industry multiple (adjusted for size and gross margin).
lv life services limited Estimated Valuation
Pomanda estimates the enterprise value of LV LIFE SERVICES LIMITED at £902.3k based on Net Assets of £423k and 2.13x industry multiple (adjusted for liquidity).
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Lv Life Services Limited Overview
Lv Life Services Limited is a live company located in dorset, BH1 2NF with a Companies House number of 04330120. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in November 2001, it's largest shareholder is liverpool victoria financial services limited with a 100% stake. Lv Life Services Limited is a mature, small sized company, Pomanda has estimated its turnover at £681k with declining growth in recent years.
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Lv Life Services Limited Health Check
Pomanda's financial health check has awarded Lv Life Services Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs


2 Strong

2 Regular

6 Weak

Size
annual sales of £681k, make it smaller than the average company (£4.8m)
£681k - Lv Life Services Limited
£4.8m - Industry AVG

Growth
3 year (CAGR) sales growth of -12%, show it is growing at a slower rate (6.7%)
-12% - Lv Life Services Limited
6.7% - Industry AVG

Production
with a gross margin of 17%, this company has a higher cost of product (38.2%)
17% - Lv Life Services Limited
38.2% - Industry AVG

Profitability
an operating margin of 6.5% make it as profitable than the average company (5.7%)
6.5% - Lv Life Services Limited
5.7% - Industry AVG

Employees
with 2 employees, this is below the industry average (27)
- Lv Life Services Limited
27 - Industry AVG

Pay Structure
on an average salary of £53.9k, the company has an equivalent pay structure (£53.9k)
- Lv Life Services Limited
£53.9k - Industry AVG

Efficiency
resulting in sales per employee of £340.5k, this is more efficient (£171.3k)
- Lv Life Services Limited
£171.3k - Industry AVG

Debtor Days
it gets paid by customers after 116 days, this is later than average (42 days)
116 days - Lv Life Services Limited
42 days - Industry AVG

Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Lv Life Services Limited
- - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Lv Life Services Limited
- - Industry AVG

Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (22 weeks)
0 weeks - Lv Life Services Limited
22 weeks - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 19.3%, this is a lower level of debt than the average (62.6%)
19.3% - Lv Life Services Limited
62.6% - Industry AVG
LV LIFE SERVICES LIMITED financials

Lv Life Services Limited's latest turnover from December 2023 is £681 thousand and the company has net assets of £423 thousand. According to their latest financial statements, we estimate that Lv Life Services Limited has 2 employees and maintains cash reserves of £1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 681,000 | 674,000 | 862,000 | 986,000 | 641,000 | 897,000 | 425,000 | 99,000 | 109,000 | 120,000 | 118,000 | 152,000 | 191,000 | 193,000 | 220,000 |
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | 44,000 | ||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | 17,000 | ||||||||||||||
Pre-Tax Profit | 61,000 | 50,000 | 48,000 | 57,000 | 67,000 | 66,000 | -18,000 | 25,000 | 38,000 | 31,000 | 37,000 | 62,000 | 83,000 | 74,000 | 42,000 |
Tax | -15,000 | -10,000 | -9,000 | -11,000 | -13,000 | -12,000 | 4,000 | -5,000 | -8,000 | -7,000 | -9,000 | -15,000 | -22,000 | -21,000 | -12,000 |
Profit After Tax | 46,000 | 40,000 | 39,000 | 46,000 | 54,000 | 54,000 | -14,000 | 20,000 | 30,000 | 24,000 | 28,000 | 47,000 | 61,000 | 53,000 | 30,000 |
Dividends Paid | 1,300,000 | 4,000,000 | |||||||||||||
Retained Profit | 46,000 | 40,000 | 39,000 | 46,000 | 54,000 | 54,000 | -1,314,000 | 20,000 | 30,000 | 24,000 | 28,000 | -3,953,000 | 61,000 | 53,000 | 30,000 |
Employee Costs | 2,000 | ||||||||||||||
Number Of Employees | |||||||||||||||
EBITDA* | 44,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | |||||||||||||||
Intangible Assets | |||||||||||||||
Investments & Other | |||||||||||||||
Debtors (Due After 1 year) | |||||||||||||||
Total Fixed Assets | |||||||||||||||
Stock & work in progress | |||||||||||||||
Trade Debtors | 218,000 | 106,000 | |||||||||||||
Group Debtors | 5,152,000 | 5,088,000 | |||||||||||||
Misc Debtors | 25,000 | 244,000 | 195,000 | 48,000 | 72,000 | 178,000 | 16,000 | 8,000 | 18,000 | 17,000 | 35,000 | 93,000 | 120,000 | ||
Cash | 1,000 | 11,000 | 12,000 | 9,000 | 8,000 | 9,000 | 10,000 | 11,000 | 12,000 | 10,000 | 10,000 | 6,000 | |||
misc current assets | 280,000 | 306,000 | 387,000 | 372,000 | 253,000 | 314,000 | 51,000 | 1,446,000 | 1,457,000 | 1,387,000 | 1,372,000 | 1,331,000 | 5,237,000 | ||
total current assets | 524,000 | 550,000 | 582,000 | 372,000 | 312,000 | 398,000 | 238,000 | 1,470,000 | 1,474,000 | 1,415,000 | 1,400,000 | 1,378,000 | 5,340,000 | 5,282,000 | 5,200,000 |
total assets | 524,000 | 550,000 | 582,000 | 372,000 | 312,000 | 398,000 | 238,000 | 1,470,000 | 1,474,000 | 1,415,000 | 1,400,000 | 1,378,000 | 5,340,000 | 5,282,000 | 5,200,000 |
Bank overdraft | 114,000 | 116,000 | 5,000 | ||||||||||||
Bank loan | |||||||||||||||
Trade Creditors | |||||||||||||||
Group/Directors Accounts | 76,000 | ||||||||||||||
other short term finances | |||||||||||||||
hp & lease commitments | |||||||||||||||
other current liabilities | 25,000 | 59,000 | 129,000 | 69,000 | 60,000 | 200,000 | 94,000 | 12,000 | 36,000 | 7,000 | 16,000 | 22,000 | 31,000 | 34,000 | 5,000 |
total current liabilities | 101,000 | 173,000 | 245,000 | 74,000 | 60,000 | 200,000 | 94,000 | 12,000 | 36,000 | 7,000 | 16,000 | 22,000 | 31,000 | 34,000 | 5,000 |
loans | |||||||||||||||
hp & lease commitments | |||||||||||||||
Accruals and Deferred Income | |||||||||||||||
other liabilities | |||||||||||||||
provisions | |||||||||||||||
total long term liabilities | |||||||||||||||
total liabilities | 101,000 | 173,000 | 245,000 | 74,000 | 60,000 | 200,000 | 94,000 | 12,000 | 36,000 | 7,000 | 16,000 | 22,000 | 31,000 | 34,000 | 5,000 |
net assets | 423,000 | 377,000 | 337,000 | 298,000 | 252,000 | 198,000 | 144,000 | 1,458,000 | 1,438,000 | 1,408,000 | 1,384,000 | 1,356,000 | 5,309,000 | 5,248,000 | 5,195,000 |
total shareholders funds | 423,000 | 377,000 | 337,000 | 298,000 | 252,000 | 198,000 | 144,000 | 1,458,000 | 1,438,000 | 1,408,000 | 1,384,000 | 1,356,000 | 5,309,000 | 5,248,000 | 5,195,000 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | 44,000 | ||||||||||||||
Depreciation | |||||||||||||||
Amortisation | |||||||||||||||
Tax | -15,000 | -10,000 | -9,000 | -11,000 | -13,000 | -12,000 | 4,000 | -5,000 | -8,000 | -7,000 | -9,000 | -15,000 | -22,000 | -21,000 | -12,000 |
Stock | |||||||||||||||
Debtors | -1,000 | 49,000 | 195,000 | -48,000 | -24,000 | -106,000 | 162,000 | 8,000 | -10,000 | 1,000 | -18,000 | -58,000 | -5,179,000 | 78,000 | 5,194,000 |
Creditors | |||||||||||||||
Accruals and Deferred Income | -34,000 | -70,000 | 60,000 | 9,000 | -140,000 | 106,000 | 82,000 | -24,000 | 29,000 | -9,000 | -6,000 | -9,000 | -3,000 | 29,000 | 5,000 |
Deferred Taxes & Provisions | |||||||||||||||
Cash flow from operations | -4,000 | ||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | |||||||||||||||
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | 76,000 | ||||||||||||||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | |||||||||||||||
other long term liabilities | |||||||||||||||
share issue | |||||||||||||||
interest | 17,000 | ||||||||||||||
cash flow from financing | 93,000 | 5,165,000 | |||||||||||||
cash and cash equivalents | |||||||||||||||
cash | 1,000 | -11,000 | -1,000 | 3,000 | 1,000 | -1,000 | -1,000 | -1,000 | -1,000 | 2,000 | 4,000 | 6,000 | |||
overdraft | -114,000 | -2,000 | 111,000 | 5,000 | |||||||||||
change in cash | 115,000 | 2,000 | -111,000 | -16,000 | -1,000 | 3,000 | 1,000 | -1,000 | -1,000 | -1,000 | -1,000 | 2,000 | 4,000 | 6,000 |
lv life services limited Credit Report and Business Information
Lv Life Services Limited Competitor Analysis

Perform a competitor analysis for lv life services limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other small companies, companies in BH1 area or any other competitors across 12 key performance metrics.
lv life services limited Ownership
LV LIFE SERVICES LIMITED group structure
Lv Life Services Limited has no subsidiary companies.
Ultimate parent company
1 parent
LV LIFE SERVICES LIMITED
04330120
lv life services limited directors
Lv Life Services Limited currently has 6 directors. The longest serving directors include Mr Richard Rowney (May 2019) and Mr Mark Hartigan (Jun 2020).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Richard Rowney | United Kingdom | 54 years | May 2019 | - | Director |
Mr Mark Hartigan | 62 years | Jun 2020 | - | Director | |
Mr Mark Hanscomb | 62 years | Apr 2022 | - | Director | |
Mr Barry Cudmore | 48 years | Apr 2022 | - | Director | |
Mr David Hynam | England | 53 years | Feb 2023 | - | Director |
Mr Stephen Percival | United Kingdom | 49 years | Jul 2023 | - | Director |
P&L
December 2023turnover
681k
+1%
operating profit
44k
0%
gross margin
17%
-1.12%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
423k
+0.12%
total assets
524k
-0.05%
cash
1k
0%
net assets
Total assets minus all liabilities
lv life services limited company details
company number
04330120
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
November 2001
age
24
incorporated
UK
ultimate parent company
accounts
Audit Exemption Subsidiary
last accounts submitted
December 2023
previous names
nm life services limited (January 2008)
ge life services limited (April 2007)
accountant
-
auditor
-
address
county gates, bournemouth, dorset, BH1 2NF
Bank
-
Legal Advisor
-
lv life services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to lv life services limited.
lv life services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for LV LIFE SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
lv life services limited Companies House Filings - See Documents
date | description | view/download |
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