s b financial consultants limited
s b financial consultants limited Company Information
Company Number
04334851
Website
medicalexecutivepost.comRegistered Address
17 raleigh close, london, NW4 2SX
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Telephone
-
Next Accounts Due
January 2025
Group Structure
View All
Shareholders
sarah benarroch 50%
simon benarroch 50%
s b financial consultants limited Estimated Valuation
Pomanda estimates the enterprise value of S B FINANCIAL CONSULTANTS LIMITED at £2.7m based on a Turnover of £1.9m and 1.43x industry multiple (adjusted for size and gross margin).
s b financial consultants limited Estimated Valuation
Pomanda estimates the enterprise value of S B FINANCIAL CONSULTANTS LIMITED at £5.5m based on an EBITDA of £956k and a 5.76x industry multiple (adjusted for size and gross margin).
s b financial consultants limited Estimated Valuation
Pomanda estimates the enterprise value of S B FINANCIAL CONSULTANTS LIMITED at £6.2m based on Net Assets of £3.1m and 2.01x industry multiple (adjusted for liquidity).
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S B Financial Consultants Limited Overview
S B Financial Consultants Limited is a live company located in london, NW4 2SX with a Companies House number of 04334851. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in December 2001, it's largest shareholder is sarah benarroch with a 50% stake. S B Financial Consultants Limited is a mature, small sized company, Pomanda has estimated its turnover at £1.9m with healthy growth in recent years.
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S B Financial Consultants Limited Health Check
Pomanda's financial health check has awarded S B Financial Consultants Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 2 areas for improvement. Company Health Check FAQs
4 Strong
3 Regular
2 Weak
Size
annual sales of £1.9m, make it smaller than the average company (£4.2m)
- S B Financial Consultants Limited
£4.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 10%, show it is growing at a faster rate (3.9%)
- S B Financial Consultants Limited
3.9% - Industry AVG
Production
with a gross margin of 61%, this company has a comparable cost of product (61%)
- S B Financial Consultants Limited
61% - Industry AVG
Profitability
an operating margin of 51% make it more profitable than the average company (10.6%)
- S B Financial Consultants Limited
10.6% - Industry AVG
Employees
with 9 employees, this is below the industry average (13)
9 - S B Financial Consultants Limited
13 - Industry AVG
Pay Structure
on an average salary of £72.7k, the company has an equivalent pay structure (£72.7k)
- S B Financial Consultants Limited
£72.7k - Industry AVG
Efficiency
resulting in sales per employee of £205.6k, this is equally as efficient (£205.6k)
- S B Financial Consultants Limited
£205.6k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- S B Financial Consultants Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- S B Financial Consultants Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- S B Financial Consultants Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 109 weeks, this is more cash available to meet short term requirements (38 weeks)
109 weeks - S B Financial Consultants Limited
38 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 7.4%, this is a lower level of debt than the average (57.3%)
7.4% - S B Financial Consultants Limited
57.3% - Industry AVG
S B FINANCIAL CONSULTANTS LIMITED financials
S B Financial Consultants Limited's latest turnover from April 2023 is estimated at £1.9 million and the company has net assets of £3.1 million. According to their latest financial statements, S B Financial Consultants Limited has 9 employees and maintains cash reserves of £520.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,190,091 | 975,889 | 803,042 | 676,419 | 560,749 | 377,390 | 315,979 | 263,660 | ||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | ||||||||||||||
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | ||||||||
| Interest Receivable | 872 | 449 | 97 | 67 | 26 | 37 | 25 | 16 | ||||||
| Pre-Tax Profit | 802,216 | 667,658 | 581,660 | 497,186 | 413,242 | 281,938 | 201,313 | 163,080 | ||||||
| Tax | -160,517 | -133,553 | -120,073 | -106,500 | -88,975 | -55,848 | -42,626 | -33,738 | ||||||
| Profit After Tax | 641,699 | 534,105 | 461,587 | 390,686 | 324,267 | 226,090 | 158,687 | 129,342 | ||||||
| Dividends Paid | 300,000 | 630,000 | 600,000 | 190,000 | 324,000 | 225,000 | 140,000 | 130,000 | ||||||
| Retained Profit | 341,699 | -95,895 | -138,413 | 200,686 | 267 | 1,090 | 18,687 | -658 | ||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 9 | 10 | 7 | 7 | 8 | 6 | 5 | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 31,919 | 10,460 | 12,502 | 11,728 | 13,911 | 32,755 | 36,807 | 44,889 | 8,577 | 12,782 | 11,617 | 15,206 | 13,656 | 3,645 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 1,164,846 | 1,040,980 | 840,355 | 900,435 | 358,779 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,196,765 | 1,051,440 | 852,857 | 912,163 | 372,690 | 32,755 | 36,807 | 44,889 | 8,577 | 12,782 | 11,617 | 15,206 | 13,656 | 3,645 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 1,640,663 | 1,269,525 | 410,052 | 0 | 0 | 1,300 | 0 | 122 | 118,442 | 3,406 | 19,420 | 18,761 | 1,887 | 6,620 |
| Cash | 520,734 | 336,411 | 549,940 | 433,490 | 743,731 | 1,018,289 | 540,571 | 153,378 | 120,247 | 356,138 | 119,790 | 82,541 | 108,823 | 64,094 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 2,161,397 | 1,605,936 | 959,992 | 433,490 | 743,731 | 1,019,589 | 540,571 | 153,500 | 238,689 | 359,544 | 139,210 | 101,302 | 110,710 | 70,714 |
| total assets | 3,358,162 | 2,657,376 | 1,812,849 | 1,345,653 | 1,116,421 | 1,052,344 | 577,378 | 198,389 | 247,266 | 372,326 | 150,827 | 116,508 | 124,366 | 74,359 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 8,378 | 17,007 | 0 | 0 | 4,332 | 0 | 0 | 23,111 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 20,539 | 28,025 | 35,550 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 247,348 | 268,480 | 285,530 | 267,423 | 189,188 | 201,390 | 170,305 | 142,497 | 131,029 | 113,344 | 96,863 | 62,811 | 48,648 | 40,439 |
| total current liabilities | 247,348 | 268,480 | 285,530 | 267,423 | 189,188 | 230,307 | 215,337 | 178,047 | 131,029 | 117,676 | 96,863 | 62,811 | 71,759 | 40,439 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 247,348 | 268,480 | 285,530 | 267,423 | 189,188 | 230,307 | 215,337 | 178,047 | 131,029 | 117,676 | 96,863 | 62,811 | 71,759 | 40,439 |
| net assets | 3,110,814 | 2,388,896 | 1,527,319 | 1,078,230 | 927,233 | 822,037 | 362,041 | 20,342 | 116,237 | 254,650 | 53,964 | 53,697 | 52,607 | 33,920 |
| total shareholders funds | 3,110,814 | 2,388,896 | 1,527,319 | 1,078,230 | 927,233 | 822,037 | 362,041 | 20,342 | 116,237 | 254,650 | 53,964 | 53,697 | 52,607 | 33,920 |
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | ||||||||||||||
| Depreciation | 11,618 | 3,898 | 4,167 | 3,909 | 4,636 | 10,919 | 12,270 | 14,192 | 2,857 | 4,260 | 3,873 | 4,428 | 4,552 | 1,215 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -160,517 | -133,553 | -120,073 | -106,500 | -88,975 | -55,848 | -42,626 | -33,738 | ||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 371,138 | 859,473 | 410,052 | 0 | -1,300 | 1,300 | -122 | -118,320 | 115,036 | -16,014 | 659 | 16,874 | -4,733 | 6,620 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | -21,132 | -17,050 | 18,107 | 78,235 | -12,202 | 31,085 | 27,808 | 11,468 | 17,685 | 16,481 | 34,052 | 14,163 | 8,209 | 40,439 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | 123,866 | 200,625 | -60,080 | 541,656 | 358,779 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | -8,378 | -8,629 | 17,007 | 0 | -4,332 | 4,332 | 0 | -23,111 | 23,111 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | -20,539 | -7,486 | -7,525 | 35,550 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||||||||
| interest | 449 | 97 | 26 | 37 | 25 | 16 | ||||||||
| cash flow from financing | 35,999 | -4,235 | 26 | -23,074 | 23,136 | 34,594 | ||||||||
| cash and cash equivalents | ||||||||||||||
| cash | 184,323 | -213,529 | 116,450 | -310,241 | -274,558 | 477,718 | 387,193 | 33,131 | -235,891 | 236,348 | 37,249 | -26,282 | 44,729 | 64,094 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 184,323 | -213,529 | 116,450 | -310,241 | -274,558 | 477,718 | 387,193 | 33,131 | -235,891 | 236,348 | 37,249 | -26,282 | 44,729 | 64,094 |
s b financial consultants limited Credit Report and Business Information
S B Financial Consultants Limited Competitor Analysis
Perform a competitor analysis for s b financial consultants limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in NW4 area or any other competitors across 12 key performance metrics.
s b financial consultants limited Ownership
S B FINANCIAL CONSULTANTS LIMITED group structure
S B Financial Consultants Limited has no subsidiary companies.
Ultimate parent company
S B FINANCIAL CONSULTANTS LIMITED
04334851
s b financial consultants limited directors
S B Financial Consultants Limited currently has 4 directors. The longest serving directors include Mr Simon Benarroch (Dec 2001) and Mrs Sarah Benarroch (Dec 2001).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Simon Benarroch | United Kingdom | 51 years | Dec 2001 | - | Director |
| Mrs Sarah Benarroch | United Kingdom | 51 years | Dec 2001 | - | Director |
| Mrs Gila Benarroch | 26 years | Apr 2018 | - | Director | |
| Mr Jonathan Benarroch | England | 27 years | Apr 2018 | - | Director |
P&L
April 2023turnover
1.9m
-11%
operating profit
944.3k
0%
gross margin
61.1%
-3.58%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2023net assets
3.1m
+0.3%
total assets
3.4m
+0.26%
cash
520.7k
+0.55%
net assets
Total assets minus all liabilities
s b financial consultants limited company details
company number
04334851
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
December 2001
age
23
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
April 2023
previous names
N/A
accountant
-
auditor
-
address
17 raleigh close, london, NW4 2SX
Bank
-
Legal Advisor
-
s b financial consultants limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to s b financial consultants limited. Currently there are 1 open charges and 0 have been satisfied in the past.
s b financial consultants limited Companies House Filings - See Documents
| date | description | view/download |
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