The One Stop Money Shop Limited

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the one stop money shop limited Company Information

Company Number

04402345

Next Accounts

Apr 2025

Directors

Michael Champney

Shareholders

michael champney

Group Structure

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Industry

Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.

Registered Address

20 gills yard, wakefield, WF1 3BZ

Website

theonestopmoneyshop.co.uk

the one stop money shop limited Estimated Valuation

£3m

Pomanda estimates the enterprise value of THE ONE STOP MONEY SHOP LIMITED at £3m based on a Turnover of £2.1m and 1.42x industry multiple (adjusted for size and gross margin).

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The One Stop Money Shop Limited is a live company located in wakefield, WF1 3BZ with a Companies House number of 04402345. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in March 2002, it's largest shareholder is michael champney with a 100% stake. The One Stop Money Shop Limited is a mature, small sized company, Pomanda has estimated its turnover at £2.1m with high growth in recent years.

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Pomanda's financial health check has awarded The One Stop Money Shop Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs

Health Rating3.5out of 5

3 Strong

4 Regular

4 Weak

Size

annual sales of £2.1m, make it smaller than the average company (£3.2m)

Growth

3 year (CAGR) sales growth of 19%, show it is growing at a faster rate (3.7%)

EXPORT

The One Stop Money Shop Limited's latest turnover from July 2023 is estimated at £2.1 million and the company has net assets of £607.2 thousand. According to their latest financial statements, The One Stop Money Shop Limited has 7 employees and maintains cash reserves of £77.2 thousand as reported in the balance sheet.

Data source: Companies House, Pomanda Estimates

	Jul 2023	Jul 2022	Jul 2021	Jul 2020	Jul 2019	Jul 2018	Jul 2017	Jul 2016	Jul 2015	Jul 2014	Jul 2013	Jul 2012	Jul 2011	Jul 2010	Jul 2009
Turnover	2,134,805	1,901,768	1,217,245	1,277,119	1,020,645	665,667	716,638	445,590	635,256	1,209,407	662,441	247,273	156,227	446,098	0
Other Income Or Grants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cost Of Sales	722,627	595,985	378,182	404,101	330,424	157,118	201,187	133,016	167,194	464,617	248,702	70,492	48,924	159,620	0
Gross Profit	1,412,179	1,305,783	839,063	873,018	690,221	508,549	515,451	312,573	468,062	744,789	413,739	176,781	107,303	286,478	0
Admin Expenses	1,251,717	1,155,950	760,957	685,089	661,093	462,090	517,999	303,204	432,683	673,889	346,989	167,169	53,075	235,305	89,442
Operating Profit	160,462	149,833	78,106	187,929	29,128	46,459	-2,548	9,369	35,379	70,900	66,750	9,612	54,228	51,173	-89,442
Interest Payable	13,857	3,076	0	14,335	19,238	4,965	2,882	1,282	0	0	0	0	0	1,302	1,302
Interest Receivable	2,658	251	12	99	918	217	43	35	31	41	67	61	43	25	0
Pre-Tax Profit	149,263	147,007	78,119	173,693	10,809	41,711	-5,387	8,121	35,410	70,941	66,817	9,672	54,272	49,896	-90,744
Tax	-37,316	-27,931	-14,843	-33,002	-2,054	-7,925	0	-1,624	-7,082	-14,898	-15,368	-2,321	-14,111	-13,971	0
Profit After Tax	111,947	119,076	63,276	140,691	8,755	33,786	-5,387	6,497	28,328	56,043	51,449	7,351	40,161	35,925	-90,744
Dividends Paid	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Profit	111,947	119,076	63,276	140,691	8,755	33,786	-5,387	6,497	28,328	56,043	51,449	7,351	40,161	35,925	-90,744
Employee Costs	439,308	439,754	296,352	321,336	199,779	143,820	133,754	75,176	105,795	197,656	158,518	69,038	31,956	86,993	0
Number Of Employees	7	7	5	6	4	3	3	2	3	6	4	2	1	3	0
EBITDA*	161,343	151,029	79,222	188,745	29,967	47,136	-1,913	9,733	35,379	70,924	66,855	9,931	54,671	51,797	-83,237

* Earnings Before Interest, Tax, Depreciation and Amortisation

	Jul 2023	Jul 2022	Jul 2021	Jul 2020	Jul 2019	Jul 2018	Jul 2017	Jul 2016	Jul 2015	Jul 2014	Jul 2013	Jul 2012	Jul 2011	Jul 2010	Jul 2009
Tangible Assets	2,710	1,767	1,834	2,950	2,266	894	792	1,427	1,642	555	0	105	424	868	1,492
Intangible Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments & Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Debtors (Due After 1 year)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Fixed Assets	2,710	1,767	1,834	2,950	2,266	894	792	1,427	1,642	555	0	105	424	868	1,492
Stock & work in progress	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Debtors	1,492,179	1,305,250	994,188	782,402	977,536	524,677	378,095	277,136	360,169	351,808	227,560	182,483	202,076	331,898	303,501
Group Debtors	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Misc Debtors	2,611	2,558	11,572	1,865	2,386	2,068	2,989	2,286	1,735	893	1,471	1,515	0	0	0
Cash	77,170	29,143	10,955	13,957	183,865	60,924	25,926	8,205	5,754	6,504	9,898	16,883	7,390	9,882	0
misc current assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total current assets	1,571,960	1,336,951	1,016,715	798,224	1,163,787	587,669	407,010	287,627	367,658	359,205	238,929	200,881	209,466	341,780	303,501
total assets	1,574,670	1,338,718	1,018,549	801,174	1,166,053	588,563	407,802	289,054	369,300	359,760	238,929	200,986	209,890	342,648	304,993
Bank overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	0	40,069
Bank loan	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Trade Creditors	30,770	39,936	33,499	6,579	11,031	5,140	5,049	3,016	240,786	259,574	194,786	27,925	31,521	207,114	233,186
Group/Directors Accounts	127,560	148,560	134,560	107,560	102,560	102,560	66,060	15,809	0	0	0	0	0	0	0
other short term finances	167,088	84,859	0	0	470,000	100,000	52,766	39,454	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other current liabilities	642,097	570,155	474,358	374,179	410,297	217,453	154,303	95,764	0	0	0	180,367	193,026	190,352	41,372
total current liabilities	967,515	843,510	642,417	488,318	993,888	425,153	278,178	154,043	240,786	259,574	194,786	208,292	224,547	397,466	314,627
loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
hp & lease commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accruals and Deferred Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	81,109
provisions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
total long term liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	81,109
total liabilities	967,515	843,510	642,417	488,318	993,888	425,153	278,178	154,043	240,786	259,574	194,786	208,292	224,547	397,466	395,736
net assets	607,155	495,208	376,132	312,856	172,165	163,410	129,624	135,011	128,514	100,186	44,143	-7,306	-14,657	-54,818	-90,743
total shareholders funds	607,155	495,208	376,132	312,856	172,165	163,410	129,624	135,011	128,514	100,186	44,143	-7,306	-14,657	-54,818	-90,743

	Jul 2023	Jul 2022	Jul 2021	Jul 2020	Jul 2019	Jul 2018	Jul 2017	Jul 2016	Jul 2015	Jul 2014	Jul 2013	Jul 2012	Jul 2011	Jul 2010	Jul 2009
Operating Activities
Operating Profit	160,462	149,833	78,106	187,929	29,128	46,459	-2,548	9,369	35,379	70,900	66,750	9,612	54,228	51,173	-89,442
Depreciation	881	1,196	1,116	816	839	677	635	364	0	24	105	319	443	624	6,205
Amortisation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Tax	-37,316	-27,931	-14,843	-33,002	-2,054	-7,925	0	-1,624	-7,082	-14,898	-15,368	-2,321	-14,111	-13,971	0
Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Debtors	186,982	302,048	221,493	-195,655	453,177	145,661	101,662	-82,482	9,203	123,670	45,033	-18,078	-129,822	28,397	303,501
Creditors	-9,166	6,437	26,920	-4,452	5,891	91	2,033	-237,770	-18,788	64,788	166,861	-3,596	-175,593	-26,072	233,186
Accruals and Deferred Income	71,942	95,797	100,179	-36,118	192,844	63,150	58,539	95,764	0	0	-180,367	-12,659	2,674	148,980	41,372
Deferred Taxes & Provisions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash flow from operations	-179	-76,716	-30,015	310,828	-226,529	-43,209	-43,003	-51,415	306	-2,856	-7,052	9,433	-2,537	132,337	-112,180
Investing Activities
capital expenditure	-1,824	-1,129	0	-1,500	-2,211	-779	0	-149	-1,087	-579	0	0	1	0	-7,697
Change in Investments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
cash flow from investments	-1,824	-1,129	0	-1,500	-2,211	-779	0	-149	-1,087	-579	0	0	1	0	-7,697
Financing Activities
Bank loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Group/Directors Accounts	-21,000	14,000	27,000	5,000	0	36,500	50,251	15,809	0	0	0	0	0	0	0
Other Short Term Loans	82,229	84,859	0	-470,000	370,000	47,234	13,312	39,454	0	0	0	0	0	0	0
Long term loans	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Hire Purchase and Lease Commitments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
other long term liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	-81,109	81,109
share issue	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1
interest	-11,199	-2,825	12	-14,236	-18,320	-4,748	-2,839	-1,247	31	41	67	61	43	-1,277	-1,302
cash flow from financing	50,030	96,034	27,012	-479,236	351,680	78,986	60,724	54,016	31	41	67	61	43	-82,386	79,808
cash and cash equivalents
cash	48,027	18,188	-3,002	-169,908	122,941	34,998	17,721	2,451	-750	-3,394	-6,985	9,493	-2,492	9,882	0
overdraft	0	0	0	0	0	0	0	0	0	0	0	0	0	-40,069	40,069
change in cash	48,027	18,188	-3,002	-169,908	122,941	34,998	17,721	2,451	-750	-3,394	-6,985	9,493	-2,492	49,951	-40,069

Very Low Risk70 - 100

Low Risk50 - 70

Moderate Risk30 - 50

High Risk20 - 30

Very High Risk0 - 20

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THE ONE STOP MONEY SHOP LIMITED group structure

The One Stop Money Shop Limited has no subsidiary companies.

Ultimate parent company

THE ONE STOP MONEY SHOP LIMITED

04402345

THE ONE STOP MONEY SHOP LIMITED Shareholders

michael champney

100%

The One Stop Money Shop Limited currently has 1 director, Mr Michael Champney serving since Mar 2002.

officer	country	age	start	end	role
Mr Michael Champney		70 years	Mar 2002	-	Director

P&L

July 2023

turnover

2.1m

+12%

operating profit

160.5k

gross margin

66.2%

-3.66%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

July 2023

net assets

607.2k

+0.23%

total assets

1.6m

+0.18%

cash

77.2k

+1.65%

net assets

Total assets minus all liabilities

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company number

04402345

Type

Private limited with Share Capital

industry

64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.

incorporation date

March 2002

ultimate parent company

None

previous names

N/A

address

20 gills yard, wakefield, WF1 3BZ

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 4 charges/mortgages relating to the one stop money shop limited. Currently there are 1 open charges and 3 have been satisfied in the past.

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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the one stop money shop limited Company Information

the one stop money shop limited Estimated Valuation

the one stop money shop limited Estimated Valuation

the one stop money shop limited Estimated Valuation

The One Stop Money Shop Limited Overview

The One Stop Money Shop Limited Health Check

THE ONE STOP MONEY SHOP LIMITED financials

the one stop money shop limited Credit Report and Business Information

The One Stop Money Shop Limited Competitor Analysis

the one stop money shop limited Ownership

the one stop money shop limited directors

the one stop money shop limited company details

the one stop money shop limited Charges & Mortgages

the one stop money shop limited Capital Raised & Share Issues BETA

the one stop money shop limited Companies House Filings - See Documents