kushiara financial services limited
kushiara financial services limited Company Information
Company Number
04425439
Next Accounts
65 days late
Directors
Shareholders
harun miah/kushira financial services limited
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Registered Address
319 commercial road, london, E1 2PS
Website
www.kushiara.netkushiara financial services limited Estimated Valuation
Pomanda estimates the enterprise value of KUSHIARA FINANCIAL SERVICES LIMITED at £243.6k based on a Turnover of £457.5k and 0.53x industry multiple (adjusted for size and gross margin).
kushiara financial services limited Estimated Valuation
Pomanda estimates the enterprise value of KUSHIARA FINANCIAL SERVICES LIMITED at £774 based on an EBITDA of £318 and a 2.43x industry multiple (adjusted for size and gross margin).
kushiara financial services limited Estimated Valuation
Pomanda estimates the enterprise value of KUSHIARA FINANCIAL SERVICES LIMITED at £0 based on Net Assets of £-117.7k and 2.22x industry multiple (adjusted for liquidity).
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Kushiara Financial Services Limited Overview
Kushiara Financial Services Limited is a live company located in london, E1 2PS with a Companies House number of 04425439. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in April 2002, it's largest shareholder is harun miah/kushira financial services limited with a 100% stake. Kushiara Financial Services Limited is a mature, micro sized company, Pomanda has estimated its turnover at £457.5k with low growth in recent years.
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Kushiara Financial Services Limited Health Check
Pomanda's financial health check has awarded Kushiara Financial Services Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 8 areas for improvement. Company Health Check FAQs
0 Strong
2 Regular
8 Weak
Size
annual sales of £457.5k, make it smaller than the average company (£3.6m)
- Kushiara Financial Services Limited
£3.6m - Industry AVG
Growth
3 year (CAGR) sales growth of 4%, show it is growing at a slower rate (7.2%)
- Kushiara Financial Services Limited
7.2% - Industry AVG
Production
with a gross margin of 19.9%, this company has a higher cost of product (71.9%)
- Kushiara Financial Services Limited
71.9% - Industry AVG
Profitability
an operating margin of 0.1% make it less profitable than the average company (8.1%)
- Kushiara Financial Services Limited
8.1% - Industry AVG
Employees
with 3 employees, this is below the industry average (9)
3 - Kushiara Financial Services Limited
9 - Industry AVG
Pay Structure
on an average salary of £68k, the company has an equivalent pay structure (£68k)
- Kushiara Financial Services Limited
£68k - Industry AVG
Efficiency
resulting in sales per employee of £152.5k, this is equally as efficient (£163.8k)
- Kushiara Financial Services Limited
£163.8k - Industry AVG
Debtor Days
it gets paid by customers after 137 days, this is later than average (31 days)
- Kushiara Financial Services Limited
31 days - Industry AVG
Creditor Days
its suppliers are paid after 27 days, this is quicker than average (37 days)
- Kushiara Financial Services Limited
37 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Kushiara Financial Services Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Kushiara Financial Services Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 168.1%, this is a higher level of debt than the average (69.7%)
168.1% - Kushiara Financial Services Limited
69.7% - Industry AVG
KUSHIARA FINANCIAL SERVICES LIMITED financials
Kushiara Financial Services Limited's latest turnover from April 2023 is estimated at £457.5 thousand and the company has net assets of -£117.7 thousand. According to their latest financial statements, Kushiara Financial Services Limited has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 355,247 | |||||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | 48,143 | |||||||||||||
| Interest Payable | ||||||||||||||
| Interest Receivable | ||||||||||||||
| Pre-Tax Profit | 48,143 | |||||||||||||
| Tax | -10,289 | |||||||||||||
| Profit After Tax | 37,854 | |||||||||||||
| Dividends Paid | 35,000 | |||||||||||||
| Retained Profit | 2,854 | |||||||||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 3 | 3 | 2 | 2 | ||||||||||
| EBITDA* | 50,333 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 482 | 602 | 753 | 941 | 1,176 | 1,470 | 1,837 | 2,296 | 2,870 | 3,588 | 4,485 | 5,606 | 7,008 | 8,760 |
| Intangible Assets | ||||||||||||||
| Investments & Other | ||||||||||||||
| Debtors (Due After 1 year) | ||||||||||||||
| Total Fixed Assets | 482 | 602 | 753 | 941 | 1,176 | 1,470 | 1,837 | 2,296 | 2,870 | 3,588 | 4,485 | 5,606 | 7,008 | 8,760 |
| Stock & work in progress | ||||||||||||||
| Trade Debtors | 172,493 | 165,645 | 165,722 | 182,860 | 183,398 | 183,489 | 190,233 | 195,522 | 204,880 | 262,411 | 279,977 | 304,002 | 215,928 | |
| Group Debtors | ||||||||||||||
| Misc Debtors | 146,595 | |||||||||||||
| Cash | 906 | 4,224 | 578 | 24,338 | 42,506 | 283,955 | 164,857 | |||||||
| misc current assets | ||||||||||||||
| total current assets | 172,493 | 165,645 | 165,722 | 182,860 | 183,398 | 183,489 | 190,233 | 196,428 | 209,104 | 262,989 | 304,315 | 346,508 | 499,883 | 311,452 |
| total assets | 172,975 | 166,247 | 166,475 | 183,801 | 184,574 | 184,959 | 192,070 | 198,724 | 211,974 | 266,577 | 308,800 | 352,114 | 506,891 | 320,212 |
| Bank overdraft | 269,722 | |||||||||||||
| Bank loan | ||||||||||||||
| Trade Creditors | 27,820 | 21,735 | 22,305 | 32,701 | 31,600 | 30,205 | 28,834 | 26,920 | 26,968 | 31,174 | 27,920 | 16,864 | 493,229 | |
| Group/Directors Accounts | ||||||||||||||
| other short term finances | ||||||||||||||
| hp & lease commitments | ||||||||||||||
| other current liabilities | 36,232 | |||||||||||||
| total current liabilities | 27,820 | 21,735 | 22,305 | 32,701 | 31,600 | 30,205 | 28,834 | 26,920 | 26,968 | 31,174 | 27,920 | 16,864 | 493,229 | 305,954 |
| loans | ||||||||||||||
| hp & lease commitments | ||||||||||||||
| Accruals and Deferred Income | ||||||||||||||
| other liabilities | 262,886 | 262,482 | 262,482 | 262,482 | 266,887 | 270,777 | 265,629 | 248,835 | 235,724 | 250,535 | 262,580 | 317,414 | 1,262 | |
| provisions | ||||||||||||||
| total long term liabilities | 262,886 | 262,482 | 262,482 | 262,482 | 266,887 | 270,777 | 265,629 | 248,835 | 235,724 | 250,535 | 262,580 | 317,414 | 1,262 | |
| total liabilities | 290,706 | 284,217 | 284,787 | 295,183 | 298,487 | 300,982 | 294,463 | 275,755 | 262,692 | 281,709 | 290,500 | 334,278 | 493,229 | 307,216 |
| net assets | -117,731 | -117,970 | -118,312 | -111,382 | -113,913 | -116,023 | -102,393 | -77,031 | -50,718 | -15,132 | 18,300 | 17,836 | 13,662 | 12,996 |
| total shareholders funds | -117,731 | -117,970 | -118,312 | -111,382 | -113,913 | -116,023 | -102,393 | -77,031 | -50,718 | -15,132 | 18,300 | 17,836 | 13,662 | 12,996 |
| Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 48,143 | |||||||||||||
| Depreciation | 574 | 718 | 897 | 1,121 | 1,402 | 1,752 | 2,190 | |||||||
| Amortisation | ||||||||||||||
| Tax | -10,289 | |||||||||||||
| Stock | ||||||||||||||
| Debtors | 6,848 | -77 | -17,138 | -538 | -91 | -6,744 | -5,289 | -9,358 | -57,531 | -17,566 | -24,025 | 88,074 | 69,333 | 146,595 |
| Creditors | 6,085 | -570 | -10,396 | 1,101 | 1,395 | 1,371 | 1,914 | -48 | -4,206 | 3,254 | 11,056 | -476,365 | 493,229 | |
| Accruals and Deferred Income | -36,232 | 36,232 | ||||||||||||
| Deferred Taxes & Provisions | ||||||||||||||
| Cash flow from operations | -70,319 | |||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | ||||||||||||||
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | ||||||||||||||
| Group/Directors Accounts | ||||||||||||||
| Other Short Term Loans | ||||||||||||||
| Long term loans | ||||||||||||||
| Hire Purchase and Lease Commitments | ||||||||||||||
| other long term liabilities | 404 | -4,405 | -3,890 | 5,148 | 16,794 | 13,111 | -14,811 | -12,045 | -54,834 | 317,414 | -1,262 | 1,262 | ||
| share issue | ||||||||||||||
| interest | ||||||||||||||
| cash flow from financing | ||||||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | -906 | -3,318 | 3,646 | -23,760 | -18,168 | -241,449 | 119,098 | 164,857 | ||||||
| overdraft | -269,722 | 269,722 | ||||||||||||
| change in cash | -906 | -3,318 | 3,646 | -23,760 | -18,168 | -241,449 | 388,820 | -104,865 |
kushiara financial services limited Credit Report and Business Information
Kushiara Financial Services Limited Competitor Analysis
Perform a competitor analysis for kushiara financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in E 1 area or any other competitors across 12 key performance metrics.
kushiara financial services limited Ownership
KUSHIARA FINANCIAL SERVICES LIMITED group structure
Kushiara Financial Services Limited has no subsidiary companies.
Ultimate parent company
KUSHIARA FINANCIAL SERVICES LIMITED
04425439
kushiara financial services limited directors
Kushiara Financial Services Limited currently has 1 director, Mr Harun Miah serving since Apr 2010.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Harun Miah | England | 64 years | Apr 2010 | - | Director |
P&L
April 2023turnover
457.5k
+10%
operating profit
318.7
0%
gross margin
19.9%
-20.47%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2023net assets
-117.7k
0%
total assets
173k
+0.04%
cash
0
0%
net assets
Total assets minus all liabilities
kushiara financial services limited company details
company number
04425439
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
April 2002
age
23
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
April 2023
previous names
N/A
accountant
-
auditor
-
address
319 commercial road, london, E1 2PS
Bank
BARCLAYS BANK PLC
Legal Advisor
-
kushiara financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to kushiara financial services limited. Currently there are 2 open charges and 0 have been satisfied in the past.
kushiara financial services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for KUSHIARA FINANCIAL SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
kushiara financial services limited Companies House Filings - See Documents
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