the kgj insurance services group limitedEstimated Valuation
£184.7k
Pomanda estimates the enterprise value of THE KGJ INSURANCE SERVICES GROUP LIMITED at £184.7k based on a Turnover of £320.4k and 0.58x industry multiple (adjusted for size and gross margin).
the kgj insurance services group limitedEstimated Valuation
£1.8m
Pomanda estimates the enterprise value of THE KGJ INSURANCE SERVICES GROUP LIMITED at £1.8m based on an EBITDA of £289.1k and a 6.35x industry multiple (adjusted for size and gross margin).
the kgj insurance services group limitedEstimated Valuation
£1.3m
Pomanda estimates the enterprise value of THE KGJ INSURANCE SERVICES GROUP LIMITED at £1.3m based on Net Assets of £790.2k and 1.64x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
The Kgj Insurance Services Group LimitedOverview
The Kgj Insurance Services Group Limited is a live company located in birmingham, B3 1UF with a Companies House number of 04474897. It operates in the non-life insurance sector, SIC Code 65120. Founded in July 2002, it's largest shareholder is
nfp uk holdings limited
with a 100% stake. The Kgj Insurance Services Group Limited is a mature,
micro sized company, Pomanda has estimated its turnover at
£320.4k with
declining
growth in recent years.
The Kgj Insurance Services Group Limited Health Check
Pomanda's financial health check has awarded The Kgj Insurance Services Group Limited a 0.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 7 areas for improvement. Company Health Check FAQs
Health Rating0.5out of 5
0 Strong
1 Regular
7 Weak
Size
annual sales of £320.4k, make it smaller than the average company (£2.1m)
£320.4k - The Kgj Insurance Services Group Limited
£2.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -60%, show it is growing at a slower rate (8.7%)
-60% - The Kgj Insurance Services Group Limited
8.7% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (100%)
100% - The Kgj Insurance Services Group Limited
100% - Industry AVG
Profitability
an operating margin of -24.2% make it less profitable than the average company (17.5%)
-24.2% - The Kgj Insurance Services Group Limited
17.5% - Industry AVG
Employees
with 6 employees, this is below the industry average (26)
6 - The Kgj Insurance Services Group Limited
26 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - The Kgj Insurance Services Group Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £53.4k, this is less efficient (£163.8k)
£53.4k - The Kgj Insurance Services Group Limited
£163.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - The Kgj Insurance Services Group Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - The Kgj Insurance Services Group Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - The Kgj Insurance Services Group Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 0 weeks, this is less cash available to meet short term requirements (18 weeks)
0 weeks - The Kgj Insurance Services Group Limited
18 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 92%, this is a higher level of debt than the average (81.5%)
92% - The Kgj Insurance Services Group Limited
81.5% - Industry AVG
THE KGJ INSURANCE SERVICES GROUP LIMITED financials
EXPORT
The Kgj Insurance Services Group Limited's latest turnover from December 2023 is £320.4 thousand and the company has net assets of £790.2 thousand. According to their latest financial statements, The Kgj Insurance Services Group Limited has 6 employees and maintains cash reserves of £22.5 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
320,394
366,317
5,026,319
4,541,785
4,433,738
4,176,843
4,292,324
4,005,167
4,075,083
3,988,198
3,829,291
3,816,669
3,835,342
3,776,669
Other Income Or Grants
Cost Of Sales
990,214
952,310
1,042,175
1,124,121
Gross Profit
320,394
366,317
5,026,319
4,541,785
4,433,738
4,176,843
4,292,324
4,005,167
4,075,083
2,997,984
2,876,981
2,774,495
2,711,221
Admin Expenses
398,043
488,204
5,189,277
3,894,373
3,653,245
3,522,184
3,376,421
3,481,886
3,356,917
3,464,077
2,353,450
2,402,726
2,402,486
2,454,633
-351,910
Operating Profit
-77,649
-121,887
-5,189,277
1,131,946
888,540
911,554
800,422
810,438
648,250
611,006
644,534
474,255
372,009
256,588
351,910
Interest Payable
2,553
2,538
2,592
2,003
217
12
Interest Receivable
9,715
17,575
16,973
15,214
15,646
37,533
49,073
59,583
12,150
22,439
7,459
6,058
6,540
Pre-Tax Profit
-77,649
-121,887
-5,179,562
1,146,968
902,975
924,176
814,065
847,971
697,323
670,589
656,467
496,652
379,468
262,646
358,450
Tax
16,318
92,013
-268,640
-207,802
-227,325
-211,778
-228,447
-170,398
-174,786
-191,873
-155,643
-126,580
-160,837
-167,847
Profit After Tax
-61,331
-29,874
-5,179,562
878,328
695,173
696,851
602,287
619,524
526,925
495,803
464,594
341,009
252,888
101,809
190,603
Dividends Paid
279,075
263,365
296,979
242,442
297,052
211,605
321,586
220,448
169,570
Retained Profit
-61,331
-29,874
-5,179,562
599,253
431,808
399,872
359,845
322,472
315,320
174,217
244,146
171,439
252,888
101,809
190,603
Employee Costs
2,267,591
2,100,080
2,095,099
1,986,432
1,913,413
1,844,867
1,863,702
1,800,157
1,762,818
2,045,027
2,163,298
1,940,680
Number Of Employees
6
6
63
64
65
66
63
69
69
65
66
70
70
89
EBITDA*
289,131
252,761
-5,072,594
1,359,617
1,077,551
1,158,797
1,052,133
1,059,286
822,274
874,602
895,063
715,382
617,700
566,419
670,514
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
57,603
16,420
11,202
85,215
100,095
117,965
139,638
140,122
151,236
174,723
174,486
208,233
246,885
245,337
277,290
Intangible Assets
973,511
1,252,333
2,178,104
759,787
847,265
1,018,405
1,243,975
1,469,545
1,695,115
1,812,152
1,962,282
2,132,642
2,334,582
2,536,522
2,802,462
Investments & Other
3,683,975
3,683,975
3,683,975
Debtors (Due After 1 year)
Total Fixed Assets
4,715,089
4,952,728
5,873,281
845,002
947,360
1,136,370
1,383,613
1,609,667
1,846,351
1,986,875
2,136,768
2,340,875
2,581,467
2,781,859
3,079,752
Stock & work in progress
Trade Debtors
3,734,020
3,463,730
3,055,854
2,811,524
2,850,343
3,000,461
2,544,556
2,714,070
2,983,766
2,694,123
2,764,800
2,287,295
Group Debtors
4,735,260
4,627,579
207,812
Misc Debtors
343,532
139,706
93,505
315,524
396,415
181,046
248,089
215,016
260,129
148,041
229,578
177,817
241,067
215,137
163,247
Cash
22,518
33,723
239,019
7,533,230
6,192,338
5,565,007
5,064,745
4,797,911
4,247,418
3,761,883
3,235,581
2,257,345
2,624,548
2,111,166
2,347,003
misc current assets
511,842
total current assets
5,101,310
4,801,008
540,336
11,582,774
10,052,483
8,801,907
8,124,358
7,863,270
7,508,008
6,454,480
6,179,229
5,930,770
5,559,738
5,091,103
4,797,545
total assets
9,816,399
9,753,736
6,413,617
12,427,776
10,999,843
9,938,277
9,507,971
9,472,937
9,354,359
8,441,355
8,315,997
8,271,645
8,141,205
7,872,962
7,877,297
Bank overdraft
3,982
Bank loan
Trade Creditors
5,026,086
4,385,948
3,853,674
3,528,567
3,860,857
3,873,540
3,576,766
3,791,960
3,659,713
3,479,306
3,427,477
3,550,360
Group/Directors Accounts
8,842,236
8,822,416
4,322,416
other short term finances
hp & lease commitments
4,026
4,026
4,026
4,026
other current liabilities
184,002
79,828
657,335
1,323,029
1,122,336
1,018,618
1,307,082
1,325,265
1,509,651
1,209,663
1,028,173
1,106,234
1,234,204
1,269,569
1,261,912
total current liabilities
9,026,238
8,902,244
4,979,751
6,353,141
5,512,310
4,876,318
4,839,675
5,186,122
5,383,191
4,786,429
4,820,133
4,769,929
4,713,510
4,697,046
4,812,272
loans
250,000
250,000
hp & lease commitments
13,707
17,733
21,759
25,785
Accruals and Deferred Income
other liabilities
provisions
552,500
8,125
10,334
12,517
16,666
20,044
19,122
34,277
34,277
35,195
36,304
27,222
total long term liabilities
552,500
13,707
25,858
32,093
38,302
16,666
20,044
19,122
34,277
284,277
285,195
36,304
27,222
total liabilities
9,026,238
8,902,244
5,532,251
6,366,848
5,538,168
4,908,411
4,877,977
5,202,788
5,403,235
4,805,551
4,854,410
5,054,206
4,998,705
4,733,350
4,839,494
net assets
790,161
851,492
881,366
6,060,928
5,461,675
5,029,866
4,629,994
4,270,149
3,951,124
3,635,804
3,461,587
3,217,439
3,142,500
3,139,612
3,037,803
total shareholders funds
790,161
851,492
881,366
6,060,928
5,461,675
5,029,866
4,629,994
4,270,149
3,951,124
3,635,804
3,461,587
3,217,439
3,142,500
3,139,612
3,037,803
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
-77,649
-121,887
-5,189,277
1,131,946
888,540
911,554
800,422
810,438
648,250
611,006
644,534
474,255
372,009
256,588
351,910
Depreciation
8,941
1,377
1,245
14,880
17,871
21,673
26,141
23,278
23,487
28,816
32,799
39,187
43,751
43,891
52,664
Amortisation
357,839
373,271
115,438
212,791
171,140
225,570
225,570
225,570
150,537
234,780
217,730
201,940
201,940
265,940
265,940
Tax
16,318
92,013
-268,640
-207,802
-227,325
-211,778
-228,447
-170,398
-174,786
-191,873
-155,643
-126,580
-160,837
-167,847
Stock
Debtors
311,507
4,465,968
-3,748,227
189,399
623,245
177,287
-5,746
-195,231
567,993
-251,051
-217,935
226,393
-44,747
529,395
2,450,542
Creditors
-5,026,086
640,138
532,274
325,107
-332,290
-12,683
296,774
-215,194
132,247
180,407
51,829
-122,883
3,550,360
Accruals and Deferred Income
104,174
-577,507
-665,694
200,693
103,718
-288,464
-18,183
-184,386
299,988
181,490
-78,061
-127,970
-35,365
7,657
1,261,912
Deferred Taxes & Provisions
-552,500
552,500
-8,125
-2,209
-2,183
-4,149
-3,378
922
-15,155
-918
-1,109
9,082
27,222
Cash flow from operations
98,116
-5,251,201
-6,463,647
1,734,284
880,287
788,645
491,479
825,623
681,567
902,008
975,311
384,865
551,222
-229,957
2,891,619
Investing Activities
capital expenditure
-129,141
545,905
-1,460,987
-24,780
-12,164
-33,500
-80,203
-48,216
-535
-51,699
-11,938
-513,920
Change in Investments
3,683,975
cash flow from investments
-129,141
545,905
-5,144,962
-24,780
-12,164
-33,500
-80,203
-48,216
-535
-51,699
-11,938
-513,920
Financing Activities
Bank loans
Group/Directors Accounts
19,820
4,500,000
4,322,416
Other Short Term Loans
Long term loans
-250,000
250,000
Hire Purchase and Lease Commitments
-17,733
-4,026
-4,026
-4,026
29,811
other long term liabilities
share issue
1
-3,447
2
-96,500
-250,000
2,847,200
interest
9,715
15,022
14,435
12,622
13,643
37,533
49,073
59,583
11,933
22,427
7,459
6,058
6,540
cash flow from financing
19,820
4,500,000
4,314,398
10,996
10,410
8,596
43,454
34,086
49,073
59,583
-238,065
-74,073
7,459
6,058
2,853,740
cash and cash equivalents
cash
-11,205
-205,296
-7,294,211
1,340,892
627,331
500,262
266,834
550,493
485,535
526,302
978,236
-367,203
513,382
-235,837
2,347,003
overdraft
-3,982
3,982
change in cash
-11,205
-205,296
-7,294,211
1,340,892
627,331
500,262
266,834
550,493
485,535
526,302
982,218
-371,185
513,382
-235,837
2,347,003
the kgj insurance services group limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for the kgj insurance services group limited. Get real-time insights into the kgj insurance services group limited's credit score, group structure and payment trends.
The Kgj Insurance Services Group Limited Competitor Analysis
Perform a competitor analysis for the kgj insurance services group limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in B 3 area or any other competitors across 12 key performance metrics.
the kgj insurance services group limited Ownership
THE KGJ INSURANCE SERVICES GROUP LIMITED group structure
The Kgj Insurance Services Group Limited has 10 subsidiary companies.
THE KGJ INSURANCE SERVICES GROUP LIMITED Shareholders
The sole shareholder of The Kgj Insurance Services Group Limited is Nfp Uk Holdings Limited.
nfp uk holdings limited
100%
the kgj insurance services group limited directors
The Kgj Insurance Services Group Limited currently has 6 directors.
The longest serving directors include
Mr Matthew Pawley (Oct 2021) and
Mr Matthew Pawley (Oct 2021).
the kgj insurance services group limited company details
company number
04474897
Type
Private limited with Share Capital
industry
65120 - Non-life insurance
incorporation date
July 2002
age
23
incorporated
UK
ultimate parent company
NATIONAL FINANCIAL PARTNERS CORP
accounts
Full Accounts
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
CROWE U.K. LLP
address
14 caroline point, 62 caroline street, birmingham, B3 1UF
Bank
-
Legal Advisor
-
the kgj insurance services group limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 5 charges/mortgages relating to the kgj insurance services group limited. Currently there are 1 open charges and 4 have been satisfied in the past.
the kgj insurance services group limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for THE KGJ INSURANCE SERVICES GROUP LIMITED. This can take several minutes, an email will notify you when this has completed.
the kgj insurance services group limitedCompanies House Filings - See Documents
