pbaf acquisitions limited
pbaf acquisitions limited Company Information
Company Number
04481151
Next Accounts
Jun 2026
Shareholders
paragon bank plc
Group Structure
View All
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered Address
51 homer road, solihull, B91 3QJ
Website
http://fabf.compbaf acquisitions limited Estimated Valuation
Pomanda estimates the enterprise value of PBAF ACQUISITIONS LIMITED at £8.2m based on a Turnover of £5.9m and 1.37x industry multiple (adjusted for size and gross margin).
pbaf acquisitions limited Estimated Valuation
Pomanda estimates the enterprise value of PBAF ACQUISITIONS LIMITED at £0 based on an EBITDA of £-1.1m and a 5.01x industry multiple (adjusted for size and gross margin).
pbaf acquisitions limited Estimated Valuation
Pomanda estimates the enterprise value of PBAF ACQUISITIONS LIMITED at £100.7m based on Net Assets of £41.7m and 2.41x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Pbaf Acquisitions Limited Overview
Pbaf Acquisitions Limited is a live company located in solihull, B91 3QJ with a Companies House number of 04481151. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in July 2002, it's largest shareholder is paragon bank plc with a 100% stake. Pbaf Acquisitions Limited is a mature, mid sized company, Pomanda has estimated its turnover at £5.9m with declining growth in recent years.
Upgrade for unlimited company reports & a free credit check
Pbaf Acquisitions Limited Health Check
Pomanda's financial health check has awarded Pbaf Acquisitions Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 3 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
3 Weak
Size
annual sales of £5.9m, make it smaller than the average company (£21.1m)
£5.9m - Pbaf Acquisitions Limited
£21.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -32%, show it is growing at a slower rate (22%)
-32% - Pbaf Acquisitions Limited
22% - Industry AVG
Production
with a gross margin of 39.4%, this company has a lower cost of product (15.6%)
39.4% - Pbaf Acquisitions Limited
15.6% - Industry AVG
Profitability
an operating margin of -18.1% make it less profitable than the average company (5.7%)
-18.1% - Pbaf Acquisitions Limited
5.7% - Industry AVG
Employees
with 14 employees, this is similar to the industry average (13)
- Pbaf Acquisitions Limited
13 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Pbaf Acquisitions Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £424.1k, this is equally as efficient (£446k)
- Pbaf Acquisitions Limited
£446k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Pbaf Acquisitions Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Pbaf Acquisitions Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Pbaf Acquisitions Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Pbaf Acquisitions Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 25.5%, this is a lower level of debt than the average (100%)
25.5% - Pbaf Acquisitions Limited
100% - Industry AVG
PBAF ACQUISITIONS LIMITED financials
Pbaf Acquisitions Limited's latest turnover from September 2024 is £5.9 million and the company has net assets of £41.7 million. According to their latest financial statements, we estimate that Pbaf Acquisitions Limited has 14 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 5,938,000 | 11,912,000 | 13,365,000 | 18,535,000 | 20,120,000 | 39,759,000 | 14,255,000 | 8,340,000 | |||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 3,599,000 | 8,802,000 | 7,264,000 | 9,559,000 | 6,269,000 | 6,480,000 | 4,923,000 | 3,240,000 | |||||||
| Gross Profit | 2,339,000 | 3,110,000 | 6,101,000 | 8,976,000 | 13,851,000 | 33,279,000 | 9,332,000 | 5,100,000 | |||||||
| Admin Expenses | 3,413,000 | 5,520,000 | 7,316,000 | 7,621,000 | 9,171,000 | 10,211,000 | 1,945,000 | -5,000 | |||||||
| Operating Profit | -1,074,000 | -2,410,000 | -1,215,000 | 1,355,000 | 4,680,000 | 23,068,000 | 7,387,000 | 5,105,000 | |||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | -1,074,000 | -2,410,000 | -1,215,000 | 1,355,000 | 4,680,000 | 23,068,000 | 7,387,000 | 5,105,000 | |||||||
| Tax | 268,000 | 532,000 | 229,000 | -262,000 | -818,000 | -4,538,000 | -1,336,000 | -1,129,000 | |||||||
| Profit After Tax | -806,000 | -1,878,000 | -986,000 | 1,093,000 | 3,862,000 | 18,530,000 | 6,051,000 | 3,976,000 | |||||||
| Dividends Paid | 18,000,000 | 7,000,000 | |||||||||||||
| Retained Profit | -806,000 | -1,878,000 | -986,000 | 1,093,000 | 3,862,000 | 530,000 | -949,000 | 3,976,000 | |||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | |||||||||||||||
| EBITDA* | -1,074,000 | -2,410,000 | -1,215,000 | 1,355,000 | 4,680,000 | 23,068,000 | 7,387,000 | 5,105,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 413,473,000 | 492,975,000 | |||||||||||||
| Intangible Assets | |||||||||||||||
| Investments & Other | 56,039,000 | 140,228,000 | 295,181,000 | 413,473,000 | 492,975,000 | 300,004,000 | 348,603,000 | 348,832,000 | |||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 56,039,000 | 140,228,000 | 295,181,000 | 413,473,000 | 492,975,000 | 300,004,000 | 348,603,000 | 348,832,000 | |||||||
| Stock & work in progress | |||||||||||||||
| Trade Debtors | |||||||||||||||
| Group Debtors | |||||||||||||||
| Misc Debtors | |||||||||||||||
| Cash | |||||||||||||||
| misc current assets | |||||||||||||||
| total current assets | |||||||||||||||
| total assets | 56,039,000 | 140,228,000 | 295,181,000 | 413,473,000 | 492,975,000 | 300,004,000 | 348,603,000 | 348,832,000 | |||||||
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | |||||||||||||||
| Group/Directors Accounts | 14,247,000 | 97,614,000 | 250,672,000 | 291,959,000 | 344,103,000 | 343,720,000 | |||||||||
| other short term finances | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 367,968,000 | 490,567,000 | 4,417,000 | 1,418,000 | 1,070,000 | ||||||||||
| total current liabilities | 14,247,000 | 97,614,000 | 250,672,000 | 367,968,000 | 490,567,000 | 296,376,000 | 345,521,000 | 344,790,000 | |||||||
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | 51,000 | 67,000 | 84,000 | 188,000 | 180,000 | 172,000 | 55,000 | 66,000 | |||||||
| total long term liabilities | 51,000 | 67,000 | 84,000 | 94,000 | 90,000 | 172,000 | 55,000 | 66,000 | |||||||
| total liabilities | 14,298,000 | 97,681,000 | 250,756,000 | 368,062,000 | 490,657,000 | 296,548,000 | 345,576,000 | 344,856,000 | |||||||
| net assets | 41,741,000 | 42,547,000 | 44,425,000 | 45,411,000 | 2,318,000 | 3,456,000 | 3,027,000 | 3,976,000 | |||||||
| total shareholders funds | 41,741,000 | 42,547,000 | 44,425,000 | 45,411,000 | 2,318,000 | 3,456,000 | 3,027,000 | 3,976,000 |
| Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -1,074,000 | -2,410,000 | -1,215,000 | 1,355,000 | 4,680,000 | 23,068,000 | 7,387,000 | 5,105,000 | |||||||
| Depreciation | |||||||||||||||
| Amortisation | |||||||||||||||
| Tax | 268,000 | 532,000 | 229,000 | -262,000 | -818,000 | -4,538,000 | -1,336,000 | -1,129,000 | |||||||
| Stock | |||||||||||||||
| Debtors | |||||||||||||||
| Creditors | |||||||||||||||
| Accruals and Deferred Income | -367,968,000 | -122,599,000 | 486,150,000 | 2,999,000 | 348,000 | 1,070,000 | |||||||||
| Deferred Taxes & Provisions | -16,000 | -17,000 | -104,000 | 8,000 | 8,000 | 117,000 | -11,000 | 66,000 | |||||||
| Cash flow from operations | -822,000 | -1,895,000 | -369,058,000 | -121,498,000 | 490,020,000 | 21,646,000 | 6,388,000 | 5,112,000 | |||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | -84,189,000 | -154,953,000 | -118,292,000 | -79,502,000 | 192,971,000 | -48,599,000 | -229,000 | 348,832,000 | |||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | -83,367,000 | -153,058,000 | 250,672,000 | -291,959,000 | -52,144,000 | 383,000 | 343,720,000 | ||||||||
| Other Short Term Loans | |||||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | -83,367,000 | -153,058,000 | 250,672,000 | 42,000,000 | -296,959,000 | -52,245,000 | 383,000 | 343,720,000 | |||||||
| cash and cash equivalents | |||||||||||||||
| cash | |||||||||||||||
| overdraft | |||||||||||||||
| change in cash |
pbaf acquisitions limited Credit Report and Business Information
Pbaf Acquisitions Limited Competitor Analysis
Perform a competitor analysis for pbaf acquisitions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in B91 area or any other competitors across 12 key performance metrics.
pbaf acquisitions limited Ownership
PBAF ACQUISITIONS LIMITED group structure
Pbaf Acquisitions Limited has no subsidiary companies.
Ultimate parent company
2 parents
PBAF ACQUISITIONS LIMITED
04481151
pbaf acquisitions limited directors
Pbaf Acquisitions Limited currently has 5 directors. The longest serving directors include Mr Keith Allen (Apr 2017) and Mr Keith Allen (Apr 2017).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Keith Allen | 52 years | Apr 2017 | - | Director | |
| Mr Keith Allen | England | 52 years | Apr 2017 | - | Director |
| Mr John Phillipou | England | 52 years | Oct 2019 | - | Director |
| Mr Richard Woodman | 59 years | Oct 2019 | - | Director | |
| Mr David Newcombe | England | 57 years | Oct 2019 | - | Director |
P&L
September 2024turnover
5.9m
-50%
operating profit
-1.1m
-55%
gross margin
39.4%
+50.87%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2024net assets
41.7m
-0.02%
total assets
56m
-0.6%
cash
0
0%
net assets
Total assets minus all liabilities
pbaf acquisitions limited company details
company number
04481151
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
July 2002
age
23
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
September 2024
previous names
print finance limited (January 2017)
plusrare limited (September 2010)
accountant
-
auditor
KPMG LLP
address
51 homer road, solihull, B91 3QJ
Bank
-
Legal Advisor
-
pbaf acquisitions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to pbaf acquisitions limited.
pbaf acquisitions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PBAF ACQUISITIONS LIMITED. This can take several minutes, an email will notify you when this has completed.
pbaf acquisitions limited Companies House Filings - See Documents
| date | description | view/download |
|---|
