reliance property loans limited
reliance property loans limited Company Information
Company Number
04508405
Next Accounts
Sep 2025
Industry
Banks
Shareholders
onesavings bank plc
Group Structure
View All
Contact
Registered Address
reliance house, sun pier, chatham, kent, ME4 4ET
Website
http://krbs.comreliance property loans limited Estimated Valuation
Pomanda estimates the enterprise value of RELIANCE PROPERTY LOANS LIMITED at £0 based on a Turnover of £22k and -3.53x industry multiple (adjusted for size and gross margin).
reliance property loans limited Estimated Valuation
Pomanda estimates the enterprise value of RELIANCE PROPERTY LOANS LIMITED at £1.3m based on an EBITDA of £-82k and a -15.36x industry multiple (adjusted for size and gross margin).
reliance property loans limited Estimated Valuation
Pomanda estimates the enterprise value of RELIANCE PROPERTY LOANS LIMITED at £0 based on Net Assets of £-199k and 4.45x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Reliance Property Loans Limited Overview
Reliance Property Loans Limited is a live company located in chatham, ME4 4ET with a Companies House number of 04508405. It operates in the banks sector, SIC Code 64191. Founded in August 2002, it's largest shareholder is onesavings bank plc with a 100% stake. Reliance Property Loans Limited is a mature, micro sized company, Pomanda has estimated its turnover at £22k with declining growth in recent years.
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Reliance Property Loans Limited Health Check
There is insufficient data available to calculate a health check for Reliance Property Loans Limited. Company Health Check FAQs
0 Strong
0 Regular
7 Weak
Size
annual sales of £22k, make it smaller than the average company (£62.6m)
£22k - Reliance Property Loans Limited
£62.6m - Industry AVG
Growth
3 year (CAGR) sales growth of -24%, show it is growing at a slower rate (17.1%)
-24% - Reliance Property Loans Limited
17.1% - Industry AVG
Production
with a gross margin of -363.6%, this company has a higher cost of product (65.5%)
-363.6% - Reliance Property Loans Limited
65.5% - Industry AVG
Profitability
an operating margin of -372.7% make it less profitable than the average company (14.4%)
-372.7% - Reliance Property Loans Limited
14.4% - Industry AVG
Employees
with 1 employees, this is below the industry average (138)
- Reliance Property Loans Limited
138 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- Reliance Property Loans Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £22k, this is less efficient (£377k)
- Reliance Property Loans Limited
£377k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Reliance Property Loans Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Reliance Property Loans Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Reliance Property Loans Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Reliance Property Loans Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 110.6%, this is a higher level of debt than the average (90.1%)
110.6% - Reliance Property Loans Limited
90.1% - Industry AVG
RELIANCE PROPERTY LOANS LIMITED financials
Reliance Property Loans Limited's latest turnover from December 2023 is £22 thousand and the company has net assets of -£199 thousand. According to their latest financial statements, we estimate that Reliance Property Loans Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 22,000 | 26,000 | 44,000 | 50,000 | 55,000 | 60,000 | 64,000 | 66,000 | 71,000 | 74,000 | 78,000 | 102,000 | 113,000 | 149,000 | 284,000 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 102,000 | 39,000 | 30,000 | 53,000 | 69,000 | 67,000 | 67,000 | 93,000 | 131,000 | 146,000 | 163,000 | 108,000 | 126,000 | 143,000 | 330,000 |
| Gross Profit | -80,000 | -13,000 | 14,000 | -3,000 | -14,000 | -7,000 | -3,000 | -27,000 | -60,000 | -72,000 | -85,000 | -6,000 | -13,000 | 6,000 | -46,000 |
| Admin Expenses | |||||||||||||||
| Operating Profit | |||||||||||||||
| Interest Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pre-Tax Profit | -107,000 | -43,000 | -7,000 | -23,000 | -31,000 | -25,000 | -19,000 | -44,000 | -64,000 | -73,000 | -92,000 | -6,000 | -23,000 | 0 | -46,000 |
| Tax | 25,000 | 8,000 | 1,000 | 4,000 | 6,000 | 5,000 | 4,000 | 22,000 | 0 | 0 | -7,000 | 1,000 | 6,000 | 0 | 12,000 |
| Profit After Tax | -82,000 | -35,000 | -6,000 | -19,000 | -25,000 | -20,000 | -15,000 | -22,000 | -64,000 | -73,000 | -99,000 | -5,000 | -17,000 | 0 | -34,000 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | -82,000 | -35,000 | -6,000 | -19,000 | -25,000 | -20,000 | -15,000 | -22,000 | -64,000 | -73,000 | -99,000 | -5,000 | -17,000 | 0 | -34,000 |
| Employee Costs | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Number Of Employees | |||||||||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 1,854,000 | 2,345,000 | 2,786,000 | 3,187,000 | 3,320,000 | 3,822,000 | 4,110,000 | 4,357,000 | 4,455,000 | 4,820,000 | 5,069,000 | 5,280,000 | 5,461,000 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,267,000 | 7,008,000 |
| Total Fixed Assets | 1,854,000 | 2,345,000 | 2,786,000 | 3,187,000 | 3,320,000 | 3,822,000 | 4,110,000 | 4,357,000 | 4,455,000 | 4,820,000 | 5,069,000 | 5,280,000 | 5,461,000 | 6,267,000 | 7,008,000 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 25,000 | 8,000 | 1,000 | 4,000 | 6,000 | 5,000 | 4,000 | 9,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7,000 | 6,000 | 11,000 | 11,000 |
| total current assets | 25,000 | 8,000 | 1,000 | 4,000 | 6,000 | 5,000 | 4,000 | 9,000 | 0 | 0 | 0 | 7,000 | 6,000 | 11,000 | 11,000 |
| total assets | 1,879,000 | 2,353,000 | 2,787,000 | 3,191,000 | 3,326,000 | 3,827,000 | 4,114,000 | 4,366,000 | 4,455,000 | 4,820,000 | 5,069,000 | 5,287,000 | 5,467,000 | 6,278,000 | 7,019,000 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,000 | 3,000 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,000 | 0 | 0 | 0 |
| Group/Directors Accounts | 2,052,000 | 2,446,000 | 2,848,000 | 3,254,000 | 3,370,000 | 3,846,000 | 0 | 0 | 0 | 4,728,000 | 4,907,000 | 5,023,000 | 5,201,000 | 5,995,000 | 6,736,000 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 26,000 | 24,000 | 21,000 | 13,000 | 13,000 | 13,000 | 11,000 | 9,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 2,078,000 | 2,470,000 | 2,869,000 | 3,267,000 | 3,383,000 | 3,859,000 | 11,000 | 9,000 | 3,000 | 4,731,000 | 4,907,000 | 5,026,000 | 5,201,000 | 5,995,000 | 6,736,000 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 4,115,000 | 4,354,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,427,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 4,115,000 | 4,354,000 | 4,427,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 2,078,000 | 2,470,000 | 2,869,000 | 3,267,000 | 3,383,000 | 3,859,000 | 4,126,000 | 4,363,000 | 4,430,000 | 4,731,000 | 4,907,000 | 5,026,000 | 5,201,000 | 5,995,000 | 6,736,000 |
| net assets | -199,000 | -117,000 | -82,000 | -76,000 | -57,000 | -32,000 | -12,000 | 3,000 | 25,000 | 89,000 | 162,000 | 261,000 | 266,000 | 283,000 | 283,000 |
| total shareholders funds | -199,000 | -117,000 | -82,000 | -76,000 | -57,000 | -32,000 | -12,000 | 3,000 | 25,000 | 89,000 | 162,000 | 261,000 | 266,000 | 283,000 | 283,000 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | |||||||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 25,000 | 8,000 | 1,000 | 4,000 | 6,000 | 5,000 | 4,000 | 22,000 | 0 | 0 | -7,000 | 1,000 | 6,000 | 0 | 12,000 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 17,000 | 7,000 | -3,000 | -2,000 | 1,000 | 1,000 | -5,000 | 9,000 | 0 | 0 | 0 | 0 | -6,267,000 | -741,000 | 7,008,000 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3,000 | 3,000 | 0 | 0 | 0 |
| Accruals and Deferred Income | 2,000 | 3,000 | 8,000 | 0 | 0 | 2,000 | 2,000 | 9,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | -491,000 | -441,000 | -401,000 | -133,000 | -502,000 | -288,000 | -247,000 | -98,000 | -365,000 | -249,000 | -211,000 | -181,000 | 5,461,000 | 0 | 0 |
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -394,000 | -402,000 | -406,000 | -116,000 | -476,000 | 3,846,000 | 0 | 0 | -4,728,000 | -179,000 | -116,000 | -178,000 | -794,000 | -741,000 | 6,736,000 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | -4,115,000 | -239,000 | 4,354,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4,427,000 | 4,427,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||||
| interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from financing | -394,000 | -402,000 | -406,000 | -116,000 | -476,000 | -269,000 | -239,000 | -73,000 | -301,000 | -179,000 | -116,000 | -178,000 | -794,000 | -741,000 | 7,053,000 |
| cash and cash equivalents | |||||||||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3,000 | 0 | 3,000 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3,000 | 0 | -3,000 | 0 | 0 | 0 | 0 | 0 |
reliance property loans limited Credit Report and Business Information
Reliance Property Loans Limited Competitor Analysis
Perform a competitor analysis for reliance property loans limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in ME4 area or any other competitors across 12 key performance metrics.
reliance property loans limited Ownership
RELIANCE PROPERTY LOANS LIMITED group structure
Reliance Property Loans Limited has no subsidiary companies.
Ultimate parent company
2 parents
RELIANCE PROPERTY LOANS LIMITED
04508405
reliance property loans limited directors
Reliance Property Loans Limited currently has 2 directors. The longest serving directors include Mr Andrew Golding (Mar 2012) and Ms Victoria Sullivan-Hyde (May 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Andrew Golding | 56 years | Mar 2012 | - | Director | |
| Ms Victoria Sullivan-Hyde | 48 years | May 2024 | - | Director |
P&L
December 2023turnover
22k
-15%
operating profit
-82k
0%
gross margin
-363.6%
+627.27%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-199k
+0.7%
total assets
1.9m
-0.2%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
reliance property loans limited company details
company number
04508405
Type
Private limited with Share Capital
industry
64191 - Banks
incorporation date
August 2002
age
23
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
guernsey property loans limited (November 2003)
accountant
-
auditor
DELOITTE LLP
address
reliance house, sun pier, chatham, kent, ME4 4ET
Bank
-
Legal Advisor
-
reliance property loans limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to reliance property loans limited.
reliance property loans limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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reliance property loans limited Companies House Filings - See Documents
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