debt support centre limited
debt support centre limited Company Information
Company Number
04581518
Next Accounts
Aug 2025
Shareholders
vest tech investments limited
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
bridgewater house, whitworth street, manchester, M1 6LT
Website
www.debtsupportcentre.co.ukdebt support centre limited Estimated Valuation
Pomanda estimates the enterprise value of DEBT SUPPORT CENTRE LIMITED at £637.7k based on a Turnover of £516.7k and 1.23x industry multiple (adjusted for size and gross margin).
debt support centre limited Estimated Valuation
Pomanda estimates the enterprise value of DEBT SUPPORT CENTRE LIMITED at £19.7m based on an EBITDA of £4.6m and a 4.26x industry multiple (adjusted for size and gross margin).
debt support centre limited Estimated Valuation
Pomanda estimates the enterprise value of DEBT SUPPORT CENTRE LIMITED at £0 based on Net Assets of £-1.3m and 1.31x industry multiple (adjusted for liquidity).
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Debt Support Centre Limited Overview
Debt Support Centre Limited is a live company located in manchester, M1 6LT with a Companies House number of 04581518. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 2002, it's largest shareholder is vest tech investments limited with a 100% stake. Debt Support Centre Limited is a mature, small sized company, Pomanda has estimated its turnover at £516.7k with healthy growth in recent years.
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Debt Support Centre Limited Health Check
Pomanda's financial health check has awarded Debt Support Centre Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
5 Weak
Size
annual sales of £516.7k, make it smaller than the average company (£4.8m)
- Debt Support Centre Limited
£4.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a faster rate (4%)
- Debt Support Centre Limited
4% - Industry AVG
Production
with a gross margin of 57.7%, this company has a comparable cost of product (57.7%)
- Debt Support Centre Limited
57.7% - Industry AVG
Profitability
an operating margin of 892.1% make it more profitable than the average company (9.5%)
- Debt Support Centre Limited
9.5% - Industry AVG
Employees
with 3 employees, this is below the industry average (13)
- Debt Support Centre Limited
13 - Industry AVG
Pay Structure
on an average salary of £78.6k, the company has an equivalent pay structure (£78.6k)
- Debt Support Centre Limited
£78.6k - Industry AVG
Efficiency
resulting in sales per employee of £172.2k, this is less efficient (£203.5k)
- Debt Support Centre Limited
£203.5k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Debt Support Centre Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 271 days, this is slower than average (48 days)
- Debt Support Centre Limited
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Debt Support Centre Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 3 weeks, this is less cash available to meet short term requirements (30 weeks)
3 weeks - Debt Support Centre Limited
30 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 899%, this is a higher level of debt than the average (69%)
899% - Debt Support Centre Limited
69% - Industry AVG
DEBT SUPPORT CENTRE LIMITED financials
Debt Support Centre Limited's latest turnover from November 2023 is estimated at £516.7 thousand and the company has net assets of -£1.3 million. According to their latest financial statements, we estimate that Debt Support Centre Limited has 3 employees and maintains cash reserves of £85.3 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 883,529 | 765,389 | |||||||||||||
| Other Income Or Grants | |||||||||||||||
| Cost Of Sales | 1,515,417 | 1,455,324 | |||||||||||||
| Gross Profit | -631,888 | -689,935 | |||||||||||||
| Admin Expenses | 943,218 | 804,341 | |||||||||||||
| Operating Profit | -1,575,106 | -1,494,276 | |||||||||||||
| Interest Payable | |||||||||||||||
| Interest Receivable | |||||||||||||||
| Pre-Tax Profit | -1,575,106 | -1,494,276 | |||||||||||||
| Tax | -2,439 | -4,724 | |||||||||||||
| Profit After Tax | -1,577,545 | -1,499,000 | |||||||||||||
| Dividends Paid | |||||||||||||||
| Retained Profit | 4,653,557 | -1,499,000 | |||||||||||||
| Employee Costs | |||||||||||||||
| Number Of Employees | 47 | ||||||||||||||
| EBITDA* | -1,546,220 | -1,475,013 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 14,870 | 11,203 | 27,003 | 61,719 | 87,190 | 62,010 | 2,519 | 7,367 | 12,985 | 35,127 | 53,873 | 79,058 | 82,233 | 70,777 | 55,329 |
| Intangible Assets | |||||||||||||||
| Investments & Other | |||||||||||||||
| Debtors (Due After 1 year) | |||||||||||||||
| Total Fixed Assets | 14,870 | 11,203 | 27,003 | 61,719 | 87,190 | 62,010 | 2,519 | 7,367 | 12,985 | 35,127 | 53,873 | 79,058 | 82,233 | 70,777 | 55,329 |
| Stock & work in progress | |||||||||||||||
| Trade Debtors | 316,515 | 449,962 | 348,656 | 235,250 | 211,583 | 131,391 | 167,129 | ||||||||
| Group Debtors | 58,806 | 2,523,525 | 1,144,495 | 1,216,160 | 29,182 | 307,624 | 292,788 | ||||||||
| Misc Debtors | 1,104 | 57,316 | 8,667 | 3,664 | 16,716 | 94,209 | 17,918 | 18,806 | 12,403 | 12,959 | |||||
| Cash | 85,347 | 109,968 | 14,652 | 82,418 | 9,545 | 159,157 | 263,269 | 23,477 | 165,976 | 385,665 | 875,334 | 465,419 | 209,668 | 160,496 | 79,635 |
| misc current assets | |||||||||||||||
| total current assets | 145,257 | 167,284 | 2,546,844 | 1,230,577 | 1,242,421 | 282,548 | 588,811 | 335,071 | 482,491 | 835,627 | 1,223,990 | 700,669 | 433,654 | 304,846 | 246,764 |
| total assets | 160,127 | 178,487 | 2,573,847 | 1,292,296 | 1,329,611 | 344,558 | 591,330 | 342,438 | 495,476 | 870,754 | 1,277,863 | 779,727 | 515,887 | 375,623 | 302,093 |
| Bank overdraft | |||||||||||||||
| Bank loan | |||||||||||||||
| Trade Creditors | 162,815 | 220,396 | 72,528 | 124,537 | 372,156 | 76,528 | 13,701 | 38,647 | 484,229 | 295,416 | 349,627 | 352,260 | 88,015 | 107,234 | 3,173,997 |
| Group/Directors Accounts | 40,993 | 40,993 | 40,993 | 1,240,432 | 973,595 | 136,121 | 130,629 | 30,629 | 4,501,540 | ||||||
| other short term finances | 713 | 713 | |||||||||||||
| hp & lease commitments | |||||||||||||||
| other current liabilities | 1,235,734 | 4,657,683 | 3,343,015 | 51,509 | 67,544 | 98,113 | 453,456 | 270,708 | 137,343 | 132,316 | |||||
| total current liabilities | 1,439,542 | 4,919,072 | 3,456,536 | 1,416,478 | 1,413,295 | 310,762 | 597,786 | 339,984 | 484,229 | 295,416 | 349,627 | 352,260 | 226,071 | 4,741,803 | 3,173,997 |
| loans | |||||||||||||||
| hp & lease commitments | |||||||||||||||
| Accruals and Deferred Income | |||||||||||||||
| other liabilities | |||||||||||||||
| provisions | 180 | 1,164 | 6,528 | 10,034 | 18,537 | 20,662 | 18,223 | 13,499 | |||||||
| total long term liabilities | 180 | 1,164 | 6,528 | 10,034 | 18,537 | 20,662 | 18,223 | 13,499 | |||||||
| total liabilities | 1,439,542 | 4,919,072 | 3,456,536 | 1,416,478 | 1,413,295 | 310,762 | 597,786 | 340,164 | 485,393 | 301,944 | 359,661 | 370,797 | 246,733 | 4,760,026 | 3,187,496 |
| net assets | -1,279,415 | -4,740,585 | -882,689 | -124,182 | -83,684 | 33,796 | -6,456 | 2,274 | 10,083 | 568,810 | 918,202 | 408,930 | 269,154 | -4,384,403 | -2,885,403 |
| total shareholders funds | -1,279,415 | -4,740,585 | -882,689 | -124,182 | -83,684 | 33,796 | -6,456 | 2,274 | 10,083 | 568,810 | 918,202 | 408,930 | 269,154 | -4,384,403 | -2,885,403 |
| Nov 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | Nov 2016 | Nov 2015 | Nov 2014 | Nov 2013 | Nov 2012 | Nov 2011 | Nov 2010 | Nov 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||||
| Operating Profit | -1,575,106 | -1,494,276 | |||||||||||||
| Depreciation | 5,573 | 26,961 | 34,716 | 65,011 | 40,480 | 32,355 | 4,848 | 11,816 | 25,817 | 38,136 | 44,607 | 41,081 | 28,886 | 19,263 | 10,776 |
| Amortisation | |||||||||||||||
| Tax | -2,439 | -4,724 | |||||||||||||
| Stock | |||||||||||||||
| Debtors | 2,594 | -2,474,876 | 1,384,033 | -84,717 | 1,109,485 | -202,151 | 13,948 | -4,921 | -133,447 | 101,306 | 113,406 | 11,264 | 79,636 | -22,779 | 167,129 |
| Creditors | -57,581 | 147,868 | -52,009 | -247,619 | 295,628 | 62,827 | -24,946 | -445,582 | 188,813 | -54,211 | -2,633 | 264,245 | -19,219 | -3,066,763 | 3,173,997 |
| Accruals and Deferred Income | -3,421,949 | 1,314,668 | 3,291,506 | -16,035 | -30,569 | -355,343 | 182,748 | 270,708 | -137,343 | 5,027 | 132,316 | ||||
| Deferred Taxes & Provisions | -180 | -984 | -5,364 | -3,506 | -8,503 | -2,125 | 2,439 | 4,724 | 13,499 | ||||||
| Cash flow from operations | -1,640,048 | -4,386,681 | |||||||||||||
| Investing Activities | |||||||||||||||
| capital expenditure | |||||||||||||||
| Change in Investments | |||||||||||||||
| cash flow from investments | |||||||||||||||
| Financing Activities | |||||||||||||||
| Bank loans | |||||||||||||||
| Group/Directors Accounts | -1,199,439 | 266,837 | 837,474 | 5,492 | 100,000 | 30,629 | -4,501,540 | 4,501,540 | |||||||
| Other Short Term Loans | -713 | 713 | |||||||||||||
| Long term loans | |||||||||||||||
| Hire Purchase and Lease Commitments | |||||||||||||||
| other long term liabilities | |||||||||||||||
| share issue | |||||||||||||||
| interest | |||||||||||||||
| cash flow from financing | -4,501,540 | 4,502,253 | |||||||||||||
| cash and cash equivalents | |||||||||||||||
| cash | -24,621 | 95,316 | -67,766 | 72,873 | -149,612 | -104,112 | 239,792 | -142,499 | -219,689 | -489,669 | 409,915 | 255,751 | 49,172 | 80,861 | 79,635 |
| overdraft | |||||||||||||||
| change in cash | -24,621 | 95,316 | -67,766 | 72,873 | -149,612 | -104,112 | 239,792 | -142,499 | -219,689 | -489,669 | 409,915 | 255,751 | 49,172 | 80,861 | 79,635 |
debt support centre limited Credit Report and Business Information
Debt Support Centre Limited Competitor Analysis
Perform a competitor analysis for debt support centre limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in M 1 area or any other competitors across 12 key performance metrics.
debt support centre limited Ownership
DEBT SUPPORT CENTRE LIMITED group structure
Debt Support Centre Limited has no subsidiary companies.
Ultimate parent company
1 parent
DEBT SUPPORT CENTRE LIMITED
04581518
debt support centre limited directors
Debt Support Centre Limited currently has 2 directors. The longest serving directors include Mr Charles Elliott (Dec 2002) and Mrs Suzanna Elliott (Dec 2002).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Charles Elliott | 61 years | Dec 2002 | - | Director | |
| Mrs Suzanna Elliott | United Kingdom | 59 years | Dec 2002 | - | Director |
P&L
November 2023turnover
516.7k
-33%
operating profit
4.6m
0%
gross margin
57.7%
-0.59%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
November 2023net assets
-1.3m
-0.73%
total assets
160.1k
-0.1%
cash
85.3k
-0.22%
net assets
Total assets minus all liabilities
debt support centre limited company details
company number
04581518
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
November 2002
age
23
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
November 2023
previous names
debt free helpline limited (September 2011)
pensby limited (December 2005)
accountant
TREE ACCOUNTANCY LIMITED
auditor
-
address
bridgewater house, whitworth street, manchester, M1 6LT
Bank
-
Legal Advisor
-
debt support centre limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to debt support centre limited.
debt support centre limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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debt support centre limited Companies House Filings - See Documents
| date | description | view/download |
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